Expertise.com Homepage

2024

Last updated:

Best Life Insurance Companies in Iowa City, IA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Iowa City Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3292Reviewed

1977Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

132 East Main Street, Solon, IA 52333
WebsiteLicense: 6852186

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (5)

Why choose this provider?

Ellison Insurance Agency is a locally owned and locally operated company that serves the residents of Iowa City and the surrounding areas. It offers life insurance plans for both individuals and groups. It also provides long-term care insurance, disability insurance, and mortgage protection insurance. President Mike Krall has been working in the insurance industry for more than 40 years. The company supports community organizations such as the Iowa City Animal Shelter, Iowa City Hospice, and Solon Fire Department.

  • Life Insurance
  • Health Insurance
  • Individual Plans

102 E 3rd Street, West Liberty, IA 52776
WebsiteLicense: 1001003836

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (5)

Why choose this provider?

Serving Iowa City, Martin Agency Insurance Services, Inc., is an independent agency providing an array of insurance coverage to clients in the metro. It offers insurance products such as life insurance, health insurance, homeowners' insurance, auto insurance, and recreational vehicle insurance. The company also has other available service options, including business insurance, farm insurance, crop insurance, umbrella insurance, and specialty insurance. Martin Agency Insurance Services, Inc., has a strong focus on researching for and finding the right coverage plan for its clientele.

  • Life Insurance
  • Health Insurance

660 Eastbury Drive, Iowa City, IA 52245

Expertise.com Rating

Review Sources

Google
3.0 (35)
Yelp
4.0 (1)

Why choose this provider?

AAA provides insurance products and services to clients in Iowa City. It specializes in a wide range of life and health insurance products, including group health, disability, hospital indemnity, and long-term care insurance. It also carries Medicare Supplement insurance and specific disease insurance. AAA, which stands for American Automobile Association, was established more than 100 years ago with the aim to lobby for driver and passenger rights, just laws, and safer vehicles.

  • Life Insurance
  • Health Insurance

3284 Crosspark Road, Coralville, IA 52241
WebsiteLicense: 6899395

Expertise.com Rating

Review Sources

Google
5.0 (108)
Facebook
5.0 (38)
Yelp
5.0 (1)

Why choose this provider?

Adam Schechinger is an insurance agent working for State Farm. He caters to the needs of his clients in Iowa City. Some of the insurance products and services he provides are life, health, pet, home, auto, and property insurance. He also offers business insurance and handles annuities, banking, and mutual funds. Adam and his team deliver risk management services with a commitment to integrity and education. They belong to State Farm's roster of 19,000 insurance agents across the country.

  • Life Insurance

1570 South 1st Avenue, Iowa City, IA 52240
WebsiteLicense: 8292389

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
5.0 (3)

Why choose this provider?

Boyd Murray is an Iowa City-based State Farm insurance agent providing insurance products and services to families and individuals. He offers fully customized life insurance plans, bringing options for term, whole, and universal life coverage options. He also provides group life insurance policies for small businesses and specializes in insurance coverage for relocations and transfers. Additionally, Boyd is active in the community as a Youth Sports coach and a member of the Iowa City Area Chamber of Commerce.

  • Life Insurance
  • Health Insurance

24 Westside Drive, Iowa City, IA 52246
WebsiteLicense: 1270420

Expertise.com Rating

Review Sources

Google
4.9 (33)
Facebook
4.7 (22)
Yelp
2.5 (6)

Why choose this provider?

Relion Insurance Solutions is an independent insurance agency providing assistance to clients in Iowa City and other surrounding areas. It covers personal insurance policies, such as individual life, auto, individual health, and long-term care insurance to individuals. It also offers insurance policies to businesses such as risk management, workers' compensation, business owners' insurance, general liability, commercial umbrella, and group insurance plans. The company has been serving the community for more than 140 years.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Ellison Insurance Agency
132 East Main Street, Solon, IA 52333
Martin Agency Insurance Services, Inc.
102 E 3rd Street, West Liberty, IA 52776
AAA Iowa City
660 Eastbury Drive, Iowa City, IA 52245
Adam Schechinger
3284 Crosspark Road, Coralville, IA 52241
Boyd Murray
1570 South 1st Avenue, Iowa City, IA 52240
Relion Insurance Solutions
24 Westside Drive, Iowa City, IA 52246

FAQs

  • Is it impossible in Iowa City for senior citizens to get insurance?

    No, it is not impossible in Iowa City for senior citizens to get insurance. While premiums are usually higher the closer the applicant is to death, insurers offer options to lower the price of policies for the elderly. The coverage may be negotiated down to cover only funeral expenses, and the term may be shortened to cover only the likely period when death will occur.

  • What is the correlation between sex and insurance premiums in Iowa City?

    In Iowa City, it is usually cheaper to insure females rather than males. Insurers find men are likelier to die than women and will be charged higher premiums to compensate. Women will be charged less because they generally live longer, and there is a lower risk of an untimely passing before premiums have accumulated.

  • Why is it preferable in Iowa City to select term life over whole life insurance to cover a spouse's postgraduate studies?

    It is preferable in Iowa City to select term life over whole life insurance to cover a spouse's postgraduate studies because those studies take only a limited number of years. Whole life assurance is overkill since once the spouse graduates and has paid off the tuition, there is no more need for lifelong coverage.

  • In Iowa City, what is the appropriate life insurance product for a person who wishes to invest?

    In Iowa City, the appropriate product for a person who wishes to invest while getting life insurance is a variable universal life policy. These products are permanent and have cash value like a traditional whole-life option. But, the premiums are also applied to investments that can allow for potentially greater monetary growth.

  • Why should one in Iowa City get an insurance policy even if income is good?

    One in Iowa City should get a life insurance policy even if income is good because life is unpredictable, and there is no telling if the good times will keep on going. It is possible that the economy might dip or that the insured may lose the ability to earn as much. In either case, insurance should ideally be available to fill the monetary gaps.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...