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2025

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Best Life Insurance Companies in Kansas City, KS

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Kansas City life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6714Reviewed

4034Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Kansas City
2600 Grand Boulevard, Kansas City, KS 64108
Visit WebsiteLicense: 16237622

Expertise.com Rating

Review Sources

Facebook
4.2 (901)
Google
4.3 (6)
Yelp
1.0 (1)

Why choose this provider?

Northwestern Mutual serves clients in Kansas City and the nearby areas. The company assists clients who are looking for life insurance policies. It also offers financial planning services, which include assessing a client's current financial situation, managing debt, creating a personalized budget, and estate planning. These financial plans are made available on an online portal that clients can access from any device. Northwestern Mutual provides financial support and closely collaborates with local charities such as Alex's Lemonade Stand and Sophie's Run.

  • Life Insurance

Best Life Insurance Companies Serving Kansas City
12304 Johnson Drive, Shawnee, KS 66216
Visit WebsiteLicense: 3167206

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Scout Financial Group is an independent insurance agency serving families, individuals, and businesses in Kansas City, Shawnee, and surrounding areas. The agency is led by the investment adviser and insurance professional, Jason Smitka. The agency provides annuities and life insurance that can potentially create a dependable source of retirement income. It offers insurance options for long-term care, health, and Medicare Supplements. Scout Financial Group also provides services in tax planning, social security, and legacy and income planning.

  • Life Insurance

Best Life Insurance Companies Serving Kansas City
6640 West 143rd Street, Overland Park, KS 66223
Visit WebsiteLicense: Verified

Why choose this provider?

Hallier Reed LLC is a life insurance firm serving clients from Kansas City and its surrounding areas. The company provides a wide range of life insurance policies such as whole, universal, and term life. It specializes in handling employee and executive benefits programs, from marketing to maintenance tasks. This independent brokerage firm has been providing its services to the community since 1996. It is currently led by insurance professionals Susan M. Reed and Ron Williams, who carry significant years of industry experience.

  • Health Insurance

Best Life Insurance Companies Serving Kansas City
10940 Parallel Parkway, Kansas City, KS 66109
Visit WebsiteLicense: 12989375

Expertise.com Rating

Review Sources

Google
5.0 (211)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Mario Giraldo offers a wide range of life insurance solutions to clients in Kansas City. As an insurance agent, he helps individuals and families achieve financial security with term life, universal life, or whole life insurance policies. He strives to provide clients with many options to select one that fits their requirements and budget. In addition, he is available for consultations in English and Spanish. Giraldo is an agent for State Farm, a Fortune 500 insurance, financial services, and investment company.

  • Life Insurance

Best Life Insurance Companies Serving Kansas City
608 Delaware Street, Leavenworth, KS 66048
Visit WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
4.7 (16)
Facebook
5.0 (4)

Why choose this provider?

Reilly is an independent insurance firm that focuses on helping Kansas City area families and individuals through the process of securing life insurance. The agency helps clients determine suitable options for universal, term, and whole life insurance. Its agents also help clients comprehensively understand their payout options in line with their policy terms. Additionally, Reilly handles insurance needs for high-net-worth clients. Reilly has been operating since 1925 and represents more than 15 regional and national insurance companies.

  • Long Term Care
  • Life Insurance

Best Life Insurance Companies Serving Kansas City
611 Holiday Plaza, Lansing, KS 66043
Visit WebsiteLicense: 575825

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Serving Kansas City, Dan Willcott is an insurance agent at Farm Bureau Financial Services, a full-service insurance company that has been serving clients for more than eight decades. Willcott helps individuals and families protect their financial assets and of their loved ones in the event of death with a life insurance policy. His team provides a variety of insurance coverage options, namely term life, whole life, and indexed universal life insurance. He also delivers investment and wealth management solutions. Willcott has been serving clients for more than 20 years.

