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Best Life Insurance Companies in Springfield, MA

Our Recommended Top 20

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Our goal is to connect people with the best local professionals. We scored Springfield Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

97 Center Street, Chicopee, MA 01013
WebsiteLicense: 1781665

Expertise.com Rating

Review Sources

Google
4.0 (50)
Facebook
4.0 (8)

Why choose this provider?

Phillips Insurance Agency, Inc., is an independently owned and locally operated company that offers life insurance for families in Springfield and the surrounding communities. Its experienced insurance agents help clients find the right combination of life insurance coverage that fits their needs. These professionals work with several insurance companies to help clients save time and money. In addition, Phillips Insurance Agency, Inc., offers three types of life insurance coverage which include term, universal, and whole life insurance options.

  • Life Insurance
  • Health Insurance
  • Term Life Insurance

100 Whiting Farms Road, Holyoke, MA 01040

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Review Sources

Google
5.0 (19)
Facebook
5.0 (11)

Why choose this provider?

Bresnahan Insurance Agency, Inc. is a multi-generation family-owned insurance agency serving Springfield residents for more than 60 years. It provides term life insurance, whole life insurance, universal life insurance, and group life insurance. It also offers health insurance products, such as traditional health insurance, long-term care insurance, Medicare supplement insurance, and accident insurance. Bresnahan Insurance Agency, Inc. is partnered with insurance providers, including Main Street America, The Andover Companies, and Union Mutual.

  • Life Insurance
  • Health Insurance

212 Main Street, Sturbridge, MA 01566

Expertise.com Rating

Why choose this provider?

Mccurdy Group Insurance is a professional insurance company that serves residential and commercial clients in Springfield and the nearby areas. It offers a comprehensive range of insurance products and services, including life and disability insurance, automobile coverage, home office insurance, and business insurance coverage. The company is made up of seasoned insurance specialists who can offer advice and act as an intermediary between insurance companies on behalf of their clients. Mccurdy Group Insurance's accounting services division also provides general accounting services.

  • Life Insurance

3 Concorde Way, Windsor Locks, CT 06096

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Review Sources

Facebook
5.0 (15)

Why choose this provider?

A&G Insurance LLC is a full-service independent insurance agency with over 11 years of experience delivering life insurance solutions to individuals and families in Springfield. It strives to provide clients with tailor-fit plans and packages gathered from various insurance providers. Its team of agents assesses clients' current circumstances, needs, and goals to select comprehensive life insurance products that help them secure their financial future. Additionally, the agency offers other personal insurance solutions such as auto, home, and child life policies.

  • Life Insurance

1333 Boston Road, Springfield, MA 01119

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Review Sources

Google
5.0 (21)
Facebook
5.0 (3)

Why choose this provider?

Homeland Insurance is a company located in Springfield that provides life insurance services to individuals, families, and businesses. Its life insurance options allow clients to customize policies from term life and whole life insurance to a combination of the two. Aside from life insurance, the company also specializes in homeowners' and auto insurance. Robert Lareau, the owner of Homeland Insurance, earned degrees in business and computer science. He held technology roles in insurance companies like Aetna, Citigroup, and Massachusetts Mutual Life Insurance Company.

  • Life Insurance

579 Pleasant Street, Paxton, MA 01612

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Review Sources

Google
4.9 (16)
Facebook
5.0 (2)

Why choose this provider?

Conte Insurance Agency is a company that provides life insurance assistance in Springfield. A family-owned business, it has been in the industry for almost 60 years. Currently, Conte Insurance is working with Andrew Jensen on life insurance. Aside from life insurance, Andrew also specializes in financial planning for individuals and businesses. He has been with New York Life since 2008 and volunteers as a driver for ‘Meals on Wheels’ at the Holden Senior Center. Andrew is also a recipient of the NAIFA Quality Award from the National Association of Insurance and Financial Advisors.

  • Life Insurance

25 University Drive, Amherst, MA 01002

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Review Sources

Facebook
5.0 (7)
Yelp
2.0 (6)

Why choose this provider?

