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2024

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Best Life Insurance Companies in Overland Park, KS

Our Recommended Top 18

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Overland Park Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8045Reviewed

4834Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

7269 West 97th Street, Overland Park, KS 66212
WebsiteLicense: 238582

Expertise.com Rating

Review Sources

Google
4.8 (75)
Facebook
5.0 (13)

Why choose this provider?

Marla Williams Agency is a locally owned and locally operated agency that focuses on attending to the insurance needs of individuals, families, and businesses in Overland Park and the surrounding areas. Principal agent Marla Williams offers life insurance policies that cover the rest of a client's life or for a pre-determined duration only, depending on the client's needs and circumstances. Her agency also handles home, condo, watercraft, motorcycle, and umbrella insurance plans. Workers' compensation, commercial auto, and general liability insurance policies are likewise available for business owners.

  • Life Insurance

8676 West 96th Street, Overland Park, KS 66212

Expertise.com Rating

Review Sources

Google
5.0 (12)

Why choose this provider?

Affordable Medicare Supplements is an independent insurance brokerage that serves families and individuals in Overland Park and the surrounding areas. The company specializes in Medicare plans, including Medicare Supplemental Plans, Advantage Plans, Part D Plans, and Medicare for those under 65 years olds who qualify with disability. Additionally, it provides dental coverage. One of its agents, Darrell Russell, has been with the company since 2013 and has been in the field for more than 25 years.

  • Life Insurance
  • Individual Plans
  • Health Insurance

10895 Lowell Avenue, Overland Park, KS 66210
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
4.0 (85)
Facebook
4.6 (21)

Why choose this provider?

Established in 1987, Lockton Affinity is a privately owned insurance company that serves residential and commercial clients in Overland Park and its surrounding cities. It offers a diverse range of insurance products, including accidental death and dismemberment, builders' risk, homeowners', and general liability insurance coverage. The company employs a team of professional insurance specialists able to work with new and existing clients and provide sound recommendations for various insurance plans. Lockton Affinity also provides property and specialty insurance coverage. 

  • Life Insurance

7319 West 81st Street, Overland Park, KS 66204
WebsiteLicense: 16656334

Expertise.com Rating

Review Sources

Google
5.0 (7)
Yelp
5.0 (2)

Why choose this provider?

Amy Pulver Insurance Agent provides insurance services to families and businesses of all sizes in the Overland Park metro. It offers service options such as life insurance, Medicare Advantage Plans, and Medicare Supplement Insurance. The business also provides other products like burial and final expense insurance, dental insurance, and vision insurance. It has a strong focus on helping clients tailor their insurance coverage to suit their needs. Amy Pulver, the company’s owner, has been licensed since 2012.

  • Life Insurance

12721 Metcalf Avenue, Overland Park, KS 66213
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
5.0 (267)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Capstone Insurance Agency is a company that aims to meet the insurance needs of customers in Overland Park. It offers life, home, car, and boat insurance options. The company also makes umbrella and motorcycle insurance policies available for its clients. Being an independent agency, Capstone Insurance works with different carriers that help its agents come up with solutions that meet its customers' needs. Some of the companies it represents include Travelers, Progressive, The Hartford, and Foremost Insurance Group.

  • Life Insurance

6600 College Boulevard, Overland Park, KS 66211

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (10)

Why choose this provider?

The Insurance Professionals is a locally owned and operated brokerage firm that has been serving individuals and micro-businesses in Overland Park and the surrounding communities since 1999. It offers term life insurance policies through its partner carriers. Its team also provides a variety of health insurance programs, which include short-term health, dental, and vision insurance. The agency assists clients in obtaining travel insurance plans that they can use for international travel.

  • Life Insurance

10740 Nall Avenue, Overland Park, KS 66211

Expertise.com Rating

Review Sources

Google
4.0 (27)
Facebook
5.0 (6)

Why choose this provider?

Avidity Insurance is an agency that has been servicing Overland Park since 2013. It offers term, whole, and universal life insurance coverage options for individuals and their families. Its team assists clients in determining the type of coverage they need whether for an investment strategy, business perpetuation, or estate planning. The agency also specializes in auto, business, and homeowners' insurance. It partners with multiple insurance carriers to provide tailored solutions, such as Encompass, Berkshire Hathaway GUARD Insurance Companies, and American General Life Insurance Company.

  • Life Insurance

Overland Park, KS

Why choose this provider?

Better Insurance Deals.com offers term life packages in Overland Park. It educates its clients about the importance of protecting the future of their families from any unforeseen event. In addition, homeowners, auto, business, and umbrella coverage options are available. Better Insurance Deals.com is a broker directly representing various insurance companies, and it is authorized to work in 46 states across the country. It strives to deliver solutions and find the plan that fits each individual's protection goals.

