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Best Life Insurance Companies in Evanston, IL

Our Recommended Top 19

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Our goal is to connect people with the best local professionals. We scored Evanston Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3363Reviewed

2025Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3501 North Southport Avenue, Chicago, IL 60657
WebsiteLicense: 100288904

Expertise.com Rating

Review Sources

Google
4.6 (45)
Yelp
4.0 (14)
Facebook
5.0 (7)

Why choose this provider?

Illinois Health Agents is a firm that helps its customers in and around Evanston with its life insurance needs. It offers term, universal, and whole life insurance products. Apart from that, the company also assists clients with short-term and Medicare supplement plans. It also has pet insurance and HSA products. Illinois Health Agents works with different insurance providers, such as Aetna, UnitedHealthOne, Humana, Bright Health, and Mutual of Omaha. The firm is a member of NAHU.

  • Health Insurance
  • Whole Life Insurance
  • Long Term Care

6304 North Milwaukee Avenue, Chicago, IL 60646
WebsiteLicense: 18127052

Expertise.com Rating

Review Sources

Google
5.0 (59)
Facebook
5.0 (3)

Why choose this provider?

Eric Bielinski is an insurance agent with State Farm who serves individuals and families in Evanston. He has been with the company since 2017 and has assisted clients with securing insurance policies that fit their future goals. One of the services he offers is life insurance, where he advises clients regarding the coverage that life insurance policies can provide, such as debt repayment, final expenses, and daily sustenance. Bielinski and his team are also able to service Polish-speaking clients.

  • Life Insurance
  • Health Insurance

3750 Deerfield Road, Riverwoods, IL 60015

Expertise.com Rating

Review Sources

Google
3.4 (7)
Yelp
5.0 (4)

Why choose this provider?

Federal Life is an independently operated insurance company serving customers in Evanston and the surrounding areas. It was incorporated in 1899 and has survived the Great Depression and two World Wars. It strives to provide clients with products that meet their needs. These products include whole life insurance and multi-pay and single-pay retirement savings plans. The company also offers plans that cover funeral, burial, and cremation costs. The staff at Federal Life assists clients in transferring their assets to their children or grandchildren.

  • Life Insurance

2016 East Euclid Avenue, Mount Prospect, IL 60056
WebsiteLicense: 100292584

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Com-Co Insurance is an independent agency that has been serving Evanston and surrounding communities since 1965. It offers different life insurance coverage options including term, whole, variable, and universal. These policies can protect individuals and families against financial losses like debts or funeral costs. Its team of professionals also specializes in auto and home insurance. The agency's process includes analyzing insurance needs, designing a protection program, choosing carriers depending on the needs and preferences of a client, and reviewing their insurance programs periodically.

  • Life Insurance

828 Davis Street, Evanston, IL 60201
Website

Expertise.com Rating

Review Sources

Google
5.0 (10)

Why choose this provider?

Shelton Life Insurance Agency has been providing life insurance options and financial assistance to clients in the Evanston area since 2000. It assists families in finding the right risk management solutions and planning upcoming expenses for their children, college, and retirement. The team can also provide assistance with car and home insurance coverage, among others. Shelton Life Insurance Agency helps clients invest for their future goals and aid them in making decisions about their stock options.

  • Life Insurance

6970 North Clark Street, Chicago, IL 60626
WebsiteLicense: 3000147204

Expertise.com Rating

Review Sources

Google
4.0 (19)
Facebook
5.0 (1)

Why choose this provider?

Take 2 Insurance is an independent agency that services Evanston and the surrounding areas. It provides insurance policies that fit the specific needs and financial goals of individuals, families, and businesses. It handles full life, term life, whole life, and universal life insurance products. It also offers protection to properties and possessions through its homeowners', flood, and renters' insurance. In addition, Take 2 Insurance also provides businesses a range of coverage options such as liabilities, bonds, workers' compensation, and property insurance.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

6035 North Northwest Highway, Chicago, IL 60631
WebsiteLicense: 100361819

Expertise.com Rating

Review Sources

Google
4.8 (12)
Facebook
5.0 (4)

Why choose this provider?

