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2025

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Best Life Insurance Companies in Carmel, IN

Our Recommended Top 19

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Carmel life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3947Reviewed

2375Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Carmel
160 West Carmel Drive, Carmel, IN 46032
Visit WebsiteLicense: 3617236

Expertise.com Rating

Review Sources

Google
5.0 (43)

Why choose this provider?

GJ Insurance Group is a life insurance company based in Carmel that also offers coverage for all insurance cases that most insurance companies refuse to cover. Their wide offering of products from home, auto, life, and business provide coverage for any circumstance unique to a client and specific to what the client needs. They also offer personalized guidance to help any client determine clarity on the needed insurance and ensure that benefits go above and beyond the coverage provided.

  • Life Insurance

Best Life Insurance Companies Serving Carmel
7007 Graham Road, Indianapolis, IN 46220
Visit WebsiteLicense: 845061

Expertise.com Rating

Review Sources

Google
4.6 (27)

Why choose this provider?

Locally owned Binford Insurance offers services to clients in Carmel, Indianapolis, and surrounding areas. It specializes in life insurance that provides financial benefits to dependents. Families and individuals can also avail themselves of insurance options for auto, motorcycles, homeowners, renters, and flood damage. Additionally, Binford Insurance provides businesses with options on general liability, commercial vehicles, workers' compensation, and equipment breakdowns. The agency represents and works with multiple insurance carriers including Foremost, Kemper, Safeco, Secura, Travelers, and West Bend.

  • Life Insurance

Best Life Insurance Companies Serving Carmel
2680 East Main Street, Plainfield, IN 46168
Visit WebsiteLicense: 3261272

Expertise.com Rating

Review Sources

Google
5.0 (52)
Facebook
5.0 (3)

Why choose this provider?

Gill Insurance Advisors specializes in providing clients in Carmel with life, auto, and business insurance. The company's independent agents also assist consumers in purchasing customized policies to cover rental property expenses, motorcycle theft and accidents, as well as commercial insurance for employees. They have partnered with Liberty Mutual, Berkshire Hathaway GUARD Insurance Companies, and Encompass to deliver its insurance products. Gill Insurance Advisors extends its services to multiple states, including Alabama, Florida, and Georgia.

  • Life Insurance

Best Life Insurance Companies Serving Carmel
150 East Alto Road, Kokomo, IN 46902
Visit WebsiteLicense: 33684

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (3)

Why choose this provider?

Hobson Insurance Agency is a locally owned insurance agency that has been providing customized insurance products to clients in the Carmel area for 40 years. Its life insurance products include term and permanent insurance. It offers long-term care and disability insurance, as well as fee-for-service and managed care health insurance policies. Hobson Insurance Agency also provides insurance for auto, power sports, and recreational vehicles. Home and farm insurance, as well as coverage for businesses, are also available.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Carmel
12407 Old Meridian Street, Carmel, IN 46032
Visit WebsiteLicense: 685138

Expertise.com Rating

Review Sources

Google
5.0 (156)
Facebook
4.0 (48)
Yelp
5.0 (1)

Why choose this provider?

Andrew Kennedy is a State Farm insurance agent who has been with the company since 2012. He services clients around the Carmel area as well as its neighboring communities and helps them secure life insurance plans that fit their current needs and goals. He assists in all aspects of life insurance planning, from selecting the right policy, requesting policy changes, and filing insurance claims. Aside from life insurance, he also helps with property, home, auto, and health insurance plans.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Carmel
20222 Hague Road, Noblesville, IN 46062
Visit WebsiteLicense: 881630

Expertise.com Rating

Review Sources

Yelp
4.0 (18)
Facebook
5.0 (1)

Why choose this provider?

Gordon Insurance is a family-owned and operated insurance agency that has been serving clients in Carmel and other areas for more than 20 years. The independent company offers a diverse range of insurance products, which include home insurance, business insurance, and life insurance from various carriers. In the event of death, life insurance can provide financial protection against education expenses or retirement. Gordon Insurance also offers coverage for safe retirement annuities and consultants.