  • Life Insurance
  • Health Insurance

12920 Metcalf Avenue, Overland Park, KS 66213
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
5.0 (67)
Facebook
5.0 (12)

Why choose this provider?

180 Insurance is an independent insurance agency catering to clients in the Overland Park metro and surrounding communities. It offers life, home, and auto insurance to individuals and their families for over 43 years in the insurance industry. The agency also offers business insurance to small businesses in the area. Additionally, 180 Insurance has 14 insurance carriers under its belt, which offers diverse options in insurance policies for its clients. Clients have praised 180 Insurance for its team's informative approach and prompt response to queries.

  • Life Insurance

8725 Rosehill Road, Lenexa, KS 66215
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
5.0 (12)

Why choose this provider?

OWLFI attends to the personal and business needs of clients in Overland Park. It offers asset protection through its various insurance products, including life insurance policies. Its team of financial professionals conducts property and casualty insurance analyses. They are also experienced in providing insurance options that cover homes, condos, renters, crops, and recreational vehicles. Additionally, OWLFI assists in retirement and estate planning as well as tax and accounting services, such as bookkeeping, tax compliance, and payroll.

  • Life Insurance

7500 College Boulevard, Overland Park, KS 66210
WebsiteLicense: 6446622

Expertise.com Rating

Review Sources

Google
4.0 (8)
Yelp
5.0 (1)

Why choose this provider?

New York Life Insurance Company is a life insurance company that serves clients from Overland Park and its surrounding areas. The agency provides whole, universal, and term life insurance to ensure security for the clients' loved ones. Aside from life insurance, the firm also offers long-term care insurance, retirement income preparation, and investment services. The firm is led by Robert "Doug" Hartman, an insurance professional who has been working in the insurance industry since 2002.

  • Life Insurance
  • Health Insurance

4400 Shawnee Mission Parkway, Fairway, KS 66205
WebsiteLicense: verified

Expertise.com Rating

Review Sources

Facebook
4.0 (11)

Why choose this provider?

Midwest Insurance is a life insurance company operating in Overland Park, Fairway, and the surrounding areas. It is led by principal insurance agent Felisha McDougald who is also licensed to operate in Texas, Missouri, Colorado, Illinois, and Idaho. The company works closely with families and individuals to provide several options of life insurances they can avail of. Midwest Insurance also offers insurance for vehicles, homes, boats, condominiums, flood damage, and renters. It also provides businesses with commercial insurances that include coverage for professional and cyber liability.

  • Life Insurance

7545 West 151st Street, Overland Park, KS 66223
WebsiteLicense: 4930455

Expertise.com Rating

Review Sources

Google
5.0 (63)
Yelp
4.5 (5)
Facebook
5.0 (4)

Why choose this provider?

Steve Fisher has been in the insurance industry since 1984. He assists clients in Overland Park who wants to protect their families' future financial stability by applying for life insurance services. The services can be temporary if the clients choose the term life policy that gives limited benefits. Steve also offers universal and whole life insurance products for individuals who want permanent life insurance benefits. One of his team members, Lori Emerick, is formerly with the Air Force with over 30 years of insurance experience.

  • Life Insurance
  • Health Insurance

4818 Johnson Drive, Shawnee Mission, KS 66205
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (4)

Why choose this provider?

Williams-Gaughan Insurance Agency is a family-owned business offering a variety of life insurance plans to clients in Overland Park and the surrounding communities. Its team of experienced agents helps clients make informed decisions about the right type of policy that suits their personal and financial needs. Its life insurance options include universal life insurance, whole life insurance, and term life insurance. Williams-Gaughan Insurance Agency partners with several providers including Safeco Insurance, Progressive, Encompass, and Travelers.

  • Life Insurance
  • Health Insurance

1715 East Cedar Street, Olathe, KS 66062
WebsiteLicense: verified

Expertise.com Rating

Why choose this provider?

AIM Insurance is an independent insurance brokerage firm serving clients in Overland Park. The company specializes in personal lines, including life insurance. Its insurance agents work closely with clients to identify their needs and match them with the most suitable life insurance policy in the market. The team represents several local and national carriers to provide clients with customized solutions. The company is licensed to operate in Kansas, Missouri, Colorado, and Indiana. It was also endorsed by radio personality Dave Ramsey.

  • Life Insurance

11020 King Street, Overland Park, KS 66210
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (3)

Why choose this provider?

PlatinumOne Insurance Agency is an independent full-service company in Overland Park providing its services in the area and its nearby metros. Established in 2008, it offers its clients a range of insurance options from different carriers. It deals with life insurance policies that include term, universal, and whole life options, as well as disability income, employee benefits, and long-term care coverage. It also handles auto, homeowners', personal umbrella, commercial, and small business insurance. Moreover, PlatinumOne Insurance Agency is licensed in Missouri and Nebraska.

