Expertise.com Homepage

2024

Last updated:

Best Life Insurance Companies in Flint, MI

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Flint Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4371Reviewed

2629Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

801 Saginaw Street, Flint, MI 48502
WebsiteLicense: 16423392

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (3)

Why choose this provider?

Mid Michigan Health Insurance Advisors is a provider of life insurance to individuals and families living in Flint and the surrounding areas. It offers permanent and term life insurance policies, as well as critical illness insurance and annuities. In addition, this insurance firm offers health, Medicare, and individual and group wellness plans. Some of its additional services include financial planning and HR technology services. Clients can get insurance quotes through the self-enrollment options on the company's website.

  • Life Insurance
  • Health Insurance

4508 Beecher Road, Flint, MI 48532
WebsiteLicense: 959167

Expertise.com Rating

Review Sources

Google
5.0 (21)
Facebook
4.6 (5)

Why choose this provider?

Eve Insurance is a Flint-based life insurance company that was established in 1973. The company was founded by Greg Eve who is committed to serving his community while also connecting individuals and enterprises to a wide range of insurance products suitable to their needs. Eve Insurance offers life insurance, automobile insurance, renters' insurance, home insurance, umbrella insurance, and valuable possessions insurance. The company also caters to floods and earthquakes and helps clients get insured for natural disasters and long-term care.

  • Life Insurance

8469 South Saginaw Street, Grand Blanc, MI 48439
WebsiteLicense: 0341932

Expertise.com Rating

Review Sources

Google
4.0 (54)
Facebook
5.0 (23)

Why choose this provider?

Michigan Insurance and Financial Services is an independent insurance agency serving families and companies in Flint and surrounding areas. It offers life insurance policies that include term life and whole life plans. It also provides a long line of insurance products such as homeowners', disability, earthquake, and health insurance. With over 70 years of combined experience, the agents can assist clients in finding the most appropriate policies from its roster of partner carriers. The company is licensed to operate in Florida, Ohio, and Texas.

  • Life Insurance

G-6235 Corunna Rd Suite H, Flint, MI 48532
WebsiteLicense: 959772

Expertise.com Rating

Review Sources

Facebook
4.0 (20)
Google
4.0 (16)

Why choose this provider?

Established in 1915, Blackmore-Rowe Insurance is a full-service independent brokerage serving residents and businesses in Flint. It offers a wide range of risk management strategies, including health and life insurance, The Hanover SafeTeen program, and difference in conditions insurance. It also provides employee benefits coverage and extensive policies for businesses as well as insurance policies for niche industries, like beekeeping. The brokerage works with multiple insurance providers to help connect clients with different programs that match their needs.

  • Life Insurance
  • Health Insurance

11400 Grand Boulevard, Grand Blanc, MI 48439

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

RLM Financial Services, Inc. offers life coverage options to clients in the Flint area. Beyond serving the basic life insurance needs of individuals and families, it also provides financial services for healthcare, Medicare advantage plans, long-term care, and annuities. It also covers strategies for retirement and college funding, tax advantage plans, IRA's, and 401k's. RLM is an independent firm and values the maturity and experience of its staff, with a Senior Advisor of over 30 years of industry experience.

  • Life Insurance
  • Health Insurance

5112 West Pierson Road, Flint, MI 48504
WebsiteLicense: 16207234

Expertise.com Rating

Review Sources

Google
4.0 (47)

Why choose this provider?

Brett Albert is a Flint-based insurance agent who carries personal and business solutions from State Farm. Brett and his team help clients explore their insurance options, including life, health, home, and auto insurance plans. They educate clients about their different life insurance choices, such as term and whole life insurance, and assist them in determining suitable coverage, which include cash value build-ups and lifelong financial protection. In addition to its insurance products, State Farm offers investments and maintains a mobile app.

  • Life Insurance
  • Health Insurance

5454 Gateway Centre Boulevard, Flint, MI 48507
WebsiteLicense: 958245

Expertise.com Rating

Review Sources

Google
4.0 (7)

Why choose this provider?

McCredie Insurance Agency, Inc., is a full-service agency located in Flint serving the metro and its neighboring areas. It offers life insurance policies, such as term, whole, and universal life, annuities, disability income, and long-term care insurance. It also provides car, home, aviation, business, and condominium coverage. Founded in 1919, the company is presently managed by Todd McCredie and his father, Dave McCredie. Todd, who joined the company in 1992, has over two decades of sales and management experience.

  • Life Insurance
  • Health Insurance

3059 Tri Park Drive, Grand Blanc, MI 48439
WebsiteLicense: 16811795

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (4)

Why choose this provider?

Serra Benefits Group is a professional insurance management company that serves residential and commercial clients in Flint and its surrounding areas. The company provides a wide array of insurance products and services, including health and life insurance, dental and vision coverage, health reimbursement, and self-funded insurance plans. The company employs a professional staff capable of evaluating the needs and financial status of businesses or individual customers to recommend the appropriate insurance coverage that meets their criteria.

