Expertise.com Homepage

2024

Last updated:

Best Life Insurance Companies in Boise, ID

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Boise Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

9109Reviewed

5472Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

9376 W Overland Rd, Boise, ID 83709

Expertise.com Rating

Why choose this provider?

The Lindsay Hansen Agency provides its individual and business clients with comprehensive insurance solutions. The independent agency utilizes its network of insurance providers to offer its clients life insurance options that best meet their needs. After assessing an individual's current financial situation, obligations, and goals, the company makes recommendations for considering a term, whole, or universal plan. The Lindsay Hansen Agency also offers home, auto, and business insurance as well as real estate sales and management.

6126 W State St., Boise, ID 83703

Expertise.com Rating

Review Sources

Google
5.0 (21)

Why choose this provider?

Anthony Insurance Group caters to customers in all areas of Idaho, Oregon, and Montana, including Boise. Since 2013, the agency has been providing individual and group benefit insurance solutions. It carries life insurance policies, including long-term care and final expense plans. It represents different carriers and offers a wide range of products, from Medicare and health insurance to dental and vision plans. The firm’s founder, Stacie Anthony, has more than 20 years of experience in the medical and insurance industries.

2273 S. Vista Ave. Suite #115A, Boise, ID 83705

Expertise.com Rating

Review Sources

Google
4.9 (156)
Facebook
5.0 (8)
Yelp
3.0 (2)

Why choose this provider?

Mike Kistler is a State Farm insurance agent serving individuals and businesses in Boise. He offers term, whole, and universal life insurance options to help secure mortgage payments and college fees and maintain a family's current standard of living. He also provides health insurance options and coverage for personal assets, including homes, apartments, vehicles, collectibles, and pets. Additionally, his firm assists with commercial insurance plans. Mike Kistler is a veteran and has previously served as the CEO of a health care organization.

  • Life Insurance
  • Health Insurance

280 E Corporate Dr Ste 200, Meridian, ID 83642

Expertise.com Rating

Review Sources

Yelp
5.0 (22)

Why choose this provider?

Myriad Benefits LLC is an independent agency specializing in providing group and individual health and life benefits. The brokerage's wide connection with insurance carriers provides it the ability to tailor specific plans to meet its clients' needs. Its health packages may include major medical insurance as well as Medicare coverage and supplemental plans, such as disability and dental. Myriad Benefits also provides an extensive list of life insurance options based on its clients' financial situations and goals.

410 S Orchard St Ste 180, Boise, ID 83705

Expertise.com Rating

Review Sources

Yelp
5.0 (22)

Why choose this provider?

Quote Today is an independent insurance agency. The life insurance company in Boise represents a select group of providers in order to offer its clients a diverse range of products and rates. Its team consults with individuals to evaluate their coverage requirements based on current financial situations, obligations, and goals. It recommends term, whole, universal, or variable universal options to maximize coverage and protect families and assets. Quote Today also offers final expense insurance and annuities.

2645 N Cole Rd Ste B, Boise, ID 83704

Expertise.com Rating

Why choose this provider?

Idaho Insurance Specialists has focused on providing health insurance solutions for more than 50 years. The independent health insurance company in Boise partners with multiple carriers to provide its clients with benefits and rates that best meet their needs. The company assists individuals with choosing a health plan that offers the most comprehensive coverage for their circumstances. It also helps navigate the complex Medicare system and offers supplemental plans, such as dental, disability, and long-term care.

1542 South Timesquare Ln 101, Boise, ID 83709
WebsiteLicense: 441021

Expertise.com Rating

Review Sources

Facebook
4.5 (9)
Google
5.0 (6)
Yelp
4.0 (1)

Why choose this provider?

Dailey Insurance Exchange is a financial services agency that serves clients in the Boise area. It provides homeowners' insurance services and guides clients on further protection options through personal liability and valuable item coverage. The company offers other insurance solutions, including auto, health, and life insurance. It also handles business insurance and deals with various companies like employment agencies, daycare centers, and janitorial firms. The company maintains an online page where clients can view listings of available local properties.

  • Life Insurance

1450 S Eagle Flight Way Ste 110, Boise, ID 83709

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Legacy Financial Advisors Inc. specializes in financial solutions and strategies for retirement. One aspect of the company's services is providing life insurance. The independent agency represents multiple companies to present the most comprehensive selection to its clients. Its agents work with individuals to determine whether a term, whole, or universal policy best meets their needs. They evaluate current finances, remaining debts, assets, and beneficiary considerations before making recommendations. Legacy Financial Advisors also offers health care planning and tax strategies.

