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2025

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Best Life Insurance Companies in Southfield, MI

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Southfield life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3257Reviewed

1961Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Southfield
25800 Northwestern Highway, Southfield, MI 48075
Visit WebsiteLicense: 962872

Expertise.com Rating

Review Sources

Google
4.8 (78)
Facebook
5.0 (23)
Yelp
3.7 (3)

Why choose this provider?

Insurance One Agency is an independently owned and operated company serving families and individuals in Southfield. Established in 1975, its agents possess years of experience in the field and walk clients through the process of acquiring insurance policies. They specialize in crafting life insurance plans customized according to each policyholder's unique and changing needs and financial situations. Insurance One Agency coordinates with over eight insurance carriers and also offers homeowners', RV, and car insurance.

  • Life Insurance

Best Life Insurance Companies Serving Southfield
251 Pierce Street, Birmingham, MI 48009
Visit WebsiteLicense: 7123788

Expertise.com Rating

Review Sources

Facebook
5.0 (14)

Why choose this provider?

Schechter is serving Southfield and nearby areas. This wealth advisory and financial services firm has been advising clients on financial matters for 80 years, and is currently operated by third-generation members. It provides private placement life insurance (PPLI), which may be used by some investors to delay possible tax burdens. PPLI's other benefits include simplified tax reporting, no surrender charges, lower cost and commission, and it has enhanced creditor protection. The firm's other services cover investment advisory and private capital.

  • Life Insurance

Best Life Insurance Companies Serving Southfield
555 South Old Woodward Avenue, Birmingham, MI 48009
Visit WebsiteLicense: 961407

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
2.8 (5)

Why choose this provider?

Eschels Financial Group is a family-owned company established in 1955, providing life insurance solutions to clients in the Southfield area. It offers various life insurance coverage, such as whole and universal life, long-term care, final expense, and disability income. Its founder, J. Ted Eschels, along with the other professionals in the company, strives to ensure that each client receives the insurance coverage that fits their needs. Eschels Financial Group is a member of Insurance Designers of America.

  • Life Insurance

Best Life Insurance Companies Serving Southfield
28055 John R Road, Madison Heights, MI 48071
Visit WebsiteLicense: 0094656

Expertise.com Rating

Review Sources

Facebook
4.0 (22)
Google
4.0 (17)

Why choose this provider?

Tracey Denson Scott Insurance is an agency that has been in the industry for more than two decades serving clients in Southfield. The agency's principal, Tracey Denson Scott, educates and assists clients in understanding the right insurance plan that fits budgets and financial goals. Scott and her team offer term life insurance that covers a specific period of time. In addition, they have whole life insurance plans that provide lifetime protection and can build equity. Other products include home, auto, and business insurance.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Southfield
2000 Town Center, Southfield, MI 48075
Visit WebsiteLicense: 19356070

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (13)

Why choose this provider?

Brandon Bell Insurance Agency is a company that serves the needs of families and individuals in Southfield. It was established by Brandon Bell, who built the business on his extensive background in the insurance industry and his desire to help others. Bell and his team shop for life insurance products from various carriers in the market, including Progressive Insurance, Safeco, and The Hartford. In addition to term, universal, and whole life insurance, the company also handles homeowners' and auto insurance.

  • Term Life Insurance
  • Life Insurance
  • Whole Life Insurance

Best Life Insurance Companies Serving Southfield
20099 West 12 Mile Road, Southfield, MI 48076
Visit WebsiteLicense: 16642780

Expertise.com Rating

Review Sources

Google
5.0 (19)

Why choose this provider?

George Almaliky is a life insurance agent who serves clients in Southfield and nearby areas. He offers a wide range of life insurance options, such as term, whole, and universal. Almaliky also provides insurance plans for cars, pets, homeowners, renters, and businesses. He is an agent for State Farm Insurance, an insurance firm that has been serving the community for nearly 100 years. Almaliky is committed to providing clients quality insurance services at all times.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Southfield
28317 Southfield Road, Lathrup Village, MI 48076
Visit WebsiteLicense: 16819033

Expertise.com Rating

Review Sources

Google
4.0 (26)
Facebook
5.0 (19)

Why choose this provider?

Tiffany Khousakoun is an insurance agent that leads a State Farm branch in Lathrup Village. She helps residents in and around the Southfield metro and throughout Michigan with their insurance needs. She helps clients find the right life insurance product that best fits their needs. She can also help those looking for health, auto, property, and business policies. Additionally, Khousakoun provides State Farm banking products, such as checking and savings accounts, credit cards, and certificates of deposit.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Southfield
2701 Troy Center Drive, Troy, MI 48084
Visit WebsiteLicense: 2852180

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
5.0 (12)

Why choose this provider?

