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2024

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Best Life Insurance Companies in Tampa, FL

Our Recommended Top 19

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Tampa Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

15115Reviewed

9076Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

550 N Reo St Ste 300, Tampa, FL 33609

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

JPB & Associates is an independent health insurance company in Tampa. It provides clients with Insuarance planning options.One aspect of protecting assets is investing in life, annuities, and health insurance. This independent insurance agency in Tampa partners with a diverse group of reputable "A" rated carriers to provide clients with the coverage choices they require. Their individual and group plans are provided on a No-Fee basis. JPB specializes in life insurance you don't have to die to use with built-in no-cost riders to help manage critical and chronic care options, as well as policies for disability, long-term care, and Medicare.

New Port Richey, FL 34654

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
5.0 (21)

Why choose this provider?

Trinity Insurance Consultants is an independent agency that offers its clients the flexibility of choosing the coverage and rates that align with individual needs. Trinity Insurance Consultants partners with a diverse range of reputable carriers, offering its clients a comparative analysis of life insurance policy options. Its agents provide consultations to evaluate financial circumstances and goals before recommending term, whole, or universal plan options. The company also offers annuities as well as individual health coverage.

Tampa, FL 34654

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
5.0 (4)

Why choose this provider?

Dorey Insurance Group is a full-service independent agency that works with a trusted group of carriers to provide the medical insurance coverage options that meet its clients' needs. The company offers a comprehensive selection of individual and group health insurance products, including fee-for-service and managed care options. Additionally, it provides supplemental policies, including Medicare, dental, vision, disability, and long-term care. Dorey Insurance Group also offers individual and group life insurance coverage.

4902 Eisenhower Blvd Ste 190, Tampa, FL 33634

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
5.0 (3)

Why choose this provider?

ASB Financial is an independent life insurance agency in Tampa. It partners with a network of reputable carriers to provide options that meet its clients' needs. The company's knowledgeable agents consult with clients, offering guidance on the specifics of term, whole, and universal coverage as well as a comparative analysis of the different providers' policies. They evaluate clients' assets, liabilities, responsibilities, and goals to offer recommendations about the plans that most effectively protect their families and investments.

11938 Balm Riverview Rd, Riverview, FL 33569

Expertise.com Rating

Review Sources

Google
4.7 (12)
Facebook
5.0 (9)

Why choose this provider?

Angeloni Tax Advisory Group Inc. has provided comprehensive financial and legacy planning services for more than 15 years. One aspect of asset protection the company recommends is obtaining life insurance. As an independent agency, Angeloni Tax Advisory Group works with a network of trusted carriers to provide its clients with top-tier term, whole, and universal life insurance options. The company's advisors assist clients with determining which policy most effectively protects their families and assets.

5508 North 50th Street, Tampa, FL 33610

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Dupuy Insurance LLC is an insurance company based in Tampa. They provide insurance policies for personal and business clients. Personal insurance policies include autos, collision, motorcycle, home, renters, dwelling, boat, term, life, and health. Business insurance policies include travel, trade credit, workers' compensation, business, builders risk, commercial package, commercial, business owner policy, general liability, error and commissions, and property. Their agency is comprised of a roster of experts who are available 24/7. Dupuy's services are mostly employed through calls before processing policies.

34125 US Highway 19 N Ste 200, Palm Harbor, FL 34684

Expertise.com Rating

Review Sources

Facebook
5.0 (225)
Yelp
5.0 (22)

Why choose this provider?

Elite Insurance Partners has provided customized insurance products since 2012. The independent insurance agency partners with more than 30 top-rated carriers to deliver the health insurance options that best fit its clients' needs. The company's primary market is Medicare insurance and assisting clients with navigating through its complex system, including supplements and prescription plans. It also offers dental, vision, disability, long-term care, and cancer coverage. Additionally, Elite Insurance Partners provides life insurance options.

4121 Henderson Blvd, Tampa, FL 33629

Expertise.com Rating

Review Sources

Google
4.6 (9)
Yelp
1.0 (2)

Why choose this provider?

Coast to Coast Insurance of Florida is a locally owned and operated full-service insurance company. The independent life insurance agency in Tampa provides its clients with a variety of coverage and rate options. As a representative for multiple top-tier carriers, Coast to Coast Insurance of Florida is able to offer its clients a comparative analysis of the term, whole, and universal policies available. The company also provides supplemental plans, such as mortgage protection.

3980 Tampa Rd Ste 101C, Oldsmar, FL 34677

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
5.0 (1)

Why choose this provider?

