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Best Life Insurance Companies in Gainesville, FL

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Gainesville Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5102Reviewed

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13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2560 North Young Boulevard, Chiefland, FL 32626
WebsiteLicense: L010991

Expertise.com Rating

Why choose this provider?

Nature Coast Insurance is an independent insurance agency serving clients in the Gainesville area. It specializes in life and health insurance products, such as individual health, short-term care, supplemental coverage, group health, dental, and vision. It also offers assistance with Medicare Supplemental plans. Additionally, it provides insurance coverage for farms and agricultural operations as well as commercial properties, workers' compensation, general business liabilities, and inland marine equipment. Nature Coast Insurance also offers personal auto and home coverage.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

3501 West University Avenue, Gainesville, FL 32607
WebsiteLicense: L055907

Expertise.com Rating

Review Sources

Google
5.0 (84)
Facebook
4.0 (19)
Yelp
5.0 (4)

Why choose this provider?

McGriff Williams Insurance is an insurance agency that has been serving clients from Gainesville for more than 35 years. It offers term life insurance and whole life insurance. It also provides health insurance, homeowners' insurance, auto insurance, and business insurance. Additionally, it offers long-term care insurance, renters insurance, and disability insurance. McGriff Williams Insurance supports community organizations such as the UF Center for Autism and Related Disabilities, Family Promise of Gainesville, Pace Alachua, and Boys & Girls Club of Alachua County.

  • Life Insurance
  • Health Insurance

2400 Northwest 6th Street, Gainesville, FL 32609
WebsiteLicense: L080423

Expertise.com Rating

Review Sources

Google
4.0 (47)
Facebook
5.0 (22)

Why choose this provider?

Aubrey Rogers Insurance Agency, Inc., is an insurance company that serves clients throughout Gainesville and the surrounding areas across Florida. In business since 1982, the company offers an array of insurance products for individuals, small businesses, and commercial clients. Offering term life insurance and permanent life insurance, its team of life insurance agents guides clients in picking the right coverage for their specific needs and financial goals. The team at Aubrey Rogers Insurance Agency represents over 50 regional, state, and national insurance companies.

  • Life Insurance

901 Northwest 57th Street, Gainesville, FL 32605
WebsiteLicense: L104772

Expertise.com Rating

Why choose this provider?

The Insurance Butler is an agency serving the insurance needs of Gainesville for over 25 years. It offers life insurance services, helping individuals and families choose policies and premiums from over 10 partner providers. It works with insurance carriers, such as MetLife, Heritage Insurance, and Progressive, to provide home, auto, critical illness, and renters' insurance policies. The agents at this firm give tailored advice and create strategies to help clients mitigate risks in their insurance policies.

  • Life Insurance
  • Health Insurance
  • Group Plans

6450 Southwest Archer Road, Gainesville, FL 32608
WebsiteLicense: E107392

Expertise.com Rating

Review Sources

Google
3.0 (45)
Facebook
4.0 (26)
Yelp
1.0 (2)

Why choose this provider?

Ric Hansen is a life insurance agent who has been a State Farm agent since 2008. Based in Gainesville, he and his team's mission is to help customers get back on their feet and achieve their dreams. Options for life insurance coverages include term, whole, and universal life insurance. Ric also assists clients who want to get their home, auto, and financial assets insured. Property, health, and business insurance choices are also available for customers.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

9127 Southwest 52nd Avenue, Gainesville, FL 32608
WebsiteLicense: L090247

Expertise.com Rating

Review Sources

Google
4.9 (47)
Facebook
4.0 (25)
Yelp
5.0 (3)

Why choose this provider?

The Moffat Agency is a life insurance company that offers its services in Gainesville. It provides different kinds of life insurance plans, whether by term or whole life, as well as universal, variable, or both. With more than 20 years of industry experience, the team at The Moffat Agency assists in deciding the appropriate policies for the clients' needs and desires. The company also works on home and property insurance and automobile and boat insurance policies.