American Insurance Advisors is an insurance broker and advising company led by its principal agent Jeffrey Pratt. It operates in Troy and extends its services to nearby communities, including Southfield. The company can assist clients in acquiring different kinds of life insurance, including term and permanent life insurance. It also offers clients additional insurance options such as the return of premium option wherein a client receives the total amount of premiums they paid if the insurance policy is unused during the term.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Southfield
28470 West 13 Mile Road, Farmington Hills, MI 48334
Visit WebsiteLicense: 2967928

Expertise.com Rating

Review Sources

Google
4.0 (1)

Why choose this provider?

Kaufman Insurance and Financial Group, L.L.C., has been offering life insurance programs for individuals, businesses, and groups in Southfield and the nearby cities since 1970. It has comprehensive life insurance options such as annuities and variable life. Additionally, it offers other insurance plans such as disability, health, and long-term care policies. Other services also include business continuation plans and retirement planning. Brian Kaufman is a Million Dollar Round Table lifetime member and a member of the National Association of Insurance and Financial Advisors.

  • Long Term Care
  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Southfield
3000 Town Center, Southfield, MI 48075
Visit WebsiteLicense: 7632393

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
4.6 (11)
Yelp
2.6 (5)

Why choose this provider?

MassMutual Great Lakes assists clients in the Southfield area by handling their insurance and financial security needs. It provides individuals and families with a range of products like life insurance, disability income insurance, long-term care, mutual funds, 529 college savings plan, and retirement accounts. Its team of professionals also offers business services such as employee benefits, financial management, and succession planning. In 2020, MassMutual Great Lakes had more than $2.7 billion of life insurance policies in force.

  • Life Insurance

Best Life Insurance Companies Serving Southfield
24724 Farmbrook Road, Southfield, MI 48034
Visit WebsiteLicense: 962419

Expertise.com Rating

Review Sources

Google
4.5 (4)

Why choose this provider?

Zervous Group, Inc., is a family-owned and family-operated business founded in 1940. It is an insurance service provider that caters to contractors in the Southfield metro and its nearby communities. The company offers life insurance plans as well as health and disability insurance. Its insurance professionals also handle homeowners', auto, commercial business, and surety and fidelity bond insurance. Chairman of the Board Gus E. Zervos started his insurance career when he joined the company in 1964.

  • Life Insurance

Best Life Insurance Companies Serving Southfield
29081 Dequindre Road, Madison Heights, MI 48071
Visit WebsiteLicense: 960999

Expertise.com Rating

Review Sources

Google
4.7 (29)
Facebook
4.7 (29)
Yelp
5.0 (3)

Why choose this provider?

With more than 50 years of experience, Jensen Insurance Agency offers insurance solutions to customers in Southfield. It provides comprehensive personal insurance policies including life insurance, home insurance, boat and motorcycle insurance, auto insurance, and umbrella insurance. The company also has commercial coverages for property, liability, business auto, and workers’ compensation. Other available services include retirement income planning, accumulation planning, and small business solutions. Jensen Insurance Agency has been helping clients with their insurance needs since 1956.

  • Life Insurance

Best Life Insurance Companies Serving Southfield
30600 Telegraph Road, Bingham Farms, MI 48025
Visit WebsiteLicense: 8439074

Expertise.com Rating

Review Sources

Google
4.7 (3)
Yelp
3.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Altruis Benefit Consulting is an insurance agency near Southfield that provides options for insurance protection in the metro. The company is composed of insurance brokers and benefit advisors that counsel clients in need of financial protection for their personal or business needs. It offers life insurance products such as term life, whole life, universal life, and variable universal life insurance policies. It also offers healthcare plans and internationally accepted insurance policies. Its name was derived from the word "altruism," a trait the agents strive to espouse.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Southfield
20245 West 12 Mile Road, Southfield, MI 48076
Visit WebsiteLicense: 17558791

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Insurance by Anderson is an independent brokerage in Southfield that offers insurance products and solutions to clients in the metro. The firm has been operating for more than 50 years and has access to dozens of insurance providers in the region. It is capable of presenting diverse life insurance options for products such as term life insurance, whole life insurance, and universal life insurance. It also offers policies for homeowners' insurance and automobile insurance.

  • Life Insurance

Best Life Insurance Companies Serving Southfield
26777 Central Park Boulevard, Southfield, MI 48076
Visit WebsiteLicense: 16744781

Expertise.com Rating

Review Sources

Google
4.9 (146)
Facebook
4.3 (14)

Why choose this provider?

Cantor Insurance Group is an independent insurance agency that serves clients in Southfield. It offers life insurance policies that provide financial security to beneficiaries in the event of an unexpected death by paying bills, taxes, income loss, and funeral expenses. In collaboration with several insurance companies, such as Travelers, GMAC Insurance, and Allied Insurance, the agency also covers insurance products for businesses, homes, automobiles, watercraft, and recreational vehicles. It has expanded its services to several areas, including Howell, Brighton, and Milford.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Southfield
2 town sq, suite 800, Southfield, MI 48075
Visit WebsiteLicense: 0097784

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Fischman Insurance Group is an independent firm that provides services for business owners and high-net-worth individuals in Southfield. It offers financial life planning services such as cash flow, net worth statement, and Social Security maximization. It also offers life insurance, retirement planning, eldercare, and goal planning. The company was founded in 2012 by Ari Fischman. He created a business model that puts resources in place to manage insurance lines of wealth management firms, attorneys, and CPAs.