Encharter Insurance is an insurance agency serving Springfield and surrounding areas. For more than 100 years, it has been working with regional and national insurance carriers to help individuals and businesses compare quotes and find the best insurance coverage and savings. It helps clients customize a life insurance policy that fits their needs and goals. The company also offers various types of commercial insurance such as general contractor insurance, commercial property and auto insurance, workers' compensation, and insurance for restaurants.

  • Whole Life Insurance
  • Long Term Care

520 Hartford Turnpike, Vernon, CT 06066

Expertise.com Rating

Review Sources

Google
5.0 (110)
Facebook
5.0 (8)

Why choose this provider?

Brian Booth is an insurance agent who provides life insurance coverage to individuals, families, and small businesses in Springfield and its surrounding areas. He also offers other insurance policies, including business, health, home, auto, and pet. In addition, he handles banking, annuities, and mutual funds. Brian joined State Farm in 2014. He leads a team of agents with over 28 years of combined experience. His office caters to clients who speak English and Spanish.

  • Life Insurance
  • Health Insurance

612 Page Boulevard, Springfield, MA 01104

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Jack Keough Insurance assists individuals, businesses, and families in Springfield and the surrounding areas with purchasing insurance products. Founded in 1973, the agency partners with a variety of carriers to provide its individual, business, and commercial clients with an insurance package tailored to meet their needs. The most common life insurance plans it assists with are term life, whole life, and universal life insurance. Jack Keough Insurance also offers auto, homeowners, and commercial insurance plans.

  • Life Insurance

1793 Northampton Street, Holyoke, MA 01040

Expertise.com Rating

Review Sources

Google
4.0 (7)
Facebook
5.0 (2)

Why choose this provider?

AJ Pijar Insurance Inc. is an independent agency offering insurance protection to residents of the Springfield area. It provides life and health insurance, auto insurance, boat and yacht insurance, condo insurance, and homeowners insurance. It also offers insurance for small businesses, large businesses, medium-sized businesses, and other commercial properties and vehicles. The agency represents various insurance companies such as The Hartford Insurance Group, Travelers Insurance Group, and Encompass Insurance Group. AJ Pijar Insurance has been family-owned and family-operated since it was established in 1977.

  • Life Insurance
  • Health Insurance

30 Court Street, Westfield, MA 01085
WebsiteLicense: 1803779

Expertise.com Rating

Review Sources

Google
4.9 (40)
Facebook
5.0 (34)

Why choose this provider?

Greylock Insurance Agency serves the insurance needs of individuals and small and medium-sized businesses for the Springfield locale. It is a subsidiary of Greylock Federal Credit Union, which has over a hundred years of industry experience. Its insurance agents offer whole, term, universal, and long-term life insurance. It also provides auto, condo, flood, and umbrella insurance. Greylock also offers comprehensive business insurance coverage for home-based businesses, nursing homes, non-profit organizations, food-processing plants, and transportation companies.

  • Life Insurance

35 Center Street, Chicopee, MA 01013
WebsiteLicense: 1781186

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
5.0 (2)

Why choose this provider?

Chicopee-based Granfield, Bugbee, and Masse Insurance Agency, Inc., is a local insurance agency providing services in Springfield and the surrounding areas. It offers term, whole, and group life insurance as well as other insurance products like personal, commercial, and health. The company works with different insurance carriers. Its team of advisors analyzes customer needs and suggests options that fit their requirements. Granfield, Bugbee, and Masse Insurance Agency, Inc., has been serving the community since 1907.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

290 High Street, Holyoke, MA 01040

Expertise.com Rating

Review Sources

Google
4.0 (40)

Why choose this provider?

Gillis Insurance Agency Inc. is an independent insurance agency that provides insurance services to residents and businesses of Springfield and surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries insurance plans like life insurance, home insurance, auto insurance, and business insurance. It was established in 1931 by Ronald E. Gillis. His wife, Nora, took over when he passed away until their son James could take over. It was then passed down to Christopher Gillis.

