Expertise.com Homepage

2024

Last updated:

Best Life Insurance Companies in Hartford, CT

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hartford Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5514Reviewed

3316Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

65 LaSalle Road, West Hartford, CT 06107
WebsiteLicense: 2478761

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

Founded in 2011, World Insurance Associates offers life insurance policies to clients in the Hartford community. Customers can learn why term and whole life insurance are so critical for their family in providing for their financial security by talking to the company's local agents. Some of the essential benefits of life insurance from World Insurance Associates are that it covers the client's funeral expenses, the needs of dependents, children's college education, mortgage, and business. World Insurance Associates also specializes in personal and commercial insurance lines.

  • Life Insurance

9 Park Street, Vernon, CT 06066
WebsiteLicense: 2440321

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (1)

Why choose this provider?

The Hadden Agency, LLC, helps families and individuals in Hartford manage risks through its life and health insurance solutions. Sean Hadden, its owner and insurance agent, offers guidance in the areas of Medicare programs, which include Medicare Advantage and supplement plans, and provides access to annuity products, long-term care, and dental insurance. His practice also covers planning for retirements and assisting the residents of senior centers and adult living facilities. In addition, Hadden serves as a firefighter in Vernon's rescue squad.

  • Health Insurance

237 Salmon Brook Street, Granby, CT 06035
WebsiteLicense: 2223969

Expertise.com Rating

Review Sources

Google
4.9 (23)
Facebook
5.0 (2)

Why choose this provider?

AIM Insurance Agency offers life insurance policies for Hartford residents. As an independent agency, its agents can match policies from a wide array of providers with the type of coverage preferred by clients. Its personal line insurances also cover health, disability, homeowners, auto, and umbrella. AIM Insurance Agency is a locally-owned company affiliated with associations such as IIAA, PIA-CT, HRAC, SHRM, and WorldAtWork. A portion of its profits is donated to support missionary work.

  • Life Insurance
  • Health Insurance

725 Grattan Street, Chicopee, MA 01020
WebsiteLicense: 1079574

Expertise.com Rating

Review Sources

Google
4.0 (27)
Facebook
5.0 (2)

Why choose this provider?

Brochu Insurance Agency provides insurance services to individuals, families, and businesses in Hartford and the surrounding areas. It carries life insurance with term life, whole life, and universal life insurance options. Additionally, it offers business insurance plans including commercial property and liability, and workers' compensation insurance. The agency was founded in 1949 by Roland H. Brochu and is now run by his grandchildren and great-grandchildren. Jeffrey W. Brochu is currently the agency president.

  • Life Insurance

133 Mountain Road, Suffield, CT 06078
WebsiteLicense: 1015187

Expertise.com Rating

Why choose this provider?

PC Klose Insurance is an independent agency representing multiple insurance carriers, and it offers life insurance plans to clients in the Hartford area and its surrounding communities. The agency helps individuals, families, and businesses find insurance plans that provide the coverage that they need for their specific goals. The most common life insurance plans it assists with are term life and whole life or permanent life insurance. In addition, PC Klose Insurance offers disability insurance plans as well as annuities.

  • Life Insurance

1767 Northampton Street, Holyoke, MA 01040
WebsiteLicense: 2228094

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Goss & McLain Insurance Agency Inc. is a full-service and independent insurance agency that serves clients in Hartford. Since its establishment in 1897, it has represented multiple insurance carriers and has helped individuals, families, and business owners find insurance plans that provide the coverage that they need for their specific goals. The most common life insurance plans it assists with are term life and cash value insurance. In addition, it also offers home, business, and auto insurance plans.

  • Life Insurance

10 Arapahoe Road, West Hartford, CT 06107
WebsiteLicense: 2567036

Expertise.com Rating

Review Sources

Google
5.0 (33)
Facebook
5.0 (31)
Yelp
1.0 (1)

Why choose this provider?

Keating Agency is a Hartford-based insurance business that specializes in life insurance options, such as term life and whole life insurance. The business provides its clients with a diverse selection of life insurance companies that merit the realized and appropriate coverage based on their needs. Life insurance can create an inheritance for the client's heirs, pay estate and death taxes as well as final expenses, and donate to charities. The firm also handles investment management, estate and legacy preparation, and financial planning.

  • Life Insurance

8501-A Post Office Park, Wilbraham, MA 01095

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (2)

Why choose this provider?

Scatolini Insurance Agency, Inc., is an insurance company that serves clients throughout Hartford and its surrounding areas. Headquartered in Wilbraham, the company offers an assortment of insurance plans, including life insurance. It offers life insurance policies and assists clients in determining the coverage that will suit their personal circumstances and financial goals. The company is a member of SAN Group Inc., an alliance of Northeast independent insurance agencies. Representing multiple insurance carriers, Scatolini Insurance Agency has been serving clients since 1962.