1556 S Timesquare Ln Ste 200, Boise, ID 83709
WebsiteLicense: 380662

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Boise Capital Insurance is a company that provides services to clients in the metro and the surrounding areas. It offers a variety of life insurance policies, such as term life, universal life, whole life, life insurance for children, disability income insurance, and key person insurance for business. The company also handles coverages for automobiles, homeowners, recreational vehicles, commercial liability, and workers' compensation. Boise Capital Insurance is an independent agency that educates and provides clients with different insurance options according to need.

  • Life Insurance

917 2nd Street South, Nampa, ID 83651
WebsiteLicense: 67002

Expertise.com Rating

Review Sources

Facebook
5.0 (22)
Yelp
3.0 (2)

Why choose this provider?

Deal Insurance is an independent multi-line agency that assists Boise individuals and businesses in several areas, including life insurance. Its team of agents furnishes protection plans that help secure clients' loved ones and their future in the event of death. They have access to policies from numerous providers, including Auto-Owners, Progressive, Liberty Mutual, and Safeco, which allows them to find plans that meet clients' specific needs. Deal Insurance, which started operating in 1932, is also licensed in Oregon, Utah, and Colorado.

  • Life Insurance
  • Health Insurance

9727 West Cory Lane, Boise, ID 83704

Expertise.com Rating

Why choose this provider?

Boise Health & Life Insurance Agency is an insurance agency serving Boise and the surrounding areas. It is an independent agency that serves both personal and commercial clients and offers Medicare supplements, health insurance, dental, disability, annuities, and life insurance. It was founded by Chris Antrim, who has more than 20 years of experience in the fields of insurance and financial services and specializations in estate planning, retirement distribution planning, business succession, and asset protection strategies.

3320 N Milwaukee St. STE 100, Boise, ID 83704
WebsiteLicense: 271939

Expertise.com Rating

Review Sources

Google
5.0 (44)
Yelp
1.0 (1)

Why choose this provider?

Derek Poppell is an insurance specialist who serves families and individuals in the Boise metro. He offers a range of financial investment solutions, including life insurance. He helps clients acquire universal, term, and whole coverages. The agent also accommodates policyholders who want to change their life insurance policies and beneficiaries. In addition, Poppell provides insurance products that cover homes, renters, auto, pets, and healthcare. He has been a State Farm insurance agent since 2004.

  • Life Insurance
  • Health Insurance

3035 West McMillan Road, Meridian, ID 83646
WebsiteLicense: 489421

Expertise.com Rating

Review Sources

Google
4.0 (100)
Facebook
5.0 (44)
Yelp
5.0 (5)

Why choose this provider?

Kathy Chambers was exposed to the insurance industry through her mother and later set up her own agency under State Farm in 2008. Chambers provides her services to families, and individuals in Boise, Meridian, and surrounding areas. Her team assists clients in finding the right policy and filing claims. She specializes in life insurance options that include term life, whole, and universal life categories. Chambers also offers options on auto, home, health, pet, and property insurances. She is also experienced in handling banking, mutual funds, and annuities.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

5240 Fairview Ave., Boise, ID 83706
WebsiteLicense: 558916

Expertise.com Rating

Review Sources

Google
5.0 (230)
Yelp
5.0 (5)

Why choose this provider?

Since 1980, Fredriksen Health Insurance has been providing coverage to clients in the Boise area. The firm offers life insurance to ensure that the policyholders' loved ones are protected. Its policies entail death benefits which can be used to pay for funeral costs, debt, and living expenses. It provides individual and group health insurance plans that can cover dental, vision, and disability costs. Clients looking for an employee benefits package can obtain business insurance. The company is a United Benefit Advisor Partner Firm.

  • Life Insurance
  • Health Insurance

236 W Cherry Ln, Meridian, ID 83642

Expertise.com Rating

Review Sources

Yelp
5.0 (22)

Why choose this provider?

J & K Insurance has provided individuals with life insurance solutions since 1986. The independent agency has established partnerships with a wide selection of insurance providers, enabling it to offer policies and rates that best meet its clients' needs. The company works with individuals to assess their financial situation and obligations, considering earnings, debts, familial responsibilities, and assets, before making recommendations for choosing a term, whole, variable universal, or universal plan.

2676 S Vista Ave, Boise, ID 83705
WebsiteLicense: 121437

Expertise.com Rating

Review Sources

Google
4.9 (36)
Facebook
5.0 (14)

Why choose this provider?

