Expertise.com Homepage

2024

Last updated:

Best Life Insurance Companies in Metairie, LA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Metairie Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6215Reviewed

3733Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3445 North Causeway Boulevard, Metairie, LA 70002
WebsiteLicense: 337464

Expertise.com Rating

Review Sources

Google
5.0 (59)
Facebook
4.5 (11)

Why choose this provider?

Located in Metairie, Michael Dunbar Insurance is an agency that delivers insurance products to individuals and businesses in the metro. The company provides whole life insurance, term life insurance, and universal life insurance. Its agents help its clients to find a suitable life coverage plan that fits their needs and also aid in the return of premium life insurance. For more than 20 years, Michael Dunbar Insurance has also been providing health, dental, vision, specialty, supplemental, and international travel insurance.

  • Life Insurance

3106 Cleary Avenue, Metairie, LA 70002
WebsiteLicense: 287646

Expertise.com Rating

Review Sources

Google
3.0 (7)

Why choose this provider?

The Premiere Metro Group, L.L.C. is an independent agency that provides insurance services to residents and businesses in Metairie and the surrounding communities. It represents multiple insurance companies that carry life insurance plans like term life and permanent life insurance policies. Additionally, it provides commercial insurance packages for business clients like commercial property, commercial general liability, workers’ compensation, business automobiles, and commercial excess liability insurance. Moreover, it offers financial coverage plans like pension & profit-sharing plans and individual retirement accounts.

  • Life Insurance
  • Health Insurance

110 West Harrison Avenue, New Orleans, LA 70124
WebsiteLicense: 499521

Expertise.com Rating

Review Sources

Google
4.0 (22)
Yelp
4.5 (5)

Why choose this provider?

Luke DeLouise provides various life insurance products to clients in Metairie. These include term, universal, and whole life insurance options covering mortgage costs, educational funds, income replacement, and debt payments. He also offers health insurance products for clients wanting to secure their future medical needs and expenses. Luke is a member of the New Orleans Chamber of Commerce and a board member of the Metairie Rotary Club. He has been working at State Farm since 2011.

  • Life Insurance
  • Health Insurance

2610 Edenborn Avenue, Metairie, LA 70002
WebsiteLicense: 150655

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Founded in 1916, Insurance Underwriters LTD is an independent insurance agency headquartered in Metairie. By representing carriers such as CNA, Progressive, and Amerisafe, the agency has various insurance solutions available for individuals and businesses in the New Orleans Metro area. It offers individual life insurance that includes term life, whole life, and universal life. Other life insurance products available are child life insurance with a whole life policy and key man life insurance for businesses.

  • Life Insurance
  • Health Insurance
  • Individual Plans

110 Veterans Memorial Boulevard, Metairie, LA 70005
WebsiteLicense: 471150

Expertise.com Rating

Review Sources

Google
4.0 (40)
Facebook
5.0 (13)
Yelp
3.0 (2)

Why choose this provider?

TWFG Insurance is an independent insurance agency in Metairie, offering a broad range of life insurance products and services. Its team of agents helps individuals find the right life insurance policies that suit their unique needs. With access to various insurers, the company has a complete line of life insurance products that cover the final expense, fixed annuities, dental insurance, disability insurance, and mortgage protection. The company simplifies the insurance process for its clients and gives them an array of policy choices with sound coverages.

  • Individual Plans
  • Life Insurance

4427 Transcontinental Drive, Metairie, LA 70006
WebsiteLicense: 179016

Expertise.com Rating

Review Sources

Google
4.0 (13)
Facebook
5.0 (1)

Why choose this provider?

Kevin Sheehan is a State Farm insurance agent located in Metairie. He has been in the insurance business for over 28 years, offering renter's insurance policies that help individuals and families protect their personal assets while leasing. He also provides his services on other insurance products, including auto, home, property, life, and health insurance. He's been awarded a slot in the list of Top 100 New Agents three years in a row and was also named as a Life Quality Agent for several consecutive years.

  • Life Insurance

2109 31st Court, Kenner, LA 70065
WebsiteLicense: 310638

Expertise.com Rating

Review Sources

Google
4.0 (108)
Facebook
5.0 (3)

Why choose this provider?

Founded in 2004, Gama Insurance Agencies is a privately owned company that provides services to business owners, families, and individuals in the Metairie area. It helps clients acquire life insurance plans to protect them against financial losses caused by unforeseen death, final expenses, and outstanding debts. Moreover, Gama Insurance Agencies offers other personal and business policies, such as disability, home, auto, workers' compensation, and general liability insurance. Owner and president Antonio Ortiz has been in the insurance industry since 1989.

  • Life Insurance

3925 North Interstate 10 Service Road West, Metairie, LA 70002
WebsiteLicense: 114364

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

Founded in 1988, RBR Benefit Services provides a wide range of risk management solutions for individual and commercial clients in the Metairie area. It offers life and health insurance policies, as well as Medicare Advantage, Supplement, and prescription drug plans. Disability, dental, and vision products are available as well. Moreover, the company handles products from various carriers, such as Blue Cross Blue Shield of Louisiana, Aetna, Humana, and Peoples Health. RBR Benefit Services is locally owned and operated by Rhonda Fortunato.

  • Life Insurance
  • Health Insurance

4200 South I-10 Service Road, Metairie, LA 70001
WebsiteLicense: 180133

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (2)

Why choose this provider?