  • Life Insurance

Best Life Insurance Companies Serving Kansas City
10209 Leavenworth Road, Kansas City, KS 66109
Visit WebsiteLicense: 4904745

Expertise.com Rating

Why choose this provider?

Pat Scherzer is an insurance agent that offers life insurance policies to clients in Kansas City and nearby locations. He works for American National and has 22 years of experience in the industry. American National has been providing insurance products and services since 1905. The company's life insurance options include term life, whole life, universal life, indexed universal life, and guaranteed universal life insurance. Pat can also help clients purchase homeowners, auto, and recreational vehicles insurance.

  • Life Insurance

Best Life Insurance Companies Serving Kansas City
209 1/2 North 18th Street, Kansas City, KS 66102
Visit WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Romo Seguros B & R, Inc., is a family-owned insurance agency in Kansas City established in 2006. With over 26 years of combined industry experience, the professionals at this firm partner with over a dozen insurance companies and help clients secure life insurance products that fit their needs. The most common life insurance plans the agency assists with are term life, universal life, and permanent life insurance. It also offers other types of insurance products, such as auto, home, and personal umbrella insurance.

  • Life Insurance

Best Life Insurance Companies Serving Kansas City
6520 North Oak Trafficway, Gladstone, KS 64118
Visit WebsiteLicense: 4929137

Expertise.com Rating

Review Sources

Google
4.9 (256)
Facebook
4.9 (21)
Yelp
4.3 (6)

Why choose this provider?

Jeff David Insurance Agency is an insurance brokerage in Gladstone that offers insurance products and services to clients in Kansas City. The company is headed by Jeff David, an insurance professional who has been in the industry since 1993. He leads a team of five fellow insurance agents that carry out insurance services and offer life insurance products such as term life insurance and permanent life insurance. The firm also offers assistance in applying for Medicare and Medicare Supplement.

  • Life Insurance
  • Health Insurance
  • Term Life Insurance

Best Life Insurance Companies Serving Kansas City
8407 North Crawford Avenue, Kansas City, KS 64153
Visit WebsiteLicense: 7984979

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
4.3 (7)

Why choose this provider?

The Morrill Insurance Group is a life insurance company that strives to make purchasing and managing insurance plans easy for families, individuals, seniors, and small businesses in Kansas City. Its life insurance covers term and permanent life insurance benefits. Founded in 2004, the company also offers auto, home, health, and small business insurance policies. Some of the companies it represents are Blue Cross Blue Shield, Genworth Financial, Mass Mutual Financial Group, and Mutual of Omaha.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Kansas City
8117 North Oak Trafficway, Kansas City, KS 64118
Visit WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
4.0 (40)
Facebook
5.0 (7)

Why choose this provider?

Abbott Insurance delivers a broad range of insurance products to individuals, families, and businesses in Kansas City. Its team of local agents offers life and health insurance, auto insurance, home and renters insurance, and business insurance. The company's life insurance product ranges from term life, guaranteed universal life, child life, and final expense. Some of its insurance carriers are Progressive, MetLife, and Encompass. Its CEO, Danielle McDowell, has more than 17 years of experience in the insurance industry.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Kansas City
15395 Briar Road, Basehor, KS 66007
Visit WebsiteLicense: 8626858

Expertise.com Rating

Review Sources

Google
5.0 (130)
Facebook
5.0 (11)

Why choose this provider?

Christina Sliski is an insurance agent who works with State Farm. She serves clients in Kansas City and nearby areas. The insurance products she offers include property, automobile, health, and life insurance. She also provides policies for banking and annuities. Christina has been working with State Farm since 2008. She and her team support the Basehor Chamber of Commerce and Basehor/Linwood High School. They stand by their mission to protect people from unexpected circumstances and the risks of everyday life.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Kansas City
2112 Route 291, Independence, KS 64050
Visit WebsiteLicense: 8451755

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Alondra McPherson is an insurance agent with the Missouri Farm Bureau Insurance. She offers assistance to clients in Kansas City, Independence, and the surrounding areas. She provides families and individuals with options for life insurance that are available in term and whole life categories. She also clients in choosing among insurance options for auto, home, boats, farms, and umbrella liability. She works closely with seniors to provide annuities and retirement plan options ideal for their situations. McPherson is able to communicate with Spanish-speaking clients.