Riordan Insurance Group helps customers in Evanston with their insurance needs. Founder Patrick Riordan had previously worked with an agency under Allstate. Due to his desire to serve clients first, he decided to an independent insurance agency and established Riordan Insurance Group in 2009. The company offers various products such as life and disability insurance, home and auto insurance, and business insurance policies. It has also expanded into international policies to cater to clients worldwide.

  • Life Insurance
  • Individual Plans

2340 West Touhy Avenue, Chicago, IL 60645
WebsiteLicense: 100642728

Expertise.com Rating

Review Sources

Google
4.0 (3)

Why choose this provider?

TIWAC Insurance Brokers, Inc., is a full-service insurance brokerage agency that attends to the needs of the Evanston community. The company helps clients in obtaining financial security for their beneficiaries through a life insurance plan. Its independent insurance agents help individuals analyze their financial needs and purchase the right coverage. Owner Simon Olah has been insuring individuals and businesses since 1999. He opened the company in 2013. Olah is also a chartered insurer from the American Institute of Chartered Property and Casualty Underwriters.

  • Life Insurance
  • Health Insurance

939 West North Avenue, Chicago, IL 60642
WebsiteLicense: 100653401

Expertise.com Rating

Review Sources

Facebook
4.0 (37)
Yelp
5.0 (1)

Why choose this provider?

Weer Insurance Group works with multiple carriers to provide insurance solutions in Evanston. The company offers different insurance products, including life, health, auto, and home insurance plans. Its professionals walk clients through available life insurance policies, such as term and permanent life insurance. They also carry commercial insurance, with options for standard policies or riders, which include interruption insurance. Steven Gallardo, its commercial lines vice president, has 14 years of insurance experience.

  • Life Insurance
  • Health Insurance
  • Term Life Insurance

6416 North Central Avenue, Chicago, IL 60646
WebsiteLicense: 3425954

Expertise.com Rating

Review Sources

Google
4.6 (18)

Why choose this provider?

Schultz Insurance Group is an independent insurance agency that helps customers in Evanston get financial security through its wide range of insurance options. Its individual life insurance plans include term, whole, and universal life insurance. The company also offers auto, condo, general liability, and commercial property insurance. Its team strives to build reliable relationships with its clients by creating personalized insurance solutions and providing friendly and knowledgeable services. Schultz Insurance Group is committed to helping customers at each step of the insurance process.

  • Life Insurance

8001 Lincoln Avenue, Skokie, IL 60077

Expertise.com Rating

Review Sources

Google
4.7 (12)
Facebook
5.0 (11)
Yelp
4.0 (5)

Why choose this provider?

Statewide Insurance Agency is an independent insurance company that has been serving individuals, families, and small businesses in Evanston and the rest of Illinois for more than two decades. It offers various life insurance products, such as term life insurance, whole life insurance, and universal life insurance. It also provides health insurance, Medicare Supplement plans, and umbrella insurance. The other insurance products it offers include home insurance, auto insurance, and business insurance. Statewide Insurance Agency serves English-speaking, Romanian-speaking, and Hebrew-speaking clients.

  • Life Insurance
  • Health Insurance

735 W Devon Ave, Chicago, IL 60068
WebsiteLicense: 1946624

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Yelp
3.0 (2)

Why choose this provider?

Ann Witek is a State Farm insurance agent serving the Evanston community. Since 1981, she has been providing term, whole, and universal life insurance coverage options to individuals looking to secure their financial future. The policies are also available for small businesses for different purposes, such as business continuation, key employees, employee benefits, and key employee incentives. State Farm also offers auto, health, and pet insurance. Witek and her team support local organizations such as the Park Ridge Civic Orchestra and the Park Ridge Speed Skating Club.

  • Life Insurance

413 Linden Avenue, Wilmette, IL 60091
WebsiteLicense: 100295201

Expertise.com Rating

Review Sources

Google
5.0 (18)

Why choose this provider?

