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2024

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Best Life Insurance Companies in Olathe, KS

Our Recommended Top 14

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Olathe Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5961Reviewed

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14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2711 West 6th Street, Lawrence, KS 66049
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Serving Olathe, Stephens - Chapin Insurance provides a range of insurance services to clients in the metro. It offers life insurance products such as individual life insurance, group life insurance, disability insurance, key person insurance, and mortgage protection insurance. The company also has business insurance options like small business liability insurance, mechanical breakdown insurance, product liability insurance, employment practices liability insurance, cyber liability insurance, and commercial general liability insurance. Stephens - Chapin Insurance was established in 1978.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

604 High Street, Baldwin City, KS 66006
WebsiteLicense: 8812538

Expertise.com Rating

Why choose this provider?

Baldwin Insurance Services is a locally owned and operated insurance agency servicing clients in the Olathe area. For individual clients, it provides guidance in choosing between term life insurance or permanent life insurance. Baldwin Insurance Services also specializes in farm insurance which covers crops, livestock, farm equipment, and workers' compensation. Its agents also assist with homeowners insurance and auto insurance. Baldwin Insurance Services likewise offers a range of products to cover commercial properties and general business liabilities. It is a member of the Baldwin City Chamber of Commerce.

  • Life Insurance
  • Permanent Life Insurance Policy

4205 West 6th Street, Lawrence, KS 66049

Expertise.com Rating

Why choose this provider?

Rochelle Tramp is an insurance agent that serves clients in Olathe and the surrounding areas. She offers business, life, renters, home, pet, and auto insurance plans. She also handles banking, annuities, and mutual funds. She has been in the insurance industry since 1987 when she joined State Farm, a company that offers insurance, investment, and banking services. Moreover, she started Rochelle Tramp Insurance Agency Inc. in 1992. She is also licensed to operate in Kansas and Missouri.

  • Life Insurance
  • Health Insurance

10955 Lowell Avenue, Overland Park, KS 66210
WebsiteLicense: Active

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Oliver Insurance Agency is a family-owned independent insurance agency that has been serving clients in Olathe and the surrounding areas for over 50 years. It offers customized life insurance policies to individuals, groups, and businesses by accessing various insurance carriers and providers. In addition to business insurance packages--which cover casualty, workers' compensation, professional liability, and business continuity--it also offers other personal insurance policies such as auto, home, disability, and specialty insurance. Founder Keith Oliver is a Chartered Property Casualty Underwriter.

  • Individual Plans
  • Life Insurance

1578 South Mahaffie Circle, Olathe, KS 66062

Expertise.com Rating

Review Sources

Facebook
5.0 (88)
Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Gramza Family Insurance Agency caters to customers in Olathe. The company offers a variety of life insurance packages that aid in financial security for loved ones in the event of death. It also carries insurance products for homeowners and renters, as well as auto, motorcycle, and recreational vehicle packages. It also provides insurance for boats, personal water vessels, and snowmobiles. Before recommending a plan to clients, the company meets with them individually to ensure its team is able to meet their unique goals and needs.

  • Life Insurance

13761 West 149th Street, Olathe, KS 66062
WebsiteLicense: 16832921

Expertise.com Rating

Review Sources

Google
5.0 (21)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Altress Insurance Services was founded by a local insurance agent who aimed to provide financial security to individuals and families in Olathe through a life insurance policy. The company assists clients in comparing coverage options and selecting the best policy akin to their needs. Its independent insurance agents represent over 40 carriers that deliver a variety of life insurance plans, including term life, whole life, and long-term care. The group also offers health and Medicare insurance. The company has been serving clients since 2018.

  • Life Insurance
  • Health Insurance
  • Medicare

6900 College Boulevard, Overland Park, KS 66211

Expertise.com Rating

Why choose this provider?

Arrowhead is a national insurance agency that operates out of Olathe and offers term and permanent coverage for its life insurance policies. The business also works on providing commercial clients with risk covers for property, commercial auto, data breach or cyber threat, and environmental exposures. For employment insurance, the company has products on employment practices liability, bodily injury, and risks within the workplace. The agency is affiliated with insurance companies and industry organizations and this allows Arrowhead to provide personalized coverage with extensive benefits for clients.

  • Life Insurance

9401 Indian Creek Parkway, Overland Park, KS 66210
WebsiteLicense: 2435135

Expertise.com Rating

Why choose this provider?

Best Financial Services is an independent agency that caters to the insurance needs of clients residing in Olathe. It delivers a broad range of insurance products and solutions, including life insurance, individual health insurance, long-term care insurance, and disability income insurance. The company also assists clients with planning their retirement, financial, education savings, wealth, tax reduction, and investment analysis portfolio. Best Financial Services has more than 20 years of experience in the industry.

  • Life Insurance
  • Health Insurance
  • Individual Plans

14106 West 135th Street, Olathe, KS 66062
WebsiteLicense: verified

Expertise.com Rating

Review Sources

Google
4.5 (43)
Facebook
5.0 (7)
Yelp
2.0 (1)

Why choose this provider?

Absolute Insurance Group, Inc., is an independent insurance firm with more than a decade of experience in responding to its clients' insurance needs throughout Kansas and Missouri. The company is owned and managed by Andy Zebley and Lana Zebley, who also work as agents. Some of the insurance plans it offers are auto, home, life, and business insurance. Absolute Insurance Group is also in partnership with Safeco Insurance, American Modern, Encompass, Foremost Insurance Group, Kemper, and Nationwide Insurance.

