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2024

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Best Life Insurance Companies in New Bedford, MA

Our Recommended Top 18

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored New Bedford Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

246 Durfee Street, Fall River, MA 02720
WebsiteLicense: 5438654

Expertise.com Rating

Review Sources

Google
4.0 (22)
Facebook
5.0 (5)

Why choose this provider?

For over 100 years, HIG, has served the personal and business insurance needs of individuals, families, and small-business owners in the Fall River community. Our team provides you with the personalized attention you deserve and helps you make the best insurance decisions for your home, car, business, and more. We partner with many of the top-rated national and local insurance carriers to provide you with access to a wide variety of high-quality and affordable coverage that meets your protection requirements. Is it time you switched to Fall River’s most trusted choice for insurance,

  • Life Insurance

330 Union Street, New Bedford, MA 02740

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (2)

Why choose this provider?

Chas. S. Ashley & Sons Inc. is a full-service firm that has been offering insurance solutions to residents of New Bedford and its neighboring areas since 1910. The company writes policies for life insurance, including mortgage, term, universal, and whole. It also handles auto and homeowners insurance solutions. Additionally, the firm provides policy protection for the business assets. These include workers' compensation and commercial auto insurance. Currently, the firm is affiliated with 12 insurance carriers, such as Foremost and Safety Insurance Company.

  • Life Insurance
  • Health Insurance

1213 Purchase Street, New Bedford, MA 02740

Expertise.com Rating

Review Sources

Facebook
5.0 (11)

Why choose this provider?

C. Pina Insurance Agency is an independent company servicing New Bedford. It offers term and life insurance policies that cover a wide range of variables such as funeral costs, outstanding debts, and children's education funds. Its team of professionals helps clients decide the type of coverage they need and consider some pros and cons. The agency also specializes in providing home, auto, and pet insurance. Moreover, founder Craig Pina participates in the local community by serving on the Planning Board and Zoning Board of Appeals.

  • Life Insurance
  • Health Insurance

2148 Acushnet Avenue, New Bedford, MA 02745

Expertise.com Rating

Why choose this provider?

Help-U-Insure Insurance Agency, Inc., is a family-owned insurance firm based in New Bedford. It offers life insurance, auto insurance, homeowners insurance, and business insurance products. The agency works with over 30 different insurance providers. This allows agents and clients to search through a wide range of insurance design plans and select a coverage fitting the clients' identified needs. Help-U-Insure Insurance Agency has been in business for over 30 years. It serves English-speaking, Spanish-speaking, and Portuguese-speaking clients.

  • Life Insurance

177 Main Street, Falmouth, MA 02540

Expertise.com Rating

Why choose this provider?

Hub is an insurance company serving customers in New Bedford and the surrounding areas. It has 27 locations in New England and has been in business for more than 20 years. It is an independent broker that strives to provide clients with a range of products, which include life, health, and travel insurance. Businesses can also approach Hub for policies that cover commercial property, general liability, and workers' compensation. The company also provides financial services that include employee financial wellness and retirement plans.

  • Health Insurance
  • Individual Plans

77 North Water Street, New Bedford, MA 02740

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Review Sources

Facebook
5.0 (3)

Why choose this provider?

Located in New Bedford, Smithwick & Mariners Insurance is an agency that caters to individuals located in the metro. The firm helps people secure their families' financial security by providing life insurance policies. It also offers plans for automobiles, boats, and homes. Stephen Smithwick, its founder, established Smithwick & Mariners Insurance in 1987. He initially aimed to service the marine industry solely, but the business has now grown to assist policy buyers from varying lines of professions.

  • Life Insurance

434 American Legion Highway, Westport, MA 02790

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Review Sources

Google
5.0 (40)
Facebook
5.0 (3)

Why choose this provider?

Serving clients throughout New Bedford, Dartmouth, and the surrounding areas, Arruda Insurance Agency is an insurance service provider that offers personal and commercial insurance products. Its wide range of insurance plans includes term life insurance and whole life insurance. As an independent agency, the company offers life insurance plans from various carriers in the market. Additionally, it offers individual and family health insurance plans. Company owner Scott Jasparro holds extensive knowledge and experience in the financial and insurance industries.

  • Life Insurance

811 Ashley Boulevard, New Bedford, MA 02745

Expertise.com Rating

Review Sources

Google
4.0 (7)

Why choose this provider?

Gilbert J. Costa Insurance Agency has a selection of personal and business insurance products for clients in the New Bedford metro and surrounding communities. It offers term life insurance policies, which provide coverage for clients and their beneficiaries for a specified time. Its team of insurance experts can also accommodate clients looking for auto, home, or umbrella insurance plans. It can likewise assist entrepreneurs who want additional protection for the vehicles they use for their business.