Associated Insurance Services is an independent agency that has been serving Boise since 2005. It helps individuals secure their future by offering term, whole, and universal life insurance products. Its team works with multiple insurance carriers to provide tailored plans based on the clients' needs and preferences. The local company also assists businesses in establishing risk improvement strategies through a tool called PEAK360, which identifies the risks and guides clients in making informed decisions in the procurement of insurance.

  • Life Insurance
  • Health Insurance

13177 W Persimmon Ln, Boise, ID 83713

Expertise.com Rating

Review Sources

Google
4.9 (100)
Facebook
5.0 (18)

Why choose this provider?

Ricketts and Associates Inc. has been a knowledgeable insurance resource for more than 30 years. The independent agency partners with a large network insurance carriers to provide its clients with the individual health and life coverage that best meets their needs. It assesses each situation before making recommendations for health plans, such as HMO or PPO. The company also evaluates its clients circumstances and assists with choosing the most comprehensive life insurance options.

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
The Lindsay Hansen Agency
9376 W Overland Rd, Boise, ID 83709
Anthony Insurance Group
6126 W State St., Boise, ID 83703
Mike Kistler
2273 S. Vista Ave. Suite #115A, Boise, ID 83705
Myriad Benefits, LLC.
280 E Corporate Dr Ste 200, Meridian, ID 83642
Quote Today
410 S Orchard St Ste 180, Boise, ID 83705
Idaho Insurance Specialists
2645 N Cole Rd Ste B, Boise, ID 83704
Dailey Insurance Exchange
1542 South Timesquare Ln 101, Boise, ID 83709
Legacy Financial Advisors, Inc.
1450 S Eagle Flight Way Ste 110, Boise, ID 83709
Boise Capital Insurance
1556 S Timesquare Ln Ste 200, Boise, ID 83709
Deal Insurance
917 2nd Street South, Nampa, ID 83651
Boise Health & Life Insurance Agency
9727 West Cory Lane, Boise, ID 83704
Derek Poppell
3320 N Milwaukee St. STE 100, Boise, ID 83704
Kathy Chambers
3035 West McMillan Road, Meridian, ID 83646
Fredriksen Health Insurance
5240 Fairview Ave., Boise, ID 83706
J & K Insurance
236 W Cherry Ln, Meridian, ID 83642
Associated Insurance Services
2676 S Vista Ave, Boise, ID 83705
Ricketts and Associates, Inc.
13177 W Persimmon Ln, Boise, ID 83713

FAQs

  • What car insurance coverage do you need when financing a car in Boise?

    When financing a car in Boise, it's crucial to have car insurance that covers potential losses. Although the state may not require it, you must be financially prepared to pay for damages you cause to others. Typically, you'll need comprehensive and collision insurance when financing a vehicle. Collision insurance pays for accident-related damages, with costs depending on your chosen deductible. Comprehensive insurance covers non-collision incidents like theft or vandalism.

  • What are the major car insurance types in Boise?

    The primary components of Boise auto insurance include liability insurance, which is legally required to cover damage to other drivers and vehicles caused by you. Collision and comprehensive insurance, while not mandatory, are often offered together. Collision insurance covers damage to your car, even if you caused the accident, and comprehensive insurance covers incidents like theft and weather damage. While liability coverage is mandatory, residents can work with insurance agents to customize their policies with additional coverage.

  • What are the required car insurance policies in Boise?

    Drivers in Boise must comply with specific car insurance laws in Idaho. According to Idaho law, these regulations mandate liability insurance to cover costs for the other party in an at-fault accident. Boise's minimum liability insurance limits are $25,000 per person and $50,000 per accident for bodily injury liability, with an additional $15,000 per accident for property damage liability. Also, you can be personally responsible for the additional costs if the minimums do not cover all expenses.

  • What are the consequences of not having car insurance in Boise?

    Driving without car insurance in Boise carries significant consequences, including fines. It can also result in suspending your driver's license and vehicle registration, requiring proof of insurance and fees for reinstatement. Sometimes, you may need to file an SR-22 certificate with the DMV as proof of insurance. Most importantly, uninsured drivers who cause accidents become personally liable for all resulting damages, potentially leading to wage garnishment and asset liquidation to cover the costs incurred by the injured party.

  • What are some key steps when applying for car insurance in Boise?

    When applying for car insurance in Boise, start by assessing your coverage needs and evaluating your vehicle's value. You must also create a personal property inventory, compare quotes from multiple insurers, and inquire about discounts. Furthermore, understand legal and lender requirements and make an informed decision based on price, coverage, and insurer reputation. This systematic approach ensures you find suitable coverage for your needs and budget.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...