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Best Life Insurance Companies in Mississippi

Our Recommended Top 12

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Our goal is to connect people with the best local professionals. We scored Mississippi life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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12Top Picks

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Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Mississippi
Mississippi

Expertise.com Rating

Review Sources

Google
4.7 (39)

Why choose this provider?

SouthGroup Insurance Services accommodates high-net-worth individuals, families, and business owners throughout Mississippi. For more than 115 years, the company has provided personal insurance policies, such as auto, life, umbrella, individual benefits, homeowners, and identity theft protection. Its independent agents collaborate with international, regional, and national insurance carriers, including Affiliated FM, Berkshire Hathaway, and United Healthcare, to compare products and create personalized plans. SouthGroup Insurance Services also handles business policies that cover risk management, workers' compensation, and excess liability.

  • Life Insurance

Best Life Insurance Companies Serving Mississippi
Mississippi

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Jackie Calhoun, CLU is an independent insurance agent who serves clients throughout the state of Mississippi. He offers term, traditional universal, and variable universal life insurance policies for children, young professionals, married couples, and retirees. He and his team also assist state and federal employees with indexed annuities. Jackie Calhoun has been working in the insurance industry for more than four decades. He also works with outside professionals such as CPAs, tax attorneys, bankers, and stock brokers.

  • Life Insurance

Best Life Insurance Companies Serving Mississippi
Mississippi

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (1)

Why choose this provider?

Palmer Insurance Agency serves the Mississippi community by helping people find life insurance products based on their situations or financial capacity. It offers a variety of policies, such as fixed, lifetime, and flexible premiums, which can cover college funds, business expenses, estate fees, and retirement. It also aids in upgrading insurance plans for new couples, divorcees, homebuyers, and parents or grandparents. As an independent agency, the company carries several providers, including AFLAC, CNA, Foremost, and Safeway.

  • Life Insurance

Best Life Insurance Companies Serving Mississippi
Mississippi

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
5.0 (4)

Why choose this provider?

Trey Cross Agency is an insurance firm that serves clients in Mississippi. It provides customized life insurance policies, including term, whole, and universal. Its agents help clients decide which option suits their needs and current situation and monitors their policy needs through the years. Other personal plans cover renters, homeowners, automobiles, and recreational vehicles. It offers business-related programs, as well. Trey Cross Agency was established in 1982, carrying products from various companies, such as Liberty Mutual and Nationwide.

  • Life Insurance

Best Life Insurance Companies Serving Mississippi
Mississippi

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Willis Insurance Group serves families and individuals in Mississippi. It provides various life insurance policies such as whole, term, universal, and final expense. It also offers Medicare programs that cover dental, vision, hearing, and prescription drugs and includes a broader provider network. It has partnered with other insurance carriers like Aetna and Shared Health Mississippi to give clients options to choose from and obtain a plan that meets their needs. Willis Insurance Group has been in the industry since 2017.

  • Life Insurance

Best Life Insurance Companies Serving Mississippi
Mississippi

Expertise.com Rating

Review Sources

Google
4.9 (18)
Facebook
5.0 (17)

Why choose this provider?

The Insurance Center caters to families and businesses in Mississippi. It offers term, whole, and universal life insurance policies that financially protect families impacted by the policyholder's death. The plans provide death benefits to cover medical bills and funeral expenses. The agency also has workplace benefits insurance for employees, including dental and medical, long-term care, disability, accident, and critical illness coverage. One of The Insurance Center's principal agents, Paul Entrekin, has been working in the insurance industry since 1974.

  • Life Insurance

Best Life Insurance Companies Serving Mississippi
Mississippi

Expertise.com Rating

Review Sources

Facebook
4.6 (76)
Google
4.1 (74)

Why choose this provider?

Southern Farm Bureau Life Insurance Company has been offering risk management solutions for Farm Bureau members in Mississippi since 1946. It comprises insurance agents who provide life insurance to protect individuals and families financially in the event of the unexpected. Its term life policies include short-term coverage and come in 10-, 20-, and 30-year terms. In addition, its whole life plans render lifetime coverage and access to cash value with policies in single premium, whole, and 30 and 20 pay life.

  • Life Insurance

Best Life Insurance Companies Serving Mississippi
Mississippi

Expertise.com Rating

Review Sources

Google
4.7 (28)

Why choose this provider?

We Insure is an independent insurance agency serving Mississippi. Its agents recommend life insurance options suitable to clients' different life stages and financial situations. They have over 30 insurance providers whose policies cover funeral costs, debt obligations, and other ongoing and future family expenses. They offer life policy enhancements through annuities, disability, and long-term care plans. We Insure also carries general insurance products for health, auto, property, and business protection. Its owner, Amy Garland, has experience working in the healthcare and real estate industries.

  • Life Insurance
  • Individual Plans
  • Health Insurance

Best Life Insurance Companies Serving Mississippi
Mississippi

Expertise.com Rating

Review Sources

Google
5.0 (41)

Why choose this provider?

