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2024

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Best Life Insurance Companies in Spring Hill, FL

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Spring Hill Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4449Reviewed

2673Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

11270 Spring Hill Drive, Spring Hill, FL 34609
WebsiteLicense: L003590

Expertise.com Rating

Review Sources

Google
4.0 (46)
Facebook
5.0 (7)

Why choose this provider?

Whiting Insurance is a family-owned and family-operated insurance business that serves clients in Spring Hill. It offers life insurance coverage that ensures financial security in the event of untimely death by paying for final expenses and leaving an inheritance for dependents. Being an independent agency allows it to work with several providers, such as Bristol West, Hartford, and MetLife, to provide insurance products for renters, homeowners, and employers. Whiting Insurance agents have more than 35 years of experience in the insurance industry.

  • Life Insurance

4594 Commercial Way, Spring Hill, FL 34606
WebsiteLicense: L092672

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (4)

Why choose this provider?

HSIG Insurance Agency offers health and life insurance plans to clients in Spring Hill. It is committed to helping individuals and companies with their Medicare insurance and retirement needs. Its locally licensed agents are familiar with life insurance plans, long-term care planning, and annuities. The insurance agency also represents several insurance plans, such as Medigap, Medicare Part D, Medicare Part C, and HMO and PPO entities with a Medicare contract. It works with various insurance companies that include Humana and CarePlus.

  • Health Insurance

5226 Mariner Boulevard, Spring Hill, FL 34609
WebsiteLicense: E002157

Expertise.com Rating

Review Sources

Google
4.0 (26)

Why choose this provider?

Scott Barnwell is a full-service insurance agent with State Farm who serves individuals, families, and businesses in Spring Hill and its adjoining communities. He has more than three decades of insurance experience and has helped clients purchase insurance products that fit their needs. One of his services is life insurance, where he educates clients on policies that take care of their family's needs after death, such as debt repayment, funeral expenses, and daily living costs. Scott is also able to serve Spanish-speaking clients.

  • Life Insurance
  • Health Insurance

8344 Forest Oaks Boulevard, Spring Hill, FL 34606
WebsiteLicense: R000151

Expertise.com Rating

Review Sources

Google
4.0 (11)

Why choose this provider?

Browning Insurance Agency, Inc., is a Brooksville-based independent insurance company. This full-service insurance agency serves clients throughout Spring Hill and the counties of Hernando, Pasco, Sumter, and Citrus. The company offers insurance products for individuals and businesses, including life insurance plans. Its team of experienced agents guides clients in selecting the right level of coverage suited to their needs and goals. Founded by L.D. Hathaway, Browning Insurance Agency has been serving clients since 1907.

  • Life Insurance
  • Health Insurance

3290 Commercial Way, Spring Hill, FL 34606
WebsiteLicense: R008421

Expertise.com Rating

Review Sources

Facebook
4.5 (23)
Google
5.0 (2)

Why choose this provider?

Killingsworth Insurance is an independent life insurance company established in 1974. The firm offers its services to Spring Hill and nearby areas. The company offers individual, group, disability, and key person life insurances. The firm accepts annual renewable, level term, and whole life insurance options. Its agents help clients acquire the right coverage for their unique situation, saving time and money. It also offers insurance to automobiles, motorcycles, and homes. Killingsworth Insurance is an active member of socio-civic organizations in the community.

  • Life Insurance

3751 Maryweather Lane, Wesley Chapel, FL 33544
WebsiteLicense: L059753

Expertise.com Rating

Review Sources

Google
4.0 (135)
Facebook
4.0 (31)

Why choose this provider?

Insurance Company of Florida provides life insurance for residents of Spring Hill. It helps clients evaluate various options in term life and whole life policies, allowing them to compare premium rates and benefits. These include coverages like death benefits, living benefits, and cash-value capital. The company processes claims for existing policies or updates them to add new coverages, such as final expenses and mortgage protection. Its other insurance services include homeowners' and renters' insurance. It can also recommend new living spaces through its partner, Keller Williams Realty.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

4098 Commercial Way, Spring Hill, FL 34606
WebsiteLicense: L088293

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
4.0 (6)

Why choose this provider?

