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2024

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Best Life Insurance Companies in Saint Paul, MN

Our Recommended Top 19

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Saint Paul Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

12400Reviewed

7447Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

724 Bielenberg Dr Ste 5, Woodbury, MN 55125

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
5.0 (4)

Why choose this provider?

Kriener Insurance is a life insurance agency near Saint Paul that serves clients in Minnesota and Wisconsin. The licensed insurance agents help clients understand their options for coverage that provides a financial safety net for their families after they're gone. It offers term and permanent coverage. Kriener Insurance works with several top carriers, including Nationwide, All-State, and Travelers Insurance. The agency also offers auto, home, recreational vehicle, and commercial insurance policies.

8665 Eagle Point Boulevard, Lake Elmo, MN 55042
WebsiteLicense: 40290913

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Review Sources

Google
4.0 (12)
Facebook
5.0 (9)

Why choose this provider?

Serving Saint Paul residents since 2012, Eagle Point Insurance Group is an independent insurance agency specializing in personal and business insurance. It offers life insurance based on the clients' needs and caters to individuals in different life stages and statuses, such as single clients, empty nesters, married couples with kids, small business owners, and retired persons. In addition to life insurance, Eagle Point Insurance Group also provides coverage for homes, cars, and businesses.

  • Life Insurance

637 Snelling Ave N, St. Paul, MN 55104
WebsiteLicense: 20541219

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Review Sources

Google
4.9 (61)
Facebook
5.0 (34)

Why choose this provider?

Krog Insurance is an independent agency that offers life insurance plans to clients around Saint Paul and the nearby areas. Its full-service agents help clients determine how much coverage they need and connect them with the appropriate plans from its extensive network of insurance carriers. The most common life insurance policies its agents assist with are term life and permanent life insurance plans. Krog Insurance, which has two locations in the state, also offers car, home, personal umbrella, and small business insurance.

  • Life Insurance

3000 White Bear Ave N Ste 26, Maplewood, MN 55109

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Review Sources

Yelp
5.0 (22)
Facebook
5.0 (6)

Why choose this provider?

LeschWilliams Insurance Agency is a life insurance company near Saint Paul that serves individuals throughout the area. Its licensed agents have over 50 years' combined experience helping clients understand their coverage options and choose between term, whole, universal, and instant issue term life insurance policies. The company works with more than 15 different providers, including Safeco Insurance, Progressive, Travelers, and Hagerty. LeschWilliams Insurance Agency also offers home, auto, RV, and business insurance policies.

PO Box 2655, Inver Grove Heights, MN 55076

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Review Sources

Yelp
5.0 (22)

Why choose this provider?

Supplement Plan Advisors provides health insurance services for individuals throughout the Saint Paul area with offices in Rochester and Austin. Its licensed agents help clients understand their medical coverage options, such as Medicare supplements, advantage plans, and cost plans for people with disabilities and beneficiaries 65 and older, that offer extra protection for an additional cost. These policies can provide individuals with more coverage for dental, vision, hearing, and prescriptions. The company also has short-term health insurance policies.

2175 Saint Clair Avenue, Saint Paul, MN 55105
WebsiteLicense: 20261734

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Review Sources

Google
5.0 (57)
Yelp
4.5 (2)

Why choose this provider?

Chris Budzius owns the Budzius Insurance Agency Inc. through State Farm. He caters to individuals, families, and businesses in Saint Paul and the surrounding areas. He offers term, whole, and universal life insurance policies, which can pay for college costs, debt settlements, and mortgage payments. He also provides auto, health, home, pet, and property insurance products. Budzius has 27 years of experience in the insurance industry. He stays involved in the community by serving as a member of the St. Paul District Five Planning Council.

  • Life Insurance
  • Health Insurance

650 Commerce Dr Ste 160, Woodbury, MN 55125

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

InsuranceWorks Agency Inc. is an independent insurance agency providing coverage options for clients in the Saint Paul area. Its licensed insurance agents help individuals understand their choices between term and universal or permanent life insurance policies that will cover expenses for their family after they're gone. The coverage specialists also work with employers to choose group life, health, and disability benefits for their employees. Other products include individual long-term care, disability, and mortgage protection plans.

1810 Crest View Dr Ste 1A, Hudson, WI 54016

Expertise.com Rating

Review Sources

Google
4.7 (14)

Why choose this provider?

Founded in 1977, McDonald Insurance Agency helps Saint Paul customers evaluate their need for health, life, and other types of insurance. It offers individual life, individual long-term care, individual and family health, dental, disability, and mortgage protection insurance. Fixed annuities are also available. An independent agency, the McDonald Insurance Agency works with companies such as Foremost, Hagerty, Integrity Insurance, John Hancock, and Principal to help customers get competitive rates on needed coverage.