The Annuity Expert serves clients in the Mississippi metro. It offers life insurance policies that cover term, whole, and universal life plans. It also has a computing tool to help clients determine the policy suited for them. In addition, the company provides travel, mortgage, pet, health, disability, and burial insurance policies. The company's CEO, Shawn Plummer, has more than a decade of experience in the industry. He has been featured in Time Magazine, Yahoo! Finance, and Bloomberg.

  • Life Insurance

Best Life Insurance Companies Serving Mississippi
Mississippi

Expertise.com Rating

Review Sources

Facebook
4.8 (26)
Google
5.0 (9)

Why choose this provider?

Fassbender Insurance is open to Mississippi-based clients who seek comprehensive life insurance products. Its agents provide informative recommendations that make use of specified information involving a family's financial means and needs involving education, business protection, and income replacement. They offer various policies, ranging from term and whole to variable and indexed insurances, that extend across different periods depending on a family's long-term goals. The firm is led by Bryan Fassbender, who is a member of the National Association of Professional Insurance Agents.

  • Life Insurance

Best Life Insurance Companies Serving Mississippi
Mississippi

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (5)

Why choose this provider?

Little & Associates Insurance has been serving communities in Mississippi since 1984. It helps families safeguard their future by offering them the right life insurance policy. The agenct offers term, whole, and universal life insurance. Other products available cover health, properties, and vehicles. It also provides churches and businesses with specific insurance coverages they need. The family-owned and family-operated agency was started by Sandra Little and was eventually taken over by his son, Dave, in 2017. It extends its services to clients in Alabama, Louisiana, and Tennessee.

  • Long Term Care
  • Whole Life Insurance
  • Life Insurance

Best Life Insurance Companies Serving Mississippi
Mississippi

Expertise.com Rating

Review Sources

Google
4.3 (3)

Why choose this provider?

Since 2006, Risk Management Partners has been providing customized insurance solutions to families and businesses in Mississippi. The independent agency offers life insurance products to clients seeking a resource of funds for their loved ones in the event of their death. Other personal insurance products it provides include coverages for home and auto. It also has insurance programs for various industries including assisted living, daycare, mental health-related organizations, forestry and timber, and construction. Risk Management Partners is licensed in seven of the southeastern states.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
SouthGroup Insurance Services
11-A South Third Street, Mississippi, MS 39422
Jackie Calhoun, CLU
4948 Ephesus Rd., Mississippi, MS 39074
Palmer Insurance Agency
1748 Simpson Hwy 149, Mississippi, MS 39114
Trey Cross Agency
1825 6th Street, Mississippi, MS 39301
Willis Insurance Group
Mississippi, MS
The Insurance Center
2401 14th Street, Mississippi, MS 39301
Southern Farm Bureau Life Insurance Company
1401 Livingston Lane, Mississippi, MS 39213
We Insure
505 Avalon Way Suite A, Mississippi, MS 39047
The Annuity Expert
1776 Cloverhurst Ln NW, Mississippi, MS 30152
Fassbender Insurance
10275 MS-603 Bay, Mississippi, MS 39520
Little & Associates Insurance
4521 Poplar Springs Dr., Mississippi, MS 39305
Risk Management Partners
106 Luckney Station Rd., Mississippi, MS 39232

Mississippi Life Insurance FAQs

  • What is the grace period for life insurance payments in Mississippi?

    The MS Code 83-9-5 specifies that all subsequent life insurance payments in Mississippi have a 31-day grace period. This grace period enables all policyholders who fail to pay a bill or run into financial difficulties to make up missed payments before their coverage is automatically terminated by the insurance company.

  • Does having a pre-existing ailment prevent someone from getting life coverage in Mississippi?

    It is determined by the type of illness and the Mississippi insurance provider. People with pre-existing medical conditions may be able to purchase life insurance through some insurance companies, but their premiums may rise because they are considered high-risk claimants. However, there may be a shortage of healthcare organizations willing to accept pre-existing condition patients.

  • What happens if a named beneficiary in Mississippi is found to have killed the life insurance policyholder on purpose?

    If the beneficiary in Mississippi intentionally causes the insured person's death, their right to receive benefits from the life insurance policy is forfeited. Unless they are disqualified for other reasons, the share they would have received will go to the other beneficiaries. If there are no other beneficiaries, the money will be distributed according to the policy terms, and if the policy does not specify, it will be distributed to the insured person's estate.

  • How long may a beneficiary of a life insurance policy in Mississippi make a claim?

    Life insurance payouts are made within a month of the insurer receiving proof of the insured's death. However, there is no set legal time limit because each insurance company establishes its own rules for handling claims, which should be specified in the policy contract. If claims are not resolved fairly and quickly, the insurer may face fines.

  • Can beneficiaries make a claim even if the insured's insurer in Mississippi shuts down?

    Yes, beneficiaries can still file a claim even if the insured's insurer in Mississippi closes its doors or ceases operations because the Mississippi Life Guaranty Association financially supports all registered insurance businesses in the state. This company compensates policyholders up to $300,000 for missed death benefits and $100,000 for lost cash surrender, regardless of the insured's policy limits or the number of policies under which they were protected.