  • Life Insurance

Best Life Insurance Companies Serving Carmel
6329 Hollister Drive, Indianapolis, IN 46222
Visit WebsiteLicense: 1871780

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (3)

Why choose this provider?

McClain Matthews Insurance started its operation in 1948. This family-owned insurance agency caters to clients in Carmel and nearby areas. The agency provides individual life policies under its personal insurance products. Its other policies cover flood, personal umbrella, individual health, and business insurances. The company works with other insurance companies to cater to clients' insurance needs. Clients may get quotations and process claims on its website. Karl P. Buetow, its owner, has over 35 years of experience in the industry.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Carmel
8001 South Meridian Street, Indianapolis, IN 46217
Visit WebsiteLicense: 557920

Expertise.com Rating

Review Sources

Google
4.8 (6)
Facebook
5.0 (1)

Why choose this provider?

Founded in 2009, Family Source Insurance is a family-owned and independent insurance agency that partners with different carriers to provide insurance coverage for life, vehicles, properties, and businesses in Carmel. The agency helps clients choose from different terms for life insurance, such as term and permanent life, and handles other policies, such as health, workers' compensation, and liability insurance. Its list of insurance carriers includes MetLife and The Hartford Financial Services Group, Inc.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Carmel
14843 Sulky Way, Carmel, IN 46032
Visit WebsiteLicense: 3338026

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Zeitler Financial is an insurance brokerage that serves individuals and businesses in Carmel. It offers a range of life insurance policies, including permanent and term life coverage, indexed annuities, mortgage protection, and children's benefits. Additionally, it provides home, automobile, and business insurance. Health, dental, and critical illness policies are also available. Its founder, Steve Zeitler, has been in the financial industry for more than 16 years. He specializes in life and health insurance and can offer shared health plans to interested clients nationwide.

  • Life Insurance

Best Life Insurance Companies Serving Carmel
450 East 96th Street, Indianapolis, IN 46240
Visit WebsiteLicense: 714316

Expertise.com Rating

Review Sources

Google
5.0 (32)

Why choose this provider?

Hoosier Insurance Group helps the residents of Carmel explore their life insurance options. The company works with diverse insurance carriers, including Progressive, Travelers, and MetLife, to offer custom life insurance policies. It also provides coverage packages for automobiles, homes, off-road vehicles, renters, and motorcycles. Moreover, it carries commercial insurance solutions. Hoosier Insurance Group has been in the industry since 2010. Owner Nick Hazlett worked as an agent for Liberty Mutual Insurance's personal insurance lines prior to founding the company.

  • Life Insurance
  • Health Insurance
  • Long Term Care

Best Life Insurance Companies Serving Carmel
7050 East 116th Street, Fishers, IN 46038
Visit WebsiteLicense: 35780

Expertise.com Rating

Review Sources

Google
5.0 (94)
Facebook
5.0 (28)

Why choose this provider?

Priority Risk Management Inc. is an independent insurance company operating in Carmel. The firm provides an extensive range of personal and commercial insurance plans, including life insurance. Its advisors assess the needs of their clients and help them determine whether term life or permanent life insurance suits their financial situation. The firm's life insurance offerings can cover final expenses, estate taxes, inheritance, and charitable donations. Headquartered in Fishers, the company has been serving individuals and businesses since 2005.

  • Life Insurance

Best Life Insurance Companies Serving Carmel
70 East 91st Street, Indianapolis, IN 46240
Visit WebsiteLicense: 1270630

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (2)

Why choose this provider?

Central Insurance Associates is a full-service brokerage that assists Carmel individuals and businesses in several areas, including final expense insurance, an alternative to traditional life insurance that provides financing to policyholders' families within 24-48 hours. Moreover, the independent agents furnish mortgage protection and individual life insurance policies. They access plans from different carriers like Auto-Owners and Progressive. Central Insurance Associates was founded in 1948 by Ralph L. Cleveland, Jr., one of the Professional Insurance Agents Association of Indiana's founding members.

