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2024

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Best Life Insurance Companies in Pembroke Pines, FL

Our Recommended Top 17

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Our goal is to connect people with the best local professionals. We scored Pembroke Pines Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7395Reviewed

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17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3821 Hallandale Beach Boulevard, West Park, FL 33023
WebsiteLicense: L106371

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Review Sources

Facebook
4.0 (13)
Google
5.0 (1)

Why choose this provider?

Global Life Planning serves individuals and businesses in Pembroke Pines. The company's professionals help clients protect their financial future and assets by providing life insurance with living benefits. They also offer health and dental insurance, retirement, and estate planning, as well as a credit repair program. Moreover, Global Life Planning represents various carriers, such as Aliera, Pacific Life, Humana, and Nationwide. Cynthia and William Torres, CEO and COO, respectively, address the financial needs of clients and specialize in investment planning.

  • Life Insurance

18401 Northwest 27th Avenue, Miami Gardens, FL 33056
WebsiteLicense: L055056

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Google
4.1 (31)
Yelp
1.0 (1)

Why choose this provider?

Annette Willis Insurance Agency delivers various types of insurance products and services to Pembroke Pines residents. Its individual solutions include life insurance, which covers general protection, long-term care, disability, and annuity insurance. The company also offers personal risk and wealth management services. It serves numerous industries such as agribusiness, aviation, education, and construction. In addition, the agency is part of NFP, an insurance broker and consultant that provides property and casualty, corporate benefits, and retirement solutions.

  • Health Insurance

7879 Pines Boulevard, Pembroke Pines, FL 33024
WebsiteLicense: L097898

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Review Sources

Google
5.0 (90)
Facebook
5.0 (1)

Why choose this provider?

Based in Pembroke Pines, Financial Enrollment Services is an insurance brokerage firm that assists with acquiring insurance plans. Its policies cover life insurance products, including ARMS, whole life, term life, accidental death benefit, and final expense. In addition, the company also offers other types of insurance products for auto, commercial, health, and home. The company also specializes in real estate, income tax preparation, credit repair, and notarization. The agency has been in the insurance industry for eight years.

  • Life Insurance

15800 Pines Boulevard, Pembroke Pines, FL 33027
WebsiteLicense: L065124

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Google
5.0 (20)
Facebook
5.0 (6)

Why choose this provider?

FIB Insurance is an independent insurance agency serving individuals, families, and businesses in Pembroke Pines. For over two decades, the company's professionals provide clients with term, whole, and universal life insurance designed to help protect their families' future. They also offer auto, homeowners, and business insurance. Its senior vice president, Arman Aru, carries over 10 years of experience in business management and seven years in the insurance field. Arman is a member of the FIU Alumni Association Executive Board of Directors.

  • Life Insurance

15457 Pines Boulevard, Pembroke Pines, FL 33027
WebsiteLicense: E104425

Why choose this provider?

Nations Insurance Advisors provides health insurance services to clients in Pembroke Pines. It provides clients an option to choose several insurance coverage categories, such as bronze, platinum, silver, and gold. It also caters to clients needing long-term care insurance to help with their medical and non-medical needs in residential properties, nursing homes, or assisted living facilities. Additionally, cancer insurance is available for individuals, families, and single parents. Nations Insurance Advisors also offers dental, critical illness, and accident insurance services.

  • Health Insurance
  • Long Term Care

40 Stark Street, Manchester, NH 03101
WebsiteLicense: L092465

Expertise.com Rating

Why choose this provider?

Optisure is an organization delivering insurance and risk management solutions to businesses and individuals in Pembroke Pines. It offers a range of products like personal life, long-term care, and retirement insurance. The company also provides commercial coverages for professional and management liability, commercial properties, workers’ compensation, and employee benefits. Also available at the business are services like executive and high-net-worth personal risk management, homeowners' insurance, and personal umbrella insurance. Established in 2015, Optisure employs over 70 insurance professionals.

  • Life Insurance
  • Health Insurance

15800 Pines Boulevard, Pembroke Pines, FL 33027
WebsiteLicense: L090795

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Review Sources

Google
5.0 (92)

Why choose this provider?

Johnson Insurance Group is an independent insurance agency that serves clients in Pembroke Pines. It offers term, whole, and universal life insurance policies that provide financial security to beneficiaries in the event of an unexpected death. In collaboration with several providers, such as The Hartford, Heritage Insurance, and Kemper Auto, the agency also assists clients in obtaining insurance products for their automobiles, mobile homes, yachts, and off-road vehicles. Johnson Insurance Group has 17 years of experience in the insurance industry.

  • Life Insurance

9041 Pembroke Road, Pembroke Pines, FL 33025
WebsiteLicense: 073652

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Review Sources

Google
4.0 (14)
Yelp
2.5 (3)

Why choose this provider?

