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Best Life Insurance Companies in Sioux City, IA

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Sioux City Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3674Reviewed

2209Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2804 Hamilton Boulevard, Sioux City, IA 51104
WebsiteLicense: 8682186

Expertise.com Rating

Review Sources

Google
4.0 (49)

Why choose this provider?

Jamie Ahrendt is an insurance agent at State Farm who caters to the insurance needs of Sioux City-based clients. Ahrendt is a second-generation agent who brings more than 50 years of industry experience. He provides term and permanent life insurance plans that cover the short- and long-term goals of his clients. Moreover, his additional products are health, business, property, and home insurance plans. Ahrendt has received several awards from State Farm, including the Multi-year Ambassador Travel Qualifier and the Multi-Year Chairman's Circle Qualifier.

  • Life Insurance
  • Health Insurance

1000 West 29th Street, South Sioux City, NE 68776
WebsiteLicense: 3375456

Expertise.com Rating

Review Sources

Google
5.0 (22)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Tom Yaneff is an independent agent providing life insurance solutions to clients in Sioux City. He has been providing insurance, financial, and bonds services since 2000. Tom helps clients manage the risks of everyday life and recover from unexpected financial decline. He offers various products, such as life, health, auto, home, and business insurance. He and his team serve both English and Spanish-speaking clients. Outside of insurance, Tom enjoys traveling, golfing, and volunteering at high school events.

  • Life Insurance
  • Health Insurance

4708 Morningside Avenue, Sioux City, IA 51106
WebsiteLicense: 7540775

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
4.0 (9)

Why choose this provider?

Heimgartner Insurance is a Sioux City-based insurance company that has been serving clients for over 17 years. This independent insurance agency represents multiple insurance carriers to provide clients an extensive selection of policies. Its agents offer personal insurance products, such as life insurance plans and annuities, as well as health insurance, long-term care insurance, and Medicare plans. It also provides home, auto, boat, and RV insurance policies. The company is licensed to operate in Colorado, South Dakota, and Missouri.

  • Life Insurance
  • Health Insurance

701 Pierce Street, Sioux City, IA 51101
WebsiteLicense: 268431

Expertise.com Rating

Review Sources

Google
4.0 (2)

Why choose this provider?

Pioneer Wooldridge Insurance is a locally owned and operated insurance agency serving Sioux City and nearby areas. It offers long-term care, individual life, group life, and key person insurance to individuals and families. The other services it provides are auto, home, farm, health, and recreational vehicle insurance plans. It represents various insurance providers, such as The Hartford, United Fire Group, Iowa Mutual, and Allied Insurance. The agency operates in Iowa, Arizona, Minnesota, and Nebraska.

  • Life Insurance
  • Health Insurance
  • Individual Plans

117 Pierce Street, Sioux City, IA 51101
WebsiteLicense: 8874968

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Mills Shellhammer Puetz & Associates Insurance is a locally owned and operated agency that has been serving Sioux City for over 25 years. It offers term life and whole life or universal life insurance policies for individuals and their families. These policies cover different aspects in a policyholder's life, such as children's college funds, paying off debts, and inheritance for the family. The agency also specializes in umbrella, boating, cyber liability, and workers' compensation insurance. Its president, Lynn Mills, has been in the insurance industry since 1977.

  • Life Insurance

620 Bluestem Trail, North Sioux City, SD 57049

Expertise.com Rating

Why choose this provider?

Mackie Insurance Services is a Sioux City-based insurance agency that has been providing life insurance policies since 1979. Its team of agents cater to individuals, families, as well as businesses. Some of its coverages include general life insurance, annuity, and disability. Additionally, this firm provides health insurance and Medicare plans. Mackie Insurance Services has partnered with over 60 insurance carriers, which allows it to offer an array of coverage options for people of any age and status.

  • Life Insurance
  • Health Insurance

1306 Pierce Street, Sioux City, IA 51105

Expertise.com Rating

Review Sources

Google
4.8 (12)

Why choose this provider?

Andersen Investment & Insurance Agency, Inc., has been providing life insurance products since 1941. It caters to clients in Sioux City who are seeking family, term, whole, and universal life insurance options. It also offers personal auto, umbrella, and liability insurance products to help its clients receive benefits from vehicle accidents and damages. Family-owned and family-operated, the agency also specializes in securing the properties of landlords and homeowners by offering home insurance plans. Workers' compensation, general liability, and commercial property insurance policies are also available.

  • Life Insurance

120 Gaul Drive, Sergeant Bluff, IA 51054
WebsiteLicense: 8272057

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Hoffman Agency is an independent insurance company serving clients in Sioux City. The firm has been serving individuals and small to medium-sized businesses since 1964, offering a range of life insurance plans. These include term, universal, and whole life insurance policies. Hoffman Agency also crafts health, automobile, commercial auto, and homeowners' insurance. Moreover, its agents have over 55 years of insurance experience and tailor policies based on each client's set of insurance needs and risk exposures.

  • Life Insurance
  • Health Insurance

5529 Military Road, Sioux City, IA 51109

Expertise.com Rating

Review Sources

Google
4.0 (13)

Why choose this provider?

Having joined forces with the firm Robertson Ryan & Associates, Securus Insurance Group is a full-service insurance agency that serves clients in Sioux City. The company provides various life insurance options such as term, whole, and universal life insurance. Aside from life insurance, the firm also has a wide range of policies for businesses, homes, vehicles, and health. Its team of insurance agents is led by Brian "Bubba" Burrell, who believes that meeting new people and understanding their needs is the best part of his job.

