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2024

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Best Life Insurance Companies in Lafayette, LA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Lafayette Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5045Reviewed

3031Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1525 Camellia Boulevard, Lafayette, LA 70508
WebsiteLicense: 114182

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
5.0 (5)

Why choose this provider?

Insurance Advisors, LLC, is a firm headquartered in Lafayette that has been offering financial guidance and tax services since 2012. Its agents offer term and permanent life insurance policies. These insurance advisors analyze client needs and assist them in selecting the insurance policy that matches their circumstances and objectives. They are also guided by a hands-on approach when providing long-term care and disability insurance. Their other products include Medicare and health insurance options, such as managed-care and fee-for-service plans.

  • Life Insurance
  • Health Insurance

91 Settlers Trace Boulevard, Lafayette, LA 70508

Expertise.com Rating

Review Sources

Google
4.9 (28)
Facebook
4.6 (27)

Why choose this provider?

Core Insurance Solutions in Lafayette helps clients find insurance coverage plans that meet their financial needs. The company shops from multiple insurance carriers to provide clients with permanent and term life, health, home, vehicle, and business insurance. Its insurance agents take a one-on-one approach when dealing with clients to ensure they can make informed decisions regarding their insurance. Moreover, its website maintains resources such as a compilation of local resources and professionals that clients can refer to throughout the insurance process.

  • Life Insurance
  • Health Insurance

141 Ridgeway Drive, Lafayette, LA 70503
WebsiteLicense: 721395

Expertise.com Rating

Review Sources

Google
5.0 (25)

Why choose this provider?

Thimmesch Kastner Insurance is an independent insurance agency serving the Lafayette community. Founded in 2017, the agency offers a diverse range of insurance products to suit different needs. Its founders, Levi Kastner and Toby Thimmesch, have over 43 years of combined experience in the industry. The company's life insurance policies can be either whole life insurance or term life insurance, depending on a client's preferences and needs. These policies cover college or school tuition and final expenses.

  • Life Insurance

102 Asma Boulevard, Lafayette, LA 70508
WebsiteLicense: 65744

Expertise.com Rating

Why choose this provider?

Insurance Unlimited is an independently owned life insurance company serving Lafayette and the surrounding areas. The company offers term life policies that cover a specific time period, as well as whole life or universal life insurance that covers the insured client for the course of their lifetime. Its team of insurance professionals helps clients with structuring a policy and tailoring it to their needs. Insurance Unlimited represents companies such as AmCap, AIG, Banner Life, MetLife, Prudential, and Safe Point Insurance, among others.

  • Life Insurance

101 Toledo Drive, Lafayette, LA 70506
WebsiteLicense: 334621

Expertise.com Rating

Review Sources

Google
4.0 (31)
Facebook
5.0 (8)

Why choose this provider?

Farm Bureau Insurance is an agency serving the Lafayette community. It offers term and whole life insurance plans for individuals and their families. Key employee insurance is also available to protect a business in the event of a key employee's death. Its team of professionals also specializes in farm insurance and storm protection plans. Clients can download an app where they can manage their policies, report a claim, contact an agent, or request roadside assistance 24/7.

  • Life Insurance
  • Individual Plans

412 West University Avenue, Lafayette, LA 70506

Expertise.com Rating

Why choose this provider?

Williams Insurance Agency, Inc., is a family-owned and independent insurance agency that serves clients in Lafayette. It offers a wide range of insurance products and services, including life, health, disability, auto, mobile home, and group employee benefits. The insurance agency was established in Crowley in 1909. From its locations in Lafayette and Crowley, it has extended its services to South Central U.S. Sprague and Don Williams are the third generation co-owners of Williams Insurance Agency.

  • Life Insurance

1304 Bertrand Drive, Lafayette, LA 70506
WebsiteLicense: 591313

Expertise.com Rating

Review Sources

Facebook
4.0 (13)
Google
4.0 (3)

Why choose this provider?

Larry McDaniel is the owner of the insurance agency Globe Life Liberty National Division, which serves clients in Lafayette. He offers whole life and term life insurance policies that cover funeral expenses, mortgage payments, children's tuition, and income replacement for beneficiaries. Before joining Liberty National, Larry worked as an independent contractor delivering newspapers for the Florida Times-Union while attending college. He considers his designation as an agency owner in less than four years with the company as an important achievement.

  • Life Insurance
  • Health Insurance
  • Individual Plans

3730 NE Evangeline Thruway Suite B, Carencro, LA 70520
WebsiteLicense: 623875

Expertise.com Rating

Review Sources

Facebook
5.0 (52)

Why choose this provider?

Blake Johnson is a full-service risk manager who is affiliated with State Farm. He furnishes different types of protection plans for Lafayette residents, including term life insurance which provides death benefits and coverage for a specific amount of time. Furthermore, he also offers permanent life insurance policies which provide lifetime coverage. His other products include auto and home insurance. Johnson began as a State Farm aspirant in 2014, and he officially became an agent four years later.

  • Life Insurance

514 Johnston Street, Lafayette, LA 70501
WebsiteLicense: 295620

Expertise.com Rating

Review Sources

Facebook
4.5 (77)
Google
3.0 (25)

Why choose this provider?

