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2025

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Best Life Insurance Companies in Massachusetts

Our Recommended Top 11

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Massachusetts life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

306120Reviewed

183676Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Massachusetts
Massachusetts

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Larson Insurance is a Massachusetts insurance agency that offers a wide variety of coverage solutions to individuals, families, and businesses. Its agents connect clients with various reputable insurance providers to secure life insurance plans, whether short-term or permanent, to cover funeral expenses, repay debt, pay estate taxes, and provide education following one’s untimely death. Larson Insurance was established more than 50 years ago by founder Clifford R. Larson in Lexington. The full-service agency remains a family-run business.

  • Life Insurance

Best Life Insurance Companies Serving Massachusetts
Massachusetts

Expertise.com Rating

Review Sources

Google
4.2 (6)

Why choose this provider?

Guardian Life is an insurance company serving more than 29 million people across the country. Its arm in Pittsfield, Massachusetts, provides individuals, families, and businesses with a wide range of insurance products, so they achieve financial security. Its agents connect with various reputable insurance providers to find suitable life insurance policies, whether short-term or permanent, that will fit their customers' unique needs and requirements. Guardian Life has been in operation since 1860. It also offers vision, dental, and mental wellness insurance plans.

  • Life Insurance

Best Life Insurance Companies Serving Massachusetts
Massachusetts

Expertise.com Rating

Review Sources

Google
5.0 (21)

Why choose this provider?

Lunova Insurance caters to locals in Massachusetts who are in the market for life insurance options. It has individual life products that cover unforeseen loss or damage and non-life options targeted at car and business owners. The crew also has medical expense plans that cover the treatments of persons injured on one's real estate. Its insurance application process entails gathering information about clients' requirements, finding carriers to personalize the policy, and securing and finalizing the deal. Lunova Insurance is an independent enterprise.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Massachusetts
Massachusetts

Expertise.com Rating

Review Sources

Google
5.0 (79)
Yelp
4.5 (13)
Facebook
4.4 (10)

Why choose this provider?

Click Insurance provides different life insurance options for individuals and families in Massachusetts. The company's agents assist clients in obtaining term life insurance plans that pay out if the policyholder dies within the term of the policy or whole life insurance that fixes the premiums and death benefit for the life of the policy. The leaders of Click Insurance have been in the industry for more than 60 years. It is a member of the Renaissance Alliance.

  • Life Insurance

Best Life Insurance Companies Serving Massachusetts
Massachusetts

Expertise.com Rating

Review Sources

Facebook
4.8 (18)
Yelp
4.0 (4)
Google
5.0 (3)

Why choose this provider?

Fair Yeager Insurance Agency is a family-owned agency that has been serving Massachusetts for over a century. It provides various life insurance plans, including whole life, term life, universal life, and key person life insurance. Other insurance products it offers include health, homeowners, and automobile insurance. The agency's team holds designations such as Certified Insurance Counselor, Certified Insurance Service Representative, and Certified Professional Insurance Agent. It has been awarded the Five Star Agency designation from the Massachusetts Association of Insurance Agents.

  • Life Insurance

Best Life Insurance Companies Serving Massachusetts
Massachusetts

Expertise.com Rating

Review Sources

Facebook
5.0 (20)
Google
4.7 (13)

Why choose this provider?

A & B Insurance Group, LLC is an independently owned and operated full-service agency that serves clients throughout Massachusetts. It offers various personal insurance products, including life, health, disability, and long-term care policies. It also provides insurance products for clients' commercial, farming, and equine needs. The agency's team of professionals has more than five decades of combined industry experience. They hold designations such as Life Underwriter Training Council Fellow, Certification in Long-Term Care, and Agricultural & Farming Insurance Specialist.

  • Individual Plans

Best Life Insurance Companies Serving Massachusetts
Massachusetts

Expertise.com Rating

Review Sources

Google
4.9 (990)
Yelp
5.0 (2)

Why choose this provider?

Moore Agencies of New England has been catering to the insurance needs of clients throughout the state of Massachusetts since 1951. Its representatives specialize in helping individuals and families find financial products that suit their needs. It offers a variety of plans, including whole and term life, accident protection, mortgage protection, and critical illness insurance policies. In order to give back to the community, the agency holds monthly philanthropy projects and community service programs, during which it gives monetary donations to local nonprofit organizations.

  • Term Life Insurance
  • Whole Life Insurance
  • Life Insurance

Best Life Insurance Companies Serving Massachusetts
Massachusetts

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Middlesex Insurance Agency, LLC, accommodates clients in Massachusetts in need of life insurance products. It assesses clients' needs and financial capacity, which are used as bases to customize and recommend plans. It also facilitates financial planning for clients with kids and aging parents, big estates, and businesses; and those whose retirement savings are insufficient to meet the needs of dependents. The locally owned and operated company aims to provide peace of mind by helping secure the future of clients and their family members.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Massachusetts
Massachusetts

Expertise.com Rating

Review Sources

Google
4.7 (10)

Why choose this provider?

