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2024

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Best Life Insurance Companies in Meridian, ID

Our Recommended Top 18

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Meridian Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3343Reviewed

2013Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1900 North Lakes Place, Meridian, ID 83646
WebsiteLicense: 762402

Expertise.com Rating

Review Sources

Google
5.0 (30)
Facebook
5.0 (3)

Why choose this provider?

White Rock Insurance offers life insurance services in Meridian. The agency was founded in February 2018 by Carsten White, who earned a Bachelor's Degree in Healthcare Administration from the College of Western Idaho. White helps clients plan for their family's lives by securing financial stability in case of tragedies. He helps clients understand their options by explaining the coverage in a comprehensive manner. The agency also provides services such as health insurance, auto insurance, and home insurance.

  • Life Insurance
  • Health Insurance

849 East State Street, Eagle, ID 83616
WebsiteLicense: 129093

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Review Sources

Google
4.0 (11)

Why choose this provider?

Access First Insurance is an independent insurance agency serving clients in the Meridian area. It works with over 15 different carriers to help clients find policies that fit their needs. It provides life insurance and health insurance, and umbrella insurance. It also offers insurance products that provide coverage for personal properties, including auto, RV, motorcycle, camper top, watercraft, and snowmobile. Homeowners' insurance and renters' insurance, as well as commercial and business insurance products are also available.

  • Life Insurance
  • Health Insurance

236 West Cherry Lane, Meridian, ID 83642
WebsiteLicense: 27130

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

J & K Insurance is an independent insurance agency based in Meridian and has been serving the surrounding areas since 1986. The firm offers insurance protections for the future like automobile, homeowners', life insurance, business, and pet insurance. J &K Insurance is partnered with insurance carriers like Safeco Insurance, Auto-Owners Insurance, Travelers, Foremost Insurance Group, United Heritage Insurance, and Main Street America Insurance to give clients choices. The company is currently owned and managed by Keith Thurgood.

  • Life Insurance

346 West Heston Court, Meridian, ID 83646
WebsiteLicense: 511018

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Review Sources

Google
5.0 (52)

Why choose this provider?

Gary Osnower Life and Health Insurance addresses the life insurance needs of individuals in Meridian with term, non-medical term, universal, and whole life policies. It is operated by Gary Osnower, an independent life insurance advocate who educates clients on different coverage options based on their needs and personal preferences. Osnower offers final expense, accidental death, and guarantee issue life insurance policies. Aside from Idaho, he is also licensed to serve in Arizona, California, Oregon, Tennessee, and Washington.

  • Life Insurance
  • Health Insurance

PO Box 222, Eagle, ID 83616
WebsiteLicense: 612887

Why choose this provider?

Core Employee Benefits is a full-service insurance company serving clients in Meridian. It offers an array of group coverages such as life insurance, health insurance, dental insurance, and disability insurance. To accommodate the various needs of employers, the firm also provides alternate funding plans catering to small, mid, and large groups. AJ Little is the firm’s president. He is a Certified Employee Benefit Specialist. AJ has more than 14 years of professional experience in the insurance industry.

  • Life Insurance
  • Health Insurance

1900 North Lakes Place, Meridian, ID 83646
WebsiteLicense: 452107

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (7)

Why choose this provider?

Sevieri Insurance Group is an insurance company based in Meridian. It provides life insurance plans to obtain financial security if the policyholder dies. Insurance experts at this office offer whole life insurance plans with benefits that include fixed premium, accumulation of cash value, and fixed benefit. They also have term life insurance products that financially protect clients in a certain period of time. Other insurance products are agricultural, home, business, auto, and umbrella insurance plans.

  • Life Insurance

2315 South Cobalt Point Way, Meridian, ID 83642
WebsiteLicense: 18333

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Review Sources

Google
5.0 (5)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Post Insurance Services, Inc. provides insurance services to individuals, families, and businesses in the Meridian area and the surrounding communities. It carries life insurance plans like term life, permanent or whole life, and variable life insurance policies. Additionally, it offers business insurance packages like property insurance, general liability, auto liability, builder’s risk, cargo, and workers’ compensation insurance. William “Bill” Post founded the agency in Boise, Idaho, in 1986. His insurance career started when he graduated in 1968.

  • Life Insurance
  • Health Insurance
  • Group Plans

2645 North Cole Road, Boise, ID 83704
WebsiteLicense: 546720

Expertise.com Rating

Review Sources

Facebook
5.0 (45)

Why choose this provider?

Insurance Specialists near Meridian is an insurance brokerage that offers insurance products and services to clients in the metro. The company has been operating since 1989 and is composed of insurance brokers and financial advisors with over 75 years of combined industry experience. It offers life insurance products such as term life insurance and whole life insurance plans that both provide death benefits and financial savings to the family of the policyholder. It also offers Medicare assistance and disability insurance plans.

