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2025

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Best Life Insurance Companies in Indiana

Our Recommended Top 12

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Indiana life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

301402Reviewed

180846Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Indiana
Indiana

Expertise.com Rating

Review Sources

Google
5.0 (24)
Facebook
4.8 (14)

Why choose this provider?

Wize Insurance & Risk Management caters to customers in Indiana who require life insurance policies. These plans include term and life-long coverage options to cushion the impact of grave injury or death on the insured party's beneficiaries and family. Non-life products are available, ranging from automobile to general liability claims protection. The company has been operating for two decades. It delivers insurance contracts in partnership with known names such as Progressive, Nationwide, Erie Insurance, and Travelers.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Indiana
Indiana

Expertise.com Rating

Review Sources

Google
4.9 (36)
Facebook
5.0 (33)

Why choose this provider?

Copas Insurance Agency has been serving Indiana since 2009. The agency offers life insurance coverage that covers child care and education, loan balances, funeral expenses, unpaid medical bills, and probate fees. Clients can also open a life insurance plan as a present to their children and grandchildren. The agency has access to multiple insurance providers to find the policy that suits the customer's specific needs and requirements. It also donates to events and functions that benefit the local church and organizations like the Special Olympics.

  • Long Term Care

Best Life Insurance Companies Serving Indiana
Indiana

Expertise.com Rating

Review Sources

Google
4.9 (12)
Facebook
5.0 (12)

Why choose this provider?

Indiana Insurance Solutions is an independently owned and operated full-service agency that serves individuals, families, and businesses throughout the metro. It offers different types of individual life insurance policies, including term and permanent life insurance. These plans help cover final expenses and mortgage payments. It also provides fixed annuities, which hold benefits such as tax-deferred growth potential, joint-life payout, and death benefits. Indiana Insurance Solutions has partnered with carriers such as Erie Insurance, Progressive, Westfield, and State Auto.

  • Life Insurance

Best Life Insurance Companies Serving Indiana
Indiana

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (2)

Why choose this provider?

Hummel Insurance Group, LLC, has been providing comprehensive policies and plans for clients within Indiana for at least a century. Its team works with families in creating a comprehensive life insurance plan that offers business security and financial coverage for domestic and educational expenses in the wake of a loved one's passing. Its products are supported by various carriers that are known in the industry, such as Progressive, Safeco, Travelers, and American Collectors Insurance. The agency is also affiliated with Keystone Insurers Group, Inc.

  • Life Insurance
  • Individual Plans
  • Health Insurance

Best Life Insurance Companies Serving Indiana
Indiana

Expertise.com Rating

Review Sources

Google
4.4 (71)
Facebook
5.0 (37)
Yelp
5.0 (2)

Why choose this provider?

Blevins Insurance provides risk management solutions for individuals, families, and businesses in Indiana. It offers life insurance policies that provide financial protection for beneficiaries in the absence of policyholders as a result of death, injury, or illness. In addition, the independent agency carries insurance products for homes, automobiles, and businesses. It compares rates and policies from various carriers, including Erie Insurance, Progressive, and Nationwide, to provide coverage that matches the specific needs of clients. Blevins Insurance has been in operation since 1998.

  • Life Insurance

Best Life Insurance Companies Serving Indiana
Indiana

Expertise.com Rating

Review Sources

Facebook
5.0 (37)
Google
4.9 (30)

Why choose this provider?

MG Myers Insurance serves clients in Indiana. Its life insurance policy covers payments for inpatient and outpatient hospital bills, physician fees, and the use of medical equipment. The policy provides financial assistance to clients in settling funeral and burial expenses and estate taxes. It also covers temporary needs such as short-term loan reduction and educational expenses. MG Myers is a member of the Greater Indianapolis Chamber of Commerce. Its owner, Beth Myers, has been in the insurance industry since 1989.

  • Health Insurance
  • Life Insurance

Best Life Insurance Companies Serving Indiana
Indiana

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (5)
Yelp
5.0 (3)

Why choose this provider?

DF Insurance Agency, Inc. is a family-owned business that caters to clients in and around Indiana. It works with multiple carriers to serve the insurance needs of individuals and families. The independent company offers life insurance plans, including whole, universal, and term life coverages. Its team also furnishes fixed annuity, final expense, and mortgage protection policies. Foremost, Bristol West, Grinnel Mutual, Cowbell Cyber, and Anthem are among its partners. DF Insurance Agency has been in business for more than three decades.

  • Life Insurance

Best Life Insurance Companies Serving Indiana
Indiana

Expertise.com Rating

Review Sources

Google
4.9 (275)
Facebook
4.9 (61)
Yelp
5.0 (5)

Why choose this provider?

Hoosier Insurance Agency represents different carriers to help clients in Indiana find a protection plan that suits their needs. It offers term, whole, and permanent insurance plans. The agency offers additional lines of life insurance that cover burial and final expenses. Homeowners', renters', auto, motorcycle, boat and watercraft, and personal umbrella insurance policies are also available. It extends its services to business owners, offering them coverages for errors and omissions, workers' compensation, and general liability. The independent insurance agency also serves insurance seekers in Illinois.

