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Best Life Insurance Companies in Georgia

Our Recommended Top 12

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Our goal is to connect people with the best local professionals. We scored Georgia life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

479620Reviewed

287776Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Georgia
Georgia

Expertise.com Rating

Review Sources

Google
4.7 (31)
Facebook
5.0 (16)

Why choose this provider?

Moore Insurance Agency works with individuals in Georgia and nearby areas. It provides life insurance policies to help people's loved ones meet their financial obligations. Its team also offers commercial and automobile insurance products to assist customers in protecting their investments. The agency provides customized solutions for each client and assists them in filing a claim. Moore Insurance Agency represents several insurance carriers, such as Progressive and Grange Insurance. It has been in operation since 1958.

  • Life Insurance

Best Life Insurance Companies Serving Georgia
Georgia

Expertise.com Rating

Review Sources

Google
4.8 (24)
Facebook
4.1 (14)

Why choose this provider?

Viall Insurance Agency serves the needs of residents in Georgia. It offers term, variable, universal, and traditional whole life plans. The independent firm’s team of professionals also handles coverages for burial, final expenses, and buy or sell funding. In addition, it provides personal policies for automobiles, boats and watercraft, condominium units, manufactured or mobile houses, rental properties, and homes. Viall Insurance Agency’s principal, Richard Viall, has over 30 years of industry experience. He is a certified insurance counselor.

  • Life Insurance

Best Life Insurance Companies Serving Georgia
Georgia

Expertise.com Rating

Review Sources

Google
4.3 (15)

Why choose this provider?

Bobby Brown Insurance Agency works with families and businesses in Georgia and nearby areas. It offers term and permanent life insurance products, financially protecting clients and their beneficiaries if they unexpectedly pass away. Its policies include coverage of mortgages and children's education. It also provides health insurance products that help customers pay for surgical, medical, and hospital expenses. Robert Brown, the owner of the agency, is a Certified Insurance Counselor and has more than 50 years of experience in the industry.

  • Life Insurance

Best Life Insurance Companies Serving Georgia
Georgia

Expertise.com Rating

Review Sources

Google
4.9 (215)

Why choose this provider?

Concierge Insurance Group serves the life insurance needs of individuals and families in Georgia. The independent insurance agency works with several insurance carriers to provide clients with the right coverage to protect their loved ones from uncertainties and unforeseen events. In addition to life insurance, the agency offers a wide range of personal insurance products, including condo, auto, motorcycle, flood, earthquake, and umbrella insurance. It also has bonds and commercial auto insurance plans to business owners.

  • Whole Life Insurance
  • Health Insurance
  • Term Life Insurance

Best Life Insurance Companies Serving Georgia
Georgia

Expertise.com Rating

Review Sources

Google
4.7 (20)
Facebook
1.0 (5)

Why choose this provider?

Jowers Insurance Agency LLC caters to clients in Georgia who require life coverage. These plans include term and permanent policies that serve to compensate beneficiaries should the insured party pass on. The contracts also increase the assets left over for family members to inherit. Non-life options are also available for commercial vehicles and agricultural assets. The company has products sourced from established names, such as Trexis Insurance and Foremost Insurance Group. Its agents have more than 20 years of collective industry experience.

  • Life Insurance

Best Life Insurance Companies Serving Georgia
Georgia

Expertise.com Rating

Review Sources

Facebook
5.0 (47)
Google
4.4 (17)

Why choose this provider?

Blanton & Griffin Insurance Agency has been in business for more than 90 years. It provides term and whole life insurance policies to clients in the Georgia area who want to provide a tax-free income for their beneficiaries, save for final expenses or estate taxes, or replace lost income after they die. Auto, flood, recreational vehicle, general liability, and workers' compensation coverages are also available. The company represents various insurance firms such as The Hartford, Progressive, Travelers, and Berkshire Hathaway.

  • Life Insurance

Best Life Insurance Companies Serving Georgia
Georgia

Expertise.com Rating

Review Sources

Google
4.6 (20)
Facebook
5.0 (9)

Why choose this provider?

McCrary-Daniels Insurance Agency works for the residents of Georgia. It helps individuals and families secure their finances for the future by providing life insurance options based on their unique circumstances. It also provides them with policies for auto, home, health, business, and pet insurance. The agency has been serving personal and business clients for over 90 years. It is also a partner of SecureRisk, which represents over 70 of the biggest insurance agencies in the metro.

  • Life Insurance

Best Life Insurance Companies Serving Georgia
Georgia

Expertise.com Rating

Review Sources

Google
5.0 (30)
Facebook
4.8 (19)

Why choose this provider?

Kincaid Insurance is an independent agency that serves the state of Georgia. Its team assists clients by offering individual life insurance policies, which help cover final expenses, estate taxes, and income for dependents. The business offers traditional whole life, universal life, and variable universal life insurance policies. Gary Kincaid, the company's owner, has been in the insurance industry for more than four decades. In addition, he has served as chairman of the Tifton-Tift County Planning & Zoning Board.

  • Life Insurance

Best Life Insurance Companies Serving Georgia
Georgia

Expertise.com Rating

Review Sources

Google
4.8 (25)
Facebook
4.4 (7)

Why choose this provider?