  • Life Insurance
  • Health Insurance

3023 East Copper Point Drive, Meridian, ID 83642
WebsiteLicense: 137341

Expertise.com Rating

Review Sources

Google
5.0 (71)
Facebook
5.0 (9)
Yelp
5.0 (7)

Why choose this provider?

Steve Crowl is a State Farm agent who provides life insurance solutions to clients in Meridian. His team has been focusing on family and business insurance since 1997. With State Farm's support, Crowl aims to help more clients acquire policies for personal coverage, properties, and businesses. The agent also works with them in filing claims. He assists them in banking, mutual funds, and annuities. State Farm is a Fortune 500 company with thousands of agents and staff.

  • Life Insurance
  • Health Insurance

2541 North Stokesberry Place, Meridian, ID 83646
WebsiteLicense: 469599

Expertise.com Rating

Review Sources

Google
4.0 (14)
Facebook
5.0 (5)

Why choose this provider?

Boise River Insurance is an independent insurance agency that handles life and health insurance products for clients in Meridian and nearby communities. Under permanent life insurance, it offers variable life, universal life, and whole life policies. Its staff also assists with other personal insurance options such as auto, flood, recreational vehicle, and umbrella coverage. Together with LIMBitless, the company has received a Safeco Insurance Make More Happen Award in 2017. Boise River Insurance has two locations, one in Baltic Avenue and another in Stokesberry Place.

  • Life Insurance
  • Health Insurance

450 West State Street, Eagle, ID 83616
WebsiteLicense: 293108

Expertise.com Rating

Review Sources

Google
4.0 (121)
Facebook
5.0 (8)

Why choose this provider?

Pacific Crest Services is a life insurance agency that services clients from Meridian and nearby areas. The company provides term, whole, and universal life insurance to ensure financial stability for clients and their loved ones in case of an unexpected event. It also offers insurance for cars, residential homes, and business owners. The firm's team of insurance agents is committed to helping clients with its expertise in strategic planning expertise and handling the systems and processes.

  • Life Insurance

8850 Emerald Street, Boise, ID 83704
WebsiteLicense: 28936

Expertise.com Rating

Review Sources

Facebook
4.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Corry Perkins is a life insurance agent, providing his services to the residents of Meridian and neighboring communities. Aside from life insurance he also provides property, home, business, auto, and health insurance. Corry Perkins is an insurance agent of State Farm that houses thousands of insurance representatives in different areas. He has his own agency called Perkins Insurance Agcy Inc. and offers other products like annuities, banking, and mutual funds. He is fluent in both English and Spanish.

  • Life Insurance
  • Health Insurance

8660 Emerald Street, Boise, ID 83704
WebsiteLicense: 115270

Expertise.com Rating

Review Sources

Google
4.0 (184)
Facebook
5.0 (5)

Why choose this provider?

Insurance 4 Idaho is an independent and locally-operated insurance agency that serves clients in Meridian and its surrounding areas. It works with multiple insurance carriers that allow clients to choose the right plan for their needs. The company offers life insurance options that depend on the personal requirements and financial goals of the clients. Auto, home, renters, and commercial insurance solutions are also available. Additionally, clients can opt to avail of umbrella insurance for more coverage.

  • Life Insurance

3023 East Copper Point Drive, Meridian, ID 83642
WebsiteLicense: 604074

Expertise.com Rating

Review Sources

Facebook
5.0 (28)
Google
5.0 (15)

Why choose this provider?

Ben Mock Insurance is a small agency that is committed to delivering insurance services for customers residing in Meridian and nearby locations. Its insurance professional, Ben Mock, helps find the appropriate insurance plans that are custom-tailored to clients' specific needs and objectives. Mock and his team offer life insurance plans to protect loved ones from financial burdens in the event of sudden death. Ben Mock Insurance also extends its coverage options to business clients who need coverage workers' compensation.

  • Life Insurance

800 South Industry Way, Meridian, ID 83642
WebsiteLicense: 819584

Expertise.com Rating

Review Sources

Google
5.0 (77)
Facebook
5.0 (9)

Why choose this provider?

Phillip Achilles is an insurance agent with State Farm who delivers risk management solutions and financial services in Meridian. He provides individuals and families with life insurance coverage that fits their priorities and financial goals. He also educates policyholders on their insurance plans to help them make informed decisions. In addition, Phillip and his team offer assistance with health, home, auto, and small business insurance. His agency is licensed to serve in Washington and Oregon.

