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2025

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Best Life Insurance Companies in Michigan

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

442530Reviewed

265523Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Michigan

Expertise.com Rating

Review Sources

Google
4.9 (111)
Yelp
4.5 (6)

Why choose this provider?

Mt. Pleasant Agenc, Inc. helps clients protect themselves, their families, and their business by providing insurance products. The Michigan-based agency has been in operation since 1959, offering a variety of life insurance options, such as whole, universal, and final expense life coverage. It represents various carriers to provide clients with choosing alternatives and also offers auto, home, and business insurance policies. To give back to the community, the agency makes monetary donations to local non-profits and selects the organization through public voting.

  • Health Insurance
  • Life Insurance

Michigan

Expertise.com Rating

Review Sources

Google
4.2 (13)
Yelp
1.0 (1)

Why choose this provider?

Melton-McFadden Insurance Agency offers a variety of life insurance policies to clients in Michigan. These include standard, premium, lifetime, and plans with an investment component, which are available at any age. It also provides vehicle, flood, pet, small business, and workers' compensation insurance, as well as financial planning services. The company partners with several carriers, which include Allied Insurance, Michigan Millers, Hastings Mutual, Hanover Insurance Group, and Progressive. Among its clients are automotive dealers, restaurants, and renters' associations.

  • Health Insurance
  • Life Insurance

Michigan

Expertise.com Rating

Review Sources

Google
4.6 (45)
Facebook
4.8 (17)
Yelp
5.0 (1)

Why choose this provider?

Linck Insurance Agency is an independent service provider serving individuals and families in Michigan. Its team of professionals helps assess the life insurance coverage needs of retirees, empty nesters, singles, small business owners, and married couples. These professionals provide quotations, create customized policies for each client, and assist them in making informed decisions. The agency has been catering to the community since 1955 and gives back through its support of the Relay for Life cancer awareness event.

  • Group Plans
  • Health Insurance
  • Life Insurance

Michigan

Expertise.com Rating

Review Sources

Google
4.8 (53)
Facebook
4.6 (33)

Why choose this provider?

Dewey Insurance Agency delivers life indemnity options for clients situated in Michigan. These contracts include individual life insurance policies that supply a lower-taxed safety net for the insured party's heirs and beneficiaries. Healthcare and employee benefit plans are available. Personal non-life products are available covering residential assets and automobiles. Dewey Insurance Agency has been operating for more than 45 years and is an independent agency free to personalize solutions without undue influence from any one provider.

  • Health Insurance
  • Life Insurance

Michigan

Expertise.com Rating

Review Sources

Google
4.5 (56)
Yelp
3.7 (3)

Why choose this provider?

Bay View Insurance is a locally owned company serving residents in and around Michigan. It provides risk management solutions by helping families and individuals obtain different types of personal protection plans. The independent agency offers life, long-term care, disability, IRA, and annuity insurance policies. Its team also customizes pet, auto, home, and health plans and works with various carriers, like Bristol West, Foremost, and Hagerty. Principal agent Don Nowka has been in the insurance industry since 2002.

  • Individual Plans
  • Life Insurance

Michigan

Expertise.com Rating

Review Sources

Google
5.0 (23)
Yelp
5.0 (2)

Why choose this provider?

Michigan Insurance Services Agency, Inc., provides risk management solutions to clients in the state. It offers term, whole, and universal life insurance policies that provide financial security for the loved ones of policyholders in the event of death, accident, or illness. Its agents assist clients in selecting the insurance coverage that matches their needs and financial circumstances from various carriers, including Auto-Owners, Hagerty, and Foremost. The agency has been in business for more than four decades.

  • Health Insurance
  • Life Insurance

Michigan

Expertise.com Rating

Review Sources

Google
4.8 (45)

Why choose this provider?

Smith & Eddy Insurance serves clients residing in Michigan who are looking for life insurance coverage. The team delivers programs that shield beneficiaries and family members in the event of the insured party's untimely disability or death. These products are fit for business owners and married couples, and the agency also has options that protect homes and agricultural output. Smith & Eddy opened in 1902 as the McPhail and Cole Agency. It merged with The Snyder Insurance Agency in 2010.

  • Health Insurance
  • Life Insurance

Michigan

Expertise.com Rating

Review Sources

Google
4.8 (16)
Facebook
5.0 (7)

Why choose this provider?

Walker Agency is an independent insurance company serving clients in Michigan and the surrounding communities. It caters to individuals with life insurance needs. The agents take time to assess the client's needs and preferences before suggesting a policy that matches their lifestyle. They have access to several insurance companies such as Foremost Insurance Group, and Hagerty. Other available insurances include auto, business, health, and farm insurance. Joe Walker founded the agency in 1966, and it continues to be a family-operated business.

