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Best Life Insurance Companies in Tallahassee, FL

Our Recommended Top 12

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Our goal is to connect people with the best local professionals. We scored Tallahassee Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7625Reviewed

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12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

113 South Monroe Street, Tallahassee, FL 32301
WebsiteLicense: L073206

Expertise.com Rating

Review Sources

Google
5.0 (44)
Facebook
5.0 (2)

Why choose this provider?

Premier Insurance Agency is an independent agency that has been catering to local businesses and families in Tallahassee and the surrounding areas for a decade. It represents a variety of insurance carriers including, but not limited to, Berkshire Hathaway Homestate Companies and Foremost Bristol West. Its products offered include life, business, auto, home, boat, and trucking insurance. The agency is also a member of the Florida Association of Insurance Agents and is nationally connected with Strategic Insurance Agents Alliance.

  • Life Insurance

515 B West Jackson Street, Thomasville, GA 31792
WebsiteLicense: L074061

Expertise.com Rating

Review Sources

Facebook
4.0 (9)

Why choose this provider?

Insurance Express LLC is an independent life insurance agency that serves clients in Tallahassee. Its life insurance service covers term life, whole life, and mortgage. It also offers vehicle insurance that helps clients in cases of vehicular damage or unexpected traffic accidents. Business insurance and property insurance are also available. Insurance Express has been providing service since 1933. The agency's goal is to provide clients with the protection that they need that's within their means.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

2500 Apalachee Parkway, Tallahassee, FL 32301
WebsiteLicense: L047276

Expertise.com Rating

Review Sources

Google
4.0 (22)
Facebook
5.0 (2)

Why choose this provider?

Affiliated Insurance Agencies of Florida, Inc., is an insurance company in Tallahassee that has been in the industry for the past 30 years. The insurance agents at this office provide life insurance policies for families and individuals to protect them against financial loss in the event of a tragedy. The team also assists in finding a tailored life insurance package with coverage that suits the clients' financial needs. Its additional insurance products are home, recreational, commercial auto, and general liability insurance.

  • Life Insurance

2814 Remington Green Circle, Tallahassee, FL 32308
WebsiteLicense: L090832

Expertise.com Rating

Review Sources

Google
5.0 (96)
Facebook
4.0 (15)

Why choose this provider?

Doug Croley Insurance Services partners with a network of insurance carriers to provide its individual, business, and commercial clients in Tallahassee with life insurance packages tailored to meet their needs. Since its establishment in 1978, the agency works with each client to deliver customized coverage plans. Its agents educate clients regarding life insurance policies that take care of their family's needs after death, such as debt repayment, funeral expenses, and daily living costs.

  • Individual Plans
  • Life Insurance

545 John Knox Road, Tallahassee, FL 32303
WebsiteLicense: 005602

Expertise.com Rating

Review Sources

Facebook
4.7 (56)
Google
4.9 (35)

Why choose this provider?

FDA Services Inc. is a life insurance provider located in Tallahassee. It offers different types of coverage such as term life, whole life, and universal life to suit various needs of clients. It also specializes in dental insurance solutions. These include dental professional liability, dental board malpractice, and dental office package. As a wholly-owned subsidiary of the Florida Dental Association, its revenue goes directly to FDA programs and activities. Other insurance offered include group health and automobile.

  • Life Insurance

1836 Hermitage Boulevard, Tallahassee, FL 32308
WebsiteLicense: L083313

Expertise.com Rating

Review Sources

Google
4.0 (32)
Facebook
5.0 (1)

Why choose this provider?

Fuqua Insurance Agency has been serving clients in Tallahassee and the surrounding communities for 45 years. It is a locally owned insurance firm offering life insurance policies. Whether it's term life or universal life insurance, its agents work to help clients weigh their options. In addition, they offer a range of personal lines insurance products, such as homeowners, renters, condo, auto, watercraft, motorcycle, and RV. Fuqua Insurance Agency partners with multiple providers, including Mercury Insurance, Progressive, Safeco, and Bristol West.

  • Life Insurance

1114 North Adams Street, Tallahassee, FL 32303
WebsiteLicense: R000836

Expertise.com Rating

Review Sources

Google
4.0 (19)
Facebook
5.0 (5)

Why choose this provider?

Tyre Insurance Agency is an independent insurance agency that has been serving the residents of Tallahassee and the surrounding areas for more than 33 years. It provides clients with life insurance and critical illness insurance. It also offers other personal insurance products, such as home insurance, mobile home insurance, auto insurance, motorcycle insurance, and boat insurance. In addition, it also provides commercial property insurance and general liability insurance. Tyre Insurance Agency is open to walk-in appointments.

  • Life Insurance

2120 Killarney Way, Tallahassee, FL 32309
WebsiteLicense: L092483

Expertise.com Rating

Review Sources

Google
5.0 (698)
Facebook
5.0 (62)
Yelp
5.0 (3)

Why choose this provider?

McGinniss Himmel Insurance Agency is an independent insurance agency helping individuals and families in Tallahassee with their life insurance needs. The company was founded in 2015 by Allen McGinniss and Michael Himmel and currently has 10 agents. The team matches its clients to life insurance companies and coverages tailored to their needs. It offers support with term and permanent life insurance and educates clients about coverage. McGinniss Himmel Insurance Agency agents have an average of over seven years of experience in the industry.

  • Life Insurance
  • Whole Life Insurance
  • Long Term Care

1425 Piedmont Drive, Tallahassee, FL 32308
WebsiteLicense: L048490

Expertise.com Rating

Review Sources

Facebook
5.0 (21)

Why choose this provider?

