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Best Life Insurance Companies in Somerville, MA

Our Recommended Top 20

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Our goal is to connect people with the best local professionals. We scored Somerville life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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20Top Picks

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Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Somerville
67 Forest St, Suite 271, Somerville, MA 01752
Visit WebsiteLicense: 18986218

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Financial planning can be challenging; Cedar Hill Financial Group simplifies things. Their first priority is always acting in their client's best interest. That means providing personalized, comprehensive financial advice, along with data driven portfolios. Whether it is planning for retirement, saving for college, or getting a comprehensive financial plan in place, they can help. With over a decade of industry experience, they are committed to helping clients pursue their financial goals. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

  • Estate Planning
  • Retirement Planning
  • Investment Management
  • Tax Planning
  • Certified Financial Planner (CFP)

Best Life Insurance Companies Serving Somerville
Somerville, MA

Expertise.com Rating

Why choose this provider?

Need help contacting a Life Insurance Company in Somerville? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Best Life Insurance Companies Serving Somerville
550 Summer Street, Lynnfield, MA 01940

Expertise.com Rating

Review Sources

Google
5.0 (6)
Yelp
1.0 (1)

Why choose this provider?

Supino Insurance Agency, Inc., is a full-service independent agency that provides individuals and businesses with insurance solutions in the Somerville metro. The company started in the early 1980s and since then has been offering automobile, home, and life insurance. It also helps businesses in various industries in terms of commercial property and auto insurance, as well as commercial umbrella insurance. Its team also assists with the claims processes and bills payments. The agency has business with over 15 insurance companies like American Automotive Association and The Andover Companies.

  • Life Insurance

Best Life Insurance Companies Serving Somerville
529 main street Suite P200, Charlestown, MA 02129

Expertise.com Rating

Review Sources

Google
4.0 (16)

Why choose this provider?

FGU Investments is a Charlestown-based mortgage lender that serves clients in Somerville. It offers life insurance that provides financial security to beneficiaries in the event of an unexpected death. The lender also provides other services, including mortgage refinancing, commercial lending, credit consulting, and financial planning. In addition, FGU Investments offers burial insurance that covers burial and cremation costs, as well as car loans and mortgages. Mortgage loan officer James Schoefield has received positive feedback for his knowledge about the mortgage industry.

  • Life Insurance

Best Life Insurance Companies Serving Somerville
628 Broadway, Malden, MA 02148

Expertise.com Rating

Review Sources

Google
4.0 (102)
Facebook
4.0 (29)
Yelp
4.0 (8)

Why choose this provider?

Paul T. Murphy Insurance Agency is an independent insurance agency that provides insurance services to residents and businesses in Somerville and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like term life insurance and whole life insurance. Additionally, it provides insurance packages like homeowners’ insurance, car insurance, workers' compensation insurance, professional liability insurance, fruit & vegetable wholesaler insurance, and employment practices liability insurance. The company was founded in 1988.

  • Life Insurance

Best Life Insurance Companies Serving Somerville
887 Main Street, Winchester, MA 01890

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Founded in 1932, W.Allan Wide & Son Insurance Agency is an independent firm serving clients in Somerville. Representing a variety of insurance companies, it offers life and health plans like personal or business life insurance, individual or group health insurance, annuities and mutual funds, disability insurance, long-term care insurance, and dental insurance. The company also provides special coverages for events such as exhibitions, weddings, street fairs, walk-a-thons, and festivals. Other available policy options include auto, home, and commercial.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Somerville
635 Massachusetts Avenue, Arlington, MA 02476
Visit WebsiteLicense: 1832426

Expertise.com Rating

Review Sources

Google
5.0 (4)
Yelp
4.0 (2)

Why choose this provider?

Kalivas Insurance Agency Inc. is an insurance company that has been serving clients in Somerville and the surrounding areas since 1981. In partnership with several insurance carriers, the agency offers a comprehensive list of personal and commercial lines insurance options, including term, whole, universal, and variable life insurance. Life coverage plans for groups, as part of employee benefits programs, are also available for employers. The agency conducts life insurance needs analyses to help clients in selecting the right coverage for their needs.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Somerville
17 Charles Street, Malden, MA 02148

Expertise.com Rating

Review Sources

Google
5.0 (13)

Why choose this provider?

Avanti Insurance Agency strives to provide insurance solutions that match every client's lifestyle, budget, and needs. It has options for life insurance policies that help customers prepare for unexpected risks and satisfy long-term financial goals. The firm was founded in 1986, serving individuals and families throughout the Somerville community. It consists of five professional agents, with bilingual speakers on staff to accommodate English- and Italian-speaking clients. Avanti Insurance Agency is a member of the Massachusetts Association of Independent Agents and Trusted Choice.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Somerville
175 Washington Street, Winchester, MA 01890

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Black Horse Insurance is an independent agency based in Winchester. It provides individual insurance, employee benefits, and business continuation planning to clients in the Somerville area. It offers individual insurance products such as permanent life insurance, term life insurance, and long-term care. The agency's employee benefits plan includes wellness programs, online benefits administration, health reimbursement accounts, and health saving accounts. Black Horse Insurance works with various insurance carriers to provide a financial plan that covers each client's needs.