  • Life Insurance

Best Life Insurance Companies Serving Carmel
8604 Allisonville Road, Indianapolis, IN 46250
Visit WebsiteLicense: 1611690

Expertise.com Rating

Review Sources

Google
4.0 (6)
Facebook
5.0 (4)

Why choose this provider?

A.I King Insurance Agency is an independent company that provides insurance products and services to individuals, families, and businesses in the Carmel metro. It is a life insurance service provider that offers term, whole, and universal coverages. The company's agents also help clients acquire final expense, mortgage protection, and fixed annuity insurance. Moreover, A.I King Insurance Agency handles other personal and business policies, such as homeowners', health, workers' compensation, general liability, and commercial property insurance.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Carmel
7202 Shadeland Avenue, Indianapolis, IN 46250
Visit WebsiteLicense: 647012

Expertise.com Rating

Review Sources

Google
5.0 (195)
Facebook
4.0 (56)

Why choose this provider?

Wenclewicz Insurance is an independent agency serving individuals, families, and businesses in Carmel and its surrounding metros. It simplifies the process of obtaining life insurance and creates personalized plans for its clients. Its team of agents has experience and expertise in offering both term and whole life insurance and provides advice on choosing the most suitable policies. The company has access to various life insurance carriers and assists in claims processing, as well as switching carriers or policies.

  • Life Insurance

Best Life Insurance Companies Serving Carmel
67 East Garner Road, Brownsburg, IN 46112
Visit WebsiteLicense: 2586420

Expertise.com Rating

Why choose this provider?

Michael Haboush, CFP, CRPC, LUTCF, is a life insurance agent serving clients in Carmel and the surrounding areas. He works for the Signature Financial Group, LLC, which caters to individuals and businesses. Michael connects clients with various life insurance options, such as term life and permanent life. He holds Certified Financial Planner and a Chartered Retirement Planning Counselor designations. At the heart of his service, Mihchael aims to help clients achieve their financial goals and objectives.

  • Life Insurance

Best Life Insurance Companies Serving Carmel
432 East Southway Boulevard, Kokomo, IN 46902
Visit WebsiteLicense: 726635

Expertise.com Rating

Why choose this provider?

Life Professionals is an insurance agency that serves clients in Carmel. It offers various types of life insurance policies, including guaranteed universal life, indexed universal life, and term life insurance. The agency also provides other insurance products that include annuities and health insurance for older people. Life Professionals has partnered with several insurance companies, including AIG, Allianz, and American National, which allows it to offer a wide range of insurance coverage options. It has been active in the insurance industry since 1998.

  • Individual Plans
  • Life Insurance

Best Life Insurance Companies Serving Carmel
935 Indiana 25, Carmel, IN 47909
Visit WebsiteLicense: 1820100

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (10)

Why choose this provider?

Reese Insurance Agency is an independent insurance agency based in Lafayette. It serves individuals, families, and businesses in Carmel and the surrounding areas. Established in 2013 by Peggy Reese, the agency works with different insurance carriers and searches through different policies to find products that suit their clients' needs. It offers life insurance products, including term, whole, and universal life. Additionally, it provides other products like personal and business insurance. Peggy has over three decades of insurance experience.

  • Life Insurance

Best Life Insurance Companies Serving Carmel
440 Massachusetts Avenue, Indianapolis, IN 46204
Visit WebsiteLicense: 3072520

Expertise.com Rating

Review Sources

Google
4.6 (22)
Facebook
3.0 (3)

Why choose this provider?

Ross Whitfield is an insurance agent with State Farm, serving clients in the Carmel area. He provides life and health insurance options, as well as coverage for auto and home properties. He can also provide insurance products for businesses and commercial clients. Additionally, assistance with banking, annuities, and mutual funds are also offered by his team. Whitfield has been in the insurance industry for over 15 years. He is also affiliated with Riley Area Development Corp. as a board of directors member.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Carmel
14801 Market Center Drive, Carmel, IN 46033
Visit WebsiteLicense: 565726

Expertise.com Rating

Review Sources

Google
4.0 (32)
Facebook
5.0 (21)

Why choose this provider?