Capital Insurance Agency, Inc., provides a variety of insurance and retirement services to clients in Tallahassee. The company offers individual and group insurance products such as life insurance, disability insurance, vision insurance, dental insurance, and supplemental insurance. The company also has other service options like retirement solutions and pre-tax benefits. It has served over 100,000 employees of the State of Florida. Capital Insurance Agency, Inc., was established in 1970 by David M. Moore, Sr.

  • Life Insurance
  • Health Insurance

800 Capital Circle Southeast, Tallahassee, FL 32301
WebsiteLicense: P144747

Expertise.com Rating

Review Sources

Google
4.0 (32)
Yelp
5.0 (2)

Why choose this provider?

Dave Williams is a State Farm insurance agent who has been serving clients in Tallahassee for over 26 years. State Farm's life insurance policy has three types namely term life, permanent life, and universal life policies. Its term life insurance provides death protection at a specified period. Term life is suitable for clients who aims to have a coverage to pay off loans. He also offers health, business, and property insurance products, as well as mutual funds and annuities.

  • Life Insurance
  • Health Insurance

2724 Capital Circle Northeast, Tallahassee, FL 32308
WebsiteLicense: R002707

Expertise.com Rating

Review Sources

Google
3.0 (7)

Why choose this provider?

Bill Beaty is an insurance agent who serves clients in Tallahassee and the surrounding areas. His life insurance service includes different options such as term life, whole life, and universal life policy. In addition, he offers other insurance plans such as homeowners, automobiles, and health. He also assists clients in banking and annuities. Bill Beaty leads a team through Bill Beaty Insurance Agency, Inc., which is under State Farm. He is a Chartered Life Underwriter and a Chartered Financial Consultant.

  • Life Insurance

2750 Chancellorsville Drive, Tallahassee, FL 32312
WebsiteLicense: L048374

Expertise.com Rating

Review Sources

Google
5.0 (37)

Why choose this provider?

Established in 2007, Southern Financial Insurance Group is an independent insurance agency serving individuals and businesses in Tallahassee and surrounding communities. The company primarily offers life, home, auto, and business insurance products. Under life insurance, its staff handles both term and whole life options. The agency also provides insurance policies that cover recreational vehicles, pets, boats, motorcycles, and rental properties. Southern Financial Insurance Group caters to clients in Northern and Central Florida through a branch office in Orlando, High Performance Insurance Agency.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Premier Insurance Agency
113 South Monroe Street, Tallahassee, FL 32301
Insurance Express
515 B West Jackson Street, Thomasville, GA 31792
Affiliated Insurance Agencies of Florida Inc.
2500 Apalachee Parkway, Tallahassee, FL 32301
Doug Croley Insurance Services
2814 Remington Green Circle, Tallahassee, FL 32308
FDA Services Inc.
545 John Knox Road, Tallahassee, FL 32303
Fuqua Insurance Agency
1836 Hermitage Boulevard, Tallahassee, FL 32308
Tyre Insurance Agency
1114 North Adams Street, Tallahassee, FL 32303
McGinniss Himmel Insurance Agency
2120 Killarney Way, Tallahassee, FL 32309
Capital Insurance Agency, Inc
1425 Piedmont Drive, Tallahassee, FL 32308
Dave Williams
800 Capital Circle Southeast, Tallahassee, FL 32301
Bill Beaty
2724 Capital Circle Northeast, Tallahassee, FL 32308
Southern Financial Insurance Group
2750 Chancellorsville Drive, Tallahassee, FL 32312

FAQs

  • What life insurance options are available to residents of Tallahassee?

    In Tallahassee, individuals can choose between permanent life insurance with adjustable premiums or term life insurance, which offers protection for a specific duration. Another viable choice is universal life insurance, which accumulates financial value over time. Life insurance plays a pivotal role in assisting beneficiaries by settling outstanding financial commitments and offering compensation for potential loss of income resulting from the policyholder's demise.

  • Are life insurance policies protected from creditors in Tallahassee?

    In Tallahassee, under Florida Statutes Sec. 222.14, life insurance policies and annuity proceeds are typically immune from attachment, garnishment, or legal actions, shielding them from most creditors. However, this safeguard may not be applicable if the insurance or annuity agreement was expressly established with the intent to favor a creditor.

  • What are the requirements for insurers in Tallahassee regarding the verification of insured individuals' statuses and the handling of benefits upon their passing?

    In Tallahassee, as mandated by Florida law, insurers must annually cross-check records of life or endowment insurance, death benefit annuity contracts, and retained asset accounts from January 1, 1992, onwards with the Social Security Administration's Death Master File. Upon learning of an insured's death, they have up to 120 days to identify potential benefits and make efforts to locate and notify beneficiaries.

  • Does a life insurance policy in Tallahassee have an incontestability clause?

    In Tallahassee, life insurance policies commonly include an incontestability clause. If the policyholder passes away within the contestable timeframe, the insurer is entitled to scrutinize their medical history, which may lead to delays in claims processing while medical records are sought. If disputes arise over the distribution of policy benefits, the insurer can initiate an interpleader with the court to ensure an equitable resolution.

  • When is the best time for individuals in Tallahassee to purchase life insurance?

    Individuals in Tallahassee should consider obtaining life insurance as early as possible. Securing a policy at a younger age typically leads to more favorable rates regardless of marital status. Factors like age and health impact insurability and premiums, making early enrollment a prudent choice. Life insurance offers financial security and future flexibility even if one is single.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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