  • Long Term Care
  • Term Life Insurance
  • Permanent Life Insurance Policy

Best Life Insurance Companies Serving Somerville
9 Washington Street, Wellesley, MA 02481

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Jeff Carbone Insurance is an independent agency serving the Somerville area. Its insurance agents help clients acquire life insurance plans such as variable, whole, term, and universal coverages. They also offer disability, long-term care, and indexed and fixed annuities services. The company works with various insurance carriers, including Providence Mutual, New London County Insurance Company, and MAPFRE Insurance Company. President Jeff Carbone has been in the insurance industry since 1978. After working with two major insurance companies, he founded the company in 1986.

  • Life Insurance

Best Life Insurance Companies Serving Somerville
1 India Street, Boston, MA 02109

Expertise.com Rating

Review Sources

Google
4.0 (12)
Yelp
1.0 (1)

Why choose this provider?

Knapp Schenck Insurance Services operates in Somerville and the surrounding areas, serving the insurance needs of residents and local businesses. It has relationships with large and well-known insurance carriers as well as small mutual companies. It carries life insurance plans like term life insurance and universal life insurance. Additionally, it provides business insurance plans like employment practices liability insurance, fiduciary liability, and directors & officers liability insurance. H. Vann. Schenck and Joseph W. Knapp founded the company in 1921.

  • Life Insurance

Best Life Insurance Companies Serving Somerville
271 Main Street, Stoneham, MA 02180

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Serving the community of Somerville, Integrated Benefits Group is an independent insurance agency that focuses on business and personal insurance for small to mid-sized companies. It partners with insurance carriers nationwide rather than any single provider to fit different kinds of business needs. For more than 20 years, it has been designing custom coverage and protection that meets the goals and needs of its clients. Integrated Benefits Group's agents evaluate each client's situation, including budget, to maximize the insurance protection.

  • Life Insurance

Best Life Insurance Companies Serving Somerville
22 Mill Street, Arlington, MA 02476

Expertise.com Rating

Review Sources

Yelp
4.0 (4)
Google
5.0 (3)

Why choose this provider?

Doukakis Corsetti Insurance Agency Inc. is an independent insurance firm serving customers in Somerville and the surrounding communities. It provides a wide range of life insurance products, including term, universal, survivorship, and whole life insurance. It also offers auto, disability, flood, general liability, workers' compensation, and yacht insurance policies. Owner Sandra Powell joined the company in 1985 and has more than 35 years of experience in the industry. The professionals at Doukakis Corsetti Insurance Agency are available 24/7 to address clients' concerns.

  • Life Insurance

Best Life Insurance Companies Serving Somerville
205 South Main Street, Middleton, MA 01949

Expertise.com Rating

Review Sources

Google
4.0 (5)
Facebook
5.0 (3)

Why choose this provider?

E. A. Stevens Company, Inc., is an independent insurance agency that has been helping clients in Somerville and other cities in Massachusetts since 1903. It has different types of life insurance coverage plans that protect the clients based on their needs, such as universal, term, and whole life insurance. Furthermore, it provides policies for business, vehicle, and property. Its principal and president, Tom Cares, holds a Certified Insurance Counselor designation and has 26 years of experience in the industry.

  • Life Insurance

Best Life Insurance Companies Serving Somerville
109 Massachusetts Avenue, Lexington, MA 02420

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (1)

Why choose this provider?

Larson Insurance delivers a broad range of insurance products and services to clients residing in Somerville. It offers life, commercial, auto, and homeowners insurance. The death benefit under its life insurance product could be used to cover funeral expenses, repay debt, provide education, or pay estate taxes. In addition, Larson Insurance has group health and retirement plans. Some of the company's insurance carriers are American Modern Insurance Group, Bunker Hill Home Insurance, and Foremost Insurance Group.

  • Life Insurance

Best Life Insurance Companies Serving Somerville
113 Cambridge Street, Burlington, MA 01803

Expertise.com Rating

Review Sources

Google
4.0 (16)
Yelp
4.0 (4)

Why choose this provider?

W Gochis Insurance Agency, Inc, has been in business for more than 30 years, serving the insurance needs of residents and local businesses in the Somerville metro. It helps clients gain access to individual and business plans from various insurance companies. It offers various life insurance plans that help clients fulfill obligations, repay debt, cover funeral expenses, or cover expenses survivors might incur after the client passes away. William Gochis founded the company in 1984 and has more than 40 years of experience in the industry.

  • Life Insurance

Best Life Insurance Companies Serving Somerville
74 High Street, Medford, MA 02155

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (1)

Why choose this provider?

Lonergan Agency is a 3rd generation family-owned and operated independent insurer that offers services in the Somerville area and its surrounding communities. It was founded by John Lonergan in 1918 and has been providing services for individuals and businesses since then. The company offers a wide array of personal insurance services such as life insurance, personal auto insurance, and homeowners' insurance. Aside from offering personal and commercial insurance policies, Lonergan Agency has also been providing real estate services since 1980.

