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Best Life Insurance Companies in Gary, IN

Our Recommended Top 15

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Gary Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3348Reviewed

2014Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

615 West 3rd Street, Hobart, IN 46342
WebsiteLicense: 1659460

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Review Sources

Facebook
5.0 (15)
Google
4.8 (11)

Why choose this provider?

Bud Insurance Agency is a family-owned and family-operated company in the Gary area. The agency examines coverage options tailored for individuals, families, retired citizens, or small business owners. Its professionals assist with life insurance policies, automobile insurance policies, home insurance policies, and commercial insurance policies. The agency was established in 1967 and is also licensed to sell insurance in Illinois, Michigan, Arizona, and Iowa. Moreover, they can also accommodate Medicare Supplements, umbrella liability insurance, and IRA’s traditional and roth options.

  • Life Insurance

152 West Joliet Street, Crown Point, IN 46307
WebsiteLicense: 794273

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Review Sources

Facebook
5.0 (15)

Why choose this provider?

Rizo Insurance Agency has been serving Gary and its nearby areas for 16 years. The agency focuses on life insurance policies, including term life, whole life, universal life, and variable universal life insurance. Principals Steven Rizo and Jose Rizo currently manage the insurance agency. Steven graduated with a Bachelor's Degree in Business Administration and has 20 years of experience in the insurance industry. He also has experience in territory management, working as a Territory Sales Representative for two and a half years.

  • Life Insurance

7199 Broadway, Merrillville, IN 46410
WebsiteLicense: 2060480

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Google
4.0 (30)
Facebook
5.0 (6)

Why choose this provider?

Walter Cook Insurance Agency, Inc. is an independent agency that has been providing insurance products and services in Gary and throughout the state since 1949. Committed to helping families secure financial stability, it gives access to insurance products with personal and life coverage from multiple insurance companies. These include whole life, term life, and personal umbrella insurance. Its team also specializes in business, commercial, property, and car and truck insurance. The agents prioritize doing business face-to-face and offering personalized service.

  • Life Insurance

760 South Calumet Road, Chesterton, IN 46304
WebsiteLicense: 34752

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Review Sources

Facebook
5.0 (8)

Why choose this provider?

South Shore Insurance is a Chesterton-based insurance agency that serves clients in Gary. It offers life insurance and business life insurance coverage, which provides financial security to beneficiaries in the event of an unexpected illness, accident, or death. The agency also specializes in providing other types of insurance products that include auto, health, and commercial insurance. Agency owner, Christine J. Newton, has 21 years of experience as a licensed insurance agent. She handles insurance quotes based on the information provided by clients.

  • Life Insurance

4000 West Lincoln Highway, Merrillville, IN 46410
WebsiteLicense: 1336920

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Review Sources

Facebook
4.9 (17)

Why choose this provider?

Briggs Agency Inc. is a team of independent insurance professionals that serves the Gary area. Included in its line of products is life insurance, which can provide protection continuously or only for a certain period of time. The risk management specialists have access to various policies from providers such as Progressive, Auto-Owners, and Grange, allowing them to find suitable coverage for clients. Briggs Agency Inc. has been protecting individuals and businesses for more than seven decades.

  • Life Insurance

407 East Lincolnway, Valparaiso, IN 46383
WebsiteLicense: 1103541

Expertise.com Rating

Why choose this provider?

General Insurance Services is an independent insurance agency that has been serving the life insurance needs of Gary and its surrounding communities for more than 80 years. Its personal risk advisors have access to an extensive network of insurance carriers that offer term life and whole life insurance, both of which serving as a financial safety net to protect family members from financial burdens in case of untimely deaths. General Insurance Services also carry auto, health, and homeowners insurance.

  • Life Insurance
  • Health Insurance

554 Vale Park Road, Valparaiso, IN 46385
WebsiteLicense: 2251230

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Review Sources

Facebook
4.0 (5)

Why choose this provider?