  • Life Insurance

651 Orchard Street, New Bedford, MA 02744

Expertise.com Rating

Review Sources

Google
4.0 (6)

Why choose this provider?

Flagship Insurance Agency is a life insurance business that serves clients from New Bedford. The firm provides several types of life insurance policies, such as universal, whole, and term life. Its team of agents is well-versed in handling insurance solutions for individuals and commercial clients. Aside from life insurance, there are also plans for vehicles, health, homeowners, and pets. The company is led by Kevin Coughlin, who believes in the importance of building lifelong relationships with clients.

  • Life Insurance
  • Health Insurance

960 Kempton Street, New Bedford, MA 02740

Expertise.com Rating

Review Sources

Google
4.0 (3)

Why choose this provider?

Established in 1909, Borden Insurance Agency offers New Bedford clients a varied selection of insurance products. These products include life, personal and commercial vehicle, business liability, workers' compensation, and commercial truck insurance. Its insurance professionals can also address a client's inquiries while consulting with them to establish their financial goals and circumstances. Using this information, the company's employees can compare and contrast insurance policies from varying carriers to find the coverage plan that matches the client's requirements.

  • Life Insurance
  • Health Insurance

11 Maple Avenue, East Bridgewater, MA 02333

Expertise.com Rating

Review Sources

Google
4.0 (12)

Why choose this provider?

Edson Insurance Agency provides its services to businesses, families, and individuals in the New Bedford metro. It is an independent agency that accommodates clients who need assistance in purchasing life insurance plans that include universal, whole, term, fixed annuities, and return of premium term life coverages. These coverages protect policyholders from financial losses caused by unexpected death. Additionally, the company offers homeowners', auto, and commercial insurance. Edson Insurance Agency has been in the business since 1902.

  • Life Insurance

1823 Acushnet Avenue, New Bedford, MA 02746

Expertise.com Rating

Review Sources

Facebook
4.0 (40)
Google
4.0 (12)

Why choose this provider?

Fb Insure offers life insurance products for families and individuals in New Bedford. This insurance agency is dedicated to helping clients protect the future of their loved ones by preparing for expenses brought about by sudden death, injuries, or illnesses. Fb Insure president Russel Martorana has been in the insurance industry for more than three decades. Russel and his team of insurance experts can also assist clients who want specific insurance coverage for cannabis businesses, classic cars and motorcycles, and weddings.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

271 Union Street, New Bedford, MA 02740

Expertise.com Rating

Review Sources

Facebook
4.7 (14)
Google
4.8 (13)

Why choose this provider?

Tomlinson & O’Neil Insurance Agency, Incorporated, provides insurance services to New Bedford and the nearby communities. Founded in 1956, the company specializes in life insurance plans to help individuals prepare their families and dependents for the financial burden of their death. It also offers various personal insurance plans, such as weddings, floods, homes, and vehicles. The team of insurance agents at the company also caters to business owners needing surety bonds, workman's compensation, contractors' policy, and commercial auto services.

  • Life Insurance

74 State Rd, Dartmouth, MA 02747

Expertise.com Rating

Review Sources

Google
4.0 (41)
Facebook
5.0 (4)

Why choose this provider?

Southcoast Insurance Group is a full-service insurance company that caters to individuals in the New Bedford area. The firm helps clients obtain policies that will cover various expenses in the event of their death. It also provides protection to the assets that they have earned over the years. Additional insurance products include home, auto, and commercial insurance. Southcoast Insurance has been in the industry for more than 35 years and still continues to deliver on its mission to give people financial security.

  • Life Insurance

10 North Main Street, Fall River, MA 02720

Expertise.com Rating

Review Sources

Google
4.0 (419)
Facebook
4.0 (139)
Yelp
3.5 (3)

Why choose this provider?

The Lapointe Insurance Agency serves individuals, families, and businesses in New Bedford. It offers a wide range of insurance products and services, including life, auto, and home insurance. The company also delivers policy coverage for artisans and contractors, auto dealers, non-profit organizations, real estate and property management, electricians, and food businesses. Herman W. Lapointe left his job at the post office in 1972 to pursue a career in the insurance industry and eventually opened The Lapointe Insurance Agency.

  • Life Insurance

96 Rockdale Avenue, New Bedford, MA 02740

Expertise.com Rating

Review Sources

Google
4.0 (71)
Facebook
5.0 (39)

Why choose this provider?

Neto Insurance Agency is an independent insurance company that has been serving clients in New Bedford for over 45 years. Its agents process quotes, applications, billings, and claims for life insurance policies. They also recommend customized plans based on each customer's health condition, financial status, and age. Moreover, the agency covers both term life and whole life insurance plans, which can cover up to $100,000. It also offers group life policies for both English- and Portuguese-speaking clients.

