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Best Life Insurance Companies in Boston, MA

Our Recommended Top 21

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Our goal is to connect people with the best local professionals. We scored Boston Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

26991Reviewed

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21Top Picks

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Providers

featured provider = Featured Provider

Boston, MA
WebsiteLicense: 18986218

Expertise.com Rating

Why choose this provider?

Financial planning can be challenging; Cedar Hill Financial Group simplifies things. Their first priority is always acting in their client's best interest. That means providing personalized, comprehensive financial advice, along with data driven portfolios. Whether it is planning for retirement, saving for college, or getting a comprehensive financial plan in place, they can help. With over a decade of industry experience, they are committed to helping clients pursue their financial goals. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

  • Life Insurance

Boston, MA

Expertise.com Rating

Why choose this provider?

Need help contacting a Life Insurance Company in Boston? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

188 Needham Street, Newton, MA 02464

Expertise.com Rating

Review Sources

Google
4.9 (217)
Facebook
5.0 (19)
Yelp
4.3 (17)

Why choose this provider?

Kovalev Insurance is an insurance brokerage serving individuals, families, and businesses throughout Boston. Having been in the industry for more than two decades, it has established a network of reputable insurance carriers who can provide policies that address the unique risks each client may encounter in the future. The firm is home to bilingual Russian insurance agents who can assist with purchasing life, disability, and long-term care insurance products. In an effort to support local entrepreneurs, Kovalev Insurance also offers various lines of business insurance.

  • Life Insurance
  • Health Insurance

1330 Centre St, Newton, MA 02459

Expertise.com Rating

Review Sources

Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Eisenberg Associates has provided individual and business insurance solutions since 1970. The independent health insurance company near Boston represents top-level providers in order to offer the most comprehensive options to its clients. The company's individual and group health policies include such choices as PPO, HMO, FFS, and POS to meet client needs. Eisenberg Associates also offers an extensive array of supplemental policies, including dental, vision, disability, and long-term care insurance.

25 Garden Park, Braintree, MA 02184

Expertise.com Rating

Review Sources

Google
4.9 (7)
Facebook
5.0 (5)

Why choose this provider?

Granite Insurance Agency Inc. serves clients in the Boston metropolitan area. Its team of experienced agents provides its clients with expert advice on life insurance and helps them secure a policy that's best suited to their needs. Policies sold by this agency can be used to help loved ones pay for funeral expenses and debt after the policyholder has passed away. Insurance partners include Nationwide, Hagerty, and Hospitality Insurance Group.

21 McGrath Highway Suite 303, Quincy, MA 02169

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Tobman, Molignano & Weiner Insurance Agency Inc., is a full-service company that was founded in 1936. Serving Boston communities, it represents a wide range of carriers to provide life insurance coverage options for individuals and families. Its team provides a full analysis of clients' insurance needs, designs customized protection programs, and conducts periodic reviews of the insurance programs of policyholders. In addition, the agency offers fire-dwelling, valuable property, workers' compensation, and business identity theft insurance.

  • Life Insurance

402 Salem Street, Medford, MA 02155

Expertise.com Rating

Review Sources

Facebook
5.0 (39)
Google
4.8 (25)
Yelp
3.7 (3)

Why choose this provider?

Gilbert Insurance Agency, Inc., is a family-owned and family-operated business that serves clients in Boston and nearby areas. It offers a variety of life insurance plans that include term life, universal life, whole life, long-term care, and disability insurance. The agency also provides insurance products for automobiles, renters, homeowners, and commercial properties. To craft insurance plans that suit the specific needs and budgets of clients, it uses its network of insurance companies. The company has been helping individuals, families, and businesses for more than 70 years.

  • Life Insurance

399 Winthrop Street, Winthrop, MA 02152

Expertise.com Rating

Review Sources

Google
4.0 (23)
Facebook
4.0 (10)

Why choose this provider?

John M. Biggio Insurance has been assisting the locals of Boston and its neighboring areas with their insurance needs since 1958. As an independent agency, it partners with a variety of insurance carriers to provide its individual, business, and commercial clients with a life insurance package tailored to fulfill their objectives. Its agents assist with finding policies that benefit their dependents in different ways, such as replacing lost income, settling final expenses, or paying for future educational costs.

  • Multiple Policy Types

1 India Street Suite 204, Boston, MA 02109

Expertise.com Rating

Review Sources

Google
4.9 (12)
Yelp
1.0 (2)

Why choose this provider?

Knapp Schenck is a full-service agency that has been serving Boston and surrounding communities since 1921. It offers term and permanent life insurance to individuals who want to secure their families' futures. The policies can help families cover lost income, education funding, household debt, and funeral expenses. In addition to benefits solutions, its team of professionals also offers coverage options for personal and business lines of insurance, which include umbrella, watercraft, casualty, and executive risk management.

  • Life Insurance

31 Hayward Street, Franklin, MA 02038

Expertise.com Rating

Review Sources

Google
5.0 (186)
Facebook
4.0 (29)
Yelp
5.0 (4)

Why choose this provider?