  • Health Insurance
  • Life Insurance

3 Cedar Lane, Cheshire, CT 06410
WebsiteLicense: 1016908

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

SEEC Financial is a family-owned and independent insurance agency that offers life insurance policies to clients in Hartford and nearby communities. Its life insurance options aim to protect a client's family, children's education, and final expenses. The agency lists various factors to easily identify suitable life insurance policies for clients, including their age, health and habits, pre-existing medical conditions, job or hobbies, and driving record. SEEC Financial is connected to many insurance carriers, such as Foremost, Travelers, MetLife, and The Hanover Insurance Group.

  • Life Insurance

203 Northampton Street, Easthampton, MA 01027

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Established in 1980, KSK Insurance Agency delivers insurance solutions to individuals and businesses in Hartford and surrounding areas. The independent insurance agency helps clients shop for life insurance policies from 50 different providers. It offers options for term life insurance, whole life insurance, universal life insurance, and annuities. It assists clients in choosing home insurance policies that protect their homes from damages caused by natural disasters, theft, and vandalism. It also provides auto insurance and business insurance.

  • Life Insurance

330 Whitney Avenue, Holyoke, MA 01040
WebsiteLicense: 2282106

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Charter Oak Financial offers risk management solutions to individuals and families in Hartford. Its financial professionals help clients prepare for uncertainties, such as death, through long-term care, disability income, and life insurance programs. They adopt a tailored approach in providing financial services, which include retirement plans, estate and trust analysis, college funding programs, and employee benefits plans. Charter Oak Financial has been in the industry since 1886. Brendan Naughton, its managing partner, devotes resources and time to various charity programs.

  • Life Insurance

123 Mountain Road, Suffield, CT 06078
WebsiteLicense: 995025

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Established in 1990, P.A. Bland Insurance Agency is an independent insurance agency that serves clients in Hartford and the surrounding areas. The family-owned business works with a number of insurance carriers to give clients options that meet their personal and business needs. It offers an array of insurance policies, such as life insurance, health insurance, and long-term disability insurance. Additionally, the agency provides extensive personal, commercial, and business insurance coverage options, including general liability, homeowners insurance, and workers' compensation.

  • Life Insurance
  • Health Insurance

138 West Street, Easthampton, MA 01027

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Waugh Agency Insurance is an independent insurance agency that serves clients in Hartford and surrounding areas. It offers an array of insurance options, including Medicare, individual and group life insurance, and income insurance as well as extensive health insurance coverage. Additionally, clients can use the Medicare Part D penalty calculator and small business tax credit calculator on its website. Waugh Agency is America's Health Insurance Plans certified, and it has also acquired its Voluntary Worksite Certification from NAHU.

  • Health Insurance
  • Life Insurance

264 Hazard Ave, Enfield, CT 06082
WebsiteLicense: 2528710

Expertise.com Rating

Review Sources

Google
5.0 (34)
Facebook
5.0 (7)

Why choose this provider?

Innosure Insurance is an independent insurance agency that serves clients in Hartford and surrounding areas. Working with a range of insurance carriers, its team of agents provides life insurance products that come in various options, such as permanent, term, and universal life. In addition, the agency extends its coverage options to commercial clients who need policies for properties and general liability. Innosure Insurance also offers investment planning services such as tax preparation and financial planning.

  • Life Insurance

195 West Main Street, Avon, CT 06001
WebsiteLicense: 1038941

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (3)

Why choose this provider?

Mazzone Insurance, Inc., provides insurance services in and around Hartford. The firm helps clients find suitable policies from several insurance carriers, including Plymouth Rock, Foremost Insurance Group, and Progressive. It maintains a website that contains an online insurance quote request form for its different products, such as life, home, auto, and business insurance plans. David and Maryann Mazzone founded the agency in 1991. David is an insurance professional while Maryann has work experience from the private and public sectors.

  • Life Insurance

197 Scott Swamp Road, Farmington, CT 06032
WebsiteLicense: 1016446

Expertise.com Rating

Review Sources

Facebook
5.0 (11)

Why choose this provider?

Certified Financial Services, LLC, is a financial services firm that serves clients in Hartford. It offers several individual life insurance policies, including whole life, universal life, term insurance, and estate conservation. Thomas Ciardella, Sr. and Michael Savino, Sr. established the firm in 1986. It expanded by merging with a company led by Richard Gribinas and Bob Worgaftik in 2020. Certified Financial Services has more than 25 years of experience in providing wealth management and financial planning services.

  • Life Insurance
  • Term Life Insurance

2225 Main Street, Glastonbury, CT 06033
WebsiteLicense: 17625

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (4)

Why choose this provider?

Anderson-Meyer Insurance, Incorporated is a local and independent insurance company that has been delivering a broad range of services to Hartford residents since 1967. It offers various types of life insurance such as term life insurance, whole life insurance, and universal life insurance. The company also provides insurance coverage for vehicles, homes, and businesses. In addition, Anderson-Meyer Insurance, Incorporated's Kim Meyer is a Women Lead board member. She is also a member of the Glastonbury Chamber of Commerce.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

1136 Albany Avenue, Hartford, CT 06112

Expertise.com Rating

Review Sources

Google
4.0 (38)
Facebook
5.0 (1)

Why choose this provider?