  • Life Insurance
  • Health Insurance

1900 North Lakes Place, Meridian, ID 83646
WebsiteLicense: 701310

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Deluca Insurance Group helps individuals and families in Meridian make informed insurance decisions by advocating for their interests. It is operated by Karalie DeLuca, a local agent who offers future financial stability through various life insurance options. It also provides term and whole life insurance policies depending on the client's situation and specific needs. Additionally, Deluca Insurance Group handles other customizable insurance products, such as home, umbrella, classic car, commercial, and agricultural insurance packages.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

1111 West Jefferson Street, Boise, ID 83702
WebsiteLicense: 633409

Why choose this provider?

Sean McCarthy is a life insurance broker serving clients in the Meridian area. He specializes in providing term and whole life insurance coverage, helping clients find the option that suits their situation. McCarthy is a Retirement Income Certified Professional and holds both Series 6 and Series 63 licenses. Before becoming an insurance agent, he has worked as a financial advisor for several companies. Moreover, McCarthy also regularly volunteers for various local organizations, including the Wyakin Foundation and the 100 Men for Good Boise.

  • Life Insurance

1693 South Spring Valley Lane, Meridian, ID 83642
WebsiteLicense: 282697

Expertise.com Rating

Review Sources

Google
4.0 (23)

Why choose this provider?

Insure Idaho is a Meridian insurance agency. A family-owned business, it walks individuals through term, whole, and universal life insurance options for their family’s protection. It also offers an extensive range of personal and business insurance products including health, home, auto, employee benefits, and workers’ compensation insurance. Some of its insurance carriers are Berkley North Pacific, Encompass, and BlueCross of Idaho. The agents at Insure Idaho have experience with diverse insurance lines and are able to serve Spanish-speaking customers.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
White Rock Insurance
1900 North Lakes Place, Meridian, ID 83646
Access First Insurance
849 East State Street, Eagle, ID 83616
J & K Insurance
236 West Cherry Lane, Meridian, ID 83642
Gary Osnower Life and Health Insurance
346 West Heston Court, Meridian, ID 83646
Core Employee Benefits
PO Box 222, Eagle, ID 83616
Sevieri Insurance Group
1900 North Lakes Place, Meridian, ID 83646
Post Insurance
2315 South Cobalt Point Way, Meridian, ID 83642
Insurance Specialists
2645 North Cole Road, Boise, ID 83704
Steve Crowl
3023 East Copper Point Drive, Meridian, ID 83642
Boise River Insurance
2541 North Stokesberry Place, Meridian, ID 83646
Pacific Crest Insurance
450 West State Street, Eagle, ID 83616
Corry Perkins
8850 Emerald Street, Boise, ID 83704
Insurance 4 Idaho
8660 Emerald Street, Boise, ID 83704
Ben Mock Insurance
3023 East Copper Point Drive, Meridian, ID 83642
Phillip Achilles
800 South Industry Way, Meridian, ID 83642
Deluca Insurance Group
1900 North Lakes Place, Meridian, ID 83646
Sean McCarthy
1111 West Jefferson Street, Boise, ID 83702
Insure Idaho
1693 South Spring Valley Lane, Meridian, ID 83642

FAQs

  • When is a good time to examine your Meridian life insurance policy?

    Your life insurance coverage may need to be adjusted depending on how your life evolves and how your current needs are met. This may be considered if a Meridian policyholder marries, divorces, has children, starts a new business, buys a home, or inherits a large estate. A person's insurance coverage should also be reviewed if their health has deteriorated, if they have family members who need long-term care, or if they are supporting a parent financially.

  • Are taxes imposed on Meridian life insurance death benefits?

    No, the beneficiary or beneficiaries you designate in Meridian receive income tax-free proceeds from your life insurance policy. Funeral expenses, debt, school tuition, estate taxes, and almost any other financial need may be covered by this. Furthermore, the cash value growth of a whole life insurance policy is tax-deferred, which means that you do not pay taxes on the growth of the cash value until money is taken.

  • Is it possible to retrieve an old life insurance policy purchased by a deceased family member in Meridian?

    Yes, it is possible. If your deceased loved one purchased life insurance in Meridian, the National Association of Insurance Commissioners, or NAIC, may be able to help you locate it. Simply go to their website and fill out a brief form with the information from your loved one's death certificate.

  • What types of life insurance policies are available in Meridian?

    Meridian firms provide a few standard life insurance options, depending on your needs. Term life insurance policies offer coverage for a set period of time, usually between 5 and 30 years. Permanent life insurance, on the other hand, provides protection for a lifetime and often includes an investment component. It is also frequently more expensive than term life insurance.

  • What happens if my Meridian life insurance company stops operating?

    When an insurance provider in Meridian goes out of business, the Idaho Life and Health Insurance Guaranty Association usually continues coverage as long as there is cash value or premiums are paid. It can do this either directly or by transferring the policy to another insurer. In any case, policyholders must continue to pay premiums in order to keep their coverage.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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