Secure Futures helps clients in Evanston with their insurance needs. It has various insurance plan options for both personal and business needs. Its personal insurance plans cover life, health, long-term care, homes, and automobiles. Some of its business insurance options are for small businesses, medical and dental offices, churches, workers' compensation, and product liability. Secure Futures' president, William C. Ieuter, has been with the firm for over 50 years. He is a national governor and committee chair at the Society of CPCU.

  • Life Insurance
  • Health Insurance

7018 West Archer Avenue, Chicago, IL 60638
WebsiteLicense: 100285040

Expertise.com Rating

Review Sources

Google
3.6 (22)
Facebook
5.0 (10)

Why choose this provider?

Metropolitan Insurance Group, Inc., provides life insurance products for clients in Evanston. The independent agency works with carefully selected insurance companies, including Progressive, Nationwide, and Kemper, to ensure clients get the exact coverage they need. It assists clients in choosing a whole, term, or universal life insurance policy that meets their needs. Metropolitan Insurance Group has an online client center where clients can request policy updates or make changes to existing policies. Metropolitan Insurance Group also offers health, auto, home, commercial, and truck insurance.

  • Life Insurance
  • Health Insurance

7547 N Rogers Ave, Chicago, IL 60626
WebsiteLicense: 100298907

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Insurance Brokers, Inc., is an independent insurance agency that serves clients in Evanston. It offers term, whole, and universal life insurance policies from several providers that include Foremost Insurance, The Hartford, and MetLife Insurance. The agency also covers insurance products for cars, businesses, homes, liquor liability, special events, and non-profits. Insurance Brokers has more than 25 years of experience in the insurance industry. It does business in New York as IBI-Insurance Brokerage, and it is licensed in several states, including Indiana and New Jersey.

  • Life Insurance
  • Health Insurance

820 Davis Street, Evanston, IL 60201
WebsiteLicense: 100377252

Expertise.com Rating

Review Sources

Google
4.0 (13)
Facebook
5.0 (10)
Yelp
5.0 (3)

Why choose this provider?

Headquartered in Evanston, Alim Risk Management & Insurance Brokerage is an independent insurance agency that serves the residents of Illinois. It provides various life insurance products, including term life insurance, whole life insurance, and universal life insurance. It also offers group health insurance, group vision insurance, group dental insurance, and disability insurance. Principal Mohammed Ali has been working in the insurance industry for almost two decades. Alim Risk Management & Insurance Brokerage is licensed in 25 states.

  • Life Insurance
  • Individual Plans

5550 North Elston Avenue, Chicago, IL 60630
WebsiteLicense: 100285040

Expertise.com Rating

Review Sources

Facebook
4.0 (6)

Why choose this provider?

Metropolitan Insurance Service Consultants, Inc. is a life insurance firm that serves clients from Evanston and nearby areas. The company provides universal, whole, and term life insurance to cover clients for future calamities and loss. Aside from life insurance, the firm also has a variety of coverage options for homeowners, vehicles, workers' compensation, and truckers. Its team of experienced agents is well-versed in handling the needs of individuals and businesses. The firm has been operating since 1959.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

1121 Waukegan Road, Glenview, IL 60025
Website

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Stellar Life Insurance Solutions provides life insurance products and services to families and individuals in Evanston and Glenview. It has a team of experienced insurance professionals who maintains a solid capital base and a wide network of global re-insurers. Its life insurance packages are designed to be adaptable to unpredictable changes in lifestyles and provide complete protection to the clients' families in case of calamities. Stellar Life Insurance Solutions also offers comprehensive accident and health insurance plans.

  • Life Insurance

3932 North Lincoln Avenue, Chicago, IL 60613
WebsiteLicense: 100297850

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (3)
Yelp
5.0 (2)

Why choose this provider?