Vazquez Insurance Agency Inc. is an independent agency that partners with a select group of carriers to deliver quality individual and group health insurance products. Clients may choose between fee-for-service and managed care options, such as an HMO or PPO to provide the coverage they need. They also have supplemental plan selections, including dental, vision, disability, long-term care, and Medicare. Additionally, Vazquez Insurance Agency provides life insurance policies, encompassing term, whole, and universal, to ensure effective protection.

8405 N Himes Ave Ste 101, Tampa, FL 33614

Expertise.com Rating

Why choose this provider?

Founded in 1981, Murray Insurance Agency is a contracted general agency for Blue Cross/Blue Shield of Florida. The life insurance company in Tampa assists clients with finding the appropriate coverage for their needs. It offers individual term, whole, and universal options with variations within each of the plan types. The company also offers final expense insurance. Additionally, Murray Insurance Agency provides a comprehensive selection of health insurance products, including FFSs, HMOs, PPOs, and POSs as well as supplemental plans.

8913 Regents Park Dr Ste 640, Tampa, FL 33647

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
4.5 (15)

Why choose this provider?

Shapiro Insurance Group is an independent insurance agency that shops multiple carriers to deliver the coverage and rates its clients require. The company's life insurance options include term and whole policies. Its agents consult with clients and evaluate their financial circumstance, responsibilities, and goals. They provide a comprehensive comparative analysis of the plans offered by its partner carriers. Additionally, Shapiro Insurance Group's agents ensure their clients understand the specific coverage offered by each policy.

5322 Land O Lakes Blvd, Land O Lakes, FL 34639

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
5.0 (2)

Why choose this provider?

Kempton Financial Grp LLC is a full-service independent agency that partners with a select group of trusted carriers to tailor its health and life insurance policies to meet the clients' needs. It offers fee-for-service and managed care policies as well as supplemental plans, such as vision, dental, disability, short- and long-term care, and Medicare. Kempton Financial Grp also delivers a comprehensive range of life insurance plans, including term, whole, and universal.

6320 S Dale Mabry Hwy, Tampa, FL 33611
WebsiteLicense: L062256

Expertise.com Rating

Review Sources

Google
4.9 (127)
Facebook
5.0 (49)

Why choose this provider?

We Insure offers life insurance plans for clients in the Tampa area. The company is partnered with more than 100 insurance providers that have policies that cover funeral costs, living expenses, debt payment, and other future needs. It also offers insurance policies for health and businesses. Clients can also obtain property insurance for their homes, condominiums, and rental properties, including coverage for floods. Vehicle owners can likewise get have their cars, motorcycles, RVs, and boats insured.

  • Life Insurance
  • Health Insurance

1408 N West Shore Blvd Ste 708, Tampa, FL 33607

Expertise.com Rating

Review Sources

Facebook
4.8 (24)
Yelp
1.0 (1)

Why choose this provider?

A&B Insurance provides comprehensive individual, family, and group health options. The health insurance company in Tampa represents Blue Cross/Blue Shield of Florida and offers products, such as Medicare Supplement and Medicare Advantage as well as critical illness and accident policies. It also offers a variety of personal and business supplemental plans. Additionally, A&B Insurance provides a full range of life insurance products, including term, whole, and universal policies, tailored to deliver the coverage and rates its clients require.

5492 Land O Lakes Blvd, Land O Lakes, FL 34639

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Oakes Insurance is a family-owned company providing its clients with insurance options for more than 40 years. The independent agency has built a partnership with a network of reputable carriers to offer coverage and rates tailored to meet its clients' needs. Its agents evaluate each situation individually to determine their clients' unique circumstances and goals before aligning a term, whole, or universal life insurance policy with their objectives. Oakes Insurance works with clients to secure family and asset protection.

853 Main St Ste B, Safety Harbor, FL 34695

Expertise.com Rating

Review Sources

Google
4.9 (14)
Facebook
5.0 (10)

Why choose this provider?

Avrin Insurance Agency is an independent insurance company offering its clients the flexibility of choosing the life insurance plan that most effectively meets their needs. The company represents a network of reputable carriers to provide comprehensive coverage. Avrin Insurance Agency works with individuals to determine their assets, liabilities, responsibilities, and goals. Its team provides a competitive analysis of the products offered. The company also provides vehicle, homeowner's, and business insurance products.

10014 Grove Dr Ste A, Port Richey, FL 34668

Expertise.com Rating

Review Sources

Facebook
4.6 (28)
Yelp
5.0 (22)

Why choose this provider?

Barrett Harding Insurance is a family-owned company that's provided a full range of insurance options since 1979. The independent agency offers its clients the benefit of its partnerships with multiple carriers to pass on flexibility with coverage and rate choices. Individual consultations with the company's agents detail specific financial circumstances, obligations, and goals. They tailor term, whole, and universal policies to meet their clients' needs. Barrett Harding Insurance also provides coverage options for community associations and businesses.

