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Best Life Insurance Companies in Fort Wayne, IN

Our Recommended Top 18

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Our goal is to connect people with the best local professionals. We scored Fort Wayne Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

11159Reviewed

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18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1731 Ruskin Ct, Fort Wayne, IN 46825

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5.0 (4)

Why choose this provider?

Brady Benefits & Associates in Fort Wayne offers life and health insurance coverage for the local market. It primarily serves employers and employees with group benefits, including group health, life, dental, vision, and long-term disability. Other areas of focus include accident insurance coverage, critical illness, sickness, and short-term disability. Some of the top national carriers Brady Benefits & Associates works with include UnitedHealthcare, Consumers Life Insurance Company, ASR Health Benefits, and Cigna.

3609 Lake Ave, Fort Wayne, IN 46805

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5.0 (55)

Why choose this provider?

Health Insurance Shop Inc. is a life insurance company in Fort Wayne that sells several types of insurance. Founded in 1981, this independent insurance agency offers a host of insurance products, including life insurance for individuals and family in both whole life and temporary, or term, life formats. Its health insurance offerings include individual health plans, group health coverage, short-term major medical, Medicare plans and supplements, and individual dental and vision coverage plans.

112 West Main Street, Albion, IN 46701
WebsiteLicense: 37425

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4.0 (42)
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5.0 (1)

Why choose this provider?

Black & Ramer Insurance offers life insurance plans to individuals and families in Fort Wayne and the surrounding communities. Established in 2005, Black & Ramer Insurance specializes in three types of life insurance policies which include whole, universal, and term life insurance. Clients can get a life insurance quote by filling out the online form on the company's website. They can also discuss their options personally with an agent by visiting the agency's office in Kendallville or Albion.

  • Life Insurance

114 2nd Street, Roanoke, IN 46783
WebsiteLicense: 537484

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5.0 (5)
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4.0 (3)

Why choose this provider?

Imel Insurance Agency is a local and family-owned business serving residents in Fort Wayne and the surrounding areas. It is an independent insurance brokerage offering term and permanent life insurance policies. Similarly, its team of insurance agents helps insure personal properties like automobiles, boats, motorcycles, homes, businesses, and farms. In addition, the company provides insurance for pets. Imel Insurance Agency marked its 50 years of service to the community and aims to build lasting client relationships.

  • Life Insurance

4105 W Jefferson Blvd, Fort Wayne, IN 46804

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5.0 (3)
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5.0 (1)

Why choose this provider?

Amstutz Insurance is a life insurance agency in Fort Wayne. Founded in 1939, this family-run business is an independent insurance company with more than 80 years of industry expertise. It offers conventional life insurance for families and individuals, and it works with top companies across the nation to get customers the health insurance plans they need. Its agents help clients access their needs to find the right provider, coverage type, copayment, and deductible, from comprehensive to basic policies.

6058 East State Boulevard, Fort Wayne, IN 46815
WebsiteLicense: 2079700

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5.0 (146)
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5.0 (24)

Why choose this provider?

Ovation Insurance is a Fort Wayne agency that offers life insurance plans in both Indiana and Ohio. The agency is a good choice for policyholders who want to choose from multiple carriers to find one that fits their needs. The team's personal lines specialist is Amanda Stoller, who has been selected as Indiana's Outstanding CSR of the Year 2018 by the National Alliance for Insurance Education and Research. She prefers working with smaller carriers with which she has built close relationships.

  • Life Insurance

215 Airport North Office Park, Fort Wayne, IN 46825

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5.0 (28)
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5.0 (13)

Why choose this provider?

In business for more than 36 years, Hartman Insurance Services serves the insurance needs of Fort Wayne, with life and health insurance among its specialties. This independent agency's goal is to empower its clients to make informed decisions when buying health and life insurance. The agency sells conventional life insurance, and it offers a host of medical plans, including short-term medical, Part D coverage, major medical/ACA, Medicare Advantage plans, and dental/vision/hearing plans.

22335 Main St, Woodburn, IN 46797

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4.5 (8)
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5.0 (1)

Why choose this provider?

AE Wegmann Agency helps Fort Wayne customers navigate the complexities of the life insurance marketplace. Founded in 1962, this family-owned independent insurance agency provides comprehensive insurance solutions from an array of nationally known carriers. Its goal is to help clients get the best possible coverage for their budgets while providing personalized service and helping handle any claims or policy service. In addition to life insurance coverage, the agency also helps customers find auto, home, and business insurance.

9726 Saint Joseph St # SR1, Leo, IN 46765

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5.0 (3)

Why choose this provider?