Berry Insurance has been assisting clients in Boston, Franklin, and the surrounding areas since 1922. Its agents work closely with families and individuals in choosing insurance policies that protect their futures and businesses. The company provides life insurance that covers financial payouts, funeral costs coverage, and cash benefits. Other insurance products available include those for cars, condos, floods, pets, renters, and investment properties. Businesses can also avail of Berry Insurance's coverage for builder's risk, commercial liability, insurance bonds, workers compensation, and cyber liability.

  • Life Insurance

464 Main St, Watertown, MA 02472

Expertise.com Rating

Review Sources

Google
5.0 (70)
Yelp
4.6 (13)
Facebook
5.0 (11)

Why choose this provider?

Click Insurance is an independent agency serving Boston and surrounding communities. It offers term, whole, universal, and variable life insurance policies for individuals who want to protect their families in the near future. Group life insurance is also available for employee benefits packages. Its team conducts consultative reviews to help clients in determining the type of policy that fits their needs and preferences. The agency's leadership team brings over 60 years of experience in presenting business and personal lines of insurance.

  • Life Insurance

764 Blue Hill Ave, Dorchester, MA 02124

Expertise.com Rating

Review Sources

Google
4.7 (37)

Why choose this provider?

Warren Insurance Agency is an independent agency that has provided life insurance policies to residents of Boston for over 40 years. It teaches first-time policyholders about the benefits of various life insurance plans, from term-life to permanent policies. The agency can modify these plans to act as death benefits, inheritance, mortgage payoffs, and charitable donations to organizations or individuals. Each client is assigned to an agent for 24/7 support for queries and claims. In addition, these agents provide notarization and constable services.

  • Life Insurance

835 Dorchester Ave, Dorchester, MA 02125

Expertise.com Rating

Why choose this provider?

Metro South Insurance is a full-service insurance company that caters to residents of Boston and nearby communities. Its agents provide quotes for all types of life insurance policies, such as term life plans and permanent life plans. They can also customize these policies to fit the needs of each client, from inheritance and income replacement use. Active for almost two decades, Metro South Insurance employs a staff that can speak and write in Vietnamese and Spanish. It is also affiliated with the Tet In Boston charity.

  • Life Insurance
  • Individual Plans

601 High St, Dedham, MA 02026

Expertise.com Rating

Review Sources

Yelp
5.0 (3)
Google
5.0 (2)

Why choose this provider?

In operation since 1936, Foley Palenscar Schortmann is dedicated to providing quality customer care and insurance solutions. The independent agency represents a variety of providers to offer individuals the life insurance options they require. Its team puts together a comparative analysis of 10 to 15 plans for its clients to evaluate. The company's agents consult with individuals to discuss their current financial situations and goals, explaining the fine points of term, whole, and universal policies.

504 Main St, Melrose, MA 02176

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Jeff Carbone Insurance is an independent agency committed to providing quality customer care and products. The company partners with a variety of top-level providers to deliver diverse life insurance options for its clients. Its team works to evaluate individual goals and develop a package that maximizes coverage. Jeff Carbone Insurance offers term, whole, and universal plans in addition to indexed and fixed annuities. The agency also offers disability and long-term care coverage.

54 Broadway, Norwood, MA 02062

Expertise.com Rating

Why choose this provider?

Affordable Insurance Agency, Inc., is a woman-owned business that serves clients in Boston. It offers life insurance that gives financial security to the beneficiaries in the event of an unexpected death. The agency also handles insurance products for motorcycles, motor homes, cars, and boats. To provide customized insurance policies, it has formed partnerships with multiple carriers that include Hartford, Travelers, and Vermont Mutual. Affordable Insurance Agency was founded in 1987. It is associated with group health insurance provider Finelli Benefits LLC.

  • Life Insurance

18 Shipyard Drive, Hingham, MA 02043

Expertise.com Rating

Review Sources

Google
4.9 (144)
Yelp
5.0 (5)

Why choose this provider?

International Citizens Insurance is a Hingham-based financial services company that serves clients across Boston. It focuses on providing life insurance policies to expats, offering term and whole life insurance products. The firm educates clients on coverage options such as end-of-life care and funeral costs. It also provides other insurance solutions, including health and travel insurance. International Citizens Insurance has been operating for over 15 years. Its president, Joe Cronin, is a former member of the Launchpad Venture Group, a local investment firm.

  • Life Insurance

771 Adams Street, Dorchester, MA 02122

Expertise.com Rating

Review Sources

Facebook
5.0 (14)
Google
5.0 (7)

Why choose this provider?

Mackenzie-Udoji Insurance Agency, Inc., is a family-owned and independent insurance company that was founded in 1994. It provides assistance with life, auto, business, and property insurance for interested clients. Mackenzie-Udoji Insurance Agency's life insurance products include guaranteed, term, and whole life insurance plans. The firm has long-time clients who have recommended its services to individuals with insurance needs. With an office in Dorchester, the firm also caters to the people of Boston, Dorchester, and throughout Massachusetts.

  • Life Insurance

65 Boston Post Rd W,, Marlborough, MA 01752

Expertise.com Rating

Review Sources

Google
4.9 (1011)
Yelp
5.0 (2)

Why choose this provider?

