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Need help contacting a Life Insurance Company in Minneapolis? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.
2026
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Our goal is to connect people with the best local professionals. We scored Minneapolis life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.
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Need help contacting a Life Insurance Company in Minneapolis? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.
Higgins Insurance Agency serves individuals, families, and organizations in Minneapolis and the surrounding areas. The independent firm offers personal lines coverages, including life insurance policies. Its options for life insurance include term and permanent policies that cover mortgages, living expenses, co-signed debts, loans, and estate taxes. It also provides long-term care, homeowners', auto, and commercial insurance plans. Its owner, Jim Higgins, leads a team of insurance agents in providing clients with policies appropriate to their lifestyles.
Options Insurance is an independent agency serving clients in Minneapolis. Its team offers term life insurance that provides a death benefit that pays for funeral costs, debts, and children's tuition. The agency also provides insurance products for automobiles, boats, businesses, condos, and farms. It has formed partnerships with several insurance carriers, allowing it to compare and offer a variety of coverage options for clients. Options Insurance's values include stewardship, education, personalized process, security, and gratitude.
Lakeside Insurance Brokers is a multi-line insurance solutions specialist that caters to the insurance needs of clients in Minneapolis and nearby localities. Established in 1990, the company provides a varying array of life insurance policies, such as term life, whole life, children's whole life, and universal life coverages. Its independent insurance agents represent over 50 carriers and help clients compare coverage options depending on their requirements. Its other products include personal, business, and health insurance. The company operates in six states nationwide.
North Central Insurance Agency is an independent insurance agency that serves clients in Minneapolis. It offers various types of life insurance policies, including term policies that ensure income replacement, whole life policies to pay for final expenses, and universal policies that allow clients to invest their money in stocks. In collaboration with local and national insurance companies, the insurance agency strives to deliver insurance coverage that suits the needs of clients. North Central Insurance Agency was established in 1998.
Glover Insurance Agency Inc. is a family-owned business that has been serving individuals and businesses in Minneapolis since 1981. It caters to clients looking for life insurance plans to cover the financial needs of their dependents and families after their demise. It also provides other packages such as health, home, auto, and commercial auto insurance policies. The agency, which was established by Bernie Glover, has been in the industry for more than four decades.
The Pampusch Agency is a one-stop shop for personalized life insurance serving Minneapolis and surrounding communities. Founded in 1978 by Rob Pampusch, it provides insurance products covering the risks of early death, leaving family members and loved ones without support. The Pampusch Agency is an independent provider representing several insurance carriers. Rob has been a producer for Farmers Union Agency since 2006, has maintained his Certified Insurance Counselor (CIC) designation since 2010, and is licensed in Property Casualty, Life, Health & Accident Insurance in Minnesota.
Slate Small Business Solutions is a women-owned insurance brokerage firm serving the people of Minneapolis. It provides employers with group term life policies they can incorporate into their employee benefits programs. The insurance plan gives protection for both employees and their loved ones. There are also short- and long-term disability coverage packages available. One of the owners, Emily Breitenfeldt, started her career in health insurance in 2014 before transitioning to small business insurance in 2018.
The Rischall Financial Group is an independent insurance agency with clients throughout Minnesota. Its agents provide one-on-one services, helping clients make better financial choices and sourcing life and health insurance policies from many of the nation's leading insurance companies. They can arrange health care policies for any need, including supplemental medical services, such as dental and vision, and life insurance policies that cover medicare, final expenses, mortgage repayments, and college fees.
Armar Insurance Agency LLC is a full-service life and health insurance company in Minneapolis, with additional offices in Sacramento and Yreka, California. Its agents are licensed to offer clients many services, such as advising on coverage requirements and state regulations, sourcing suitable policies from dozens of insurance carriers, and annually reviewing each client's policy to ensure it's still their best solution. The agency also offers customized life and health insurance services for federal employees.
Opened in 2013 by former banking financial adviser Corey Stich, Oak Tree Insurance is an independent agency that shops around for the best life insurance policies for its clients. The agency is linked to more than 20 of the leading insurance carriers, including Travelers and The Hartford. Mr. Stich and his team provide comprehensive financial advice on every type of product, from term life and permanent life insurance to polices that pay out if the holder suffers a long-term disability.
Gopher State Agency is an insurance company serving individuals, families, and businesses since 1962. It's an independent company specializing in individual life and health insurance policies offered by multiple carriers. Its agents advise on the best coverage and policies for clients' needs, explain the conditions that come with each, and keep tabs with clients to ensure their policies are still working for them. The agency's policies include permanent life insurance and various Medicare plans.
Innovative Insurance Services LLC is an independent agency with the freedom to shop around for policies that give its clients the coverage they need and budget-friendly monthly premiums. Its wide range of products includes life and health insurance policies that cater for a wide range of needs. The agency's financial advisors can help individuals and families in need of health plans that pay for major and long-term medical costs, and seniors looking for final expenses policies.
John Arens is a State Farm insurance agent in Minneapolis who has been serving local residents and families for more than 25 years. Arens specializes in helping clients find and create insurance plans that fit their lives and specific needs. His services include life, automobile, homeowners, property, and umbrella insurance. Prior to becoming a State Farm agent, Arens was a police officer. He has a passion to protect his community, friends, and neighbors and building strong relationships with his clients.
Herb Monson Agency, Inc., is a full-service insurance broker serving residents throughout Minneapolis. It has access to multiple insurance providers, helping clients find suitable deals. The agency offers term life, universal life, and whole life insurance policies. More than that, it also insures homes, cars, motorcycles, boats, ATVs, snowmobiles, and golf carts. Herb Monson founded the company in 1994 in Eagan. In 2001, he incorporated the business and moved it to its present location in Burnsville.
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To determine if the insurance company is licensed in Minneapolis, one must dial 651.539.1500 to contact the Minnesota Department of Commerce, or utilize the department's License Lookup by Insurance Company tool. All insurance businesses that are authorized to conduct business in the state are listed in detail and up to date in the department's records.
Up to a certain amount, the Minnesota Life and Health Insurance Guaranty Association will offer protection to policyholders and beneficiaries of contracts in Minneapolis written by insolvent insurance companies. As long as premiums are paid and/or there is monetary value, the company will maintain the coverage; otherwise, it will transfer the policy to another insurer. State legislation determines the benefits and coverage caps.
Yes, individuals in Minneapolis have the option to purchase life insurance even if they possess pre-existing conditions like disabilities or mental health challenges. The protection against coverage denial due to pre-existing conditions is provided by The Affordable Care Act. Additionally, insurers are prohibited from setting restrictions on crucial benefits or terminating coverage on the grounds of cost considerations.
Employees in Minneapolis are not required to join or take part in their employer's group life insurance policies as a condition of employment unless the employer fully funds the plan, as specified in Minnesota Statutes 61A.091 subdivision 1. Under this provision, employers may not discharge or otherwise discriminate against employees who choose not to participate in a group life insurance plan.
If the employer or company in Minneapolis neglects to transmit the insurer's monthly payment promptly, it may lead to the termination of the coverage for the insured employees. According to Minnesota Statutes, Section 61A.092 Subdivision 4, under such circumstances, the employer is still responsible for ensuring that the employee's coverage needs are met to a certain extent.