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Best Life Insurance Companies in New Orleans, LA

Our Recommended Top 19

We did the research for you!

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  • User Reviews
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Our goal is to connect people with the best local professionals. We scored New Orleans Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

13829Reviewed

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19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1615 Poydras Street, New Orleans, LA 70112
WebsiteLicense: 730378

Expertise.com Rating

Review Sources

Google
4.0 (7)

Why choose this provider?

The Kevin Jones Financial Group, LLC, is an independent agency that has been serving New Orleans since 2017. Its life insurance products provide comprehensive coverage that helps clients protect their assets and income in case of unanticipated events like a loved one's passing. Its advisors offer increasing, decreasing, and annual renewable term choices, as well as options for mortgage protection and accidental death. They undergo industry-specific education and training programs that support their first-hand knowledge of various insurance policies and procedures.

  • Life Insurance

141 Robert E Lee Blvd., New Orleans, LA 70124
WebsiteLicense: 658090

Expertise.com Rating

Review Sources

Google
5.0 (34)

Why choose this provider?

The agents at AEG offer a variety of life insurance options for individuals, families and small business owners. Term, disability, whole and IULs are available with a variety of carriers. Many life insurance carriers also offer complimentary wills and estate planning services for active clients. AEG consults with clients on these options to find the best fit based on specific needs and budget concerns.

  • Health Insurance
  • Life Insurance

1400 Calder St, Gretna, LA 70053

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
4.7 (3)

Why choose this provider?

KFT Insurance Agency is an independent life insurance agency near New Orleans. Its agents are licensed to sell insurance and advise personal and business clients on a wide range of policies from A-rated insurance carriers, such as Progressive and National General. The agents specialize in four types of life insurance, term, whole, universal, and variable universal. Each product serves a variety of needs, such as paying off a mortgage or providing a new stream of income on retirement.

5301 Elysian Fields Ave, New Orleans, LA 70122

Expertise.com Rating

Why choose this provider?

Swanson & Associates is a locally owned life insurance agency in New Orleans, serving individuals and businesses in the surrounding districts since 1985. The agency is independent. It partners many big insurance companies, such as AIG and Safeco, bringing a choice of policies that enable its agents to find the right one for their client's unique circumstances. The agents routinely handle everything from Medicare plans for the over 65s to critical illness coverage and final expenses insurance.

101 W Robert E Lee Blvd Ste 405, New Orleans, LA 70124
WebsiteLicense: 595918

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Google
4.5 (4)

Why choose this provider?

Olympus Insurance Agency is an independent company that has been serving New Orleans since 2013. It offers a wide variety of life insurance policy options from different carriers, whether an individual is seeking a term or whole life coverage. Its team educates clients about the coverages available and also assists them in making adjustments when circumstances change. The agency provides consultation services to determine each client's needs and preferences to establish financial security. Home, casualty, and umbrella insurance are also available.

  • Life Insurance

3201 General Degaulle Dr. Suite 101, New Orleans, LA 70114
WebsiteLicense: 273985

Expertise.com Rating

Review Sources

Google
4.3 (6)

Why choose this provider?

Ronald C. Guidry, Sr. Insurance Agency provides life insurance plans for individuals and families residing in New Orleans. It is an independent agency that offers term and permanent insurance policies giving protection to the families of policyholders when faced with unexpected situations. Its insurance agents have term life insurance that meets the temporary needs of clients, such as payment for debt and college tuition. They also have permanent insurance policies that protect clients for a lifetime. Home, auto, disability, and final expense insurance products are also available.

  • Life Insurance
  • Health Insurance

145 Robert E Lee Blvd., New Orleans, LA 70124
WebsiteLicense: 657893

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Domingo & Associates LLC is a company that offers its services to the locals of New Orleans. It handles different life insurance types, such as whole, universal, and variable life insurance plans. The other policies it crafts include coverage for health, disabilities, long-term care, and medical malpractice. The company also provides financial strategies in the form of retirement and estate planning. Michael Domingo, the agency's president, has been in the industry for more than 30 years.

  • Life Insurance
  • Health Insurance
  • Long Term Care

6724 Lapalco Blvd, Marrero, LA 70072

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Founded more than two decades ago, Phyllis Fabre Insurance Agency LLC is a locally owned and operated company that offers independent and unbiased insurance services. The agency offers several types of insurance, including life and health. As it isn't tied to one carrier, it can search the policies of multiple carriers, looking for the one that offers the best coverage at the best rate. Phyllis Fabre Insurance Agency LLC is a member of the Professional Insurance Agents of Louisiana.