  • Life Insurance

Best Life Insurance Companies Serving Southfield
28411 Northwestern Highway, Southfield, MI 48034
Visit WebsiteLicense: 9156532

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Since 1986, MFC Benefits has been providing tailor-fit insurance solutions for businesses in Southfield. The insurance agency specializes in the design, installation, and management of group benefits that support the needs of clients' HR departments and employees. Its life insurance products include term, AD&D, key man, and executive policies. Additionally, it offers medical insurance, dental insurance, disability insurance, and retirement plans. William Schoof, the agency's president, is a member of the MDRT and holds more than 30 years of industry experience.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Southfield
17515 West Nine Mile Road, Southfield, MI 48075
Visit WebsiteLicense: 8291450

Expertise.com Rating

Review Sources

Google
1.0 (2)

Why choose this provider?

Founded in 1982, James Ralph Agency, Inc., is a full-service insurance solutions provider catering to the needs of Southfield residents and the surrounding communities. The company delivers life and health insurance policies to individuals, families, and business clients. Its insurance brokers help customers realize their needs, assess their coverage options, and select the right policy from multiple providers in the market. The firm also specializes in business insurance and employee benefits. It serves clients throughout Michigan and Illinois.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Insurance One Agency
25800 Northwestern Highway, Southfield, MI 48075
Schechter
251 Pierce Street, Birmingham, MI 48009
Eschels Financial Group
555 South Old Woodward Avenue, Birmingham, MI 48009
Tracey Denson Scott Insurance
28055 John R Road, Madison Heights, MI 48071
Brandon Bell Insurance Agency
2000 Town Center, Southfield, MI 48075
George Almaliky
20099 West 12 Mile Road, Southfield, MI 48076
Tiffany Khousakoun
28317 Southfield Road, Lathrup Village, MI 48076
American Insurance Advisors
2701 Troy Center Drive, Troy, MI 48084
Kaufman Insurance and Financial Group, L.L.C.
28470 West 13 Mile Road, Farmington Hills, MI 48334
MassMutual Great Lakes
3000 Town Center, Southfield, MI 48075
Zervos Group, Inc.
24724 Farmbrook Road, Southfield, MI 48034
Jensen Insurance Agency
29081 Dequindre Road, Madison Heights, MI 48071
Altruis Benefit Consulting
30600 Telegraph Road, Bingham Farms, MI 48025
Insurance by Anderson
20245 West 12 Mile Road, Southfield, MI 48076
Cantor Insurance Group
26777 Central Park Boulevard, Southfield, MI 48076
Fischman Insurance Group
2 town sq, suite 800, Southfield, MI 48075
MFC Benefits
28411 Northwestern Highway, Southfield, MI 48034
James Ralph Agency Insurance
17515 West Nine Mile Road, Southfield, MI 48075

Southfield, MI Life Insurance FAQs

  • What are some of the life insurance plans offered in Southfield?

    Term life insurance offers coverage for a set duration, typically spanning 10 to 30 years, and is usually more affordable for Southfield residents than whole life insurance. Whole life insurance, on the other hand, offers lifelong coverage as long as premiums are maintained. Universal life insurance is a permanent option known for its flexibility in premiums, face values, and pricing structure.

  • What are the key benefits of purchasing juvenile whole life insurance in Southfield?

    Buying juvenile whole life insurance in Southfield can provide significant advantages, such as lifelong coverage for the child, provided that premiums are consistently paid. This policy is accessible from birth to age 16 and has the option to access cash value through policy loans. Additionally, it ensures a child's future eligibility for insurance and financial stability by maintaining coverage that remains unaffected by future health conditions.

  • How can Southfield residents determine the right life insurance policy for their needs and budgets?

    Whole life insurance is recommended for Southfield residents in their early 20s looking to prepare for the future. This type of life insurance offers lifelong protection at an affordable rate. For people in their 30s who are married, have young children, and recently took on a mortgage, term life insurance might be the most suitable choice to assist with anticipated expenses in the coming decades.

  • Can life insurance policyholders in Southfield change their beneficiaries online?

    Yes. Changing life insurance beneficiaries online involves locating the policy and beneficiary card. Then, Southfield policyholders can make adjustments by adding or removing beneficiaries and digitally signing the changes using DocuSign. While you can remove or edit beneficiaries classified as "children" through the online platform, adding new child beneficiaries cannot be done using this method.

  • How can Southfield residents choose a suitable life insurance policy?

    When Southfield residents are in the process of shopping for a life insurance policy, they have the option to collaborate with an independent agent to assess policies offered by various insurance companies. Alternatively, they can utilize an online life insurance quote tool to obtain immediate quotes from multiple companies. Regardless of the path they select, it is essential for them to thoroughly evaluate a wide range of policies before arriving at a final decision.

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