Runestad Financial Services offers its insurance industry expertise to customers in Fort Wayne. Ric Runestad has more than a quarter-century in the insurance sector and is a member of the Million Dollar Round table. The agency offers a complete line of life and health products, including individual health and dental coverage, vision insurance, disability insurance, prescription drug coverage, and Medicare supplement and Advantage plans. Additionally, the agency offers retirement income and wealth management services.

4324 Flagstaff Cove, Fort Wayne, IN 46815
WebsiteLicense: 2062650

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4.0 (5)
Facebook
3.7 (3)

Why choose this provider?

Masters Insurance is a life insurance company that serves clients from Fort Wayne and its surrounding areas. The firm provides a wide range of life insurance options such as term, whole, and universal with an aim to ensure financial security in case of an unexpected event. It offers other insurance policies available for businesses, homes, and vehicles. The company was founded by Michael Masters in 1996. Some of its insurance carriers include Standard Mutual, United of Omaha, and Anthem.

  • Life Insurance

1028 West Cook Road, Fort Wayne, IN 46825
WebsiteLicense: 27816

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4.0 (8)

Why choose this provider?

Based in Fort Wayne, Ball Group, Inc., provides life insurance packages that include death benefits and policy face values. For more than 30 years, it has been extending its expertise in the insurance field by offering insurance plans for auto, homes, and churches. It works with various carriers like Progressive, Safeco, and Travelers in insuring clients and attending to their insurance-related concerns. Its team of professionals is experienced in writing policies for individuals and businesses,

  • Life Insurance

7011 Stellhorn Road, Fort Wayne, IN 46815
WebsiteLicense: 31736

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4.0 (33)
Facebook
5.0 (2)

Why choose this provider?

Hupe Insurance Services is an independent insurance agency that provides insurance services to residents and businesses of Fort Wayne and surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like universal life insurance, term life insurance, whole life insurance, term life with return of premium benefit, and life with disability insurance. Additionally, it provides business packages like property insurance and excess liability insurance. Roger Hupe founded it in 1981.

  • Life Insurance

6500 E State Blvd, Fort Wayne, IN 46815

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4.9 (25)
Google
5.0 (1)

Why choose this provider?

Mitson Insurance Agency is a life insurance agency in Fort Wayne that offers both term and permanent, whole life insurance policies. It offers quotes via its website or in person at its physical location. Some of the carriers for which this independent agency connects customers include The Hartford, Foremost Insurance Group, and Safeco Insurance. In addition to life insurance, Mitson Insurance Agency offers health insurance, disability insurance, and long-term care insurance policies.

10600 Hosler Road, Leo, IN 46765
WebsiteLicense: 1387750

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4.0 (9)
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4.5 (8)
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5.0 (1)

Why choose this provider?

Hoch Insurance is a full-service and privately held insurance brokerage serving the Fort Wayne area. Since 1967, it has been working with individuals and businesses for their insurance needs. The company's agents discuss life insurance options and help clients decide whether a term, whole, or universal life insurance is right for them. Its team can also find insurance coverages for homes, automobiles, and businesses. In addition, 401(k) plans and wealth management services are available through its subsidiary, Hoch Financial.

  • Life Insurance

217 East Washington Center Road, Fort Wayne, IN 46825
WebsiteLicense: 31752

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4.0 (17)
Facebook
5.0 (7)

Why choose this provider?

Headquartered in Fort Wayne, Lederman Insurance, Inc is an independent insurance agency that provides insurance services to individuals, families, and businesses in Fort Wayne and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like term life insurance, whole life insurance, and final expense insurance. Additionally, it provides additional insurance packages like business vehicle insurance, motorcycle insurance, rental properties’ insurance, business vehicle insurance, vacant homes insurance, and rental property insurance.

  • Life Insurance

105 Fisher Avenue, Van Wert, OH 45891
WebsiteLicense: 3186327

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5.0 (4)

Why choose this provider?

Merkle Insurance Agency is an independent company that has been serving Fort Wayne and the surrounding area since 1976. It provides different types of life insurance products for individuals, families, and businesses. These include burial insurance, first step, select choice term series, select choice juvenile whole life, and universal life insurance. Its agents also assist clients through individual retirement accounts, preferred choice annuity series, and the income protector policy. Moreover, the family-owned business works with various carriers, such as ING and Travelers.

  • Life Insurance

10729 Coldwater Rd Ste 100, Fort Wayne, IN 46845

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5.0 (11)
Google
5.0 (5)

Why choose this provider?