Accent Insurance Group is a family-owned and family-operated insurance provider that provides insurance and retirement services for individuals and families in Spring Hill and nearby areas. The life insurance agents at this office represent multiple insurance carriers to deliver the appropriate policy that fits specific objectives and financial needs. They have different types of life insurance, such as term life, universal life, whole life, final expense, and single premium whole life insurance policies. Medicare Supplement and health insurance plans are likewise available.

  • Life Insurance
  • Health Insurance

10521 Spring Hill Drive, Spring Hill, FL 34608
WebsiteLicense: L011422

Expertise.com Rating

Review Sources

Yelp
3.5 (22)
Google
4.0 (14)
Facebook
5.0 (2)

Why choose this provider?

Livengood & Associates, Inc is a full-service agency that serves clients in Spring Hill. For over 25 years, it has worked with local businesses and individuals, providing them with financial solutions and coverage strategies that meet their needs. It offers products such as life, auto, homeowners, health, and pet insurance. It also carries business insurance as well as financial services and investments. The company helps clients make informed decisions by providing materials that educate clients on their insurance options.

  • Life Insurance
  • Individual Plans

11211 Spring Hill Drive, Spring Hill, FL 34609
WebsiteLicense: L081847

Expertise.com Rating

Review Sources

Google
4.0 (18)
Facebook
4.4 (1)

Why choose this provider?

Operating in Spring Hill, Leavell Insurance is an independently owned and operated insurance agency that provides a broad range of insurance solutions. This life insurance firm offers term, universal, and whole life insurance options tailored to meet individual needs. It also assists business owners with its group life insurance plans as part of their employees' benefits packages. Leavell Insurance has access to multiple insurance companies that allow clients to select from a comprehensive assortment of coverage and protection.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Whiting Insurance
11270 Spring Hill Drive, Spring Hill, FL 34609
HSIG Insurance Agency
4594 Commercial Way, Spring Hill, FL 34606
Scott Barnwell
5226 Mariner Boulevard, Spring Hill, FL 34609
Browning Insurance Agency, Inc.
8344 Forest Oaks Boulevard, Spring Hill, FL 34606
Killingsworth Insurance
3290 Commercial Way, Spring Hill, FL 34606
Insurance Company of Florida
3751 Maryweather Lane, Wesley Chapel, FL 33544
Accent Insurance Group
4098 Commercial Way, Spring Hill, FL 34606
Livengood & Associates, Inc
10521 Spring Hill Drive, Spring Hill, FL 34608
Leavell Insurance
11211 Spring Hill Drive, Spring Hill, FL 34609

FAQs

  • In what circumstances do you not require life insurance in Spring Hill?

    You might no longer require Spring Hill life insurance if you and your spouse have built up an extensive amount of money, or should a spouse die away, the available assets and income sources can support you financially. If your children are financially competent and independent adults, you might no longer require life insurance because your estate won't have an impact on their financial stability.

  • Do Spring Hill life insurance companies run criminal background checks?

    Yes, Spring Hill life insurance providers usually always investigate an applicant's criminal history. Those applying for life insurance coverage will be questioned about their criminal background. If an applicant lies about their criminal history, their policy may be denied. If a person with a felony conviction is able to obtain a life insurance policy, they will pay higher premiums due to the greater statistical risk of covering them.

  • In Spring Hill, can you apply for life insurance while incarcerated?

    You probably won't be allowed to apply for life insurance coverage in Spring Hill if you're behind bars or undergoing trial for a criminal offense. Normally, in order to be eligible for coverage, you must wait until your charges have been dropped, or your case has concluded and you are no longer in jail.

  • What topics does a life insurance phone interview cover in Spring Hill?

    The following are some topics you'll be asked when applying for life insurance in Spring Hill over the phone:

    • Descriptive data like your gender, age, and marital status.
    • Information about your lifestyle.
    • Your general well-being and any existing illnesses.
    • The medical history of your family and any potential inherited disorders.
    • Your profession and any risky activities you participate in.
  • What are the alternatives to surrendering your life insurance coverage in Spring Hill?

    Borrowing against the accrued cash value in your Spring Hill life insurance policy is an alternative to surrendering your policy. With this choice, policyholders can access their money without canceling their insurance. Another option is to sell the policy in what is known as a life settlement market. Individuals who no longer require the coverage may find this alternative more advantageous financially than surrendering the policy.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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