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Best Life Insurance Companies in Fort Lauderdale, FL

Our Recommended Top 15

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Our goal is to connect people with the best local professionals. We scored Fort Lauderdale Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

346 Elm Street, Hollywood, FL 33019
WebsiteLicense: L057834

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Gintel Financial Group, Inc., is an insurance agency servicing Fort Lauderdale and the surrounding areas. Founded by Jay Gintel in 2009, the agency provides families and individuals with life, health, long-term care, disability, and dental insurance, include Medicare Advantage Plans and Medicare Supplements. It offers term, whole, and universal life policies as well as burial and final expenses insurance. The agency also handles short-term medical plans and international health plans for US citizens living overseas or foreign nationals residing in the country.

  • Life Insurance
  • Health Insurance

3801 Suite #318 North University Drive, Sunrise, FL 33351
WebsiteLicense: L052747

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Serving Fort Lauderdale, Sajo Financial Corp. provides a variety of insurance and financial services to clients in the metro. It offers asset protection planning services, including life insurance products such as universal life insurance, term life insurance, and equity-indexed insurance. The company also has fixed and indexed annuities, long-term care insurance, and disability insurance. Other options include investment and retirement services like retirement planning, investment planning, and college savings plans. The firm’s team of professionals has more than 40 years of combined experience.

  • Life Insurance

4747 North Ocean Drive #240, Sea Ranch Lakes, FL 33308
WebsiteLicense: L076369

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Grenald Business Solutions Co. is an insurance agency that delivers insurance packages for businesses, individuals, and families in Fort Lauderdale, surrounding areas, and multiple states. The agents at the firm are knowledgeable about the different life insurance options from various financial institutions. They provide life insurance plans that can protect and prepare clients financially in the event of death, termination, or disability. In addition, Grenald Business Solutions Co. has retirement products and health insurance policies. Besides English, they also serve you in Mandarin and Spanish.

  • Life Insurance
  • Health Insurance
  • Medicare

5905 South University Drive, Davie, FL 33328
WebsiteLicense: A128436

Expertise.com Rating

Review Sources

Google
5.0 (35)
Facebook
5.0 (13)

Why choose this provider?

Iten Agency is a multi-line insurance solutions provider serving the needs of clients in Fort Lauderdale and nearby localities. The Davie-based agency assists individuals in protecting their immediate families, relatives, and loved ones against future financial stress with a life insurance plan. Its independent insurance agents represent multiple carriers that deliver both term life and permanent life coverage plans. The team also offers health and disability insurance. The company has been protecting individuals and families for over five decades.

  • Life Insurance
  • Health Insurance

2727 East Oakland Park Boulevard, Fort Lauderdale, FL 33306

Expertise.com Rating

Review Sources

Google
3.0 (8)
Facebook
5.0 (7)

Why choose this provider?

Alexander, Greep & Tate Insurance is an insurance company that serves clients in Fort Lauderdale. It offers life insurance that provides money to beneficiaries to be used for recouping lost income, funding children's education, paying off household debt, and paying for funeral services. It also offers additional insurance products, such as annuities, home insurance, business insurance, and dental insurance. Among the companies that it represents are AIG, AvMed, Bankers Insurance Group, and Humana. Alexander, Greep & Tate has been in the insurance industry since 1993.

  • Health Insurance
  • Life Insurance

2755 East Oakland Park Boulevard, Fort Lauderdale, FL 33306
WebsiteLicense: L055027

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Review Sources

Google
5.0 (8)
Facebook
5.0 (4)

Why choose this provider?

Florida Statewide Insurance is an independent company that delivers insurance solutions to families, individuals, and businesses in the Fort Lauderdale area. Its insurance professionals accommodate clients who need assistance in purchasing life insurance plans. In addition, they offer other personal and business plans such as health, homeowners', renters', workers' compensation, and general liability insurance. Florida Statewide Insurance works with various carriers to provide clients with personalized coverages suited to their personal needs. It has been in the business since 2007.

  • Life Insurance

4611 South University Drive, Davie, FL 33328
WebsiteLicense: P154306

Expertise.com Rating

Review Sources

Google
5.0 (100)
Facebook
5.0 (4)

Why choose this provider?