  • Life Insurance
  • Health Insurance

1691 Main Street, Springfield, MA 01103

Expertise.com Rating

Review Sources

Google
4.0 (95)
Facebook
5.0 (16)

Why choose this provider?

Since 2002, CHI Insurance Agency, Inc., has been serving the insurance needs of Springfield residents and businesses. This bilingual agency serves English-speaking and Spanish-speaking clients. It assists its clients in selecting the life insurance coverage that meets their financial and personal objectives. The company also provides businesses with insurance coverage, including commercial auto, workers' compensation, and general liability insurance. In addition, it also offers insurance policies for recreational vehicles such as boats, snowmobiles, or RVs.

  • Life Insurance

4 Brookfield Road, Charlton, MA 01507

Expertise.com Rating

Review Sources

Google
4.9 (15)

Why choose this provider?

Anastasi Insurance Agency, Inc., is an insurance company that serves clients in Springfield and the nearby areas. It offers a wide array of insurance products and services, including life, home, automobile, and commercial insurance coverage. The company has over 25 years of professional insurance industry experience and has formed alliances with several insurance carriers, third-party administrators, and workers' compensation specialists. Anastasi Insurance Agency, Inc., has recently partnered with Renaissance Alliance Insurance Services to offer centralized insurance services to its clients.

  • Life Insurance

27 Hartford Turnpike, Vernon, CT 06066
WebsiteLicense: 000961452

Expertise.com Rating

Review Sources

Google
4.6 (16)

Why choose this provider?

Dow Cote is an insurance agent from Vernon who has been working in State Farm since 2015. He serves clients in Springfield and surrounding Connecticut and Massachusetts areas. Dow is dedicated to helping clients recover and protect themselves from risks by providing life, health, homeowners, auto, renters, and business insurance. He also offers personal articles and pet insurance solutions. In addition to personal and business insurance, he also assists clients with banking solutions and mutual funds.

  • Life Insurance
  • Health Insurance

304 Somers Road, Ellington, CT 06029

Expertise.com Rating

Review Sources

Google
4.9 (49)
Facebook
5.0 (22)

Why choose this provider?

Evaristo Insurance is a family-owned business that has been offering whole, term, and universal life insurance plans in Springfield since 1989. It provides flexible products that fit any financial and personal requirements, and it can even adapt the package to match various life events as it happens. In addition, home, auto, and business insurance services are available. Evaristo Insurance is a second-generation agency that is dedicated to serving individuals and families in the local community.

  • Life Insurance
  • Health Insurance

32 Somers Road, Hampden, MA 01036

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (1)

Why choose this provider?

Richard R. Green Insurance Agency, Inc., is a locally owned agency that has been serving Springfield and the surrounding areas since 2005. Its agents assist clients looking for financial security through major life changes by providing life insurance coverages. They represent insurance companies, such as American Collectors, Grundy Worldwide, New London County, Safeco, and Universal Property. Moreover, the agency offers specialty services, including flood, watercraft, recreational vehicle, and collector's car insurances. Company co-founder Richard "Rick" Green has been licensed to work on property and casualty, life, accident & health for over 30 years

  • Life Insurance

1 Main Street, Holyoke, MA 01040

Expertise.com Rating

Review Sources

Google
4.0 (34)
Facebook
5.0 (3)

Why choose this provider?

Operating for over 50 years, Lawler Insurance Agency is a family-owned insurance broker that operates within Holyoke and its surrounding communities, including Springfield. The business offers an array of insurance products, ranging from life and renters insurance to a variety of commercial insurance policies. Its insurance professionals help clients find life insurance policies such as term and permanent policies that fit their current needs. Lawler Insurance Agency is partnered with insurance carriers such as The Hanover Insurance Group and Mass Property Insurance.

  • Life Insurance

975 Elm Street, West Springfield, MA 01089

Expertise.com Rating

Review Sources

Google
4.0 (21)
Facebook
5.0 (2)

Why choose this provider?