  • Life Insurance

10551 Barkley Street, Overland Park, KS 66212
WebsiteLicense: verified

Expertise.com Rating

Why choose this provider?

Established in 2004, Benefit Brokers LLC has been providing insurance and financial services for clients in the Olathe area. The brokerage offers an array of risk management solutions, including individual life insurance, Medicare health insurance, and disability insurance as well as travel insurance. It also provides financial and estate planning services. Additionally, Benefit Brokers helps clients employers in the development and implementation of employee benefits plans. Its staff has more than 60 years of combined experience in benefit planning

  • Life Insurance
  • Health Insurance
  • Individual Plans

1310 East Park Street, Olathe, KS 66061
WebsiteLicense: Valid

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (7)

Why choose this provider?

Insurance Resources Group is an independent agency that offers auto, home, business, and life insurance policies in Olathe. The company was founded in 1996 with the mission of delivering valued and relevant insurance solutions for families and businesses. It is committed to providing various products from its partner carriers in order to give comparisons and help clients find insurance plans that match their personal requirements. Some of the carriers it represents are Travelers, The Hartford, Kemper, and West Bend.

  • Individual Plans
  • Life Insurance

P.O. Box 24427, Overland Park,, KS 66283
WebsiteLicense: 226984

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (1)

Why choose this provider?

PRO Insurance Managers is an independent insurance brokerage that provides a wide range of policies for individuals, families, and small businesses in Olathe. Established in 1951, the firm delivers customized life insurance plans and packages that help clients achieve financial security. Its team of insurance professionals assists clients in selecting a policy from its network of partner insurance carriers. It also offers event, health, home business, and commercial insurance. PRO Insurance Managers is exclusively endorsed by the Direct Selling Association.

  • Life Insurance
  • Health Insurance

13220 Metcalf Avenue, Overland Park, KS 66213
WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Raccuglia Financial Brokerage, Inc., is an insurance brokerage located in Overland Park that was founded in 1995. It is licensed in all 50 states and can provide life, disability, annuities, and long-term care insurance plans to its clients throughout the country, including Olathe. It also offers seniors policies for Medicare Supplement and Medicare Advantage. Some of the carriers Raccuglia Financial Brokerage partners with include American General, American National, Assurity Life, Bright House, Global Atlantic, and Prudential.

  • Life Insurance

6710 West 121st Street, Leawood, KS 66209
WebsiteLicense: lic verified

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Ideal Producers Group is an insurance company that has been catering to the Olathe metro since 2008. Established by its leader Ron Essary, the firm is committed to helping its staff and agents become well-trained through access to training and other related initiatives with an aim to provide better assistance and support. In addition to life insurance services, Ideal Producers Group also helps clients with annuities for retirement-building and is able to develope new products through in-house carriers.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Stephens ∙ Chapin Insurance
2711 West 6th Street, Lawrence, KS 66049
Baldwin Insurance Services
604 High Street, Baldwin City, KS 66006
Rochelle Tramp
4205 West 6th Street, Lawrence, KS 66049
Oliver Insurance Agency
10955 Lowell Avenue, Overland Park, KS 66210
Gramza Family Insurance Agency
1578 South Mahaffie Circle, Olathe, KS 66062
Altress Insurance Services
13761 West 149th Street, Olathe, KS 66062
Arrowhead
6900 College Boulevard, Overland Park, KS 66211
Best Financial Services
9401 Indian Creek Parkway, Overland Park, KS 66210
Absolute Insurance Group, Inc.
14106 West 135th Street, Olathe, KS 66062
Benefit Brokers LLC
10551 Barkley Street, Overland Park, KS 66212
Insurance Resources Group
1310 East Park Street, Olathe, KS 66061
Pro Insurance Managers
P.O. Box 24427, Overland Park,, KS 66283
Raccuglia Financial Brokerage, Inc.
13220 Metcalf Avenue, Overland Park, KS 66213
Ideal Producers Group
6710 West 121st Street, Leawood, KS 66209

FAQs

  • How does key person insurance work in Olathe?

    Key person insurance can be added to Olathe life insurance policies. It provides financial assistance to business owners in the event that key employees die or become disabled. The cash value of key person insurance can be used by entrepreneurs to pay expenses or provide retirement bonuses to key employees.

  • Why should policyholders keep their permanent life insurance in Olathe?

    Policyholders in Olathe should maintain their permanent life insurance to provide financial security for their families in the event of their death. This type of insurance can accumulate cash value that policyholders can withdraw. However, a portion of the cash value of permanent life insurance will be forfeited as a penalty if the policy is canceled prior to the term contract.

  • Are there life insurance fees in Olathe?

    Yes, most Olathe insurance companies deduct a number of standard fees from your life insurance premiums or cash value. Policyholders are charged administration fees, which are deducted from the policy's value once a month for recordkeeping and accounting purposes. They must also settle fund management fees, as well as mortality and expense risk charges.

  • Why do individuals and families in Olathe want to have life insurance?

    Individuals and families in Olathe frequently desire life insurance for financial security in the future. They cannot predict what will happen in the future, such as how their health status will affect their finances. They buy life insurance to cover their medical expenses if they become terminally ill or to pay their funeral expenses if they die unexpectedly.

  • Are medical examinations required when applying for life insurance in Olathe?

    Most Olathe life insurance companies require applicants to get medical exams so that their health status can be checked and evaluated. Through this, they can see if a person is at risk or has a medical history. But there are still some companies that let people get life insurance even without medical exam results.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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