305 N Parsons Ave, Brandon, FL 33510

Expertise.com Rating

Review Sources

Yelp
5.0 (22)

Why choose this provider?

NHIA Inc. is a contracted general agency for Florida Blue. The company offers individual and group health insurance products, including fee-for-service and managed care solutions. Additionally, NHIA offers a comprehensive selection of supplemental plans of which dental, vision, disability, long-term care, and Medicare are included. The company's life insurance coverage options encompass term, whole, and universal policies. NHIA's agents provide support with determining the specific plan and coverage that suits their clients' needs.

30832 US Highway 19 N, Palm Harbor, FL 34684

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
4.0 (2)

Why choose this provider?

Whitco Insurance of Palm Harbor is an independent agency providing its personal and business clients with a diverse selection of coverage and rate options. Its partnership with a network of carriers allows flexibility in choosing between term, whole, or universal life insurance and the variety of options available within each policy type. Agents consult with clients to gather the necessary data concerning their current financial circumstances and obligations as well as future goals to align appropriate plans with their objectives.

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
JPB & Associates
550 N Reo St Ste 300, Tampa, FL 33609
Trinity Insurance Consultants
New Port Richey, FL 34654
Dorey Insurance Group
Tampa, FL 34654
ASB Financial
4902 Eisenhower Blvd Ste 190, Tampa, FL 33634
Angeloni Tax Advisory Group Inc.
11938 Balm Riverview Rd, Riverview, FL 33569
Dupuy Insurance LLC
5508 North 50th Street, Tampa, FL 33610
Elite Insurance Partners
34125 US Highway 19 N Ste 200, Palm Harbor, FL 34684
Coast to Coast Insurance of Florida
4121 Henderson Blvd, Tampa, FL 33629
Vazquez Insurance Agency Inc
3980 Tampa Rd Ste 101C, Oldsmar, FL 34677
Murray Insurance Agency
8405 N Himes Ave Ste 101, Tampa, FL 33614
Shapiro Insurance Group
8913 Regents Park Dr Ste 640, Tampa, FL 33647
Kempton Financial Grp LLC
5322 Land O Lakes Blvd, Land O Lakes, FL 34639
We Insure
6320 S Dale Mabry Hwy, Tampa, FL 33611
A&B Insurance - Tampa
1408 N West Shore Blvd Ste 708, Tampa, FL 33607
Oakes Insurance
5492 Land O Lakes Blvd, Land O Lakes, FL 34639
Avrin Insurance Agency
853 Main St Ste B, Safety Harbor, FL 34695
Barrett Harding Insurance - Port Richey
10014 Grove Dr Ste A, Port Richey, FL 34668
NHIA Inc.
305 N Parsons Ave, Brandon, FL 33510
Whitco Insurance of Palm Harbor
30832 US Highway 19 N, Palm Harbor, FL 34684

FAQs

  • Does Tampa have a grace period if your life insurance policy lapses?

    Yes, there's a grace period in Tampa between when you miss a payment and when your insurance lapses. Depending on your insurance, grace periods normally last approximately 30 days. You can renew your life insurance plan during the grace period by paying the unpaid payment and all associated late fines.

  • What occurs to the death benefit if your primary life insurance beneficiaries in Tampa die, and there's no secondary beneficiary?

    Your estate will get the death benefit of your Tampa life insurance policy instead of the persons or organizations you've chosen if your primary beneficiaries are deceased and you don't have any secondary beneficiaries. Estate taxes will be applied to the payout. Then, your payout's receiver will subsequently be chosen by a judge in probate court.

  • Can Tampa creditors claim your life insurance policy's death benefit if you have unpaid bills when you pass away?

    Creditors can only claim your life insurance policy's death benefit for unpaid bills if you don't have a beneficiary designated on the policy. If you have a correctly named beneficiary on your insurance policy, the death benefit goes to that person or organization without any intervention from your creditors.

  • Who should choose a return of premium life insurance policy in Tampa?

    A return of premium life insurance policy in Tampa is recommended for individuals who are willing to spend a little bit more each month on their premiums and want to earn some savings. Receiving a significant amount of money at the expiration of the life insurance policy may be beneficial to someone who is approaching retirement, particularly since the cash is tax-free.

  • If you only have life insurance via your workplace, are you considered underinsured in Tampa?

    Although the group insurance plans provided by your company in Tampa can be a practical method to obtain low-cost coverage, they normally only pay out between one and two times the amount you make each year, meaning you may be underinsured. This may not be sufficient to meet all of your family's expenses if you are the main provider of income.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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