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Best Life Insurance Companies in Newton, MA

Our Recommended Top 20

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Our goal is to connect people with the best local professionals. We scored Newton Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

67 Forest St, Suite 271, Newton, MA 01752
WebsiteLicense: 18986218

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Financial planning can be challenging; Cedar Hill Financial Group simplifies things. Their first priority is always acting in their client's best interest. That means providing personalized, comprehensive financial advice, along with data driven portfolios. Whether it is planning for retirement, saving for college, or getting a comprehensive financial plan in place, they can help. With over a decade of industry experience, they are committed to helping clients pursue their financial goals. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Tax Planning
  • Investment Management

Newton, MA

Expertise.com Rating

Why choose this provider?

Need help contacting a Life Insurance Company in Newton? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

30 Monument Square, Concord, MA 01742

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Review Sources

Facebook
4.0 (3)

Why choose this provider?

McWalter Volunteer Insurance Agency is an independent insurance company that has served individuals and businesses throughout the Newton metro. It offers life insurance policies through its branches in Concord, Danvers, Andover, Woburn, and Maynard. It also offers business insurance, executive benefits insurance, employee benefits, and other personal insurance packages such as auto insurance, renters insurance, and high net worth insurance. The company focuses on finding the balance between protection coverage and price by sourcing insurance programs from various insurance carrier companies.

  • Life Insurance

180 Wells Avenue, Newton, MA 02459

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Review Sources

Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Corkin Insurance Agency is an independently owned agency that serves clients in Newton and the surrounding areas. It offers various types of life insurance policies, including term life, universal life, and whole life. Clients can also avail themselves of other insurance products and services, including home insurance, business insurance, and employee benefits insurance. Its membership in Insurance Services of New England allows it to offer a wide range of insurance coverage options for clients. It has been serving the area for over 30 years.

  • Life Insurance

82 Willard Street, Quincy, MA 02169

Expertise.com Rating

Review Sources

Google
4.0 (16)
Facebook
5.0 (4)

Why choose this provider?

McDonald Insurance is an independent and family-owned insurance agency that serves clients in Newton. It offers term and universal life insurance policies that protect beneficiaries financially in the event of an untimely death. The agency has also formed partnerships with several carriers, including Arbella, CNA Surety, and The Hartford, to provide insurance coverage for homeowners, automobiles, vacation properties, and businesses. It was originally established in 1975 as Thomas P. McDonald Insurance. It has been serving the South Shore's insurance needs for over 46 years.

  • Life Insurance
  • Term Life Insurance

31 Washington Street, Wellesley, MA 02481

Expertise.com Rating

Why choose this provider?

CAV Insurance Agency, Inc., helps businesses and families in Newton manage financial risks. The company works with over 30 insurance carriers to offer life, classic car, and commercial insurance solutions. Its life insurance policies come with different coverage types, such as college plans, executive benefits, and key person coverage. Clients can also opt for retirement plan rollovers, disability insurance, and profit-sharing plans. CAV Insurance Agency, Inc., simplifies the insurance process using digital technology. It is also a member of the Renaissance Alliance.

  • Group Plans
  • Life Insurance

260 Fordham Road, Wilmington, MA 01887

Expertise.com Rating

Review Sources

Google
4.0 (283)

Why choose this provider?

Serur Agencies, a sub-division of AIL/NILICO, provides insurance coverage policies for individuals, families, and organizations in Newton. The business operates under the umbrella of Globe Life, a financial services holding company listed on the New York Stock Exchange. It offers a variety of insurance options including term life, whole life, hospital indemnity, accident, critical illness, and cancer insurance. From a startup agency, the company has evolved into a dynamic organization competing with international insurance carriers.

  • Life Insurance

231 Bussey Street, Dedham, MA 02026

Expertise.com Rating

Review Sources

Google
4.0 (13)
Facebook
5.0 (5)

Why choose this provider?

Polito Insurance Agency, Inc. assists clients in Newton with obtaining term or permanent life insurance policies. It offers a range of life insurance options, such as income protection, preservation, and wealth transfer. It also provides long-term care, disability insurance, final expense, retirement plans, and children's life insurance. Other personal services cover fixed, variable, immediate, and deferred annuities. Moreover, Polito Insurance Agency helps businesses secure commercial term life, group life, general liability, workers' compensation, and commercial umbrella insurance.

  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

793 Washington Street, Newton, MA 02460

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Bikofsky Insurance Agency connects clients in Newton with life insurance policies that serve to protect their long-term financial interests. Backed by more than six decades of experience, the agency informs clients of their life insurance options and helps them find policies that benefit their dependents in crucial ways. These include replacing the provider's lost income or paying for future educational expenses. In addition to life insurance, Bikofsky Insurance Agency also offers policies for homeowners, renters, and automobiles.

  • Life Insurance
  • Health Insurance
  • Group Plans

325-3 Boston Post Road, Sudbury, MA 01776

Expertise.com Rating

Why choose this provider?