Dominick Antonio Puipuro Jr. is the regional vice president of Primerica, an insurance company that provides personal insurance lines and investment solutions to clients in the Metairie metro. Dominick has been with Primerica since 1989 as a registered life insurance and investment advisor. The firm specializes in tailored term life insurance products that provide financial compensation for significant expenses such as educational payments, debts, mortgages, and final expenses. It also provides term life insurance options that cover clients until the age of 95.

  • Life Insurance
  • Term Life Insurance

3005 Harvard Avenue, Metairie, LA 70006
WebsiteLicense: 668868

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Granen Insurance is a multi-line agency that provides risk management solutions in Metairie. Its team of professionals furnishes different types of policies, covering term life, whole life, and universal life insurance. Furthermore, they provide final expense insurance, which allows policyholders to decide about asset distribution and allows coverage for funeral costs and medical bills. They review policies from different providers and take time to educate clients on their insurance options. Granen Insurance is licensed in California, Washington, and Texas.

  • Life Insurance
  • Health Insurance

2020 Dickory Avenue, Elmwood, LA 70123
WebsiteLicense: 857098

Expertise.com Rating

Review Sources

Google
4.0 (97)
Facebook
5.0 (53)
Yelp
5.0 (1)

Why choose this provider?

Courtney Gulledge is an insurance agent under State Farm who established Courtney Gulledge Insurance Agency Inc. in 2016. She provides her services to clients in Metairie and the surrounding areas, offering products such as auto, home, life, and health insurance. Courtney is a member of the FBC Covington and Elmwood Business Association. Her offered life insurance comes in different policies such as universal life, whole life, and term life. Businesses may also opt to select group life insurance for their employees.

  • Life Insurance
  • Health Insurance

4501 West Napoleon Avenue, Metairie, LA 70001
WebsiteLicense: 602938

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
4.0 (6)
Yelp
1.0 (1)

Why choose this provider?

AWS Insurance serves residents of Metairie and the surrounding areas by providing life insurance protection to individuals and groups, as well as coverage for residential and commercial properties. In addition to permanent and term life policies, the company's personal insurance services cover homeowners, renters, boats, cars, and floods. It also offers business insurance, including workers' compensation, liability insurance, and umbrella policies. AWS Insurance was formed in 1987, extending its service to the entire Gulf Coast region.

  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Michael Dunbar Insurance
3445 North Causeway Boulevard, Metairie, LA 70002
The Premiere Metro Group, L.L.C.
3106 Cleary Avenue, Metairie, LA 70002
Luke DeLouise
110 West Harrison Avenue, New Orleans, LA 70124
Insurance Underwriters LTD
2610 Edenborn Avenue, Metairie, LA 70002
TWFG Insurance
110 Veterans Memorial Boulevard, Metairie, LA 70005
Kevin Sheehan
4427 Transcontinental Drive, Metairie, LA 70006
Gama Insurance Agencies
2109 31st Court, Kenner, LA 70065
RBR Benefit Services
3925 North Interstate 10 Service Road West, Metairie, LA 70002
Dominick Antonio Puipuro Jr
4200 South I-10 Service Road, Metairie, LA 70001
Granen Insurance
3005 Harvard Avenue, Metairie, LA 70006
Courtney Gulledge
2020 Dickory Avenue, Elmwood, LA 70123
AWS Insurance
4501 West Napoleon Avenue, Metairie, LA 70001

FAQs

  • What are the major factors that determine the amount of life insurance needed by Metairie residents?

    Metairie residents can determine how much life insurance they need by calculating how much financial support their families would need if they died. Individuals who own or are considering purchasing insurance policies should consider other financial obligations that must be met upon their death, such as funeral expenses, probate fees, and outstanding car loan amounts. They should also consider their current savings and any existing life insurance policies.

  • What is a beneficiary and who can be named as a beneficiary in a Metairie life insurance policy?

    A beneficiary is the policyholder's designated recipient of a death benefit upon the insured individual's death in the context of a Metairie life insurance policy. The beneficiary could be an adult individual, the insured's preferred charitable organization, or even a nonprofit entity. In some cases, policyholders may choose to establish a trust for the benefit of their minor children and name it as a beneficiary of their policy.

  • What role does a life insurance policy play in protecting a Metairie business against financial losses in the event of the death of a key employee or owner?

    A buy-sell agreement is included in life insurance policies to protect the interests of Metairie business owners if a partner dies unexpectedly. The proceeds from a life insurance policy can be used to purchase the shares held by the deceased partner's surviving heirs. In the case of key person insurance, the proceeds of the policy can be used to pay for expenses related to the recruitment and training of a replacement for the deceased key employee or owner.

  • What are the advantages of a universal life insurance policy over a whole life policy for Metairie residents?

    The main advantage of a universal life insurance policy over a whole life policy is its adaptability. This enables policyholders to respond to changing financial conditions. Policyholders in Metairie can reduce their premium payments in exchange for a lower cash value or a smaller death benefit. Universal life insurance is also less expensive than whole life insurance.

  • What is the duration of term life insurance coverage in Metairie?

    In Metairie, people can get term life insurance with terms of 1 to 30 years. Most insurance companies offer policies that last either 5 or 10 years. Policyholders can choose to be covered for 5, 10, 20, or 30 years. When the chosen term ends, insured people can renew their coverage at a higher premium rate.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...