Doctors Benefits is a life insurance agency that covers clients in Fort Lauderdale and the surrounding communities. It specializes in tailored life insurance policies for doctors and physicians. The agency offers term life and whole life options, with additional coverage for cash value growth and death benefits. Its other insurance solutions include disability coverage and retirement strategies. Doctors Benefits is composed of over 20 insurance professionals and administrative staff. Furthermore, they partner with multiple CPAs, health insurance providers, and estate planners.

  • Life Insurance

4833 Northeast 23rd Avenue, Fort Lauderdale, FL 33308
WebsiteLicense: W236280

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Senior Final Expenses is an independent insurance company that serves individuals aged 50 and above in the Fort Lauderdale metro and the surrounding areas. It offers term and whole life insurance plans that can cover policyholders' funeral costs and other expenses. The agency also helps clients acquire cremation and burial insurance that can protect them from financial losses caused by medical bills and mortgage loans. It works with various insurance carriers, such as Aetna, Gerber Life, Guarantee Trust Life, and Prosperity Life Group.

  • Life Insurance

1750 North University Drive, Coral Springs, FL 33071
WebsiteLicense: P088518

Expertise.com Rating

Review Sources

Google
4.0 (89)
Facebook
5.0 (22)

Why choose this provider?

Shawn Aguilar works as a State Farm insurance agent in Fort Lauderdale. He has been offering term, whole, and universal life insurance policies to people who want to guarantee their future. Small firms can also purchase the policies for a variety of reasons, including business continuity, key personnel, employee perks, and critical employee incentives. Customers can file a life insurance claim over the phone or online. Aguilar and his colleagues can also help you with mutual funds and annuities.

  • Life Insurance

1500 Weston Road, Weston, FL 33326
WebsiteLicense: L070753

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Insurance Unlimited is an independent insurance agency providing products to clients in Fort Lauderdale. It offers life insurance policies such as term life insurance, permanent or whole life insurance, disability insurance, and long-term care insurance. The company also has business insurance options like commercial auto insurance, business interruption insurance, business property insurance, and professional liability insurance. Other insurance services include health insurance, auto insurance, and home insurance. Insurance Unlimited was established by Peter S. Krimstock, the business’s agency principal.

  • Life Insurance
  • Health Insurance
  • Long Term Care

2124 North University Drive, Sunrise, FL 33322
WebsiteLicense: L014733

Why choose this provider?

All Your Needs Insurance is an independent insurance agency catering to clients in the Fort Lauderdale area. It provides clients with personal life and health insurance options. It also offers coverage for jewelry, furs, and other personal articles, as well as auto, yachts, and recreational vehicles. Other products include homeowners', condo, and renters' insurance. Coverage for business and commercial liabilities and financial planning assistance are also available. All Your Needs Insurance was established in 2002 by Kidson W. Barnes, Sr.

  • Health Insurance

7797 North University Drive, Tamarac, FL 33321
WebsiteLicense: R001598

Expertise.com Rating

Review Sources

Google
5.0 (50)
Facebook
5.0 (12)
Yelp
5.0 (6)

Why choose this provider?

The Marcus Group is a family-owned and family-operated life insurance company that works with clients in Fort Lauderdale, Tamarac, and the surrounding areas. In its four generations of ownership and management, the company has provided individuals and businesses professional guidance for their insurance needs. It provides insurance for group health, disability, life, and long-term care. The Marcus Group also specializes in vehicle and property insurance. Businesses can avail themselves of group benefits packages, commercial property insurance, surety bonds, and workers' compensation.

  • Life Insurance
  • Health Insurance
  • Long Term Care

3303 West Commercial Boulevard, Tamarac, FL 33309
WebsiteLicense: L102233

Expertise.com Rating

Review Sources

Google
4.0 (601)
Facebook
4.0 (57)

Why choose this provider?

John Galt Insurance is an insurance agency in Fort Lauderdale that caters to individuals seeking to purchase or change their existing life insurance plan. In addition, the firm offers auto, homeowner's, flood, and umbrella insurance. For over 5 decades, the independent agency group has been maintaining consistent relationships with customers. John Galt Insurance is driven by its goal to provide personalized programs for clients while allowing them to choose from the vast selection of options that more than 50 insurance companies present.

