Expertise.com Homepage

2024

Last updated:

Best Life Insurance Companies in Cambridge, MA

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cambridge life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4690Reviewed

2819Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

67 Forest St, Suite 271, Cambridge, MA 01752
WebsiteLicense: 18986218

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Financial planning can be challenging; Cedar Hill Financial Group simplifies things. Their first priority is always acting in their client's best interest. That means providing personalized, comprehensive financial advice, along with data driven portfolios. Whether it is planning for retirement, saving for college, or getting a comprehensive financial plan in place, they can help. With over a decade of industry experience, they are committed to helping clients pursue their financial goals. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

  • Estate Planning
  • Retirement Planning
  • Certified Financial Planner (CFP)
  • Tax Planning
  • Investment Management

Cambridge, MA

Expertise.com Rating

Why choose this provider?

Need help contacting a Life Insurance Company in Cambridge? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

182 Main Street, Watertown, MA 02472

Expertise.com Rating

Why choose this provider?

H&K Insurance Agency, Inc., is a family-run business that offers a variety of life insurance options to Cambridge and the surrounding communities. These include term, universal, and whole life insurance. Founded in 1961, H&K Insurance Agency has provided personal and business insurance protection to more than 10,000 clients. Its team of professionals has the skills to write simple insurance policies to multimillion-dollar product liabilities. Its clients vary from national, regional, international, and one-person business owners.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

31 Milk Street, Boston, MA 02109

Expertise.com Rating

Review Sources

Google
4.0 (21)
Facebook
5.0 (7)

Why choose this provider?

Bender Hatch Insurance offers its services to clients living in the Cambridge area. It offers life insurance to individuals and families who have dependents and loan and mortgage obligations. Life insurance can also cover funeral expenses and child care costs. Other insurance policies offered include business, home, auto, condo, and personal umbrella. Bender Hatch Insurance was formed through the merger of two companies, Nancy Z. Bender Insurance and H.R. Hatch Insurance, allowing it to expand its services and assist more clients.

  • Life Insurance

341 Trapelo Road, Belmont, MA 02478

Expertise.com Rating

Why choose this provider?

The Borelli Insurance Agency, Inc., is a family-owned and family-operated business that has been serving clients in Cambridge and its surrounding areas since 1955. The company specializes in automobile, business, and homeowners insurance. It offers personal insurance programs that cover valuable items, umbrellas, liability boats, and life insurance. Its team underwrites policies, handles claims, and collects premiums. The agency also works with a selected group of insurance providers. Its president, Jay Borelli, holds a degree in Bachelor of Science in Marine Biology.

  • Life Insurance

66 Bow Street, Somerville, MA 02143

Expertise.com Rating

Review Sources

Google
4.0 (40)
Facebook
5.0 (3)
Yelp
2.5 (2)

Why choose this provider?

Amazonia Insurance Agency is an insurance brokerage that has been serving families, individuals, and businesses in Cambridge since 1993. It provides a range of risk management solutions, including life insurance and coverage for homes, boats, and automobiles. Additionally, it offers business policies, such as workers' compensation, liability coverage, special events insurance, and bonds. Clients can request certificates of insurance through the agency's website. Amazonia is staffed with insurance professionals who can speak English, Portuguese, and Spanish.

  • Life Insurance

222 Third Street, Cambridge, MA 02142

Expertise.com Rating

Review Sources

Google
4.0 (296)
Facebook
4.0 (38)

Why choose this provider?

Insurify is an independent insurance agency serving families and individuals in the Cambridge metro. It accommodates clients who need assistance in purchasing life insurance plans. In addition, the company's insurance specialists help clients obtain other personal plans, such as home and auto insurance. They have access to different insurance providers, including MetLife, Nationwide, Travelers, and Mercury Insurance. Insurify has been in the business since 2013. Founder and CEO Snejina Zacharia has been named 2018's Top 10 Insurance Leaders by ACORD.

  • Life Insurance
  • Health Insurance

411 Highland Avenue, Somerville, MA 02144

Expertise.com Rating

Review Sources

Google
4.0 (7)

Why choose this provider?

Garrett-Lynch Insurance Agency is a family-owned and family-operated agency that has been taking care of the insurance needs of those in Cambridge and nearby communities since it was established in 1934. It is a full-service, independent agency that offers term and permanent life insurance plans tailored to each client's specific situations. Home, auto, and business insurance products from a number of companies, such as Foremost Insurance Company, American Modern Insurance Company, and Quincy Mutual Insurance Company, are also available.

  • Life Insurance

125 Cambridgepark Drive, Cambridge, MA 02140

Expertise.com Rating

Review Sources

Facebook
5.0 (64)
Google
5.0 (18)

Why choose this provider?

Since it started operating in 1992, Econosurance has been providing individuals and small businesses in Cambridge with insurance solutions tailored to their needs. Through life insurance policies, the company helps clients safeguard the financial future of their loved ones in the event of their demise. The independent insurance agents from this firm represent multiple providers that can deliver an array of life insurance options, such as term life, whole life, and universal life plans. They also specialize in health and long-term care insurance.

  • Life Insurance
  • Health Insurance
  • Long Term Care

54 Broadway, Norwood, MA 02062

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
4.3 (3)
Yelp
4.0 (3)

Why choose this provider?

