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Best Life Insurance Companies in Naperville, IL

Our Recommended Top 18

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Our goal is to connect people with the best local professionals. We scored Naperville Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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18Top Picks

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Providers

featured provider = Featured Provider

1717 Naperville Road, Naperville, IL 60563
WebsiteLicense: 19376249

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Let the experts do all the shopping so you don't have to! A fee-free service empowering Illinois communities with affordable life insurance, final expense & mortgage protection. Other services: health insurance, Medicare & more. Serving individual, family & small business groups up to 100 employees. An independent agency representing top-rated insurance carriers. Schedule your free phone or video consultation - Mon-Sat 8 am-8 pm.

  • Final Expense
  • Mortgage Protection
  • Whole Life Insurance
  • Term Life Insurance
  • Life Insurance
  • Health Insurance

720 Heartland Drive, Sugar Grove, IL 60554
WebsiteLicense: 100299255

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Review Sources

Google
5.0 (90)

Why choose this provider?

Dan Borowiak Insurance Agency is an independent insurance agency that has been serving the residents of Naperville for three decades. It offers various life insurance policies, including term life, whole life, permanent life, and variable life insurance. It also provides long-term care, health, and disability insurance policies. Owner Dan Borowiak is the director of the Sugar Grove Chamber of Commerce. To give back to the community, he makes donations to the local food pantry, Sugar Grove Park District, and Kaneland High School.

  • Life Insurance
  • Health Insurance

5117B Main Street, Downers Grove, IL 60515
WebsiteLicense: 18712530

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Review Sources

Google
5.0 (21)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

The CNW Group is an independent insurance brokerage that has been serving clients in Naperville, Downers Grove, and surrounding areas for over 15 years. The company is led by Brian Lapinski and represents different national and regional insurance companies. Its agents provide life insurance, retirement plans, and individual annuities. It also offers insurances that cover vehicles, flood damages, long-term care, renters, ATVs, individual disability, and pets. The CNW Group also assists businesses with insurance options that cover cyber liability, apartment buildings, retail stores, contractors, and workers' compensation.

  • Life Insurance
  • Health Insurance
  • Individual Plans

1000 Jorie Boulevard, Oak Brook, IL 60523
WebsiteLicense: 2075606

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Review Sources

Google
5.0 (29)
Facebook
4.0 (12)
Yelp
5.0 (9)

Why choose this provider?

Kevin S. Dougherty Insurance Agency Ltd is a life insurance provider in Naperville. It helps clients evaluate their needs and choose among different types of term and permanent life insurance. Term life policies can be modified to fit the clients' budget. The agency also assists with a range of personal insurance types including health, home, disability, auto, and umbrella. Business insurance plans are likewise available. The team of Kevin Dougherty and Marcella Grunert has been serving Illinois, Wisconsin, and Indiana residents since 1991.

  • Term Life Insurance
  • Permanent Life Insurance Policy

1613 Swallow Street, Naperville, IL 60563
WebsiteLicense: 3001025075

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Google
5.0 (73)
Facebook
5.0 (12)

Why choose this provider?

Urbanik Insurance Group is a Naperville-based insurance agency, serving first-time and seasoned policyholders in the city. It can shop among multiple insurance carriers, such as OneAmerica and The Hartford, for life insurance policies. The agency can examine the rates and annual payments of term life, whole life, and universal life policies. It can also add coverages such as savings, premiums, and death benefits. The agency's founder is Adam Urbanik, who can also shop for and provide auto and home insurance plans.

  • Life Insurance
  • Individual Plans

155 Chicago Road, Oswego, IL 60543
WebsiteLicense: 100284695

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Google
4.0 (10)
Facebook
5.0 (5)

Why choose this provider?

Hometowne Insurance Services, Inc., works with various insurance carriers to help the residents and businesses of Naperville obtain suitable insurance policies. The family-owned agency offers different insurance products, such as life, auto, health, home, and commercial insurance. Its professionals educate clients about the insurance process and walk them through available life insurance options, such as annuities, whole, and universal life insurance. Hometowne Insurance Services also provides insurance coverage for manufacturers, tree contractors and landscaping, drilling equipment, and financial institutions.

  • Life Insurance
  • Health Insurance

1807 Diehl Road, Naperville, IL 60563
WebsiteLicense: 100670655

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Google
5.0 (42)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

ClearPoint Insurance is an independent agency that provides life insurance products and services to residents in Naperville and the surrounding communities. It provides personal insurance programs, like individual life insurance plans. It also represents multiple carriers that offer other insurance packages, like bundled home and auto insurance, renters' insurance, high net worth insurance, off-road vehicle insurance, and valuable possessions insurance. Additionally, it crafts business owner’s, general liability, commercial property, business auto, and commercial umbrella insurance.