Progresso Insurance has been providing multiple lines of protection since 2009. Its team of independent agents assists Pembroke Pines individuals and businesses in various areas, including life insurance which can help pay for burial expenses, outstanding debts, and estate taxes. They review policies from numerous providers, including Foremost Insurance Group, Mercury, and National General, and they stay updated about market demands and industry changes. Progresso Insurance also offers Florida FR44 insurance, which is designed to protect drivers with DUI charges.

  • Life Insurance
  • Health Insurance

2600 Glades Circle, Weston, FL 33327
WebsiteLicense: L064345

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Review Sources

Google
5.0 (13)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Oppenheimer JW Group Insurance is a family-owned and family-operated agency that serves Pembroke Pines. Since 1996, it has been helping customers shop for life insurance policies from multiple carriers. The options it offers include life term insurance for time-limited coverage and whole and universal life insurance for permanent protection. In addition, it offers a variety of health, home, car, and travel insurance products. Oppenheimer JW Group Insurance serves as a local agency division for BlueCross and BlueShield-Florida Blue.

  • Life Insurance
  • Health Insurance

1601 North Flamingo Road, Pembroke Pines, FL 33028
WebsiteLicense: E112837

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Review Sources

Google
4.0 (22)
Facebook
5.0 (2)

Why choose this provider?

Michelle Silva is a life insurance agent serving clients in Pembroke Pines and the surrounding areas. Silva has been providing life, auto, home, business, and health insurance for more than seventeen years. She uses her extensive knowledge to help clients protect their valuable assets by educating them on their insurance options and addressing their questions and concerns. Silva and her team are committed to serving the community, helping clients achieve their long-term goals. Moreover, Silva provides property insurance, banking, and annuities.

  • Life Insurance
  • Health Insurance

9050 Pines Boulevard, Pembroke Pines, FL 33024
WebsiteLicense: L100814

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Review Sources

Google
5.0 (25)
Facebook
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

MAD Insurance is an independent insurance agency that serves the residents of Pembroke Pines and the surrounding communities. It works with multiple insurance companies that offer personal and commercial insurance packages. Its personal insurance services include life insurance, home insurance, flood insurance, health insurance, and auto insurance. Additionally, it provides commercial insurance services like commercial property, workers compensation, cyber insurance, commercial auto, and general liability. MAD Insurance has been in business in South Florida for more than a decade.

  • Life Insurance
  • Health Insurance

1806 North Flamingo Road, Pembroke Pines, FL 33028
WebsiteLicense: L079874

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

ASM Insurance & Financial Services has been offering insurance products, including life insurance policies, to residents of Pembroke Pines and the surrounding areas, since 1983. The insurance agency helps clients get more beneficial policies from a number of major insurance providers. The company does this by educating the clients about the details they need to decide on the best policies for them. Additionally, ASM Insurance & Financial Services provides assistance with Medicare plans, dental plans, health insurance, and IRA distribution planning.

  • Life Insurance

2020 Northwest 150th Avenue, Pembroke Pines, FL 33028
WebsiteLicense: L093797

Expertise.com Rating

Review Sources

Facebook
4.0 (93)
Google
3.0 (56)
Yelp
4.0 (14)

Why choose this provider?

Mendez & Associates Insurance is a family-owned agency that has been serving Pembroke Pines and the surrounding communities since 1992. It partners with multiple carriers to offer life insurance and help individuals protect their families. Clients consult with its team of professionals to determine the type of coverage they need depending on their financial goals. The agency's president, Barbara Mendez, has more than 23 years of industry experience. She realized her goal of helping people following Hurricane Andrew.

  • Life Insurance
  • Health Insurance

12525 Orange Drive, Davie, FL 33330
WebsiteLicense: L007256

Expertise.com Rating

Review Sources

Facebook
4.0 (15)

Why choose this provider?

Working American Benefits, Inc., offers a wide range of insurance and financial services to personal and commercial clients in Pembroke Pines. The agency helps individuals and families secure their future with comprehensive life insurance plans from providers like the Manhattan Life Group and Foresters Financial. Additionally, it holds relationships with agents across the states and some Caribbean countries. The agents at Working American Benefits help clients choose packages that suit their needs, whether for retirement, estate planning, college planning, or asset protection.

  • Life Insurance

166 North University Drive, Pembroke Pines, FL 33024

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
3.7 (3)

Why choose this provider?

House Insurance Inc. is a locally owned business that has been in the insurance industry for more than two decades. It comprises insurance associates who serve clients residing in Pembroke Pines and nearby areas. They help identify clients' financial needs and select the life insurance policy with the appropriate coverage. The different types of life insurance policies are term insurance, whole life insurance, and annuities. Additionally, they have mortgage protection insurance that pays off the mortgage balance in the event of the client's death.