Melissa Lopez Hittle is the principal agent and owner of Hittle Insurance and Personal & Business Solutions. She founded the company in 2010 and has since served the insurance needs of Carmel and other surrounding areas. It maintains partnerships with various carriers and provides the coverage program that fits the needs of its clients. Its life insurance product line includes term, universal life, variable universal life, and whole life policies. The agency can also communicate in Spanish and Portuguese.

  • Life Insurance
  • Permanent Life Insurance Policy

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
GJ Insurance Group
160 West Carmel Drive, Carmel, IN 46032
Binford Insurance
7007 Graham Road, Indianapolis, IN 46220
Gill Insurance Advisors
2680 East Main Street, Plainfield, IN 46168
Hobson Insurance Agency
150 East Alto Road, Kokomo, IN 46902
Andrew Kennedy
12407 Old Meridian Street, Carmel, IN 46032
Gordon Insurance
20222 Hague Road, Noblesville, IN 46062
Mcclain Matthews Insurance
6329 Hollister Drive, Indianapolis, IN 46222
Family Source Insurance
8001 South Meridian Street, Indianapolis, IN 46217
Zeitler Financial
14843 Sulky Way, Carmel, IN 46032
Hoosier Insurance Group
450 East 96th Street, Indianapolis, IN 46240
Priority Risk Management
7050 East 116th Street, Fishers, IN 46038
Central Insurance Associates
70 East 91st Street, Indianapolis, IN 46240
A.I. King Insurance Agency
8604 Allisonville Road, Indianapolis, IN 46250
Wenclewicz Insurance
7202 Shadeland Avenue, Indianapolis, IN 46250
Michael Haboush CFP, CRPC, LUTCF
67 East Garner Road, Brownsburg, IN 46112
Life Professionals
432 East Southway Boulevard, Kokomo, IN 46902
Reese Insurance Agency
935 Indiana 25, Carmel, IN 47909
Ross Whitfield
440 Massachusetts Avenue, Indianapolis, IN 46204
Melissa Lopez Hittle
14801 Market Center Drive, Carmel, IN 46033

Carmel, IN Life Insurance FAQs

  • Can mortgage protection coverage be added to life insurance in Carmel?

    Yes, policyholders are allowed to add mortgage protection coverage to their life insurance in Carmel. They can use the cash value of the insurance to pay off mortgages. Just like other life insurance policies, in the event of the insured individual's death, carriers will give the death benefits to the beneficiaries.

  • What is covered by final expense insurance in Carmel?

    Final expense insurance in Carmel protects loved ones from out-of-pocket expenses due to policyholders' death. This insurance covers funeral costs, including memorial cards, death certificates, flowers, burial plots, caskets, and headstones. It also pays for housing expenses, burial service or cremation, funeral home rental, and transportation.

  • Why should policyholders consider acquiring long-term care coverage in Carmel?

    Policyholders should consider acquiring or adding long-term care coverage to their life insurance in Carmel because their health insurance may not be enough to cover their medical expenses. For instance, this type of insurance can be used by individuals with Alzheimer's disease to pay for facility, home, and community living care expenses.

  • How does employer-sponsored life insurance affect employees in Carmel?

    Employer-sponsored life insurance in Carmel allows employees to enjoy low federal income tax-deductible premiums, which protect them from financial losses in case of unexpected events. It also provides financial security, boosts employees' morale and loyalty, and reduces employee turnover. Because of this, companies do not have to spend more money on training and hiring expenses.

  • When looking for a life insurance agent in Carmel, what should you look for?

    When looking for a life insurance agent in Carmel, you should determine whether the professional is licensed to offer insurance in Indiana and if they are registered with the National Association of Securities Dealers. You are also advised to work with agents with professional designations like Life Underwriter Training Council Fellow and Chartered Life Underwriter.

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