1306 County Road E, Arden Hills, MN 55112
WebsiteLicense: 40572408

Expertise.com Rating

Review Sources

Facebook
5.0 (35)

Why choose this provider?

Established in 1993, Preferred Insurance Services, Inc., is an independent insurance agency in Arden Hills that caters to clients in and around Saint Paul. It offers various insurance policies for individuals, which cover boats, classic cars, recreational vehicles, health, home, and life. It also provides business liability, landlord liability, cyber liability, commercial auto and property, group health, and non-profit insurance plans. Preferred Insurance Services is led by its president, Brad Gombold, who aims to serve using personalized insurance solutions.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

8677 Eagle Point Blvd, Lake Elmo, MN 55042

Expertise.com Rating

Why choose this provider?

Mader Wealth is a life insurance agency near Saint Paul that provides a wide range of financial services for clients throughout the area. Its coverage specialists have extensive experience helping individuals understand their policy options and assist them with choosing between term, whole, or universal life insurance plans that can offer financial protection to their family after they're gone. Mader Wealth also offers disability income and long-term care insurance coverage.

3500 Cannon St Ste 200, Hastings, MN 55033

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Review Sources

Yelp
5.0 (22)
Facebook
4.8 (9)

Why choose this provider?

Schommer Insurance has a long history of helping Saint Paul residents find needed life insurance coverage. The agency sells both whole life and term life insurance in addition to long-term care, disability, single-premium whole life, and group life policies. Fixed annuities are available. Schommer also offers auto insurance from more than 20 top-rated insurance carriers, and it sells business insurance coverage, including fleet, farm, building, property liability, and workers comp policies.

4151 Knob Drive, Eagan, MN 55122
WebsiteLicense: 21015

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (2)

Why choose this provider?

Kerry Jordan Insurance Agency is a multi-line insurance agency that serves clients in Saint Paul. It offers several types of life insurance policies, including term life, whole life, and universal life. It also offers other types of insurance products for families and businesses that include auto, home, and business insurance. The insurance agency has formed a partnership with Atlas Insurance Brokers and represents multiple insurance companies. Company president Kerry Jordan has been an insurance agent since 1987.

  • Life Insurance

6425 Sycamore Court N, Maple Grove, MN 55369
WebsiteLicense: 20407774

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Hummel Insurance is a full-service agency that serves the needs of the Saint Paul metro. Led by Brandon Hummel, the firm offers life insurance plans that provide financial coverage in the event of early death or outliving assets. They guide clients in selecting from a variety of policy options such as accelerated death benefits and term or permanent policy plans. Brandon has been in the financial services industry for over 15 years. He is also licensed in Wisconsin.

  • Life Insurance
  • Health Insurance

375 Selby Ave, Saint Paul, MN 55102
WebsiteLicense: 43617

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Health Planned Consulting Services LLC caters to families and individuals in Saint Paul and nearby areas. It offers a selection of personal protection plans, which include life insurance. The company furnishes term and whole coverages to protect policyholders from financial losses due to unexpected death. It also helps clients acquire long-term care and individual and group health insurance policies. Owner Steve Halvorsen brings over three decades of experience in the health services industry. He is a NAHU-certified self-funding professional.

  • Life Insurance

821 Raymond Avenue, Suite 400, St Paul, MN 55114
WebsiteLicense: 40370194

Expertise.com Rating

Review Sources

Google
4.8 (18)

Why choose this provider?

Champion Insurance is an independent agency that serves the Saint Paul metro. It integrates products from different insurance providers to offer a custom package that meets the needs of its clients. It provides a variety of life insurance, including term, whole, universal, group business, juvenile, and key person. It also offers home insurance policies for various properties, such as apartments, condominiums, mobile homes, vacation homes, and vacant land. The agency has more than seven years of experience in the industry.

  • Life Insurance

3470 Washington Dr., Ste 126, Eagan, MN 55122
WebsiteLicense: 9401

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Kelliher & Associates, Inc., serves the insurance needs of individuals and families in Saint Paul and nearby locations. It processes various personal protection plans, which include life insurance. The independent agency offers customized term and permanent coverages to protect clients from monetary losses caused by mortgage debts and unexpected death. Its agents also furnish health, home, and auto insurance. They work with various carriers, such as Progressive, Foremost, and Safeco. Kelliher & Associates has been in operation for over 60 years.

  • Life Insurance

8975 33rd Street North, Lake Elmo, MN 55042
WebsiteLicense: 3137

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (20)

Why choose this provider?