  • Life Insurance
  • Long Term Care

29W130 Butterfield Road, Warrenville, IL 60555
WebsiteLicense: 3000960942

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Review Sources

Google
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Blue Insurance Group is a full-service and independent agency that offers insurance solutions to clients around Naperville and nearby areas. The agency represents a vast network of insurance companies and helps clients find life insurance policies that take care of their family's needs after death, such as burial expenses, debt repayment, and daily living costs. The most common life insurance plans it assists with are term life and whole life insurance. Commercial insurance products are also available, such as dental practice and salon insurance.

  • Life Insurance

19 South Spring Street, Elgin, IL 60120
WebsiteLicense: 100292600

Expertise.com Rating

Review Sources

Facebook
4.7 (5)

Why choose this provider?

Kirkpatrick, Jones & Herzog Insurance Agency, Inc., is an insurance company that serves clients from Naperville and nearby areas. The firm provides term, whole, and universal life insurance to ensure financial stability for clients and their loved ones in case of an unexpected event. Aside from life insurance, the firm also offers insurance for vehicles, residential homes, businesses, and health with a wide range of coverages The company has been providing its services to the community since 1897.

  • Life Insurance
  • Health Insurance

932 Maple Avenue, Downers Grove, IL 60515
WebsiteLicense: 100300903

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (1)

Why choose this provider?

Schulz-Brundage, Inc., is a family-owned and operated independent insurance company that serves businesses and residents in Naperville and has been providing insurance assistance throughout the Midwest since 1951. Its life insurance offers plans such as term life, whole life, annuities, universal, and return of premium terms. In addition, the agency handles a variety of insurance options for personal and commercial clients such as automobile, homeowners, disability, commercial and business liability, and specialty programs for non-profits and social services.

  • Life Insurance

3333 Warrenville Road, Lisle, IL 60532
WebsiteLicense: 100337922

Expertise.com Rating

Review Sources

Google
5.0 (48)
Facebook
4.6 (41)

Why choose this provider?

Premier Financial Insurance is an independent insurance management company that serves residential and commercial clients in Naperville and its surrounding areas. It offers a wide variety of insurance products and services, including health and life, Obamacare, group care plans, and Medicare insurance coverage. The firm works with a number of reputable insurance networks and brands, such as Omaha Mutual, Aetna and United Healthcare. Premier Financial Insurance is led by owner Joseph Vukovich who has been ranked among Humana and Blue Cross Blue Shield's top-producing Illinois agents since 2003.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

8104 West 119th Street, Palos Park, IL 60464
WebsiteLicense: 100693701

Expertise.com Rating

Review Sources

Facebook
4.0 (14)
Google
3.0 (7)

Why choose this provider?

Candos Agency banks on over 38 years of experience delivering life insurance coverage in Naperville. Other services include automobile insurance, homeowners' insurance, health insurance, business insurance, and vendor certificate program. The agency is a member of the Farmers Insurance Group of Companies and a recipient of the Farmers Agency of the Year award in 2003 and from 2007 to 2009. Its president, Alan A. Candos, has worked with more than 5,000 clients and takes part in charitable efforts for children, abused women, and homeless people.

  • Life Insurance

1823 Centre Point Circle, Naperville, IL 60563

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (1)

Why choose this provider?

Valley Insurance Group offers health insurance solutions to clients in Naperville. Its insurance agents strive to help protect the client and their family by providing the insurance coverage that benefits them the most. They offer various life insurance coverage, such as term, whole, universal, and variable universal life. Its agents aim to educate clients on their coverage benefits, such as payment for taxes and final expenses. Moreover, Valley Insurance Group represents multiple carriers, such as MetLife, Humana, Prudential, Nationwide, and Liberty Mutual Insurance.

  • Life Insurance

640 North River Road, Naperville, IL 60563
WebsiteLicense: 19047167

Expertise.com Rating

Review Sources

Google
4.0 (30)

Why choose this provider?

Andrew Wright is a State Farm insurance agent who serves Naperville and the surrounding areas. He provides various lines of insurance, including whole life insurance which provides protection for a lifetime and accumulates tax-free cash value over time. In addition, he furnishes single premium, limited pay, and final expense life insurance along with supplemental health plans. Before becoming a State Farm agent in 2019, Andrew worked in the auto industry. He speaks English, Korean, and Spanish.

  • Life Insurance
  • Health Insurance

516 West Boughton Road, Bolingbrook, IL 60440
WebsiteLicense: 100370274

Expertise.com Rating

Review Sources

Google
4.0 (67)
Facebook
5.0 (8)
Yelp
3.0 (2)

Why choose this provider?

Gerald McCadd is a life insurance agent for State Farm, offering life insurance policies to clients in Naperville and nearby areas. His life insurance options include term life, whole life, and universal life insurance. He also assists clients with policy and beneficiary changes, along with retirement planning, savings, and other long-term financial goals. Gerald and his team also offer notary services and banking products. He is involved in many community engagements and had previously held an elected position in the Bolingbrook Area Chamber of Commerce.

