Best Life Insurance Companies in Maryland

Emerald Financial Group caters to clients' financial goals in Maryland. As an independent agency, it partners with various carriers, such as Erie, Aetna, and Frederick Mutual in providing multiple insurance products that can be tailored to customers' needs. Its portfolio of life and health insurance plans includes final expenses, fixed annuities, mortgage protection, and individual disability. The company also offers personal, commercial, and employee-related coverages. Founder Roger Mulligan is a Certified Financial Planner and a member of the Independent Agents & Brokers Association.

Since 1989, Ramsey's Insurance, Inc., has been accommodating business owners and individuals residing in and around Maryland. The agency provides life insurance policies that include fixed annuities, mortgage protection, individual life, and final expense insurance. To personalize packages, its team of independent agents shops and compares insurance products from multiple carriers, such as Farmers of Salem, National General, Assurant Specialty Property, and CNA Surety. The company also offers business insurance that covers workers' compensation, commercial auto, and general liability.

Claudia Rivas Insurance Agency, LLC, is an independent group that offers life insurance policies to residents of Maryland. It provides a line of life insurance products designed to meet the needs of its clients and their families. It offers fixed annuities, final expense, individual life, and mortgage protection insurance policies. The company also has auto, home, and personal insurance policies, business insurance, and group benefits. It represents a select group of financially strong and reputable insurance carriers and will strive to get clients fair and prompt payment.

Total Access Insurance is an independent agency that offers risk management solutions in Maryland. It caters to families and individuals who need assistance processing life insurance applications. The company furnishes personalized life protection plans, including universal, whole, and term life coverages. It also provides fixed annuity, final expense, and mortgage protection policies and works with various carriers, such as Dairyland, Progressive, and Nationwide. Total Access Insurance is a member of the National Association of Insurance and Financial Advisors.

With locations in Annapolis and Frederick, Lindquist Insurance caters to clients throughout Maryland. It delivers quotes from a range of carriers—from Progressive to The Hartford—for individuals looking to obtain life insurance policies. It provides different plan options, including universal, whole, and term. The agency also sets up insurance products for various businesses, like auto shops, restaurants, and construction firms, and maintains a dedicated client portal on its website where policyholders can report claims or request term changes.

My Mid Atlantic Insurance Financial is an independent agency helping people in Maryland mitigate risks. It offers life insurance policies from several insurance companies, including Arrowhead, Safeco, and Assurant. It also provides insurance products for automobiles, homes, and businesses. The family-owned and family-operated agency has been in business since 2005, and it won the Bronze Life Recognition Award in 2017 from Erie Insurance for being one of the top life insurance producers in the state.

Family For Life Insurance is a black-owned business catering to Maryland individuals and their families. Its staff, headed by principal Aaron Broom, keeps clients well-informed about insurance plans such as indexed universal or child life. Additionally, Broom and his team design insurance policies for needs like disability or mortgage protection, critical illness coverage, and burial financial assistance. Broom has been serving the community since 2014 and is a member of the National African American Insurance Association.

Hankoff Insurance Group Incorporated is an independent agency catering to Maryland clients. Its life insurance options extend to specified term periods, as well as universal and whole life coverages. Through its partnership with over 40 service providers, it can craft various protection plans for individuals, groups, and businesses, including health, vehicle, event, and residential and commercial property insurance. Since 1948, the company's team of agents and advisors has been delivering comprehensive service by educating customers, understanding their needs, and developing flexible solutions.

Wrobel Agencies caters to clients' insurance needs in the state of Maryland. Its team aims to help working families obtain financial security from unfavorable situations by providing life insurance services. Its coverage includes mortgages, income, accidents, cancer, and critical illness. The company also offers hospital indemnity insurance plans that provide financial protection to clients against unexpected hospital expenses. Wrobel Agencies is an independently owned and operated company with more than 30,000 groups and unions as clients.

Freedom Insurance Agency, Inc. has been serving residents in and around Maryland for over four decades. It offers life insurance plans to protect beneficiaries' futures in cases of policyholders' unexpected death. The independent company writes customized term, whole, and universal life coverages. It also provides long-term care, flood, pet, auto, and motorcycle insurance. It works with various carriers, such as AllState, Encompass, Foremost, Safeco, and Progressive. The team brings over 60 years of combined industry experience.

B&M Insurance Group is a Maryland-based independent agency serving local families and individuals. It gives clients assurance and peace of mind by offering comprehensive life insurance products tailored to their specific needs. They include financial expenses, fixed annuities, individual life, and mortgage protection. The agency also provides other products, such as auto, home, health, and business insurance policies. Some of B&M Insurance Group's partner carriers are Liberty Mutual Insurance, National General Insurance, and State Auto Insurance Companies.

Mid Atlantic Insurance Financial is an independent insurance agency providing services to the residents of Maryland. The company offers life insurance, including fixed annuities, final expense, individual life, individual long-term care, and mortgage protection. Additionally, the agency provides business insurance plans that cover general, liquor, and professional liability. Other services include pet, auto, homeowners, personal umbrella, flood, and earthquake insurance. The family-owned and family-operated company has been operating since 2005.