RB Smith is an insurance brokerage in Valparaiso that serves clients in the Gary metro. The company is headed by Dan Wilburn, a certified financial planner (CFP) and registered securities principal. He leads a team of fellow CFPs and FINRA-licensed brokers that offer life insurance products specifically crafted for seniors. Some of these products include long-term care plans, retirement planning, legacy planning, estate planning, and educational planning. RB Smith also offers tailored services for personal financial planning.

  • Health Insurance
  • Long Term Care

400 North Main Street, Crown Point, IN 46307
WebsiteLicense: 669546

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Review Sources

Facebook
4.3 (8)

Why choose this provider?

Shirer Insurance Services provides life insurance assistance to its clients in Gary and the neighboring areas. The local business offers insurance plans that match the clients' individual financial goals and needs. Its agents shop for life insurance programs and recommend plans that pay for burial costs, debts, and children's education fees. They also help individuals to prepare for the future and raise their premiums. Owners Troy Shirer and Mari Shirer have been securing insurance plans on behalf of their clients since 1992.

  • Life Insurance

8750 Broadway, Merrillville, IN 46410
WebsiteLicense: 1938030

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Review Sources

Google
5.0 (1)

Why choose this provider?

Founded by Walter Pickart in 1919, Pickart Insurance Agency, Inc., is a third-generation insurance company that caters to individuals, families, and businesses in Gary. It offers life insurance policies to protect the clients' families from financial burdens. The agency also handles long-term care protection and business insurance coverages. Moreover, travel insurance plans, which cover medical and dental expenses, repatriation, and daily indemnity, are also available. Its owner, David V. Pickart, has been educating clients and designing financial strategies since 1977.

  • Life Insurance
  • Health Insurance
  • Group Plans

2824 173rd Street, Hammond, IN 46323
WebsiteLicense: 884843

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Review Sources

Facebook
4.0 (49)
Yelp
4.0 (8)

Why choose this provider?

Jeff Tucker is a State Farm insurance agent serving the Gary area. He opened his State Farm agency in December 2013. Jeff and his team aim to make sure clients understand their insurance coverage which can cover home insurance, auto insurance, business insurance, and life insurance. Other services he offers include banking, mutual funds, and annuities. He and his family like staying close to the local community, as it gives them the opportunity to stick with their roots.

  • Life Insurance

6730 Central Avenue, Portage, IN 46368
WebsiteLicense: 795556

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Google
4.5 (39)
Facebook
5.0 (3)

Why choose this provider?

Samuelson Insurance Agency is a family- and veteran-owned life insurance company serving clients located in Gary and its surrounding areas. It provides a wide range of options for life insurance, including term, whole, and universal life policies. Insurance packages for homeowners, business owners, condominiums, vehicles, and classic cars are also available. One of its insurance carriers is Erie Insurance. Samuelson Insurance Agency has been providing insurance solutions to the community for more than 95 years.

  • Life Insurance

200 West 84th Drive, Merrillville, IN 46410
WebsiteLicense: 2819290

Expertise.com Rating

Why choose this provider?

Airey Financial Group is an insurance and risk management company that serves residential and commercial clients in Gary and the surrounding areas. It offers a diverse range of insurance products and services, such as life and long-term care insurance, retirement planning programs, and disability income insurance. The firm employs a team of professionals who are capable of devising simple and effective strategies to assist clients in achieving their financial objectives. Airey Financial Group also serves as a general insurance agency for OneAmerica.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

209 Morthland Drive, Valparaiso, IN 46383
WebsiteLicense: 867571

Expertise.com Rating

Review Sources

Google
4.9 (7)
Facebook
3.0 (7)

Why choose this provider?

Founded in 2011, Payne Financial Solutions is an insurance and financial firm serving clients in various locations, including Gary. Its agents help their customers leave a legacy with a variety of life insurance options, which can be used to pay for final expenses, create an inheritance, and make charitable contributions. They also assist clients in planning their finances and retirement. The agency's president and owner, Paul Payne, has been in the wealth planning and life insurance industry for almost two decades.