Zignego Agency Insurance is a third-generation agency that provides personal and business insurance solutions. For more than 40 years, it has been helping the residents of Saint Paul and nearby communities by safeguarding their loved ones' financial future with a life insurance plan. Moreover, its insurance agents have 200 years of combined experience helping clients choose the right coverage that fits their needs. As an independent agency, Zignego Agency Insurance represents 11 insurance providers, such as Auto-Owners Insurance and Secura.

  • Life Insurance

56 6th St. E. Suite 203, Saint Paul, MN 55101
WebsiteLicense: 40371806

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Pathway Insurance Group provides coverage for clients in the Saint Paul area. It offers life insurance to protect the policyholder's loved ones should tragedy strike. The company offers final expense insurance alongside its whole-life policies, to cover funeral costs and short-term expenses like credit card debt, legal costs, and medical bills. Clients can also get health insurance to cover various medical needs and there are specialized plans for high-net-worth individuals. The company also has commercial insurance to protect businesses.

  • Life Insurance

1200 Hosford St, Hudson, WI 54016

Expertise.com Rating

Review Sources

Yelp
5.0 (22)

Why choose this provider?

St. Croix Valley Insurance Service serves Saint Paul residents when it comes to their insurance needs. Founded in 1991, the agency dedicates itself on helping area customers find the right levels of coverage for health insurance, P/C insurance, life insurance, and other insurance products. Health insurance plans range from standard individual/family plans to short-term health insurance from companies such as Blue Cross Blue Shield, Medica, and WPS. Medicare plans and prescription drug coverage are also available.

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Kriener Insurance
724 Bielenberg Dr Ste 5, Woodbury, MN 55125
Eagle Point Insurance Group
8665 Eagle Point Boulevard, Lake Elmo, MN 55042
Krog Insurance
637 Snelling Ave N, St. Paul, MN 55104
LeschWilliams Insurance Agency
3000 White Bear Ave N Ste 26, Maplewood, MN 55109
Supplement Plan Advisors
PO Box 2655, Inver Grove Heights, MN 55076
Chris Budzius
2175 Saint Clair Avenue, Saint Paul, MN 55105
InsuranceWorksAgency, Inc.
650 Commerce Dr Ste 160, Woodbury, MN 55125
McDonald Insurance Agency
1810 Crest View Dr Ste 1A, Hudson, WI 54016
Preferred Insurance Service, Inc.
1306 County Road E, Arden Hills, MN 55112
Mader Wealth
8677 Eagle Point Blvd, Lake Elmo, MN 55042
Schommer Insurance
3500 Cannon St Ste 200, Hastings, MN 55033
Kerry Jordan Insurance Agency
4151 Knob Drive, Eagan, MN 55122
Hummel Insurance
6425 Sycamore Court N, Maple Grove, MN 55369
Health Planned Consulting Services LLC
375 Selby Ave, Saint Paul, MN 55102
Champion Insurance
821 Raymond Avenue, Suite 400, St Paul, MN 55114
Kelliher & Associates, Inc.
3470 Washington Dr., Ste 126, Eagan, MN 55122
Zignego Agency Insurance
8975 33rd Street North, Lake Elmo, MN 55042
Pathway Insurance Group
56 6th St. E. Suite 203, Saint Paul, MN 55101
St. Croix Valley Insurance Service
1200 Hosford St, Hudson, WI 54016

FAQs

  • In Saint Paul, what differentiates term life insurance from permanent life insurance?

    In Saint Paul, term life insurance programs cover a portion of the life of the insured party and payouts are only made if the person passes on during the term. Permanent policies cover a person's entire existence as long as premiums keep on being paid and paid on time.

  • In Saint Paul, what differentiates whole life insurance from universal life insurance?

    Whole life insurance in Saint Paul is a kind of permanent life insurance that has set values on the policy for premiums and death benefits. Universal life insurance is also permanent but more flexible. The premiums and death benefits may be adjusted depending on the needs and goals of the insured individual.

  • When is it a good idea to select term life insurance in Saint Paul over permanent options?

    A term life insurance plan is a good idea in Saint Paul when a person only needs protection for a limited amount of time. There are purposes like the establishment of a college fund where the safeguards of a life insurance contract are not needed after the student graduates and the loans have been paid.

  • What factors in Saint Paul affect the price of term life insurance premiums?

    Term life insurance premiums in Saint Paul change depending on numerous factors like the length of the term, with longer periods translating to pricier costs. Engaging in dangerous activities like daredevil sports will raise premiums, as will being diagnosed with a lingering medical condition. Age also directly correlates with expenses, with older people needing to pay more.

  • How can a life insurance policy in Saint Paul ease the financial burden on one's heirs upon death?

    A life insurance policy in Saint Paul can ease the financial burden on one's heirs because the proceeds may serve as a safety net when the insured passes on. The payout may answer for the burial costs and estate taxes of the deceased, and the income of these proceeds is usually tax-favored.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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