2107 Caton St Ste A, New Orleans, LA 70122

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

ABC Insurance Agencies is a health insurance company in New Orleans with more than 60 agents in over 25 local offices that's been serving clients since 1986. Its licensed and experienced independent agents help individuals and families choose major medical, Medicare supplemental, short-term medical, and senior medical insurance policies. The company also offers various HSA health plans and works with businesses to set up group medical benefits for its employees. Additional coverage includes long-term care plans and life insurance policies.

3815 Macarthur Boulevard, New Orleans, LA 70114
WebsiteLicense: 505204

Expertise.com Rating

Review Sources

Google
4.9 (197)
Facebook
5.0 (25)
Yelp
5.0 (1)

Why choose this provider?

Garcia Insurance Services is a New Orleans-based independent insurance agency. It offers a variety of insurance products including life insurance, business property insurance, and umbrella insurance. The firm keeps in mind two variables in its life insurance products, which are are the health and age of its clients. The agency conducts a comprehensive needs analysis to determine the insurance coverage they need, then provides them options on the insurance they can get. Its insurance producer, Giovanni Arenas, has been in the industry since 2007.

  • Life Insurance

229 N Genois Street, New Orleans, LA 70119
WebsiteLicense: 482014

Expertise.com Rating

Review Sources

Google
4.6 (68)
Facebook
4.7 (16)
Yelp
1.0 (1)

Why choose this provider?

Nick Pontiff is a New Orleans-based insurance agent who has been working for State Farm for over seven years. Nick provides quotes and coverage options for term life and permanent life insurance policies. He also modifies plans to include death benefits and long-term care conditions. He leads a team of account managers, who have over 30 years of combined experience in helping first-time and veteran policyholders. They have won multiple State Farm awards, including being part of the company's SVP Club and Chairman's Circle.

  • Life Insurance

4323 Division St Ste 108, Metairie, LA 70002

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (3)

Why choose this provider?

Founded more than half a century ago, My Affordable Healthcare specializes in helping individuals, families, and businesses reduce risk by finding competitive health insurance plans that provide the coverage needed within budget. The independent agency's licensed advisers search the policies of dozens of A-Rated carriers to find the best policies for every type of need, from group health plans for employees to Medicare supplements and policies that meet the costs of long-term care.

3106 Cleary Ave, Metairie, LA 70002

Expertise.com Rating

Review Sources

Google
3.9 (7)
Facebook
5.0 (2)

Why choose this provider?

The Premiere Metro Group is an independent insurance agency that provides a full range of services, covering every kind of life and health insurance for individuals and groups. Its agents can design a variety of protection programs, from policies that cover mortgage payments and meet the costs of funeral expenses to those that pay out for major medical treatments and long-term home care. The agency also arranges various types of insurance for homeowners, drivers, and businesses.

1510 Robert E Lee Blvd, New Orleans, LA 70122
WebsiteLicense: 411596

Expertise.com Rating

Review Sources

Google
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

TWFG Insurance is an agency that serves clients in New Orleans. It provides term and permanent life insurance plans that provide financial security to beneficiaries in the event of an unexpected death by paying off children's education, funeral costs, and debts. The agency also provides insurance products for automobiles, homes, and businesses. Greg Brown, the New Orleans branch manager, is a producing agent who earned the Certified Professional Insurance Agent national designation after completing a study program.

  • Life Insurance
  • Permanent Life Insurance Policy

3005 Harvard Ave Ste 101, Metairie, LA 70006

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Granen Insurance is licensed in Louisiana and 18 other Southern States to sell life and health insurance products, including comprehensive plans for long-term care, disability, and Medicare. Its licensed agents construct policies based on their assessment of the client's coverage requirements and budget for monthly premium payments. Their policies can manage an array of risks, from meeting mortgage payments to covering funeral expenses and the costs of long-term home care.

1809 Carol Sue Avenue, Terrytown, LA 70056
WebsiteLicense: 125160

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Bill Bravender is a life insurance agent serving clients in New Orleans and the surrounding areas. He leads a team of agents at Bill Bravender Ins Agcy, Inc., providing a wide range of products, including life, auto, home, business, and health insurance. Bravender is a long-term resident of Westbank and has been in the insurance industry since 1971. Along with his team, Bravender strives to provide services in a caring and professional manner. Moreover, they offer banking, annuities, and mutual funds.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

1950 Manhattan Boulevard, Harvey, LA 70058
WebsiteLicense: 607540

Expertise.com Rating

Review Sources

Facebook
5.0 (107)
Google
4.0 (30)
Yelp
5.0 (2)

Why choose this provider?

LA Twins Insurance is a locally owned insurance firm that caters to clients in and around New Orleans. It has been in the business for two decades. It offers a variety of insurance plans, namely life, health, auto, home, commercial, and workers compensation. It also provides general liability protection, which may include bodily injuries, water damages, medical payments, property damages, and legal defense costs. LA Twins Insurance is a member of the Professional Insurance Agents of Louisiana.