  • Life Insurance
  • Health Insurance

4301 Sergeant Road, Sioux City, IA 51106
WebsiteLicense: 16781173

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
5.0 (4)

Why choose this provider?

Whiskey Creek Insurance offers life insurance policies to individuals and families in Sioux City and nearby areas. This independent agency also offers classic car, motorhome, boat, personal liability, and health insurance. It also provides insurance solutions for business owners, such as commercial vehicle and business interruption insurance. Whiskey Creek Insurance is a family-owned and family-operated business with decades of combined experience. Its team of professionals helps clients make informed decisions about the insurance plans for their needs.

  • Life Insurance
  • Health Insurance

3500 South Lakeport Street, Sioux City, IA 51106
WebsiteLicense: 17093506

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

O'Hern Insurance caters to clients in the Morningside area of Sioux City and its surrounding areas. It is an independent agency whose clients are mostly senior citizens. It offers life, individual and group health, and dental care insurance policies. The agency also helps its clients seeking assistance in Medicare with supplements, Medicare advantage, and prescription drug plans. Clients may request quotations, compare plans, and enroll on its website for convenience. It is also licensed in the states of Nebraska and South Dakota.

  • Life Insurance

103 Virginia Street, Sioux City, IA 51101
WebsiteLicense: 264010

Expertise.com Rating

Review Sources

Google
4.0 (39)
Facebook
4.0 (10)

Why choose this provider?

Goodin Insurance Agency offers a range of insurance solutions in Sioux City. The family-owned and family-operated company helps clients explore their life insurance choices, including individual and group life insurance, and provides coverage for long-term care, disability, mortgage protection, and key people. It also carries business, auto, home, recreational vehicle, and farm insurance plans. Goodin Insurance Agency has been in the industry since 2007. Owner Jim Goodin began his insurance career in 1988 and became a bank insurance agency manager in 1990.

  • Life Insurance
  • Health Insurance

5406 Morningside Avenue, Sioux City, IA 51106
WebsiteLicense: 6852671

Expertise.com Rating

Review Sources

Google
4.0 (33)

Why choose this provider?

Dawn Bratvold is a Farmers Insurance agent who serves individuals, families, and small businesses in Sioux City. She offers term, whole, and universal life insurance policies that provide financial security to beneficiaries in the event of an untimely death. She also covers insurance products for automobiles, homeowners, renters, motorcycles, and recreational vehicles. Dawn has more than 11 years of experience in the insurance industry. Additionally, she serves several areas outside the metro, including Dakota Dunes.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Jamie Ahrendt
2804 Hamilton Boulevard, Sioux City, IA 51104
Tom Yaneff
1000 West 29th Street, South Sioux City, NE 68776
Heimgartner Insurance
4708 Morningside Avenue, Sioux City, IA 51106
Pioneer Wooldridge Insurance
701 Pierce Street, Sioux City, IA 51101
Mills Shellhammer Puetz & Associates Insurance
117 Pierce Street, Sioux City, IA 51101
Mackie Insurance Services
620 Bluestem Trail, North Sioux City, SD 57049
Andersen Investment & Insurance Agency, Inc.
1306 Pierce Street, Sioux City, IA 51105
The Hoffman Agency
120 Gaul Drive, Sergeant Bluff, IA 51054
Securus Insurance Group
5529 Military Road, Sioux City, IA 51109
Whiskey Creek Insurance
4301 Sergeant Road, Sioux City, IA 51106
O'Hern Insurance
3500 South Lakeport Street, Sioux City, IA 51106
Goodin Insurance Agency
103 Virginia Street, Sioux City, IA 51101
Dawn Bratvold
5406 Morningside Avenue, Sioux City, IA 51106

FAQs

  • When is the best time for Sioux City residents to purchase life insurance?

    When others rely on your income or when debts loom large, Sioux City residents should consider purchasing life insurance. The earlier you purchase a policy, the lower the rate. While term life policies are less expensive and have a fixed term, permanent policies accumulate cash value and grow in value over time.

  • Is a medical examination required when applying for life insurance in Sioux City?

    Yes, in most cases. Life insurance in Sioux City typically requires a medical examination. This procedure assists insurers in determining whether or not they can provide coverage and at what cost. The health of an individual has a significant impact on the terms and costs of their insurance. It is critical for the company to assess the potential risk of insuring someone.

  • Is it advisable for Sioux City residents to sell their life insurance policy for immediate cash?

    People in Sioux City need to be careful when using a viatical settlement to sell a life insurance policy for cash up front. This means that a third party will pay you a sum now, pay your future premiums, and then claim the death benefit when you die. Before moving forward, you should make sure that both the viatical settlement provider and the broker have valid licenses in Iowa, and you should also look into other ways to get cash.

  • Can insurance companies in Sioux City sell founders, profit-sharing, or coupon life insurance policies?

    According to the Iowa Legislature, insurers cannot market life insurance in Sioux City as founders, profit-sharing, or coupon policies. If certain conditions are met, such as clear premium details for the endowment, no post-maturity premiums, specified dollar-value benefits, and transparent advertising emphasizing the endowment as a definite insurance benefit, they can offer policies with guaranteed pure endowment benefits.

  • Can Sioux City residents reinstate a defaulted variable life insurance contract?

    Yes, under Iowa law, individuals in Sioux City can reactivate a lapsed variable life insurance policy within a year. Reinstatement, on the other hand, is not possible if the policy was previously surrendered for cash value. To successfully reinstate, all past-due premiums must be settled, which may include interest on unpaid amounts.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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