  • Life Insurance

7169 West Oakland Park Boulevard, Lauderhill, FL 33313

Expertise.com Rating

Review Sources

Google
4.0 (20)
Facebook
5.0 (7)

Why choose this provider?

Alberto Insurance is an independent insurance agency that provides insurance services to individuals, families, and businesses in Fort Lauderdale and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans through several life insurance providers. Additionally, it provides insurance packages like general commercial liability, professional liability, insurance for commercial cars, workers’ compensation insurance, homeowner’s insurance, and condo insurance. It has more than 15 years of experience in the insurance industry.

  • Life Insurance

1 East Broward Boulevard, Fort Lauderdale, FL 33301
WebsiteLicense: A103630

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

GreenBee Insurance is an independent, full-service financial firm serving clients in the Fort Lauderdale area. The company works with a wide range of insurance providers and guides clients to find policies that meet their needs. In addition to individual term and whole life insurance, it also provides coverage for cancer and critical illnesses, as well as Medicare supplemental plans for senior clients. Dental, annuity, and vision insurance products are also available. GreenBee Insurance also offers a series of financial planning services.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Gintel Financial Group, Inc
346 Elm Street, Hollywood, FL 33019
Sajo Financial Corp.
3801 Suite #318 North University Drive, Sunrise, FL 33351
Grenald Business Solutions Co.
4747 North Ocean Drive #240, Sea Ranch Lakes, FL 33308
Iten Agency
5905 South University Drive, Davie, FL 33328
Alexander, Greep & Tate Insurance
2727 East Oakland Park Boulevard, Fort Lauderdale, FL 33306
Florida Statewide Insurance
2755 East Oakland Park Boulevard, Fort Lauderdale, FL 33306
Doctors Benefits
4611 South University Drive, Davie, FL 33328
Senior Final Expenses
4833 Northeast 23rd Avenue, Fort Lauderdale, FL 33308
Shawn Aguilar
1750 North University Drive, Coral Springs, FL 33071
Insurance Unlimited
1500 Weston Road, Weston, FL 33326
All Your Needs Insurance
2124 North University Drive, Sunrise, FL 33322
The Marcus Group
7797 North University Drive, Tamarac, FL 33321
John Galt Insurance
3303 West Commercial Boulevard, Tamarac, FL 33309
Alberto Insurance
7169 West Oakland Park Boulevard, Lauderhill, FL 33313
Green Bee Insurance
1 East Broward Boulevard, Fort Lauderdale, FL 33301

FAQs

  • What is the difference between permanent and term insurance in Fort Lauderdale?

    Fort Lauderdale has two main types of life insurance: permanent and term. Permanent life insurance lasts your entire life as long as you pay premiums and often builds cash value. It's suitable for long-term goals like providing income to a spouse or passing on wealth. Term life insurance, on the other hand, covers you for a set period, usually 10 to 30 years. It's less expensive and best for temporary needs, like paying for your kids' education or a mortgage.

  • What is included in universal life insurance in Fort Lauderdale?

    Universal life insurance in Fort Lauderdale combines the affordability of term life insurance with a savings element akin to whole life insurance. This policy offers flexibility, allowing policyholders to adjust the death benefit, premiums, and savings component as their financial circumstances change. One notable feature is the ability to use interest earned on savings to pay premiums. Universal life insurance provides low-cost protection, savings growth, and adaptability to meet evolving financial needs.

  • How can one choose the right life insurance for seniors in Fort Lauderdale?

    The right insurance for seniors in Fort Lauderdale can be determined by assessing their financial situation and considering dependents, outstanding debts, and end-of-life expenses. Next, they should decide between term and permanent life insurance. Tailoring the policy to family needs, factoring in funeral expenses, debt repayment, and charitable donations, is crucial. Affordability is also a key factor, and seniors should be prepared for health assessments when seeking approval. Lastly, periodic policy reviews are essential to ensure it remains aligned with evolving financial circumstances and goals.

  • What is the right amount of life insurance in Fort Lauderdale?

    The life insurance you need in Fort Lauderdale depends on your circumstances, such as income, debts, family size, and financial goals. A general rule of thumb is to have coverage of around seven to 20 times your annual income. Term life insurance is a good option for most people, as it is typically the most affordable. Whole life insurance is a more permanent type of coverage but is also more expensive.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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