  • Life Insurance
  • Health Insurance

3015 19th St, Metairie, LA 70002

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Founded over three decades ago, Don Cousins & Associates Inc. is a well-established agency that specializes in health, life, and disability insurance. Its agents provide a personal service and unbiased advice. They also find multiple policies from a wide range of carriers, compare their coverage levels with the client's needs, and ensure the client knows the terms and conditions. Typical policies manage the risks of short and long-term health care and pay for the policyholder's funeral and their mortgage payments.

621 Homedale Street, New Orleans, LA 70124
WebsiteLicense: 272830

Expertise.com Rating

Why choose this provider?

Carbo Insurance has been handling the insurance needs of individuals, groups, and businesses in New Orleans for more than four decades. It offers a variety of personal insurance products, such as life, long-term care, auto, homeowners’, and renters’ policies. It also provides coverage for commercial vehicles, business properties, and commercial liability. Workplace insurance policies, including disability, accidental, and critical illness, are likewise available. Carbo Insurance operates as a five-person team, which includes the founder, owner, chief operations officer, sales manager, and underwriting specialist.

  • Life Insurance
  • Home and Auto Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Kevin Jones Financial Group LLC
1615 Poydras Street, New Orleans, LA 70112
AEG Insurance
141 Robert E Lee Blvd., New Orleans, LA 70124
KFT Insurance Agency
1400 Calder St, Gretna, LA 70053
Swanson & Associates
5301 Elysian Fields Ave, New Orleans, LA 70122
Olympus Insurance Agency
101 W Robert E Lee Blvd Ste 405, New Orleans, LA 70124
Ronald C. Guidry, Sr. Insurance Agency
3201 General Degaulle Dr. Suite 101, New Orleans, LA 70114
Domingo & Associates, LLC
145 Robert E Lee Blvd., New Orleans, LA 70124
Phyllis Fabre Insurance Agency LLC
6724 Lapalco Blvd, Marrero, LA 70072
ABC Insurance Agencies
2107 Caton St Ste A, New Orleans, LA 70122
Garcia Insurance Services
3815 Macarthur Boulevard, New Orleans, LA 70114
Nick Pontiff
229 N Genois Street, New Orleans, LA 70119
My Affordable Healthcare
4323 Division St Ste 108, Metairie, LA 70002
The Premiere Metro Group
3106 Cleary Ave, Metairie, LA 70002
TWFG Insurance
1510 Robert E Lee Blvd, New Orleans, LA 70122
Granen Insurance
3005 Harvard Ave Ste 101, Metairie, LA 70006
Bill Bravender
1809 Carol Sue Avenue, Terrytown, LA 70056
LA Twins Insurance
1950 Manhattan Boulevard, Harvey, LA 70058
Don Cousins & Associates, Inc
3015 19th St, Metairie, LA 70002
Carbo Insurance
621 Homedale Street, New Orleans, LA 70124

FAQs

  • Are there any restrictions on who can be your life insurance beneficiary in New Orleans?

    There are minimal restrictions when selecting a life insurance beneficiary in New Orleans. This means that you have the freedom to choose who will receive the policy's benefits upon your passing. However, when designating a minor as the beneficiary, it is necessary to establish a trust or appoint a legal guardian to manage the funds on their behalf.

  • How can you file a life insurance claim in New Orleans?

    Verifying your beneficiary status on a life insurance policy in New Orleans should be your first step because these policies do not pay out immediately in the event of the policyholder's passing. Beneficiaries should inform the insurance company, file a claim, and communicate their status to loved ones for clear final wishes. To verify your status, you will need the policyholder's full name, insurance company details, policy number, and current policy copy. The National Association of Insurance Commissioners provides a policy locator service for assistance.

  • What happens if the insurance company denies your life insurance claim in New Orleans?

    If your life insurance claim is denied in New Orleans, you should determine the reason behind the denial by directly asking the insurance company. This information is crucial for disputing the denial and building a case. In cases of wrongful denial, seeking the help of an attorney who handles insurance matters is advisable, as these situations are legally complex.

  • Can you sell your life insurance policy in New Orleans?

    In New Orleans, you have the option to sell your life insurance policy, but you must consider the several associated costs and consequences of doing so. Selling your policy means giving up ownership, incurring significant fees and taxes, and leaving your loved ones without coverage upon your passing. However, if you own a whole life insurance policy with a substantial cash value and are struggling with high premiums or unexpected financial needs, then selling it could be a viable solution.

  • Can you change the beneficiary of your life insurance policy in New Orleans?

    Yes. In New Orleans, you can change the beneficiary of your life insurance policy by notifying the insurance company. The specific procedure for updating the beneficiary can vary depending on the insurance provider. It involves completing a form for changing the beneficiary, which includes details like the policyholder's name, the new beneficiary's name, and the reason behind the change.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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