  • Life Insurance

Best Life Insurance Companies Serving Somerville
699 Broadway, Everett, MA 02149

Expertise.com Rating

Review Sources

Google
5.0 (6)
Yelp
1.0 (1)

Why choose this provider?

Sanviti Insurance Agency Inc., caters to the insurance needs of families and small businesses throughout the Somerville community. Established in 1945, the company holds membership with the Renaissance Alliance. The agency offers various insurance products such as life, automobile, homeowners, and personal umbrella insurance. Its team consists of insurance professionals who are experienced in assisting clients with risk management and planning. They take a one-on-one approach to understand every client's needs and customize coverage to fit any circumstance.

  • Life Insurance

Best Life Insurance Companies Serving Somerville
411 Highland Avenue, Somerville, MA 02144

Expertise.com Rating

Review Sources

Google
4.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Garrett-Lynch Insurance Agency, Inc. is an independent insurance brokerage in Somerville that specializes in crafting tailored personal and business insurance solutions for clients in the metro. The firm has been in the insurance industry since 1936 and carries more than ten top-rated insurance providers for its insurance lines. It offers life insurance products such as term life, universal life, and whole life insurance products that provide policyholders as well as their dependents financial benefits upon death.

  • Individual Plans
  • Life Insurance

Best Life Insurance Companies Serving Somerville
274 Main Street, Stoneham, MA 02180

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Corso Insurance Agency is an insurance company located in Stoneham. Serving clients throughout Somerville and its neighboring communities, the company offers a wide array of personal and business insurance policies. It includes life insurance products with multiple options from over 15 insurance carriers. Corsi Insurance Agency is a family-owned and family-operated business that has been serving clients since 1985. Other products available include automobile insurance, business and commercial insurance, and homeowners insurance products.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Cedar Hill Financial Group, LLC
67 Forest St, Suite 271, Somerville, MA 01752Complimentary Consultation
Supino Insurance Agency, Inc.
550 Summer Street, Lynnfield, MA 01940
Fgu Investments
529 main street Suite P200, Charlestown, MA 02129
Paul T. Murphy Insurance Agency
628 Broadway, Malden, MA 02148
W.Allan Wide & Son Insurance Agency
887 Main Street, Winchester, MA 01890
Kalivas Insurance Agency Inc.
635 Massachusetts Avenue, Arlington, MA 02476
Avanti Insurance Agency
17 Charles Street, Malden, MA 02148
Black Horse Insurance
175 Washington Street, Winchester, MA 01890
Jeff Carbone Insurance
9 Washington Street, Wellesley, MA 02481
Knapp Schenck Insurance Services
1 India Street, Boston, MA 02109
Integrated Benefits Group
271 Main Street, Stoneham, MA 02180
Doukakis Corsetti Insurance Agency Inc.
22 Mill Street, Arlington, MA 02476
E. A. Stevens Company, Inc.
205 South Main Street, Middleton, MA 01949
Larson Insurance
109 Massachusetts Avenue, Lexington, MA 02420
W Gochis Insurance Agency, Inc
113 Cambridge Street, Burlington, MA 01803
Lonergan Agency
74 High Street, Medford, MA 02155
Sanviti Insurance Agency, Inc.
699 Broadway, Everett, MA 02149
Garrett-Lynch Insurance Agency, Inc.
411 Highland Avenue, Somerville, MA 02144
Corso Insurance Agency
274 Main Street, Stoneham, MA 02180

Somerville, MA Life Insurance FAQs

  • In Somerville, what is the difference between life and long-term care insurance when it comes to financial planning?

    In Somerville, life insurance provides financial protection to individuals and families in case of policyholders' premature death. Long-term care insurance, on the other hand, protects policyholders from out-of-pocket expenses in case they need assistance when they become incapacitated. Both of them are important when planning for the future.

  • Do life insurance policyholders in Somerville need to pay insurance fees and charges?

    Policyholders in Somerville must be aware that when buying life insurance, they have to pay industry-standard fees for their premiums and cash value. They also have to pay fund management and administration fees deducted from their policy value once a month. In addition, they need to settle premium loads or sales, surrender, and mortality and expense risk charges.

  • In Somerville, who may benefit from variable universal life insurance?

    Variable life insurance in Somerville might be helpful for individuals who want to monitor their funds and control their investment options on their own. Policyholders may also benefit from this insurance if they want to accumulate cash value over time and rewards. However, they should be aware that their policy's cash value may be reduced due to potential risks.

  • What should you do if your insurance company in Somerville denies your life insurance claim?

    If your insurance company in Somerville denies your life insurance claim, you should seek legal help. Working with an attorney will help you navigate the appeal process. You have to contact your insurance company and obtain the death certificate and medical examiner's report. You also have to make sure that the face amount of the policy is correct.

  • How does life insurance help average-income earners in Somerville?

    Average-income earners in Somerville can use life insurance as a source of savings. Through its death benefit's cash value, policyholders can protect themselves and their loved ones from final expenses. It can be also used to pay taxes and provide inheritance to their family members if they do not have enough assets.

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