  • Life Insurance

Best Life Insurance Companies Serving Kansas City
5925 Nall Avenue, Mission, KS 66202
Visit WebsiteLicense: Verified

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Curtis & Associates, Inc., has operated in Kansas City and surrounding areas for over 50 years, serving the insurance needs of residents and local businesses. It is a Firm of Lion Street, Inc., a national financial services company owned by independent financial advisors. It carries life insurance portfolio management and financial planning services like retirement planning, succession planning, wealth management, wealth transfer, and planning for college. Founder Tom Curtis established the company, committed to serving the communities' ever-changing needs. Jeff Curtis is the current company president.

  • Individual Plans
  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Northwestern Mutual
2600 Grand Boulevard, Kansas City, KS 64108
Scout Financial Group
12304 Johnson Drive, Shawnee, KS 66216
Hallier Reed
6640 West 143rd Street, Overland Park, KS 66223
Mario Giraldo
10940 Parallel Parkway, Kansas City, KS 66109
Reilly
608 Delaware Street, Leavenworth, KS 66048
Dan Willcott
611 Holiday Plaza, Lansing, KS 66043
Pat Scherzer
10209 Leavenworth Road, Kansas City, KS 66109
Romo Seguros B & R, Inc
209 1/2 North 18th Street, Kansas City, KS 66102
Jeff David Insurance Agency
6520 North Oak Trafficway, Gladstone, KS 64118
The Morrill Insurance Group
8407 North Crawford Avenue, Kansas City, KS 64153
Abbott Insurance
8117 North Oak Trafficway, Kansas City, KS 64118
Christina Sliski
15395 Briar Road, Basehor, KS 66007
Alondra McPherson
2112 Route 291, Independence, KS 64050
Curtis & Associates, Inc.
5925 Nall Avenue, Mission, KS 66202

Kansas City, KS Life Insurance FAQs

  • Which life insurance products in Kansas City have cash value?

    The following Kansas City life insurance plans have cash value: 

    • Whole life insurance, for those who don't want to be surprised by the growth of their cash value.
    • Indexed universal life insurance, for those willing to take certain risks with their cash value and participate in financial markets.
    • Variable universal life insurance, for investors who want to take control of their portfolios but do not mind losing cash value.
  • How soon after a death can a beneficiary in Kansas City receive the proceeds of a life insurance policy?

    In Kansas City, there is no deadline for filing a life insurance claim. The death benefit usually accrues interest until the life insurance provider can locate the recipient or a claim is made. If all of the necessary paperwork is submitted, the payout can occur as soon as seven to ten days after the claim is made, but it usually occurs within 30 days.

  • How frequently should you review your Kansas City life insurance policy?

    It is a good idea to review your Kansas City life insurance policy on a regular basis, especially after major life events. This includes major life events such as changing financial circumstances, home purchases, marriage, and childbirth. It is critical to review your coverage on a regular basis to ensure that it still meets your needs and provides adequate protection for the people you care about.

  • What is covered by the Kansas City credit life insurance?

    Credit life insurance in Kansas City frequently pays out any outstanding balance on a large loan. If you and your spouse, for example, have a mortgage on your home, a credit life insurance policy may pay out the remaining balance if one or both of you die before making the required payments.

  • Can you get Medicaid if you live in Kansas City and have life insurance?

    It varies. The type of life insurance coverage you have in Kansas City can affect your eligibility for Medicaid. If you apply for Medicaid and your policy has a cash value, for example, the cash value is likely to quickly push your overall wealth above the Medicaid asset limit, rendering you ineligible for Medicaid.

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