Affordable Insurance Agency, Inc., is a women-owned business that has been serving businesses and individuals in the community of Cambridge and the surrounding areas since 1987. It carries a wide range of insurance products, including home, life, rented buildings, employee benefits, and long-term care. As a client-oriented company, its team of agents guides customers throughout the insurance process. The agency also handles business insurance solutions that cover cyber liability, commercial umbrella, and funding for buy and sell agreements.

  • Life Insurance

464 Main Street, Watertown, MA 02472

Expertise.com Rating

Review Sources

Google
5.0 (38)
Facebook
5.0 (3)

Why choose this provider?

Click Insurance is an independent insurance agency serving Cambridge and nearby metros. It has over 60 years of experience providing individuals and families with life insurance policies spanning term, whole life, permanent, universal, and variable life insurance. It also caters to group life insurance needs, offering businesses term and whole life employee benefits coverages. The company also covers personal and business insurance lines. It utilizes up-to-date technologies to streamline the insurance process and is a member of Renaissance Alliance, expanding its network of insurance carriers.

  • Life Insurance
  • Health Insurance

92 High Street, Medford, MA 02155

Expertise.com Rating

Review Sources

Google
4.0 (33)
Facebook
5.0 (13)
Yelp
3.0 (3)

Why choose this provider?

Bates Insurance Agency Inc. is an independent insurance agency that has been servicing the residents of Cambridge and the rest of Massachusetts for more than 40 years. It provides individual life insurance products across term life, whole life, and universal options. The Bates Insurance Agency Inc. team has more than 80 years of combined experience in the insurance industry. The company is a Trusted Choice Agency and a member of the Medford Chamber of Commerce.

  • Life Insurance

535 Boylston Street, Boston, MA 02116

Expertise.com Rating

Review Sources

Google
4.0 (19)

Why choose this provider?

Titan Insurance is an independent insurance agency that serves clients in Cambridge. It offers term, whole, and universal life insurance policies from Chubb, Assurant, and Liberty Mutual that protect beneficiaries financially in the event of an untimely death. The agency also covers insurance products for homes, automobiles, and contractors. COO Nick Warren and CEO Mike Mullaney established the agency in 2015. Since 2008, Nick has been the owner and operator of Berkshire Hathaway HomeServices Warren Residential, while Mike holds the LUTCF designation.

  • Life Insurance

426 Massachusetts Avenue, Boston, MA 02118

Expertise.com Rating

Why choose this provider?

CR Insurance Agency is a full-service insurance agency catering to clients in the Cambridge area. It works with multiple insurance providers to deliver life insurance products tailored to meet the needs of the clients. The company also provides coverage for homeowners insurance, renter's insurance, and condominium insurance. In addition, it also has insurance products for vehicles, such as personal cars, motorcycles, and commercial auto. The company offers several insurance options for small businesses, general business liabilities, and commercial properties.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Cedar Hill Financial Group, LLC
67 Forest St, Suite 271, Cambridge, MA 01752Complimentary Consultation
H&K Insurance Agency, Inc.
182 Main Street, Watertown, MA 02472
Bender Hatch Insurance
31 Milk Street, Boston, MA 02109
The Borelli Insurance Agency, Inc.
341 Trapelo Road, Belmont, MA 02478
Amazonia Insurance
66 Bow Street, Somerville, MA 02143
Insurify
222 Third Street, Cambridge, MA 02142
Garrett-Lynch insurance Agency
411 Highland Avenue, Somerville, MA 02144
Econosurance
125 Cambridgepark Drive, Cambridge, MA 02140
Affordable Insurance Agency, Inc.
54 Broadway, Norwood, MA 02062
Click Insurance
464 Main Street, Watertown, MA 02472
Bates Insurance Agency Inc.
92 High Street, Medford, MA 02155
Titan Insurance
535 Boylston Street, Boston, MA 02116
CR Insurance Agency
426 Massachusetts Avenue, Boston, MA 02118

Cambridge, MA Life Insurance FAQs

  • In Cambridge, who are those who benefit the most from having life insurance?

    Those in Cambridge who would benefit the most from having a life insurance policy are those upon whom others are reliant for support and care. This includes breadwinners for families, parents who wish to establish a college fund for their offspring, and spouses who wish to save up for their partners' higher learning.

  • When should a person in Cambridge opt for term life insurance over whole life insurance?

    Generally, it is preferable to go for term life over whole life insurance if the financial needs of the insured and beneficiaries in Cambridge are for a limited amount of time. A person who only wishes to pay off a loan or for the eventual college education of the kids does not need coverage once those costs are paid.

  • In Cambridge, how much would the beneficiaries of a term life insurance get if the insured dies a day after the contract ends?

    In Cambridge, the beneficiaries of term life insurance will receive nothing if the insured lives through the term in the contract. To receive any benefits, the death has to occur while the policy is in force, unless the plan is extended and new premiums are duly paid.

  • In Cambridge, is it possible for the holder of a whole life insurance plan to receive benefits before dying?

    Yes, it is possible in Cambridge for the holder of a whole life insurance policy to receive benefits without dying since the party may borrow money against the cash value of the plan. The cash value represents the savings earned by the policy. The consequence is that the death benefits may be reduced by the early withdrawal.

  • In Cambridge, what factors affect the amount of premiums to pay in a life insurance policy?

    In Cambridge, the amount of premiums paid on a life insurance policy varies depending on the risk of death that the insurance company assumes when insuring a person. The likelier someone is to die, the more expensive premiums get. Age is a common factor as is having multiple diseases and medical conditions.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2024

Our top pick for the best life insurance company of 2024 is MassMutual, which features a wide variety of policies and riders ...