  • Life Insurance

1222 Northwest 16th Avenue, Gainesville, FL 32601
WebsiteLicense: L011916

Expertise.com Rating

Review Sources

Google
5.0 (106)
Facebook
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Cotton's All Lines Insurance, Inc. is an insurance brokerage that serves clients throughout Gainesville and the surrounding areas. This locally owned and independent agency offers an assortment of insurance products, including life insurance. It offers term life insurance, permanent life insurance, and universal life insurance policies. Additionally, the company offers various types of health insurance coverage. Cotton's All Lines Insurance works with multiple insurance companies. Company owner and founder Mike Cotton has been in the life and health insurance industry since 1973.

  • Life Insurance

4020 West Newberry Road, Gainesville, FL 32607

Expertise.com Rating

Review Sources

Facebook
4.2 (13)
Google
3.7 (3)

Why choose this provider?

Yawn Insurance Agency is a business that has been servicing the Gainsville community since 1979. It provides life insurance products by partnering with a variety of carriers including Southern Fidelity, Foremost Insurance Group, National General, Bristol West, and American Integrity. Its team of professionals also specializes in auto and home insurance. Commercial insurance products are available for businesses, which can include general liability, property, and workers' compensation. Clients can utilize the agency's website to make payments or file a claim.

  • Life Insurance
  • Individual Plans

12 S Main St, Williston, FL 32696
WebsiteLicense: L063326

Expertise.com Rating

Review Sources

Google
4.0 (115)
Facebook
5.0 (3)

Why choose this provider?

Levy Insurance Agency, Inc. is an independent insurance agency that serves the residents of Gainesville with life insurance products. It also provides other personal insurance products, such as home insurance, and auto insurance, as well as commercial insurance. Levy Insurance Agency, Inc. works with a wide variety of insurance carriers, such as American Integrity Insurance Group, Southern Oak Insurance Company, Universal Property and Casualty, People's Trust Insurance Co., and Auto-Owners Insurance Group.

  • Life Insurance

2830 Northwest 41 Street, Gainesville, FL 32606
WebsiteLicense: L061075

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (6)

Why choose this provider?

Hartfield Insurance Group, Inc., is an independent insurance agency that provides insurance services to residents of Gainesville and the surrounding communities. It provides personal insurance services like term life insurance, whole life insurance, universal life insurance, Florida FAIR plans, Florida earthquake insurance, and Florida flood insurance. Additionally, it provides commercial insurance services like flood insurance, commercial property insurance, business interruption insurance, and electronic data processing insurance. Larry Hartfield, a former martial arts instructor, is the president and founder of Hartfield Insurance Group.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

4828 Blanding Boulevard, Gainesville, FL 32210
WebsiteLicense: L000729

Expertise.com Rating

Review Sources

Google
4.1 (10)
Facebook
5.0 (3)
Yelp
1.0 (2)

Why choose this provider?

Since 1979, All Lines Insurance Agency, Inc., has been providing insurance solutions to individuals and businesses throughout Gainesville. Its insurance products include life, home, auto, health, commercial property, and workers' compensation insurance. As an independent insurance agency, it works with numerous carriers such as Aetna, American Integrity, Cigna, National General Insurance, and Progressive to provide its clients with a policy that matches their specific needs. The company is led by Omar and Janan Farhat, who carry more than 70 years of experience in the industry.

  • Life Insurance
  • Health Insurance

4020 West Newberry Road, Gainesville, FL 32607
WebsiteLicense: L062700

Expertise.com Rating

Review Sources

Google
4.0 (169)
Facebook
5.0 (4)

Why choose this provider?

Crane & Hyatt Insurance is an independent insurance agency serving individuals, families, and businesses in Gainesville and surrounding areas for more than 40 years. It offers a wide array of insurance products, including life, flood, business insurance, and workers' compensation. The team of agents has over 70 years of combined experience and can help clients find the best coverage for them. The agency represents more than 20 insurance providers, including Tower Hill Insurance, Safeco Insurance, and Security First Insurance.