Established in 1989, GB Group, Inc., is an independent insurance agency serving Evanston and the surrounding communities. The company offers a wide array of insurance products, including life insurance with term, whole, and universal life options. Other areas of specialization include auto, home, renters, and retirement plans. As an independent agency, the agents at GB Group, Inc., have the freedom to compare quotes from numerous insurance providers and look for the policy that suits their client's needs.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Illinois Health Agents
3501 North Southport Avenue, Chicago, IL 60657
Eric Bielinski
6304 North Milwaukee Avenue, Chicago, IL 60646
Federal Life
3750 Deerfield Road, Riverwoods, IL 60015
Com-Co Insurance
2016 East Euclid Avenue, Mount Prospect, IL 60056
Shelton Life Insurance Agency
828 Davis Street, Evanston, IL 60201
Take 2 Insurance
6970 North Clark Street, Chicago, IL 60626
Riordan Insurance Group
6035 North Northwest Highway, Chicago, IL 60631
Tiwac Insurance Brokers, Inc.
2340 West Touhy Avenue, Chicago, IL 60645
Weer Insurance Group
939 West North Avenue, Chicago, IL 60642
Schultz Insurance Group
6416 North Central Avenue, Chicago, IL 60646
Statewide Insurance Agency
8001 Lincoln Avenue, Skokie, IL 60077
Ann Witek
735 W Devon Ave, Chicago, IL 60068
SecureFutures
413 Linden Avenue, Wilmette, IL 60091
Metropolitan Insurance Group, Inc.
7018 West Archer Avenue, Chicago, IL 60638
Insurance Brokers, Inc.
7547 N Rogers Ave, Chicago, IL 60626
Alim Risk Management & Insurance Brokerage
820 Davis Street, Evanston, IL 60201
Metropolitan Insurance Service Consultants, Inc
5550 North Elston Avenue, Chicago, IL 60630
Stellar Life Insurance Solutions
1121 Waukegan Road, Glenview, IL 60025
GB Group, Inc.
3932 North Lincoln Avenue, Chicago, IL 60613

FAQs

  • Are you allowed to choose any person you wish as the beneficiary for your life insurance policy in Evanston?

    Most Evanston insurance companies mandate that, during the application process, the person designated as the beneficiary must have an insurable interest in the life of the insured. This means that if the insured dies, the beneficiary would suffer a monetary loss. Immediate family members like children, spouses, parents, siblings, and grandchildren are typically presumed to have insurable interest, unlike distant relatives or unrelated individuals. Insurers can reject the life insurance policy if they doubt the choice of beneficiary.

  • How can you determine the cash value of your whole life insurance policy in Evanston?

    In Evanston, life insurance policies with cash values must openly reveal the calculation formula for these values and the cash amount accessible after each of the initial 20 years the policy is active. If you wish, you can formally request the specific monetary value of your coverage from the insurance provider in writing. A lot of companies also provide the insured with an annual statement that includes the policy's cash value.

  • How much time does an insurance company have to remit the cash value following the surrender of your life insurance policy in Evanston?

    Insurance companies in Evanston are allowed to postpone providing the cash surrender value of a life insurance policy for a maximum of six months after the policyholder requests to cancel the policy. Nonetheless, most insurance companies usually handle and disburse the cash surrender value promptly, disregarding the option for a delay.

  • Is life insurance in Evanston subject to taxes?

    Life insurance payouts to your beneficiaries upon your passing in Evanston are exempt from taxes. Taxes must be taken into account, though, if you intend to use your permanent life insurance policy's cash value. For instance, the premiums for a variable universal life insurance policy are untaxed, but any gains in capital would be subject to taxation. It's recommended to consult your insurance provider to understand the taxable and non-taxable amounts when making withdrawals or borrowing against your cash value.

  • How frequently should you assess your life insurance policy in Evanston?

    It's essential to review your Evanston life insurance policy at least once a year. It's also crucial to reassess your policy when major life events occur, such as buying a new home, getting married or divorced, having a child, assuming financial responsibility for an aging parent, inheriting assets, or refinancing your home. Your insurance requirements may be greatly affected by these changes in your life.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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