Bates Fullam Insurance Agency, Inc., is a family-owned and family-operated company that has been serving clients in the community of Springfield and the surrounding areas since 1954. It provides insurance coverage, such as life, workers' compensation, identity theft, umbrella, and property insurance. As a member of the Renaissance Alliance, the business has access to selected insurance carriers. Additionally, Bates Fullam Insurance Agency offers customized personal coverage as well as health and financial-related insurance products.

  • Life Insurance
  • Long Term Care

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Phillips Insurance Agency, Inc.
97 Center Street, Chicopee, MA 01013
Bresnahan Insurance Agency, Inc.
100 Whiting Farms Road, Holyoke, MA 01040
McCurdy Group
212 Main Street, Sturbridge, MA 01566
A&G Insurance
3 Concorde Way, Windsor Locks, CT 06096
Homeland Insurance
1333 Boston Road, Springfield, MA 01119
Conte Insurance Agency, Inc.
579 Pleasant Street, Paxton, MA 01612
Encharter Insurance
25 University Drive, Amherst, MA 01002
Brian Booth
520 Hartford Turnpike, Vernon, CT 06066
Jack Keough Insurance
612 Page Boulevard, Springfield, MA 01104
Aj Pijar Insurance Inc.
1793 Northampton Street, Holyoke, MA 01040
Greylock Insurance Agency
30 Court Street, Westfield, MA 01085
Granfield, Bugbee, and Masse Insurance Agency, Inc.
35 Center Street, Chicopee, MA 01013
Gillis Insurance Agency Inc.
290 High Street, Holyoke, MA 01040
CHI Insurance Agency, Inc.
1691 Main Street, Springfield, MA 01103
Anastasi Insurance Agency, Inc
4 Brookfield Road, Charlton, MA 01507
Dow Cote
27 Hartford Turnpike, Vernon, CT 06066
Evaristo Insurance
304 Somers Road, Ellington, CT 06029
Richard R. Green Insurance Agency, Inc.
32 Somers Road, Hampden, MA 01036
Lawler Insurance Agency
1 Main Street, Holyoke, MA 01040
Bates Fullam Insurance Agency, Inc.
975 Elm Street, West Springfield, MA 01089

FAQs

  • What are the legitimate sources of life insurance policies in Springfield?

    Springfield residents can obtain life insurance directly from providers, via mail, online, or through agents and brokers. While many agents prioritize client welfare, it is critical to insist on written details and understand the terms. Group policies may be obtained through employment or affiliations. Consider consulting with an independent financial planner or accountant for objective advice.

  • Are life insurance death benefits and associated interest subject to taxes for Springfield beneficiaries?

    The primary life insurance payout upon the death of a policyholder is not taxable income for Springfield beneficiaries. Nonetheless, any interest earned from the time the insured died until the disbursement date is taxable. While the principal death benefit is tax-free, beneficiaries should be aware of potential tax implications from the accumulated interest.

  • Can Springfield policyholders donate their life insurance policy to a charity, and claim for tax deductions?

    Residents of Springfield may transfer their life insurance policies to a charitable organization, but they must transfer complete control, including ownership and beneficiary designation. The deduction will not be valid if they retain any policy rights. Before finalizing the deduction, it is prudent for donors to consult with their tax advisors to determine the donation's value using one of a number of available methods.

  • How do misrepresentations on an insurance application or a change in policies affect Springfield residents during the first two years of coverage?

    In Springfield, insurance companies may refuse to pay for suicide deaths or material misrepresentations on the application during the first two years of a policy. Claims can be jeopardized by material misrepresentations, such as concealing medical conditions. Insurers adjust the death benefit to reflect accurate age-based premiums if a younger age is provided for better rates. After two years of consistent premium payments, the policy becomes irrevocable, guaranteeing payouts unless the policy is changed.

  • When will Springfield residents be able to borrow against their life insurance policies?

    Residents of Springfield cannot immediately borrow against their life insurance policies. Insurance companies typically require a waiting period before approving loans, and the cash value must often reach a certain threshold. Depending on the policy type, it may take 5 to 10 years for the cash value to reach this level. Market-linked policies may accrue value more quickly than policies with fixed growth rates.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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