  • Life Insurance

18503 Pines Boulevard, Pembroke Pines, FL 33029
WebsiteLicense: A220857

Expertise.com Rating

Review Sources

Google
4.0 (42)
Facebook
5.0 (5)

Why choose this provider?

Kay Riordan leads a group of insurance professionals at Kay Riordan Insurance Agency Inc. under State Farm. She and her team have been catering to clients in Pembroke Pines and nearby areas since 1992. Her product line includes term, universal, and whole life insurance policies. Moreover, she offers auto, business, health, home, and property insurance plans. Kay has been a qualifier for various State Farm awards throughout her career, including Ambassador Travel, Chairman's Circle, and Crystal Excellence Award.

  • Life Insurance
  • Health Insurance

12330 Southwest 53rd Street, Cooper City, FL 33330
WebsiteLicense: R005233

Expertise.com Rating

Review Sources

Google
4.0 (159)
Facebook
5.0 (7)
Yelp
3.0 (7)

Why choose this provider?

Frank Walker is a State Farm insurance agent with nearly four decades of experience in the business. He provides individuals, families, and businesses in Pembroke Pines with insurance services. He also recommends life insurance options that meet the client's financial needs. Additionally, he and his team provide home, auto, health, property, and pet insurance policies. They are experienced in assisting clients with annuities, banking, and mutual funds. Moreover, Walker has bilingual staff members who are fluent in Spanish.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Global Life Planning
3821 Hallandale Beach Boulevard, West Park, FL 33023
Annette Willis Insurance Agency
18401 Northwest 27th Avenue, Miami Gardens, FL 33056
Financial Enrollment Services
7879 Pines Boulevard, Pembroke Pines, FL 33024
FIB Insurance
15800 Pines Boulevard, Pembroke Pines, FL 33027
Nations Insurance Advisors
15457 Pines Boulevard, Pembroke Pines, FL 33027
Optisure
40 Stark Street, Manchester, NH 03101
Johnson Insurance Group
15800 Pines Boulevard, Pembroke Pines, FL 33027
Progresso Insurance
9041 Pembroke Road, Pembroke Pines, FL 33025
Oppenheimer JW Group Insurance
2600 Glades Circle, Weston, FL 33327
Michelle Silva
1601 North Flamingo Road, Pembroke Pines, FL 33028
MAD Insurance
9050 Pines Boulevard, Pembroke Pines, FL 33024
ASM Insurance & Financial Services
1806 North Flamingo Road, Pembroke Pines, FL 33028
Mendez & Associates Insurance
2020 Northwest 150th Avenue, Pembroke Pines, FL 33028
Working American Benefits, Inc
12525 Orange Drive, Davie, FL 33330
House Insurance Inc
166 North University Drive, Pembroke Pines, FL 33024
Kay Riordan
18503 Pines Boulevard, Pembroke Pines, FL 33029
Frank Walker
12330 Southwest 53rd Street, Cooper City, FL 33330

FAQs

  • Can policyholders in Pembroke Pines add multiple beneficiaries to their life insurance plans?

    Yes, policyholders in Pembroke Pines add multiple beneficiaries to their life insurance plans. The insured may add a primary beneficiary or the first person they want to receive the benefit from their life insurance policy when they pass away and a contingent or secondary beneficiary, who will receive the benefit if the primary beneficiary can’t or won’t. Beneficiaries can be a family member, a friend, a charity, or a trust.

  • Do ex-spouses in Pembroke Pines still qualify as beneficiaries for life insurance policies after a divorce?

    Ex-spouses in Pembroke Pines will no longer qualify as beneficiaries for life insurance policies after a divorce, in accordance to the Florida state law. The insured must confirm that the ex-spouse will remain the beneficiary after the divorce if the parties to the divorce want to keep the beneficiary designation.

  • How is the benefit distributed to the beneficiaries in Pembroke Pines upon the death of the insured?

    The death benefit in Pembroke Pines can be distributed through the following methods:

    • Per capita: The money is split equally among all the intended recipients.
    • Per stirpes: If a child passes away before the policyholder, their own children (the grandchildren) receive the share that would have gone to the deceased child.
  • What may give rise to a life insurance claim dispute in Pembroke Fines?

    Life insurance claim disputes in Pembroke Pines often arise due to two primary reasons:

    • Beneficiary Change Errors: When policyholders make mistakes in attempting to change beneficiaries, such as incomplete paperwork or missing signatures.
    • Coercion Allegations or Fraud: When a former beneficiary claims that the policyholder was coerced into altering beneficiaries.
  • How soon should someone in Pembroke Pines file a claim for life insurance benefits?

    Individuals in Pembroke Pines have a maximum of five years to claim benefits from a life insurance policy in accordance with Florida Statute § 717.107(1). Any assets kept under a life insurance contract or annuity policy that has matured and become due and payable are regarded as unclaimed. A lawyer can be hired to assist with presenting life insurance claims.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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