  • Life Insurance
  • Health Insurance

11436 North Linden Road, Clio, MI 48420
WebsiteLicense: 0007708

Expertise.com Rating

Review Sources

Google
4.0 (82)
Facebook
4.0 (34)

Why choose this provider?

Eaton Insurance Services is a family-owned and operated insurance company that was established in 1970. It provides life insurance policies, both term life and permanent, for residents of Flint. The company can shop for premiums and coverages from multiple insurance carriers, like Progressive and Liberty Mutual. It can also customize policies to include coverages for income replacement, mortgage protection, and final expenses. The company's website contains insurance calculators to estimate the monthly expenses of potential and existing plans.

  • Life Insurance

602 West Flint Street, Davison, MI 48423
WebsiteLicense: 958593

Expertise.com Rating

Review Sources

Google
4.0 (24)
Facebook
5.0 (5)

Why choose this provider?

Garrison-Ross Insurance is an independent family-owned insurance company that has been serving families and individuals in Flint, Davison, and the surrounding areas since 1946. Its life insurance options provide financial security in the event of the policyholder's death. It also offers insurance solutions for vehicles and homes sourced from multiple insurance carriers, including Progressive, Safeco, Foremost, and Citizens. Garrison-Ross Insurance works closely with local businesses to provide insurance coverage for business owners, employees, assets, and liability.

  • Life Insurance

400 South Adelaide Street, Fenton, MI 48430
WebsiteLicense: 0069875

Expertise.com Rating

Review Sources

Yelp
5.0 (3)

Why choose this provider?

Professional Insurance is an independent, full-service insurance agency that caters to individuals and businesses in Flint. It compares the rates and estimates the annual payments of policies from over 20 carriers, including Amerisure and Protective Insurance. The agency provides life insurance plans for short-term contracts or permanent policies. It also recommends suitable options for newlyweds, parents, retired workers, senior citizens, and high-value individuals. Moreover, the agency can modify policies to include beneficiaries, accident coverage, and disability coverage.

  • Life Insurance

1063 West Hill Road, Flint, MI 48507
WebsiteLicense: 961323

Expertise.com Rating

Review Sources

Google
4.0 (67)
Facebook
5.0 (35)

Why choose this provider?

BGM Insurance Agency, Inc., is an independently owned and operated firm serving Flint and its neighboring areas. Founded in 1989, it has been offering insurance services and solutions to individuals, families, and businesses. Its team of insurance professionals helps clients acquire financial security through a life insurance plan with term, universal, and permanent life insurance options. President David Dulude joined BGM Insurance Agency in 1983 as an agent and was able to purchase the agency in 1990.

  • Life Insurance

1471 Elms Road, Flint, MI 48532
WebsiteLicense: 8291023

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
5.0 (4)

Why choose this provider?

Khirfan Financial Company, Inc., is an insurance agency that serves individuals and businesses in the Flint metro. For more than three decades, the company has been helping families by providing life insurance products tailored to their needs. It also carries health insurance and offers tax planning, financial planning, and retirement planning for individual clients. Khirfan Financial Company, Inc., additionally performs accounting, bookkeeping, payroll services, business consulting, and tax planning and filing for businesses.

  • Life Insurance
  • Health Insurance

6015 Pierson Road, Flushing, MI 48433
WebsiteLicense: 0103151

Expertise.com Rating

Review Sources

Facebook
5.0 (24)
Google
4.9 (15)

Why choose this provider?

Bachmann Insurance Group is a full-service insurance management firm that serves residential and commercial clients in Flint and the surrounding areas. The company offers investment management and insurance services, including auto, home, commercial, life, and health insurance. Harry Bachman, the company's owner and founder, has over 13 years of experience as an independent insurance and financial specialist. He has developed different employee benefit packages for small and large businesses and provided insurance and financial planning services for individuals and families.

  • Life Insurance
  • Health Insurance

11506 South Saginaw Street, Grand Blanc, MI 48439
WebsiteLicense: 959246

Expertise.com Rating

Review Sources

Google
4.8 (77)
Facebook
5.0 (10)

Why choose this provider?

Hallmark Agency is an independent company that has been catering to individuals, families, and businesses in Flint since 1973. It provides coverage for life, home, auto, boat, motorcycle, and umbrella insurance. It also offers plans for pets and businesses and represents numerous insurance carriers, such as Citizens Insurance, The Cincinnati Insurance Company, Progressive, and Foremost. Matt Gray has been the president of Hallmark Agency for over seven years. Previously, he worked with Auto-Owners Insurance for over 10 years as a marketing representative and underwriting supervisor.