Denton & Tanner Insurance Agency provides risk management solutions in Georgia. It processes different types of personal lines of insurance, helping families and individuals acquire life protection plans. The business furnishes personalized universal, whole, and term life policies to protect policyholders' beneficiaries in cases of unexpected events. Its team works with multiple carriers, such as Progressive, Foremost, Kemper, American Modern, and National Lloyds. The independent company has been in the industry for more than 55 years.

  • Life Insurance

Best Life Insurance Companies Serving Georgia
Georgia

Expertise.com Rating

Review Sources

Google
4.7 (29)
Facebook
5.0 (28)

Why choose this provider?

Statesboro Agency, Inc., caters to the needs of residents in the state of Georgia. It provides a wide variety of products, including annual renewable, level, and decreasing term life insurance. The firm also handles different types of permanent life plans, such as whole, universal, and variable. In addition, its team of professionals offers coverages for pets, homes, rental properties, condominium units, recreational vehicles, and farms. Statesboro Agency has more than two decades of industry experience.

  • Life Insurance

Best Life Insurance Companies Serving Georgia
Georgia

Expertise.com Rating

Review Sources

Facebook
4.2 (28)
Google
4.3 (8)

Why choose this provider?

Craig-Massee Insurance is a locally owned business that caters to clients residing in Georgia. It provides life insurance policies to help customers safeguard their families' financial futures in the event of their demise. As an independent agency, it has connections with a wide variety of carriers, such as American Modern, Progressive, CNA Surety, The Hartford, and Berkshire Hathaway. The company has been in operation since 1952. Its other products include condo, watercraft, church, personal umbrella, renters', and homeowners' insurance.

  • Life Insurance

Best Life Insurance Companies Serving Georgia
Georgia

Expertise.com Rating

Review Sources

Google
5.0 (519)

Why choose this provider?

Strawn & Co., Insurance, caters to clients across the state of Georgia. It offers individual life insurance products, including annual renewable, whole life, and level term, to help clients protect their future health and lifestyle. It also provides group life insurance for business owners to secure their employees and families. Its team also offers other insurance options for business owners in the legal, healthcare, technology, marine, and financial industries. The insurance company has been operating since 1972.

  • Life Insurance
  • Individual Plans
  • Term Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Moore Insurance Agency
1009 Jernigan Street, Georgia, GA 31069
Viall Insurance Agency
1235 Robinson Rd Ste A, Georgia, GA 30269
Bobby Brown Insurance Agency
1531 North Columbia Street, Georgia, GA 31061
Concierge Insurance Group
3090 Satellite Blvd, Georgia, GA 30096
Jowers Insurance Agency LLC
105 W. Walker St., Georgia, GA 31533
Blanton & Griffin Insurance Agency
2314 N Patterson St, Georgia, GA 31601
McCrary-Daniels Insurance Agency
120 North Madison Ave., Georgia, GA 31533
Kincaid Insurance
1009 North Central Ave, Georgia, GA 31794
Denton & Tanner Insurance Agency
1353 Albany Avenue, Georgia, GA 31503
Statesboro Agency, Inc.
102 Langston Chapel Road, Georgia, GA 30458
Craig-Massee Insurance
1947 N Jefferson St. NE, Georgia, GA 31061
Strawn & Co., Insurance
16 Hampton St, Georgia, GA 30253

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Georgia Life Insurance FAQs

  • How can someone in Georgia discover a deceased relative's life insurance policy?

    In Georgia, one can discover a deceased family member's life insurance by contacting local captive and independent insurance agents. Reviewing the deceased's bank statements and financial records or checking tax documents for policy-related income is beneficial. Contacting their former employer's benefits office may yield information. Furthermore, calling the Georgia Department of Revenue's Unclaimed Property Section at 855-329-9863 can reveal unclaimed insurance proceeds.

  • What are key considerations for Georgians when designating life insurance beneficiaries?

    For residents of Georgia, selecting life insurance beneficiaries is crucial. They can opt for a single primary beneficiary or multiple ones, determining how to split the death benefit among them. These beneficiaries are not limited to individuals; entities like trusts, charities, or foundations qualify. Additionally, setting contingent or backup beneficiaries is advised should the primary ones predecease. Regularly reviewing and updating beneficiaries, permitted at any time, ensures alignment with one's wishes.

  • How can someone in Georgia avoid life insurance taxes on their policies upon death?

    If you want to shield the death benefit from taxes in Georgia, you can set up an irrevocable life insurance trust. Specifically crafted to possess life insurance policies, once established, a person transfers their policy ownership to the ILIT's trustee. They cannot serve as trustees, but their spouses and children can. Thus, removing personal ownership ensures the benefits are exempt from both income and estate taxes for heirs.

  • What happens to the cash value of a life insurance policy in Georgia when the holder passes away?

    The insurance provider disburses the death benefit upon the policyholder's death in Georgia. Regardless of the cash value right before passing, beneficiaries receive only up to the declared death benefit. Outstanding loans, with interest, reduce this amount, potentially giving beneficiaries less than the policy's face value. However, specific whole life policies might release both the death benefit and the cash value post-death.

  • How can stay-at-home parents in Georgia qualify for life insurance without a traditional income?

    Even without a traditional income, stay-at-home parents in Georgia can obtain life insurance. In recognition of the roles they perform at home, insurers may provide coverage equal to approximately half of the working partner's income. This considers potential expenses like hiring a babysitter, cook, driver, or organizer, ensuring family needs are met should anything happen to the non-working parent. It's essential to acknowledge their invaluable contributions.