  • Health Insurance
  • Life Insurance

Michigan

Expertise.com Rating

Review Sources

Google
4.6 (37)
Facebook
4.4 (10)

Why choose this provider?

Magee Insurance Group has been protecting people and businesses in Michigan since 1939. It offers life insurance options based on the situation and goals of families and individuals and provides a review of current policies to determine if they need to be updated. Its products include term, whole, and universal life insurance. It develops risk management strategies for automobiles, health, houses, and commercial property and liability. Magee Insurance Group works with various carriers, including Accident Fund, Humana, and Progressive Insurance.

  • Health Insurance
  • Life Insurance

Michigan

Expertise.com Rating

Review Sources

Google
5.0 (147)
Facebook
4.9 (83)
Yelp
5.0 (1)

Why choose this provider?

Allied Insurance Managers, Inc., provides services to individuals and business owners across Michigan and the neighboring communities. It offers a wide range of personal insurance products to help individuals protect their future, secure their loved ones, and achieve their financial goals. These include life, disability, home, auto, recreational vehicle, and boat insurance plans. It also has commercial insurance products for fire protection, intellectual property, and specialty contractors' workers' compensation. Allied Insurance Managers has been in the industry since 1912.

  • Life Insurance

Michigan

Expertise.com Rating

Review Sources

Google
4.7 (69)

Why choose this provider?

Schepers Agency Inc. is an insurance and financial planning company offering risk management assistance to the residents of Michigan. Its staff of professionals helps clients secure life insurance plans that are suitable for their needs and budgets. The team explains the ins and outs of insurance products and guides clients throughout the buying process. Schepers Agency has been in business since 1917. Its co-owner, Chris Petrimoulx, is a Life Insurance Counselor and MBA holder.

  • Long Term Care
  • Health Insurance
  • Life Insurance

Michigan

Expertise.com Rating

Review Sources

Google
4.6 (25)
Facebook
5.0 (15)

Why choose this provider?

North Central Insurance offers a variety of insurance plans to individuals, families, and businesses in Michigan. In operation for more than 30 years, the agency strives to link clients with providers that will meet their varying personal insurance needs, including life insurance. Its team of agents also helps clients determine the coverage that will suit them to achieve their family’s financial security during unforeseen events. North Central Insurance additionally provides home, farm, and auto insurance products.

  • Individual Plans
  • Health Insurance
  • Life Insurance

Michigan

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Michigan Insurance Group offers life insurance policies that allow residents to protect their financial future and that of their loved ones. Its brokers, who have over 100 years of combined experience, represent multiple carriers and assist individuals in selecting the best coverage for their financial situation. The team also offers personal and commercial lines such as home, auto, RV, umbrella, and workers' compensation insurance. Donald Shampine, an insurance specialist and motivational speaker, founded the company in 2002.

  • Life Insurance

Michigan

Expertise.com Rating

Review Sources

Google
4.7 (58)
Facebook
4.9 (42)

Why choose this provider?

Ford Insurance Agency offers life insurance to clients located in the Michigan area and surrounding metros. Product options can either be individual or group life and/or short-term or long-term disability. Ford Insurance Agency is a full-service firm that also provides its clientele with home, health, auto, and commercial insurance packages through nearly 20 carriers. The firm has been in business for more than 35 years. It has worked in various industries such as manufacturing, non-profit, education, agribusiness, religious institutions, and food.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Mt. Pleasant Agenc, Inc.
119 S Franklin Street, Michigan, MI 48858
Melton - McFadden Insurance Agency
220 S Lafayette St, Michigan, MI 48838
Linck Insurance Agency
12379 Stafford Street, Michigan, MI 49451
Dewey Insurance Agency
316 N. Cedar Street, Michigan, MI 49646
Bay View Insurance
4200 3 Mile Road N, Michigan, MI 49686
Michigan Insurance Services Agency, Inc.
536 S. Illinois Avenue, Michigan, MI 49735
Smith & Eddy Insurance
201 South Main Street, Michigan, MI 49454
Walker Agency
250 South Main Street, Michigan, MI 48703
Magee Insurance Group
5965 E Ludington Avenue, Michigan, MI 49431
Allied Insurance Managers, Inc.
1055 South Blvd East Suite #110, Michigan, MI 48307
Schepers Agency Inc.
113 N. Roland Street, Michigan, MI 49657
North Central Insurance
1520 N McEwan Street, Michigan, MI 48617
Michigan Insurance Group
16770 Ferris St., Michigan, MI 49417
Ford Insurance Agency
920 S Garfield Ave., Michigan, MI 49686

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