Best Life Insurance Companies in Germantown, MD

Klinger Insurance Group is a life insurance company that serves clients from Germantown and nearby areas. The firm provides whole, universal, and term life insurance to ensure security for the clients' loved ones. Aside from life insurance, policies for vehicles, businesses, homes, condominiums, and health are also available. Owing to its multilingual staff, Klinger Insurance Group insurance is able to accommodate clients who speak Vietnamese, Spanish, Chinese, Russian, and Korean. The company has been operating since 1993.

Christian Durand is a State Farm insurance and financial services agent providing service to clients in the Germantown community and surrounding areas. Located in Gaithersburg, his agency offers a range of insurance products such as term, whole and universal life, auto, homeowners', renters', small business, and workers' compensation. Christian is fluent in English, French, and Spanish. He has 18 years of financial service industry experience. He also has licenses in the District of Columbia and Virginia.

Walker Poole Insurance is a Gaithersburg-based independent insurance agency that has been serving clients in Germantown and the surrounding communities since 1995. It offers child life, universal life, whole life, and term life insurance policies. It also provides long-term care, secondary home, rental property, off-road vehicle, classic car, and sinkhole insurance plans. Furthermore, the agency carries commercial property, business auto, workers' compensation, builders' risk, general liability, and employment practice liability insurance options. It has team members who can speak both English and Spanish.

Juan Aguirre is an insurance professional who works at State Farm. He serves individuals and businesses in Germantown and the surrounding communities. He offers life insurance plans, such as term, whole, and universal, as well as health and Medicare insurance policies. Additionally, he provides property, pet, home, business, and auto insurance products. With over 30 years of experience, Juan holds a Life Underwriter Training Fellow designation. He speaks English and Spanish, allowing him to cater to a broad range of clients.

Allied Partners Insurance Inc. is an independent agency that provides insurance services to clients in and around Germantown, specializing in life, business, auto, and home. In addition, the agency offers cyber liability insurance that protects businesses from client information theft and other cyber-related risks. It represents multiple carriers to customize policies, such as Erie Insurance, The Hartford, and Travelers. Allied Partners Insurance is a member of the Independent Insurance Agents & Brokers of America and the Hispanic Chamber Of Commerce Montgomery County.

The Lifetime Companies is a provider of life insurance plans to the residents of Germantown and the surrounding areas. Its life insurance process includes identification of life insurance amount, preliminary fact-finding, submission of information to carriers, medical examination, short and long-term disability, and re-examination of life insurance needs. It also offers individual health insurance, retirement planning, and assistance with group benefits. The Lifetime Companies partners with LPL Financial LLC to help employees with their retirement goals.

Headquartered in Germantown, Congressional Insurance Associates has been offering life insurance solutions for individuals, businesses, and families since 2014. The independent company provides term life, whole life, and universal life to its clients. The company principals are Mike Herson and Ian Higgins, both of them having 10 years of experience in the insurance industry. Mike and Ian also have a combined 35 years of customer service expertise. Aside from life insurance products, the company can also aid with personal and commercial insurance policies.

Insurance One Group is a privately held company composed of experienced professionals providing assistance to Germantown clients with life insurance needs. It has numerous plans for personal policies that cover disability, pets, personal injury, autos, cars, and boats. It also assists in securing coverage for a company's employees, including voluntary benefits, workers' compensation, and employer-sponsored retirement. It also helps clients acquire industry-specific coverage. This company actively participates in various community causes.

Preferred Insurance Solutions is a Germantown-based life insurance firm that has been serving the metro since 2000. The company uses its knowledge to assist individuals and businesses in choosing the appropriate insurance products for their needs. Preferred Insurance Solutions handles life insurance policies, business insurance for small and major enterprises, automobile insurance which can be combined with a homeowners' policy, and umbrella insurance packages. Its founder Lewis Hixson Lewis had 23 years of experience before establishing the business.

Payne Insurance Associates is an insurance company serving Germantown and is led by its president, Michael J. Payne. The agency offers insurance coverage like life insurance, automobile insurance, homeowners insurance, renters' insurance, homeowners' insurance, general liability, and workers' compensation insurance. Payne Insurance Associates also provides interested clients with their flood insurance, motorcycle insurance, commercial umbrella, commercial property insurance, and Business Owners Policy. National General, Frederick Mutual, Safeco Insurance, American Modern, Scottsdale Insurance Company, and AIC are some carriers the agency has a working partnership with, offering clients many choices.

Rubin Insurance Agency is a family-owned company that has been serving Germantown and its surrounding metros for over 45 years. It offers both personal and business life insurance and assists its clients in finding the right policies and premiums. Its team of agents procures personalized plans that cover the needs of each client and conducts annual policy reviews and refinements to adapt to new needs and budgets. The company has insurance products on various personal and business lines and also handles financial planning services.

Founded in 1979, The Insurance Store is a locally owned business that serves the insurance needs of residents and businesses in Germantown and the surrounding communities. It is an independent firm that carries life insurance plans like term life, universal life, group life, and whole life insurance. Additionally, it provides fixed annuities that help clients accumulate tax-deferred earnings as part of a retirement plan. It is licensed to offer insurance packages in Maryland, Washington, D.C., and Virginia.

Insurance Brokers of Maryland is an independent agency that has been serving individuals, families, and businesses in Germantown for more than 32 years. It offers multiple types of life insurance plans, including term life, whole life, and universal life insurance. It also deals with health, dental, and maternity insurance plans. The other products it offers include homeowners', auto, and business insurance. In addition, Insurance Brokers of Maryland works with more than 40 different insurance companies.

Capitol Benefits Independent Insurance Agency is a direct insurance company offering its proprietary products of home, life, auto, umbrella, group, and commercial insurance in the Germantown area. It has an in-depth knowledge of multiple insurance products and guidelines to serve policyholders. As an independent insurance agency, its priority is the client so that they may switch from one company to another without hassle. They are given unbiased, objective advice, and personal assistance from orientation to claims.