The General Insurance has been providing insurance products since 1963. It caters to clients in Lafayette looking for simplified term life insurance services that benefit the dependents if the policyholder dies during the term. These term life policies cover income replacements, educational funds, medical fees, and monthly expenses to protect beneficiaries against financial burdens. It also offers phone, motor home, auto, commercial, and pet insurance products. The General Insurance is a subsidiary of PGC Holdings Corp. and is an affiliate of Family American Insurance.

  • Life Insurance
  • Health Insurance

130 Rue Beauregard, Lafayette, LA 70508
WebsiteLicense: 651423

Expertise.com Rating

Review Sources

Google
4.0 (9)
Facebook
5.0 (4)

Why choose this provider?

Knight Insurance has been providing life insurance policies to customers in Lafayette and nearby communities since 1990. The locally owned and independent insurance agency partners with numerous insurance carriers to help clients find the appropriate life insurance policy for their needs, lifestyle, and financial situation. The standard types of life insurance coverage on offer with Knight Insurance include term life, whole life, and universal life insurance. Knight Insurance has been recognized as a Million Dollar Club with TWFG, Presidents Club, and Round Table Company Status for multiple years.

  • Life Insurance
  • Health Insurance

716 Fortune Road, Youngsville, LA 70592
WebsiteLicense: 149798

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Armentor & Associates, LLC, is a financial service firm in Lafayette that connects clients with insurance policies to protect their long-term financial interests. It informs clients of their life insurance options. It also finds policies that benefit their dependents in crucial ways, such as settling final expenses, replacing the provider's lost income, or paying for future educational expenses. The agency also offers disability income and long-term care insurance. Armentor & Associates was established by Timothy Armentor, who has been in the insurance industry since 1994.

  • Life Insurance

4103 Cameron Street, Lafayette, LA 70506
WebsiteLicense: 466196

Expertise.com Rating

Review Sources

Google
4.0 (32)

Why choose this provider?

A Freeman Insurance Agency offers assistance to Lafayette clients in securing life insurance policies. Besides life insurance, it also assists clients to acquire protection for homes, autos, and health. It can help secure ATVs, boats. motorcycles, and RVs. With its team's 55 years of combined industry experience, the agency can help both individuals and commercial clients with general liability, SR-22, vacant property, medicare advantage, and renters' insurance. The owners also run a separate venture called A Freeman Defensive Driving School.

  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Insurance Advisors, LLC
1525 Camellia Boulevard, Lafayette, LA 70508
Core Insurance
91 Settlers Trace Boulevard, Lafayette, LA 70508
Thimmesch Kastner Insurance
141 Ridgeway Drive, Lafayette, LA 70503
Insurance Unlimited
102 Asma Boulevard, Lafayette, LA 70508
Farm Bureau Insurance in Lafayette Parish
101 Toledo Drive, Lafayette, LA 70506
Williams Insurance Agency, Inc.
412 West University Avenue, Lafayette, LA 70506
Larry McDaniel
1304 Bertrand Drive, Lafayette, LA 70506
Blake Johnson
3730 NE Evangeline Thruway Suite B, Carencro, LA 70520
The General Insurance
514 Johnston Street, Lafayette, LA 70501
Knight Insurance
130 Rue Beauregard, Lafayette, LA 70508
Armentor & Associates, LLC
716 Fortune Road, Youngsville, LA 70592
A Freeman Insurance Agency
4103 Cameron Street, Lafayette, LA 70506

FAQs

  • Can you purchase personal life insurance in Lafayette even if you have employer-sponsored life insurance?

    Yes, you can still buy personal life insurance in Lafayette to protect yourself against unforeseen events. It is a good thing you have backup insurance in addition to your employer-sponsored insurance because the sponsored insurance will be terminated once you leave the company. Personal life insurance protects you as long as you pay monthly premiums.

  • How does junior special life insurance work in Lafayette?

    Junior special life insurance in Lafayette protects children and grandchildren aged 17 and under. When they reach the age of 25, they can convert their insurance to permanent life insurance, which can be worth five times the original insurance value. Individuals can get up to $20,000 in coverage until the age of 26 for a one-time premium payment.

  • Who can purchase term life insurance in Lafayette?

    Term life insurance in Lafayette can be purchased by anyone who has financial obligations and wants to secure their future. They can be the family's primary breadwinner, homeowners, business owners, or stay-at-home parents. In the event that the policyholder dies, the funds received from death benefits can be used to pay bills and burial expenses.

  • What factors should a new parent consider when purchasing life insurance in Lafayette?

    If you are a new parent looking to purchase life insurance in Lafayette, you must first assess your monthly budget to see if you can afford the monthly insurance premiums. You should think about your current job, as well as your income and equity. You can also purchase additional life insurance coverage to make your policy more flexible.

  • Are life insurance benefits in Lafayette taxable?

    It all depends on the circumstances. Beneficiaries of life insurance proceeds are generally exempt from paying taxes. However, if the proceeds value is $5.5 million or greater, beneficiaries may be required to pay estate taxes. Beneficiaries or family members who are unsure about the life insurance policies of their deceased loved ones may contact insurance carriers or agents to review the coverage.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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