  • Life Insurance

276 Alden Road, Fairhaven, MA 02719

Expertise.com Rating

Review Sources

Google
4.0 (76)
Facebook
4.0 (7)

Why choose this provider?

AP Insurance Group is a family-owned business serving New Bedford and surrounding communities. It offers a variety of life insurance policies to help individuals secure the futures of their families. These can cover different costs such as burial expenses, uninsured medical bills, mortgage, and unpaid debts. The agency also specializes in home, auto, health, and pet insurance. Its principal, Kevin Dyer, has raised funds in 2014 for the South Shore Hospital Cancer Center by participating in the Boston Marathon.

  • Life Insurance

500 Faunce Corner Road, Dartmouth, MA 02747

Expertise.com Rating

Review Sources

Google
4.8 (19)
Facebook
4.4 (13)
Yelp
3.0 (4)

Why choose this provider?

Sylvia Group is an independent insurance agency that has been serving individuals, families, and businesses in New Bedford and the rest of Massachusetts for more than 70 years. It offers term life insurance and permanent life insurance. It also provides health and welfare plans for employees. Managing partner Maureen Sylvia Armstrong has been working in the industry for more than three decades. She has served as president of the Independent Insurance Agents of Greater New Bedford

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
BayCoast Insurance
246 Durfee Street, Fall River, MA 02720
Chas S Ashley & Sons Inc
330 Union Street, New Bedford, MA 02740
C. Pina Insurance Agency
1213 Purchase Street, New Bedford, MA 02740
Help-U-Insure Insurance Agency, Inc.
2148 Acushnet Avenue, New Bedford, MA 02745
Hub
177 Main Street, Falmouth, MA 02540
Smithwick and Mariners Insurance
77 North Water Street, New Bedford, MA 02740
Arruda Insurance Agency
434 American Legion Highway, Westport, MA 02790
Gilbert J. Costa Insurance Agency
811 Ashley Boulevard, New Bedford, MA 02745
Flagship Insurance Agency
651 Orchard Street, New Bedford, MA 02744
Borden Insurance
960 Kempton Street, New Bedford, MA 02740
Edson Insurance Agency
11 Maple Avenue, East Bridgewater, MA 02333
Fb Insure
1823 Acushnet Avenue, New Bedford, MA 02746
Tomlinson & O'Neil Insurance Agency, Incorporated
271 Union Street, New Bedford, MA 02740
Southcoast Insurance Group
74 State Rd, Dartmouth, MA 02747
The Lapointe Insurance Agency
10 North Main Street, Fall River, MA 02720
Neto Insurance Agency
96 Rockdale Avenue, New Bedford, MA 02740
AP Insurance Group
276 Alden Road, Fairhaven, MA 02719
Sylvia Group
500 Faunce Corner Road, Dartmouth, MA 02747

FAQs

  • What distinguishes cash value from term life insurance in New Bedford?

    In New Bedford, cash value life insurance is a policy that you can keep for as long as you need it. It provides savings or investment provisions that allow policyholders to receive payouts while still alive. Meanwhile, term life insurance is a policy that you can purchase for a set period of time. If the insured dies during the period, the beneficiaries receive payment. Furthermore, it aims to provide lower coverage for a specified period and does not build cash value.

  • Can a New Bedford insurance provider deny coverage because you lied on your application or committed suicide?

    Yes, an insurance company in New Bedford has the right to refuse a payout if the policyholder withheld information during the application process or committed suicide within the first two years of the policy's issuance. Withholding information about a medical condition would have resulted in your insurance being denied. If you lie about your age in order to get a lower premium, the insurance company will reduce your death benefit to match your premiums at the proper age.

  • What actions should be taken in case of a policy lapse in New Bedford?

    You should contact your New Bedford insurance provider and request that the policy be reinstated. If you do not make payments, your insurance company may cancel your coverage. You may be able to catch up on missed premium payments and interest for up to five years with certain insurance companies. However, before your policy can be reactivated, you may be required to pass a medical exam.

  • Do life insurance companies in New Bedford provide a grace period for late payments?

    Life insurance companies in New Bedford allow policyholders to make payments and reinstate their policies in good standing 30 days after the due date. However, this varies depending on the policy and insurance provider. If you are unsure about the grace period associated with your coverage, you should either review your policy documentation or contact the customer service department of your insurance provider.

  • Where will you file a complaint if you are a victim of insurance fraud in New Bedford?

    You can file a complaint with the Division of Insurance if you're a victim of insurance fraud in New Bedford. You can access the agency's online complaint form at https://sbs.naic.org/solar-web/pages/public/onlineComplaintForm/onlineComplaintForm.jsf?state=MA&dswid=-2919. You may also send a complaint form by mail to: Division of Insurance Consumer Services Unit 1000 Washington Street, Suite 810 Boston, MA 02118-6200

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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