  • Health Insurance
  • Individual Plans
  • Life Insurance

Best Life Insurance Companies Serving Indiana
Indiana

Expertise.com Rating

Review Sources

Facebook
5.0 (26)
Google
4.6 (18)

Why choose this provider?

ISU American Business Insurance caters to residents of Indiana who need life coverage plans. These policies protect families from the burden of losing their primary breadwinner by offering death benefits. Non-life policy options are available, covering commercial assets, automobiles, and rental homes. The agency has been headquartered in its current location since 1958 and is a local and independent establishment. It has served 5,000 families and more than 5,000 businesses by supplying products from Liberty Mutual and Progressive.

  • Life Insurance

Best Life Insurance Companies Serving Indiana
Indiana

Expertise.com Rating

Review Sources

Google
5.0 (77)
Facebook
4.5 (27)

Why choose this provider?

Bragg Insurance Agency is a family-owned business delivering multi-carrier product options to the residents of Indiana. Its professionals assist homebuyers in making informed decisions in securing insurance products suitable for their needs. They create policies for life insurance options such as term life, final expense, universal life, annuities, and mortgage protection. The agency was established by husband and wife Brian and Kelly Bragg. Both had over 20 years of experience in their fields, with Brian in the lending industry and Kelly in home education.

  • Life Insurance

Best Life Insurance Companies Serving Indiana
Indiana

Expertise.com Rating

Review Sources

Google
4.6 (14)
Facebook
5.0 (1)

Why choose this provider?

Lazar Insurance serves families, individuals, and businesses in Indiana and the surrounding areas. It helps them prepare financially for unforeseen events like sudden death by providing them with life insurance options. The company is available to assist clients in person, via phone, or through emails and texts. It also helps with home, auto, and professional liability insurance needs. Lazar Insurance was founded by Jeff Lazar in 2002, and its professionals have more than 100 years of combined experience.

  • Life Insurance

Best Life Insurance Companies Serving Indiana
Indiana

Expertise.com Rating

Review Sources

Facebook
4.4 (86)
Google
4.7 (13)

Why choose this provider?

PMA USA serves clients throughout Indiana. It provides life insurance plans for individuals and families, helping those who want to secure their family's finances in case of accidents and illnesses. Its agents also offer supplemental health insurance plans that provide benefits to the insured instead of the healthcare provider. These supplemental plans help policyholders cover lost income and other expenses. This agency exclusively represents Washington National Insurance Company, an insurance carrier that has been in business for over 100 years.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Wize Insurance & Risk Management
450 E 96th Suite 500, Indiana, IN 46240
Copas Insurance Agency
2001 E Wabash St, Indiana, IN 46041
Indiana Insurance Solutions
10330 Pleasant St Ste 300, Indiana, IN 46060
G Hummel Inc
7134 State Road 56 N, Indiana, IN 47001
Blevins Insurance
400 E Clinton St, Indiana, IN 46041
MG Myers Insurance
3830 W. 96th St., Indiana, IN 46268
DF Insurance Agency, Inc.
436 S Morgantown Rd, Indiana, IN 46142
Hoosier Insurance Agency
2342 Cline Ave Suite A, Indiana, IN 46375
ISU American Business Insurance
320 West Main St., Indiana, IN 46142
Bragg Insurance Agency
3901 W State Road 47, Suite 14, Indiana, IN 46069
Lazar Insurance
222 West 161st Street, Indiana, IN 46074
PMA USA
11825 N Pennsylvania Street K1P, Indiana, IN 46032

Indiana Life Insurance FAQs

  • What are the pros and cons of both term and permanent life insurance options for individuals living in Indiana?

    Term insurance offers lower initial premiums, enabling Indiana policyholders to purchase higher coverage amounts at a younger age when protection needs are often highest due to debt. However, premiums rise with the insured's age, and this policy lacks cash value. Conversely, permanent life insurance provides lifelong coverage as long as premiums are maintained. However, it tends to have higher premiums than term insurance, potentially making it less budget-friendly.

  • Which insurance products are covered by the Indiana Life and Health Insurance Guaranty Association?

    The Indiana Life and Health Insurance Guaranty Association offers coverage for life insurance policies and annuity contracts that have been issued by insurance companies authorized to offer such policies in Indiana. It extends protection exclusively to residents of Indiana who are policyholders or, in the case of group contracts, certificate holders.

  • Is it possible to buy life insurance for two people on one policy in Indiana?

    In Indiana, residents have the option to purchase a joint life insurance policy that covers themselves and their respective spouses. However, the policy's benefit will be disbursed solely to the designated individual. The reason behind acquiring joint policies is to provide the surviving partner with added financial stability in the event of their spouse's death.

  • Which Indiana companies offer the most affordable life insurance rates for seniors?

    Senior citizens in Indiana can obtain affordable life insurance options from companies like MassMutual at a monthly rate of $38.37 and Mutual of Omaha at $43.47 per month. The reason for this is that older people in the state face higher life insurance costs due to their lower life expectancy, a factor that carriers perceive as increased risk.

  • What is the grace period for paying missed life insurance premiums in the state of Indiana?

    In Indiana, life insurance policyholders have a 30-day grace period for making premium payments. This implies that as long as policyholders make their payment within this timeframe, their policies will remain active even if they miss a premium due date. Indiana state law requires carriers to adhere to the grace period.

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