Boyd-Neelson Insurance Associates is an independent insurance business with a Newton metropolitan office specializing in a wide range of insurance products, including personal insurance, vehicle insurance, home insurance, life insurance, and life insurance. Boyd-Neelson Insurance Associates assists its clients by offering appropriate guidance to both small and big accounts. Its objective is entirely focused on providing suitable advice on its customers' needs that best match their best interests and continuously adhering to clients' aims and expectations with over 30 years of insurance expertise.

  • Life Insurance
  • Health Insurance
  • Term Life Insurance

1050 Hingham Street, Rockland, MA 02370

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Mark Selvaggi is a financial and insurance specialist representing New York Life Insurance Company, serving clients in Newton and in nearby localities. Selvaggi specializes in life insurance, helping clients assess their financial needs and choose whether term life or permanent life insurance best suits their situation. He is also affiliated with the insurance firm NYLIFE Securities, LLC, providing clients with more life coverage options. Prior to his insurance career, Selvaggi served as the CEO of Plaster Fun Time, an art center for children.

  • Life Insurance
  • Health Insurance

1379 Washington Street, Newton, MA 02465

Expertise.com Rating

Review Sources

Google
3.0 (4)

Why choose this provider?

James A. Ryan Insurance Agency, LLC, is an independent insurance agency catering to individuals and businesses in Newton since 1966. The agency writes term and universal insurance policies with coverage for death benefit protection. Moreover, it handles insurance policies for automobiles that are damaged in the event of accident, fire, or theft. These include collision and comprehensive policies. Other coverages include workers' compensation and commercial auto liability to assist businesses. The agency is partnered with numerous carriers, such as Vermont Mutual and Foremost.

  • Life Insurance
  • Term Life Insurance

76 Weston Street, Waltham, MA 02453

Expertise.com Rating

Review Sources

Google
4.0 (19)
Facebook
5.0 (8)

Why choose this provider?

Everett & Sons, Insurance Agency Inc. is a family-owned business that has been providing insurance solutions to clients in Newton for more than 40 years. The company writes customized life insurance policies in the event of untimely death in a family, with coverage for term, whole, universal, and renewable terms. It also offers a range of personal insurance products for auto and home, including property and liability coverage. Moreover, the agency assists businessmen with policies for assets, employees, and customers.

  • Life Insurance

10 Main Street, Natick, MA 01760

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (3)

Why choose this provider?

For over 120 years, Fair & Yeager Insurance Agency has been providing life insurance plans for residents of Newton. It educates first-time policyholders about its term-life, whole-life, and universal life policies. The agency can also provide quotes from more than a dozen different insurance carriers, including Safety Insurance and Plymouth Rock Assurance. Fair & Yeager employs over 25 insurance agents with over 400 years of collective industry experience. It has also been named as a Five Star Agency by the Massachusetts Association of Insurance Agents.

  • Life Insurance
  • Health Insurance
  • Term Life Insurance

500 Chapman Street, Canton, MA 02021

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (1)

Why choose this provider?

NuAlliance Insurance Group is a full-service insurance agency that is based in Canton, MA. The agency is a member of the Massachusetts Association of Insurance Agents, and it offers a range of insurance solutions to clients in Newton and surrounding areas. Its insurance offerings include term, universal, and whole life insurance coverage. It also provides extensive personal and commercial insurance options, including general liability and personal umbrella insurance. Additionally, clients can request personal or commercial insurance certificates through the agency's website.

  • Life Insurance

300 1st Avenue, Needham, MA 02494

Expertise.com Rating

Review Sources

Google
4.0 (9)

Why choose this provider?

NorthStar Insurance Services, Inc., is an independently owned company that has been serving Newton and its surrounding communities since 1995. The agency works with different carriers in order to help its clients find the life insurance coverage that best suits their needs. It also offers other insurance products, such as personal umbrella liability, auto, motorcycle, and long-term care insurance. In addition, NorthStar Insurance Services helps businesses from different industry sectors, such as the construction and retail industries, by providing risk management solutions.

  • Life Insurance
  • Health Insurance
  • Individual Plans

85 Main Street, Watertown, MA 02472

Expertise.com Rating

Review Sources

Google
3.0 (10)

Why choose this provider?

Michals Insurance Agency, Inc., is a family-owned and family-operated agency that has been providing services to families and businesses in Newton for around 50 years. It offers life insurance policies, which can cover business expenses, mortgage payments, and retirement. Additionally, it provides auto, commercial liability, fine arts, homeowners', and renters' insurance products. Michals Insurance Agency represents various insurance companies, including Berkley One, Chubb, and Liberty Mutual. This firm focuses on helping clients make informed insurance choices.

  • Life Insurance
  • Health Insurance

1359 Centre Street, Newton Centre, MA 02459

Expertise.com Rating

Review Sources

Google
4.0 (10)

Why choose this provider?