  • Life Insurance

10975 Benson Drive, Overland Park, KS 66210
WebsiteLicense: HIGHPOINTE INSURANCE

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

HighPointe Insurance Services, LLC, serves clients in Overland Park and its surrounding cities. It offers a broad range of insurance products and services, including life, auto, business, and RV insurance coverage. The company's team of insurance specialists offers each client a solution-based approach in helping them choose the appropriate insurance coverage that fits their needs. Clients have the freedom to select from a number of insurance brands and companies that the company represents. Other services also include umbrella and motorcycle insurance. 

  • Life Insurance

5800 Foxridge Drive, Mission, KS 66202
WebsiteLicense: 13996521

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Kellen Guinn is an insurance professional who has been affiliated with State Farm for nearly 15 years. He assists Overland Park residents in a number of areas, including life insurance which may provide protection permanently or temporarily. Though located in Kansas, he and his team can insure clients in Oklahoma, Colorado, Nebraska, and Missouri. Guinn holds several industry designations, and some of them are Retirement Income Certified Professional, Chartered Financial Consultant, and Chartered Special Needs Consultant.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Marla Williams Agency
7269 West 97th Street, Overland Park, KS 66212
Affordable Medicare Supplements
8676 West 96th Street, Overland Park, KS 66212
Lockton Affinity
10895 Lowell Avenue, Overland Park, KS 66210
Amy Pulver Insurance Agent
7319 West 81st Street, Overland Park, KS 66204
Capstone Insurance Agency
12721 Metcalf Avenue, Overland Park, KS 66213
The Insurance Professionals
6600 College Boulevard, Overland Park, KS 66211
Avidity Insurance
10740 Nall Avenue, Overland Park, KS 66211
Better Insurance Deals.com
Overland Park, KS
180 Insurance
12920 Metcalf Avenue, Overland Park, KS 66213
OWLFI
8725 Rosehill Road, Lenexa, KS 66215
New York Life
7500 College Boulevard, Overland Park, KS 66210
Midwest Insurance
4400 Shawnee Mission Parkway, Fairway, KS 66205
Steve Fisher
7545 West 151st Street, Overland Park, KS 66223
Williams-Gaughan Insurance Agency
4818 Johnson Drive, Shawnee Mission, KS 66205
Aim Insurance
1715 East Cedar Street, Olathe, KS 66062
PlatinumOne Insurance Agency
11020 King Street, Overland Park, KS 66210
HighPointe Insurance Services, LLC
10975 Benson Drive, Overland Park, KS 66210
Kellen Guinn
5800 Foxridge Drive, Mission, KS 66202

Overland Park, KS Life Insurance FAQs

  • What does Overland Park instant life insurance entail?

    Instant life insurance typically refers to Overland Park policies that can be purchased online within minutes of obtaining a quote. Instant life insurance is a form of term life coverage because it does not require a medical exam, has quick underwriting, and is affordably priced. Because it can be obtained rapidly and without a medical exam, simplified issue life insurance is a type of instant life insurance. However, instant life insurance isn't always more expensive than standard.

  • When should you convert your permanent whole life policy in Overland Park into a reduced paid-up insurance coverage?

    If you are having difficulty paying your annual premiums, you should convert your permanent whole life policy to a lower paid-up insurance coverage. This way, you can keep your policy's death benefit and tax benefits while lowering the likelihood that it will expire. If you are unsure whether you should convert your policy into a reduced paid-up life insurance policy, talk to a professional financial advisor or a registered life insurance agent.

  • Is the funds that you borrow from your Overland Park life insurance policy's cash value subject to tax?

    No, you do not have to pay taxes on the money you take out of the cash value of your Overland Park life insurance policy. This is because the money is not considered taxable income. However, the borrowed amount can be taxed if the insurance expires or is surrendered with an unpaid loan balance.

  • How can you expedite the application process of your life insurance in Overland Park?

    You can speed up the Overland Park life insurance application process by getting ready for the medical exam. Before your medical checkup, make sure you get plenty of rest, drink plenty of water, and avoid strenuous activity. You should also gather all necessary medical, personal, and financial information ahead of time to expedite the application process.

  • Does Overland Park no-medical-exam life insurance have a waiting time before it takes effect?

    Yes, your Overland Park no medical exam life insurance policy will become active in about a week, at which point your beneficiary will begin receiving payments in the event of your death. If you have a few minor health issues and risk factors, you should consider purchasing no-medical-exam life insurance to get coverage sooner. It is important to note that your premiums will not simply rise because you avoided the medical examination.

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