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2024

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Best Life Insurance Companies in Mississippi

Our Recommended Top 12

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Mississippi Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

131379Reviewed

78832Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Mississippi

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (1)

Why choose this provider?

Palmer Insurance Agency serves the Mississippi community by helping people find life insurance products based on their situations or financial capacity. It offers a variety of policies, such as fixed, lifetime, and flexible premiums, which can cover college funds, business expenses, estate fees, and retirement. It also aids in upgrading insurance plans for new couples, divorcees, homebuyers, and parents or grandparents. As an independent agency, the company carries several providers, including AFLAC, CNA, Foremost, and Safeway.

  • Life Insurance

Mississippi

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Willis Insurance Group serves families and individuals in Mississippi. It provides various life insurance policies such as whole, term, universal, and final expense. It also offers Medicare programs that cover dental, vision, hearing, and prescription drugs and includes a broader provider network. It has partnered with other insurance carriers like Aetna and Shared Health Mississippi to give clients options to choose from and obtain a plan that meets their needs. Willis Insurance Group has been in the industry since 2017.

  • Life Insurance

Mississippi

Expertise.com Rating

Review Sources

Facebook
5.0 (19)
Google
4.3 (3)

Why choose this provider?

Since 2006, Risk Management Partners has been providing customized insurance solutions to families and businesses in Mississippi. The independent agency offers life insurance products to clients seeking a resource of funds for their loved ones in the event of their death. Other personal insurance products it provides include coverages for home and auto. It also has insurance programs for various industries including assisted living, daycare, mental health-related organizations, forestry and timber, and construction. Risk Management Partners is licensed in seven of the southeastern states.

  • Life Insurance

Mississippi

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Jackie Calhoun, CLU is an independent insurance agent who serves clients throughout the state of Mississippi. He offers term, traditional universal, and variable universal life insurance policies for children, young professionals, married couples, and retirees. He and his team also assist state and federal employees with indexed annuities. Jackie Calhoun has been working in the insurance industry for more than four decades. He also works with outside professionals such as CPAs, tax attorneys, bankers, and stock brokers.

  • Life Insurance

Mississippi

Expertise.com Rating

Review Sources

Facebook
4.6 (76)
Google
4.1 (74)

Why choose this provider?

Southern Farm Bureau Life Insurance Company has been offering risk management solutions for Farm Bureau members in Mississippi since 1946. It comprises insurance agents who provide life insurance to protect individuals and families financially in the event of the unexpected. Its term life policies include short-term coverage and come in 10-, 20-, and 30-year terms. In addition, its whole life plans render lifetime coverage and access to cash value with policies in single premium, whole, and 30 and 20 pay life.

  • Life Insurance

Mississippi

Expertise.com Rating

Review Sources

Google
4.7 (39)

Why choose this provider?

SouthGroup Insurance Services accommodates high-net-worth individuals, families, and business owners throughout Mississippi. For more than 115 years, the company has provided personal insurance policies, such as auto, life, umbrella, individual benefits, homeowners, and identity theft protection. Its independent agents collaborate with international, regional, and national insurance carriers, including Affiliated FM, Berkshire Hathaway, and United Healthcare, to compare products and create personalized plans. SouthGroup Insurance Services also handles business policies that cover risk management, workers' compensation, and excess liability.

  • Life Insurance

Mississippi

Expertise.com Rating

Review Sources

Google
5.0 (41)

Why choose this provider?

The Annuity Expert serves clients in the Mississippi metro. It offers life insurance policies that cover term, whole, and universal life plans. It also has a computing tool to help clients determine the policy suited for them. In addition, the company provides travel, mortgage, pet, health, disability, and burial insurance policies. The company's CEO, Shawn Plummer, has more than a decade of experience in the industry. He has been featured in Time Magazine, Yahoo! Finance, and Bloomberg.

  • Life Insurance

Mississippi

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
5.0 (4)

Why choose this provider?

Trey Cross Agency is an insurance firm that serves clients in Mississippi. It provides customized life insurance policies, including term, whole, and universal. Its agents help clients decide which option suits their needs and current situation and monitors their policy needs through the years. Other personal plans cover renters, homeowners, automobiles, and recreational vehicles. It offers business-related programs, as well. Trey Cross Agency was established in 1982, carrying products from various companies, such as Liberty Mutual and Nationwide.

  • Life Insurance

Mississippi

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (5)

Why choose this provider?

Little & Associates Insurance has been serving communities in Mississippi since 1984. It helps families safeguard their future by offering them the right life insurance policy. The agenct offers term, whole, and universal life insurance. Other products available cover health, properties, and vehicles. It also provides churches and businesses with specific insurance coverages they need. The family-owned and family-operated agency was started by Sandra Little and was eventually taken over by his son, Dave, in 2017. It extends its services to clients in Alabama, Louisiana, and Tennessee.

  • Term Life Insurance
  • Long Term Care
  • Whole Life Insurance

Mississippi

Expertise.com Rating

Review Sources

Google
4.9 (18)
Facebook
5.0 (17)

Why choose this provider?

The Insurance Center caters to families and businesses in Mississippi. It offers term, whole, and universal life insurance policies that financially protect families impacted by the policyholder's death. The plans provide death benefits to cover medical bills and funeral expenses. The agency also has workplace benefits insurance for employees, including dental and medical, long-term care, disability, accident, and critical illness coverage. One of The Insurance Center's principal agents, Paul Entrekin, has been working in the insurance industry since 1974.

  • Life Insurance

Mississippi

Expertise.com Rating

Review Sources

Google
4.7 (28)

Why choose this provider?

We Insure is an independent insurance agency serving Mississippi. Its agents recommend life insurance options suitable to clients' different life stages and financial situations. They have over 30 insurance providers whose policies cover funeral costs, debt obligations, and other ongoing and future family expenses. They offer life policy enhancements through annuities, disability, and long-term care plans. We Insure also carries general insurance products for health, auto, property, and business protection. Its owner, Amy Garland, has experience working in the healthcare and real estate industries.

  • Individual Plans
  • Health Insurance
  • Life Insurance

Mississippi

Expertise.com Rating

Review Sources

Facebook
4.8 (26)
Google
5.0 (9)

Why choose this provider?

Fassbender Insurance is open to Mississippi-based clients who seek comprehensive life insurance products. Its agents provide informative recommendations that make use of specified information involving a family's financial means and needs involving education, business protection, and income replacement. They offer various policies, ranging from term and whole to variable and indexed insurances, that extend across different periods depending on a family's long-term goals. The firm is led by Bryan Fassbender, who is a member of the National Association of Professional Insurance Agents.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Palmer Insurance Agency
1748 Simpson Hwy 149, Mississippi, MS 39114
Willis Insurance Group
Mississippi, MS
Risk Management Partners
106 Luckney Station Rd., Mississippi, MS 39232
Jackie Calhoun, CLU
4948 Ephesus Rd., Mississippi, MS 39074
Southern Farm Bureau Life Insurance Company
1401 Livingston Lane, Mississippi, MS 39213
SouthGroup Insurance Services
11-A South Third Street, Mississippi, MS 39422
The Annuity Expert
1776 Cloverhurst Ln NW, Mississippi, MS 30152
Trey Cross Agency
1825 6th Street, Mississippi, MS 39301
Little & Associates Insurance
4521 Poplar Springs Dr., Mississippi, MS 39305
The Insurance Center
2401 14th Street, Mississippi, MS 39301
We Insure
505 Avalon Way Suite A, Mississippi, MS 39047
Fassbender Insurance
10275 MS-603 Bay, Mississippi, MS 39520

FAQs

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

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