Established in 1903, Anchor Insurance Group is a locally owned and operated agency offering life insurance plans for Newton clients. It is an independent insurance agency that represents multiple carriers to provide personal and business insurance lines. Its agents are able to compare among several plans to give clients insurance options that are compatible with their needs and capabilities. They strive to provide individualized care to learn each client's specific goals in order to structure insurance packages accordingly.

  • Life Insurance

303 Wyman Street, Waltham, MA 02451

Expertise.com Rating

Review Sources

Google
5.0 (42)

Why choose this provider?

Prospect Insurance is a Waltham-based insurance agency that works with clients in the local area and its surrounding metros, including Newton. It offers term and universal life, business, automobile, and home insurance policies. Moreover, its insurance professionals consult with clients to determine factors such as the client's occupation, living situation, and civil status to structure a coverage plan tailored to their circumstances. Prospect Insurance maintains partnerships with several insurance carriers, such as Liberty Mutual Insurance and Embark General.

  • Life Insurance

36 Washington Street, Wellesley, MA 02481

Expertise.com Rating

Why choose this provider?

Winnick Insurance is a life insurance agency that offers standard and personalized policies for residents of Newton. It can compare and contrast the monthly rates and payments of up to ten different insurance carriers, including Lincoln Benefit and Mass Mutual Life. It can also explain life insurance options such as term life, guaranteed universal life, foreign travel, and shared care policies. Winnick Insurance was established in 1971 and has serviced over 15 different states. Its other policy options include immediate and income-for-life annuities.

  • Life Insurance
  • Long Term Care

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Cedar Hill Financial Group, LLC
67 Forest St, Suite 271, Newton, MA 01752Complimentary Consultation
McWalter Volunteer Insurance Agency
30 Monument Square, Concord, MA 01742
Corkin Insurance Agency
180 Wells Avenue, Newton, MA 02459
McDonald Insurance
82 Willard Street, Quincy, MA 02169
CAV Insurance Agency, Inc.
31 Washington Street, Wellesley, MA 02481
Serur Agencies
260 Fordham Road, Wilmington, MA 01887
Polito Insurance Agency, Inc.
231 Bussey Street, Dedham, MA 02026
Bikofsky Insurance Agency & Saul Freedman Agency Inc
793 Washington Street, Newton, MA 02460
Boyd-Neelon Insurance Associates
325-3 Boston Post Road, Sudbury, MA 01776
Mark Selvaggi
1050 Hingham Street, Rockland, MA 02370
James A. Ryan Insurance Agency, LLC
1379 Washington Street, Newton, MA 02465
Everett & Sons, Insurance Agency Inc.
76 Weston Street, Waltham, MA 02453
Fair Yeager Insurance Agency
10 Main Street, Natick, MA 01760
NuAlliance Insurance Group
500 Chapman Street, Canton, MA 02021
NorthStar Insurance Services, Inc.
300 1st Avenue, Needham, MA 02494
Michals Insurance Agency, Inc.
85 Main Street, Watertown, MA 02472
Anchor Insurance Group
1359 Centre Street, Newton Centre, MA 02459
Prospect Insurance
303 Wyman Street, Waltham, MA 02451
Winnick Insurance
36 Washington Street, Wellesley, MA 02481

FAQs

  • How can Newton residents utilize life insurance death benefits?

    Residents of Newton can use life insurance death benefits to pay for final expenses, make up for lost income, pay off mortgages or accrued debts, and finance a child's academic endeavors. Notably, the federal government frequently does not impose income taxes on these transfers, emphasizing their financial benefit for Newton recipients.

  • Can residents of Newton have multiple beneficiaries for their life insurance policies?

    In Newton, individuals have the flexibility to assign several beneficiaries for their life insurance. Two allocation methods are available: per capita and per stirpes. With per capita, live beneficiaries receive an equal share. The per stirpes approach, on the other hand, assures descendants of a deceased beneficiary get their intended portion.

  • How can Newton residents locate the lost life insurance policies of deceased individuals?

    Newton residents can use the National Association of Insurance Commissioners' national service to find lost life insurance policies of deceased individuals. After submitting an encrypted request, participating insurers compare this to their records. If matches are identified, state insurance departments are informed, and the insurance companies contact the beneficiaries or their authorized representatives.

  • What factors should Newton residents consider when calculating their life insurance needs?

    When calculating life insurance needs, residents of Newton should consider covering funeral and end-of-life expenses, compensating for lost income, accounting for services like childcare and children's college education, and possibly including end-of-life donations to their preferred charities. Addressing these aspects ensures a comprehensive protection plan.

  • Can Newton residents use life insurance for posthumous gifting?

    Yes, residents of Newton can use life insurance for posthumous gifting. They can use their policy's death benefits to pay for a grandchild's college education, assist a child in purchasing a home, or organize a memorable family reunion. It's a profound way to leave a lasting mark on loved ones, even if they are not financially dependent on the insured.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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