  • Life Insurance

3526 Miller Road, Flint, MI 48507
WebsiteLicense: 961794

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Security First Benefits Corporation is an independent insurance agency in Flint that has been offering insurance products and solutions to its clients since 1924. It is composed of insurance brokers with over 390 years of combined industry experience. They handle life insurance policies, such as permanent life and term life insurance, and deal with final expenses, living benefits, and annuities. Security First Benefits Corporation also provides business solutions for HR compliance and administration, including COBRA, HIPAA, and ERISA.

  • Life Insurance
  • Health Insurance

4205 Miller Road, Flint, MI 48507

Expertise.com Rating

Why choose this provider?

Midwest Health Insurance Plans is an insurance agency in Flint that specializes in life insurance policies. The company analyzes life insurance plans that cover emergency funds for medical, legal, and funeral management costs in the event of premature death. The agency can assist with qualifications for term life insurance plans, processes involving underwriting, and regulation of insurance policy beneficiaries. The agency also offers services under a health insurance plan, namely creating a Health Savings Account and the procedures in availing Medicare program.

  • Life Insurance
  • Health Insurance

101 North Saginaw Street, Durand, MI 48429
WebsiteLicense: 958772

Expertise.com Rating

Review Sources

Google
4.6 (5)
Facebook
5.0 (1)

Why choose this provider?

For more than 45 years, Acker Agency Insurance has been providing individual customers and businesses in Flint, Durand, and the surrounding communities with insurance policies that suit unique needs. It offers a variety of life insurance plans including whole, term, universal, and customized life insurance. The company also offers coverage for auto, business, and home insurance options to its clients. Customers trust the company for its general liability, workers’ compensation, buidling, dwelling fire, and commercial umbrella insurance options.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Mid Michigan Health Insurance Advisors
801 Saginaw Street, Flint, MI 48502
Eve Insurance
4508 Beecher Road, Flint, MI 48532
Michigan Insurance and Financial Services
8469 South Saginaw Street, Grand Blanc, MI 48439
Blackmore-Rowe Insurance
G-6235 Corunna Rd Suite H, Flint, MI 48532
RLM Financial Services, Inc.
11400 Grand Boulevard, Grand Blanc, MI 48439
Brett Albert
5112 West Pierson Road, Flint, MI 48504
McCredie Insurance Agency, Inc.
5454 Gateway Centre Boulevard, Flint, MI 48507
Serra Benefits Group
3059 Tri Park Drive, Grand Blanc, MI 48439
Eaton Insurance Services
11436 North Linden Road, Clio, MI 48420
Garrison-Ross Insurance
602 West Flint Street, Davison, MI 48423
Professional Insurance
400 South Adelaide Street, Fenton, MI 48430
BGM Insurance Agency, Inc.
1063 West Hill Road, Flint, MI 48507
Khirfan Financial Company, Inc.
1471 Elms Road, Flint, MI 48532
Bachmann Insurance Group
6015 Pierson Road, Flushing, MI 48433
Hallmark Agency
11506 South Saginaw Street, Grand Blanc, MI 48439
Security First Benefits Corporation
3526 Miller Road, Flint, MI 48507
Midwest Health Insurance Plans, LLC
4205 Miller Road, Flint, MI 48507
Acker Agency Insurance
101 North Saginaw Street, Durand, MI 48429

FAQs

  • What is the purpose of life insurance in Flint?

    The purpose of life insurance in Flint is to provide financial stability to those reliant on someone else's consistent income. The primary motivation for individuals to obtain life insurance is to compensate for the loss of income. Additionally, it serves as collateral for a loan, caters to end-of-life costs, supplies essential revenue for sustaining a family enterprise, and safeguards the equitable distribution of your estate to heirs by addressing tax obligations.

  • What are the different kinds of universal life insurance in Flint?

    The different kinds of universal life insurance in Flint are the following:

    • Indexed universal life permits you to distribute your cash value into a fixed or equity index account.
    • Guaranteed universal life insurance offers lifelong coverage, has no cash value, and has a constant premium and death benefit.
    • Variable universal life offers a consistent premium and death benefit while also having cash values invested.
  • What is the typical duration for a life insurance application to be approved in Flint?

    Sometimes, approval for your life insurance coverage can be as quick as a week. However, the usual waiting period is two to three weeks from the date of your examination if both a medical exam and medical records from your doctor are necessary. Whether your agent suggests the no exam or exam underwriting process will affect the underwriting time in Flint.

  • How challenging is it to obtain life insurance in Flint when you have a medical condition?

    Securing favorable life insurance rates in Flint, especially when dealing with a pre-existing medical condition, can vary in difficulty based on the specifics of the medical condition. It is still possible to get approved for life insurance with favorable premium rates for a number of common and treatable diseases, including high cholesterol, diabetes, hypertension, and depression.

  • What is the fee associated with engaging a life insurance broker in Flint?

    The advantage of engaging life insurance brokers in Flint is that it comes at no expense to you. The insurance company compensates them through a commission. When purchasing a whole life insurance policy, you can also locate a fee-only financial advisor if you're uncomfortable with this setup. A price will be charged for the financial advisor's services in this situation.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...