Traxler Insurance helps Fort Wayne customers find the right life and health insurance plans for their needs and their particular situations. This local independent agency helps customers compare quotes with top companies to get rates that are fair and competitive when shopping for life and health policies. Other policy types available include home, auto, boat, RV, business, and specialty coverage. The agency is a member of the Professional Insurance Agents of Indiana (PIA).

9602 Coldwater Road, Fort Wayne, IN 46825
WebsiteLicense: 1436430

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5.0 (146)
Facebook
5.0 (60)
Yelp
1.0 (1)

Why choose this provider?

Colligan & Company, Inc., has been serving Fort Wayne and its nearby communities since 1929. The locally owned firm works with multiple insurance carriers, including Westfield and Nationwide, to provide custom life, home, auto, or business insurance policies. Its agents carry term life insurance plans and help clients determine suitable coverage amounts. Colligan & Company, Inc., also offers privacy breach liability insurance. Partner Jeremy Hyde has been in the insurance industry since 2005 and has been with the agency since 2016.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Brady Benefits & Associates
1731 Ruskin Ct, Fort Wayne, IN 46825
Health Insurance Shop, Inc.
3609 Lake Ave, Fort Wayne, IN 46805
Black & Ramer Insurance
112 West Main Street, Albion, IN 46701
Imel Insurance Agency
114 2nd Street, Roanoke, IN 46783
Amstutz Insurance
4105 W Jefferson Blvd, Fort Wayne, IN 46804
Ovation Insurance
6058 East State Boulevard, Fort Wayne, IN 46815
Hartman Insurance Services
215 Airport North Office Park, Fort Wayne, IN 46825
AE Wegmann Agency
22335 Main St, Woodburn, IN 46797
Runestad Financial Services
9726 Saint Joseph St # SR1, Leo, IN 46765
Masters Insurance
4324 Flagstaff Cove, Fort Wayne, IN 46815
Ball Group Inc
1028 West Cook Road, Fort Wayne, IN 46825
Hupe Insurance Services
7011 Stellhorn Road, Fort Wayne, IN 46815
Mitson Insurance Agency
6500 E State Blvd, Fort Wayne, IN 46815
Hoch Insurance
10600 Hosler Road, Leo, IN 46765
Lederman Insurance, Inc
217 East Washington Center Road, Fort Wayne, IN 46825
Merkle Insurance Agency
105 Fisher Avenue, Van Wert, OH 45891
Traxler Insurance
10729 Coldwater Rd Ste 100, Fort Wayne, IN 46845
Colligan & Company, Inc.
9602 Coldwater Road, Fort Wayne, IN 46825

FAQs

  • What optional riders are available for life insurance policies in Fort Wayne?

    In Fort Wayne, life insurance policies can be customized and improved by incorporating various riders, including the accidental death benefit rider. This supplemental coverage offers an upfront payout of a portion of the policy's death benefit in the case of a terminal illness. Additionally, there is the waiver of premium rider, which provides level-term insurance coverage for the policy owner's children.

  • Why should Fort Wayne residents purchase life insurance?

    Residents of Fort Wayne are encouraged to invest in life insurance to protect their families from potential financial hardships in the event of an unexpected demise. Another compelling rationale for purchasing life insurance pertains to the city's average life expectancy of 77.3 years, which is slightly below the national average of 78.5 years. Younger and healthier individuals should also consider getting life insurance, as it is more cost-effective within their age bracket.

  • Is it true that Fort Wayne residents cannot obtain life insurance once they reach a specific age if they currently lack coverage?

    No, because residents of Fort Wayne can purchase life insurance policies at any stage of their lives. Numerous insurance providers within the city offer affordable policy options that meet the specific insurance needs and financial constraints of individuals. Eligibility for life insurance is typically based on the applicant's age, health status, and the policies set forth by the insurance carrier.

  • Is the death benefit from a life insurance policy taxable in Fort Wayne?

    No, the death benefit from a life insurance policy in Fort Wayne goes to beneficiaries tax-free. Any amount exceeding this death benefit, owing to accrued interest, will be subject to taxation at the prevailing interest rates. However, if the value of the life insurance policy is included in the gross estate and exceeds the federal estate exemption limits, it could be subject to a tax rate of 40%.

  • What factors should Fort Wayne-based pilots take into account when selecting life insurance?

    Fort Wayne-based pilots seeking life insurance must explore policies that provide comprehensive coverage for aviation-related risks. Additionally, they should assess outstanding debts, future financial obligations, and the requirements of their beneficiaries. It is also important for applicants to select a carrier with expertise in underwriting policies tailored for pilots and a proven history of promptly processing claims.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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