  • Life Insurance
  • Health Insurance

353 Cottonwood Lane, Naperville, IL 60540
WebsiteLicense: 17473382

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (5)

Why choose this provider?

Travels & Insurance: Elka Bardarova is an independent brokerage assisting residents and businesses in Naperville. It offers a range of insurance solutions, including individual life insurance and coverage for homes, personal possessions, and automobiles. In addition, it provides comprehensive business policies, such as liability coverage, cargo insurance, and builders' risk insurance. Its owner and principal agent, Elka Bardarova, previously worked as a financial service professional at MassMutual in Chicago. She can speak English, Russian, and Bulgarian.

  • Life Insurance

8152 South Cass Avenue, Darien, IL 60561
WebsiteLicense: 756765

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

K&B Financial, Inc., is an independent insurance agency that provides insurance services to Naperville residents. It works with multiple insurance companies that carry various insurance packages. Its personal insurance services include term life insurance, whole life insurance, guaranteed issue life insurance, international travel insurance, vision insurance, and recovery care. Additionally, it offers Medicare Supplement insurance plans and Medicare Advantage (Part C). K&B Financial was founded in 1994 by Mike Kelly.

  • Life Insurance

1783 South Washington Street, Naperville, IL 60565
WebsiteLicense: 100281857

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
4.0 (6)

Why choose this provider?

Advance Insurance Consultants, Inc. has operated in Naperville and the surrounding areas for 18 years, serving the insurance needs of its residents and local businesses. It is an independent insurance firm that carries insurance plans like life insurance, health, homeowners', renters', auto, and personal umbrella insurance. Moreover, it provides commercial and group insurance packages for business owners. Its founder, Tanvir Ahmad, has more than 25 years of experience in the industry. He is the company CEO.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Policy Pathways Insurance
1717 Naperville Road, Naperville, IL 60563
Dan Borowiak Insurance Agency
720 Heartland Drive, Sugar Grove, IL 60554
The CNW Group
5117B Main Street, Downers Grove, IL 60515
Kevin S. Dougherty Insurance Agency Ltd
1000 Jorie Boulevard, Oak Brook, IL 60523
Urbanik Insurance Group
1613 Swallow Street, Naperville, IL 60563
Hometowne Insurance Services, Inc.
155 Chicago Road, Oswego, IL 60543
ClearPoint Insurance
1807 Diehl Road, Naperville, IL 60563
Blue Insurance Group
29W130 Butterfield Road, Warrenville, IL 60555
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
19 South Spring Street, Elgin, IL 60120
Schulz - Brundage, Inc.
932 Maple Avenue, Downers Grove, IL 60515
Premier Financial Insurance
3333 Warrenville Road, Lisle, IL 60532
Candos Agency
8104 West 119th Street, Palos Park, IL 60464
Valley Insurance Group
1823 Centre Point Circle, Naperville, IL 60563
Andrew Wright
640 North River Road, Naperville, IL 60563
Gerald McCadd
516 West Boughton Road, Bolingbrook, IL 60440
Travels & Insurance Elka Bardarova
353 Cottonwood Lane, Naperville, IL 60540
K&B Financial, Inc.
8152 South Cass Avenue, Darien, IL 60561
Advance Insurance Consultants, Inc.
1783 South Washington Street, Naperville, IL 60565

FAQs

  • What are living benefit riders to life insurance policies in Naperville?

    Living benefit riders in Naperville are documents that are attached to a life insurance policy and provide benefits to the insured while they are still alive. While most life insurance policies pay out when the insured dies, there are some that provide periodic benefits while the contracting party is still alive.

  • What kind of insurance option in Naperville is best for paying mortgage debts?

    In Naperville, a term life insurance policy is best for paying off a mortgage. When paying off debts, one may assume that the obligation is not permanent. Because there is no need to cover the portion of one's life after paying the dues, a permanent life assurance option is too expensive for the client's needs.

  • What other contexts in Naperville can a life insurance policy be useful in besides families?

    Businesses, in addition to families, may benefit from a life insurance policy in Naperville. A company may want to insure the lives of key moneymaking officers, such as a CEO or CFO, whose death would cause financial hardship for the company. They may also provide life insurance benefits to their employees as a work-related perk.

  • What distinguishes variable life insurance policies from whole life insurance policies in Naperville?

    Variable life insurance in Naperville is comparable to whole life options in that it provides coverage for the insured's entire life and includes cash value. In variable policies, however, there is also an investment component that has the potential to accelerate the growth of the proceeds relative to the payment of proceeds alone.

  • How can life insurance in Naperville be used as an estate planning tool?

    Life insurance in Naperville can be used to supplement a decedent's estate because the proceeds form a separate fund that passes directly to the heirs upon death. This transfer of funds also avoids probate because insurance proceeds are not subject to court processes as long as the beneficiaries are also the heirs.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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