L&S Boule Insurance is an agency in Massachusetts that has been serving individuals and families for more than 20 years. It strives to safeguard the future and well-being of clients and their families by offering personalized life insurance products. Its life insurance policies come in five types: term, whole, disability, universal, and long-term care. In addition, the L&S Boule Insurance team of agents assists clients in protecting their valuable possessions by providing home, auto, and business insurance policies.

  • Life Insurance

Best Life Insurance Companies Serving Massachusetts
Massachusetts

Expertise.com Rating

Review Sources

Facebook
5.0 (29)
Google
5.0 (23)

Why choose this provider?

Pompeo & Sons Insurance Agency, Inc. helps clients in Massachusetts mitigate and manage risks. The locally owned and operated business offers life insurance policies that provide beneficiaries with financial security in the absence of policyholders as a result of death, injury, or illness. It has partnered with several insurance companies, including Arbella, CNA, Foremost, Travelers, and Mapfre, to provide coverage tailored to clients' needs. The owner, Stephen Pompeo, is a certified insurance counselor and risk manager.

  • Life Insurance

Best Life Insurance Companies Serving Massachusetts
Massachusetts

Expertise.com Rating

Review Sources

Google
4.7 (6)
Yelp
3.0 (2)

Why choose this provider?

LJM Insurance Agency, Inc., serves individuals and businesses in Massachusetts. The locally owned and operated insurance agency helps clients look for term or permanent life insurance policies. Other types of life insurance coverage are offered, such as final expense, long-term care, and mortgage protection. Insurance products are also available for health, homes, automotives, identity theft, and data backup. In addition, LJM helps clients with financial planning, profit sharing, and annuities. The full-service independent insurance agency works with several carriers to help clients find the right plan.

  • Whole Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Larson Insurance
109 Massachusetts Avenue, Massachusetts, MA 02420
Guardian Life
700 South Street, Massachusetts, MA 01201
Lunova Insurance
14A Winthrop St., Massachusetts, MA 01752
Click Insurance
464 Main St., Massachusetts, MA 02472
Fair Yeager Insurance Agency
10 Main Street, Massachusetts, MA 01760
A & B Insurance Group, LLC
237C Greenfield Rd, Massachusetts, MA 01373
Moore Agencies of New England
65 Boston Post Rd W, Massachusetts, MA 01752
Middlesex Insurance Agency LLC
747 Main Street, Ste 117, Massachusetts, MA 01742
L&S Boule Insurance
158 Main Street, Massachusetts, MA 01752
Pompeo & Sons Insurance Agency, Inc.
464 High Street, Massachusetts, MA 02155
LJM Insurance Agency, Inc.
327 Union Avenue, Massachusetts, MA 01702

Massachusetts Life Insurance FAQs

  • How does whole life insurance work in Massachusetts?

    Whole life insurance in Massachusetts is a permanent policy offering lifelong protection and building guaranteed cash value over time. It may also earn dividends, potentially increasing the death benefit or assisting with premium payments. It also suits those looking to secure their spouse's retirement, create a legacy for loved ones or charities, and access guaranteed cash value for purposes like education funding, business support, or retirement income. It guarantees a death benefit, ensuring a lump sum payout to beneficiaries.

  • What is the step-by-step process of getting life insurance in Massachusetts?

    In Massachusetts, obtaining life insurance involves collaborating with a financial professional who will guide you through the process. They first assess your financial goals and situation during an initial phone call. After a comprehensive evaluation, they offer tailored recommendations and assist you in selecting the right products. Over time, periodic reviews are needed to ensure your strategies align with your evolving goals.

  • What does having life insurance provide individuals in Massachusetts?

    Life insurance in Massachusetts provides a set of financial benefits, including tax-free and risk-free compound interest growth, easy cash liquidity, downside protection, guaranteed lifetime income, tax-free wealth transfer to beneficiaries, and penalty-free early access. Hence, getting life insurance is a versatile and comprehensive tool for securing the financial well-being of individuals and families in the state.

  • What are the different life insurance available in Massachusetts?

    Whole life insurance offers lifelong coverage, term life insurance for a specific period, accident insurance gives cash benefits for injuries, critical illness insurance pays a lump sum for medical diagnoses, and disability insurance safeguards income if a person cannot work due to injury. These options in Massachusetts cater to various financial situations, allowing individuals to choose one that aligns with their specific requirements.

  • What are some life insurance myths you need to debunk in Massachusetts?

    There are common misunderstandings about life insurance in Massachusetts. Firstly, it's not just available through financial advisors but also workplaces. Secondly, young and healthy individuals should consider life insurance as health can change unexpectedly, and it can prevent leaving behind financial burdens for family members. Lastly, some policies cover not only the policyholder but also their families.

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