Moore Agencies of New England has been serving the Boston metro and surrounding areas since 1951. Its representatives specialize in helping clients and their families, unions, credit unions, and both large and small associations find the financial product that suits their needs. It offers whole and term life insurance, accident protection, hospital indemnity, mortgage protection, and critical illness. Moore Agencies of New England holds monthly philanthropy projects and community service efforts where it gives monetary donations to local non-profit organizations.

  • Life Insurance
  • Term Life Insurance
  • Whole Life Insurance

771 Adams St, Dorchester, MA 02122

Expertise.com Rating

Review Sources

Yelp
3.5 (22)
Facebook
4.9 (9)

Why choose this provider?

Udoji Insurance has provided customized individual and business insurance policies for more than 26 years. The independent life insurance company near Boston partners with a variety of top-level providers in order to offer its clients the services that best meet their needs. Its agents consult with individuals to determine their current financial situations and goals. They assess their clients' earning potential, family obligations, mortgage and other debts, and assets before recommending a plan to maximize their coverage.

112 Water Street, Suite 401, Boston, MA 02109

Expertise.com Rating

Why choose this provider?

Ironside Insurance Group is a business and personal insurance solution provider that operates in the Boston metro. Established in 2012, the company offers comprehensive insurance coverages for clients who are looking to protect their properties and seeking life insurance for their family and loved ones. Ironside Insurance Group also provides commercial insurance services for condo associations, apartment complexes, and company-owned cars. Business owners who want to secure their assets through general liability insurance can also contact the firm's licensed agents.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Cedar Hill Financial Group, LLC
Complimentary Consultation
Kovalev Insurance
188 Needham Street, Newton, MA 02464
Eisenberg Associates
1330 Centre St, Newton, MA 02459
Granite Insurance Agency, Inc.
25 Garden Park, Braintree, MA 02184
Tobman, Molignano & Weiner Insurance Agency Inc.
21 McGrath Highway Suite 303, Quincy, MA 02169
Gilbert Insurance Agency, Inc.
402 Salem Street, Medford, MA 02155
John M. Biggio Insurance
399 Winthrop Street, Winthrop, MA 02152
Knapp Schenck
1 India Street Suite 204, Boston, MA 02109
Berry Insurance
31 Hayward Street, Franklin, MA 02038
Click Insurance
464 Main St, Watertown, MA 02472
Warren Insurance Agency
764 Blue Hill Ave, Dorchester, MA 02124
Metro South Insurance
835 Dorchester Ave, Dorchester, MA 02125
Foley Palenscar Schortmann
601 High St, Dedham, MA 02026
Jeff Carbone Insurance
504 Main St, Melrose, MA 02176
Affordable Insurance Agency, Inc.
54 Broadway, Norwood, MA 02062
International Citizens Insurance
18 Shipyard Drive, Hingham, MA 02043
Mackenzie-Udoji Insurance Agency, Inc.
771 Adams Street, Dorchester, MA 02122
Moore Agencies of New England
65 Boston Post Rd W,, Marlborough, MA 01752
Mackenzie - Udoji Insurance Agency
771 Adams St, Dorchester, MA 02122
Ironside Insurance Group
112 Water Street, Suite 401, Boston, MA 02109

FAQs

  • In Boston, is it feasible to designate your pet as the beneficiary of your life insurance?

    Yes, you can put your pet on your Boston life insurance policy as a beneficiary. If you put your pet down as a beneficiary on your life insurance policy and they die before you do, you need to make sure your policy is up to date. You can either change your estate plan or choose a different person to receive the money.

  • Can a child be the only beneficiary of your life insurance in Boston?

    Yes, if a child is the only beneficiary of a life insurance policy in Boston and the policyholder dies, the insurance company will usually ask for the name of a trustee or legal guardian who will take care of the payout on the child's behalf. The guardian or trustee is responsible for making sure that the money from the life insurance is used to help the child.

  • How is the price of term life insurance in Boston calculated?

    The price of term life insurance in Boston often depends on your sex, height, weight, age, current health problems, risky activities, and the health issues of your parents and siblings, like heart disease or cancer. Your credit score, driving record, and most recent bankruptcies are other factors that affect your term life insurance rates that are related to your life expectancy.

  • What occurs if you live longer than your term life insurance plan in Boston?

    If you live longer than the term life insurance plan in Boston, you will not be eligible for a refund or payout unless you purchase a special type of coverage known as return of premium term life. Remember that ROP policies are more expensive than standard term life insurance. Term life insurance policies are typically written for 5, 10, 15, 20, or 30 years. Another option is annual renewable term life insurance, which provides coverage for one year and can be renewed annually.

  • What happens if one of your several life insurance beneficiaries in Boston passes away?

    If one of your several Boston life insurance beneficiaries dies, the death benefit proceeds will be distributed to the remaining beneficiaries. The method of redistribution will differ depending on whether it is done per capita or per stirpes. This means that either one beneficiary will receive the entire benefit of the deceased beneficiary, or the remaining beneficiaries will receive an equal share of the benefit.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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