Tinker Realty & Insurance, Inc., is a family-owned and family-operated insurance agency that has been serving clients in Hartford since 1973. It offers various types of life insurance policies that provide financial security to individuals, families, and businesses in the event of an unexpected accident, illness, or death. The agency also covers other types of insurance products and services for cars, homes, health, workers' compensation, the personal properties of renters, and builders with new construction projects.

  • Life Insurance

483 Storrs Road, Mansfield, CT 06250
WebsiteLicense: 002357790

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Anthony Raggi is a State Farm insurance professional that assists residents in Hartford. Included in his product line is life insurance that provides either lifetime or short-term protection. From furnishing plans and making policy changes to filing insurance claims, he helps clients through the entire process. Raggi has been a State Farm team member since 2010, and he opened his own agency under the company in 2014. To give back to the community, he actively sponsors local events.

  • Life Insurance
  • Health Insurance

254 Main Street, Bristol, CT 06010
WebsiteLicense: 538650

Expertise.com Rating

Review Sources

Google
4.9 (112)
Facebook
5.0 (18)
Yelp
5.0 (1)

Why choose this provider?

C.V. Mason & Company is an insurance agency lending its expertise to clients in Hartford and the surrounding areas. Established in 1883, the company maintains a clientele that includes individuals, families, and companies. The local and independent insurance firm delivers life insurance options such as term life insurance and whole life insurance. It offers health insurance options to small businesses and families. Its additional insurance products help protect clients' homes, commercial properties, cars, boats, and businesses.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
World Insurance Associates
65 LaSalle Road, West Hartford, CT 06107
The Hadden Agency LLC
9 Park Street, Vernon, CT 06066
AIM Insurance Agency
237 Salmon Brook Street, Granby, CT 06035
Brochu Insurance Agency
725 Grattan Street, Chicopee, MA 01020
PC Klose Insurance
133 Mountain Road, Suffield, CT 06078
Goss & McLain Insurance Agency Inc.
1767 Northampton Street, Holyoke, MA 01040
Keating Agency Insurance
10 Arapahoe Road, West Hartford, CT 06107
Scatolini Insurance Agency, Inc.
8501-A Post Office Park, Wilbraham, MA 01095
SEEC Financial
3 Cedar Lane, Cheshire, CT 06410
KSK Insurance Agency
203 Northampton Street, Easthampton, MA 01027
Charter Oak Financial
330 Whitney Avenue, Holyoke, MA 01040
P.A. Bland Insurance Agency
123 Mountain Road, Suffield, CT 06078
Waugh Agency Insurance
138 West Street, Easthampton, MA 01027
Innosure Insurance
264 Hazard Ave, Enfield, CT 06082
Mazzone Insurance, Inc.
195 West Main Street, Avon, CT 06001
Certified Financial Services
197 Scott Swamp Road, Farmington, CT 06032
Anderson-Meyer Insurance, Incorporated
2225 Main Street, Glastonbury, CT 06033
Tinker Realty & Insurance
1136 Albany Avenue, Hartford, CT 06112
Anthony Raggi
483 Storrs Road, Mansfield, CT 06250
C.V. Mason & Company
254 Main Street, Bristol, CT 06010

FAQs

  • What is the claim payment timeframe for insurance companies in Hartford?

    In Hartford, insurance companies are mandated by the state of Connecticut to disburse claim payments promptly, typically within a span of two months, though often sooner. If insurers lag in this responsibility, they might face financial penalties. This ensures the rights of policyholders are upheld and promotes efficiency in claim settlements.

  • How does the Connecticut Life and Health Insurance Guaranty Association safeguard Hartford residents' life insurance policies?

    For residents of Hartford, the Connecticut Life and Health Insurance Guaranty Association guarantees a death benefit of up to $300,000 and a cash value of up to $100,000, even if the insurer becomes insolvent. These caps are per individual, irrespective of the policy's value, death benefit, or the number of policies one holds, ensuring reliable protection for policyholders.

  • How do smoking habits influence insurance premiums in Hartford, and what should smokers consider?

    In Hartford, due to the health complications linked to tobacco use, smokers generally face steeper insurance charges. However, if they're in overall decent health, smokers can find moderately priced insurance options. It's imperative for those who smoke to thoroughly explore available policies to ensure they secure the most advantageous rates.

  • How can life insurance be utilized in divorce proceedings in Hartford?

    Life insurance plays a pivotal role in divorce scenarios in Hartford, especially in three key areas: as an asset during property splits, as assurance for alimony and child support, and as a factor in determining income for support obligations. The death benefit ensures ongoing support if the policyholder passes away. Furthermore, certain life insurance types can amass cash value, which might be allocated in divorce settlements.

  • How can a policy owner in Hartford assign beneficiaries, and can they alter them?

    In Hartford, upon the insured's passing, the primary beneficiary receives the payout; if deceased, the next in line benefits. Should all designated beneficiaries predecease the insured, the funds go to their estate. The policy owner retains the flexibility to appoint not only a main beneficiary but also successive ones like secondary and tertiary beneficiaries. While beneficiaries can generally be adjusted anytime, those labeled "irrevocable" remain fixed.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...