  • Life Insurance

20726 West Pennsylvania Avenue, Gainesville, FL 34431
WebsiteLicense: L043978

Expertise.com Rating

Review Sources

Facebook
5.0 (13)

Why choose this provider?

Bird Insurance Group, LLC is an independent insurance company founded in 1988. It represents multiple insurance companies to provide clients in Gainesville with various insurance products that fit their needs. Bird Insurance Group offers personal insurance such as auto insurance, off-road insurance, homeowners insurance, and life insurance. It also provides business insurance such as cargo insurance, commercial insurance, and workers' compensation insurance. Bird Insurance Group is a member of the Chambers of Commerce in Marion County, Dunnellon, and Crystal River.

  • Life Insurance
  • Whole Life Insurance
  • Long Term Care

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Nature Coast Insurance
2560 North Young Boulevard, Chiefland, FL 32626
McGriff Williams Insurance
3501 West University Avenue, Gainesville, FL 32607
Aubrey Rogers Insurance Agency, Inc.
2400 Northwest 6th Street, Gainesville, FL 32609
The Insurance Butler
901 Northwest 57th Street, Gainesville, FL 32605
Ric Hansen
6450 Southwest Archer Road, Gainesville, FL 32608
The Moffat Agency
9127 Southwest 52nd Avenue, Gainesville, FL 32608
Cotton's All Lines Insurance, Inc.
1222 Northwest 16th Avenue, Gainesville, FL 32601
Yawn Insurance Agency
4020 West Newberry Road, Gainesville, FL 32607
Levy Insurance Agency, Inc.
12 S Main St, Williston, FL 32696
Hartfield Insurance Group, Inc.
2830 Northwest 41 Street, Gainesville, FL 32606
All Lines Insurance Agency, Inc.
4828 Blanding Boulevard, Gainesville, FL 32210
Crane & Hyatt Insurance
4020 West Newberry Road, Gainesville, FL 32607
Bird Insurance Group, LLC
20726 West Pennsylvania Avenue, Gainesville, FL 34431

FAQs

  • What is the difference between term life and whole life insurance in Gainesville?

    Term life insurance offers protection to Gainesville policyholders for a designated period, typically ranging from 10 to 30 years. In the event of the policyholder's demise within this timeframe, predetermined benefits are distributed to beneficiaries, and these are forfeited once the policy concludes. On the other hand, whole life insurance allocates a portion of monthly premiums into an account, allowing it to accumulate over time. Policyholders can utilize this to obtain loans or incorporate it into their retirement savings.

  • What considerations can Gainesville residents factor in when determining the amount of life insurance they require?

    Gainesville residents can assess the level of life insurance coverage they need by examining the potential financial obligations their surviving spouse might face. These obligations include student loans, mortgage payments, and outstanding credit card balances. Additionally, an applicant must also take into account the living expenses of the surviving family members, which could involve household expenditures and tuition fees.

  • What common life events should prompt people in Gainesville to review or update their life insurance coverage?

    Individuals with life insurance policies in Gainesville should regularly reassess their coverage in response to significant life events, such as getting married or going through a divorce. Additionally, policyholders should reevaluate their coverage when they are expanding their business, welcoming a new child or grandchild, or witnessing the declining health of a spouse. It is also advisable to review the policy when refinancing a home, especially if this has occurred within the last six months.

  • What optional riders are available for life insurance policies in Gainesville?

    Gainesville residents can enhance their life insurance policies with additional riders, including the accidental death benefit. This additional coverage offers an upfront payout of a portion of the policy's death benefit in cases of terminal illness. Another available rider is the premium waiver, which exempts policyholders from premium payments in the event of a disability that renders them unable to work.

  • How can life insurance provide security to business owners in Gainesville?

    In Gainesville, business owners can have peace of mind through the death benefit of a life insurance policy. This type of insurance can be tailored to support a buy-sell agreement, allowing partners to acquire the shares of a deceased partner and avoid the necessity of a forced sale. This strategic approach serves to uphold business continuity and reduce potential conflicts among business associates.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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