  • Life Insurance

155 South Calumet Road, Chesterton, IN 46304
WebsiteLicense: 2133720

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Anton Insurance is an independent agency that provides insurance solutions to clients in Gary and the surrounding locations. It comprises insurance professionals who have more than 300 years of combined industry experience. They are equipped with product knowledge by attending continuing education courses regularly that cover the latest issues in the insurance field. They offer life insurance options for individuals, groups, and corporate clients. Additionally, Anton Insurance has other insurance products, including disability, dental and vision, short-term health, and partially self-funded programs.

  • Life Insurance
  • Health Insurance

915 North Vigo Street, Gary, IN 46403
WebsiteLicense: 581631

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Lakeshore Health Insurance Brokers is an independent company that focuses on health insurance and life insurance. The company was started 11 years ago by the principal, Diane Kania, and serves clients in Gary. She is a specialist in life insurance policies, health insurance policies, and accident insurance policies. The company can also assist in coverages of short-term and long-term medical, HSA-compatible plans, Medicare supplements and advantage plans, voluntary or supplemental income health benefits, and different types of life insurance plans. Diane is also licensed to perform in Illinois, Michigan, Colorado, and Florida.

  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Bud Insurance Agency
615 West 3rd Street, Hobart, IN 46342
Rizo Insurance Agency, LLC
152 West Joliet Street, Crown Point, IN 46307
Walter Cook Insurance Agency, Inc.
7199 Broadway, Merrillville, IN 46410
South Shore Insurance
760 South Calumet Road, Chesterton, IN 46304
Briggs Agency Inc.
4000 West Lincoln Highway, Merrillville, IN 46410
General Insurance Services
407 East Lincolnway, Valparaiso, IN 46383
RB Smith
554 Vale Park Road, Valparaiso, IN 46385
Shirer Insurance Services
400 North Main Street, Crown Point, IN 46307
Pickart Insurance Agency, Inc.
8750 Broadway, Merrillville, IN 46410
Jeff Tucker
2824 173rd Street, Hammond, IN 46323
Samuelson Insurance Agency
6730 Central Avenue, Portage, IN 46368
Airey Financial Group
200 West 84th Drive, Merrillville, IN 46410
Payne Financial Solutions
209 Morthland Drive, Valparaiso, IN 46383
Anton Insurance
155 South Calumet Road, Chesterton, IN 46304
Lakeshore Health Insurance Brokers
915 North Vigo Street, Gary, IN 46403

FAQs

  • How long does a policyholder in Gary have to make a late payment before their life insurance policy gets canceled?

    According to Indiana law, a life insurance policyholder generally has 30 days after the due date of their premium to make a late payment before their insurance policy is canceled. The grace period for life insurance refers to the amount of time a policyholder has after the premium is due to make a premium payment without coverage lapse.

  • What factors should you consider when choosing a life insurance in Gary?

    When selecting a life insurance policy in Gary, you should consider your ongoing financial needs, such as monthly costs, daycare expenses, and retirement costs, as well as any immediate needs at the time of death, such as estate taxes, final illness costs, and burial expenses. You may also need to consider your funds for a readjustment period in order to cover readjustment costs.

  • Is your life insurance protected when your insurance company goes out of business in Gary?

    Yes, even when your insurance company in Gary goes out of business, your life insurance policy is protected by the state of Indiana. The amount of death benefits covered by the Indiana Life and Health Insurance Guaranty Association is up to $300,000 and up to $100,000 for lost cash surrender.

  • What are the living benefits of life insurance in Gary?

    A life insurance policy in Gary can provide living benefits for terminal illness, chronic illness, critical illness, and long-term care. These living benefits provide financial assistance to policyholders by providing a cash value to supplement their income, a reduced paid-up life insurance policy, and accelerated death benefits in the event of a chronic illness.

  • How much life insurance do you need to have to protect your family in Gary?

    To determine how much life insurance coverage you will need to protect your family, consider your family's future needs, the desired outcome for them in the event of the unexpected, and the premium amount you are willing to pay. Life insurance can help you ensure that your spouse will not face financial difficulties and that your children will be able to attend college after they graduate from high school.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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