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2024

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Best Life Insurance Companies in Westminster, CO

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Westminster Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5018Reviewed

3014Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8791 Wolff Court, Westminster, CO 80031
WebsiteLicense: 10597

Expertise.com Rating

Review Sources

Google
4.0 (15)
Yelp
5.0 (4)

Why choose this provider?

Bruce Vezina is a State Farm agent serving businesses and individuals in the Westminster metro. He offers a range of life insurance policies, including universal, whole, and term life insurance. These life insurance policies cover the clients' mortgage debts and support the financial needs of their families. Vezina also helps clients acquire health, homeowners, business, and renter's insurance. He has been a part of the company since 1982. He is a former chairperson of the Westminster Human Services Board.

  • Life Insurance
  • Health Insurance

3640 West 112th Avenue, Westminster, CO 80031
WebsiteLicense: 44575
Website

Expertise.com Rating

Review Sources

Google
4.0 (165)
Facebook
5.0 (25)

Why choose this provider?

Conexus Insurance Partners is a full-service and independent insurance agency headquartered in Westminster. A third-generation family business, it has been serving the community since 1967. Its team of insurance agents helps individuals secure life insurance policies. In addition, they also offer auto, home, health, business, and general liability insurance products. Conexus Insurance Partners works with various local charity foundations, such as the Food Bank of the Rockies, an organization with an aim to help people facing hunger.

  • Life Insurance
  • Health Insurance

757E East 20th Avenue, Denver, CO 80205
WebsiteLicense: 498295

Expertise.com Rating

Why choose this provider?

Community Insurance Options is a local and independent insurance agency that serves the Westminster community and nearby areas. It offers insurance products from a diverse selection of carriers, allowing clients to choose a policy that matches their individual needs. It provides life, health, long-term care, dental, vision, and Medicare insurance plans. Its team members have decades of experience working in the healthcare and insurance industries and government assistance programs. They also handle benefits coordination and policy reviews.

  • Life Insurance
  • Health Insurance
  • Long Term Care

11001 West 120th Avenue, Broomfield, CO 80021
WebsiteLicense: 458925

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

The Head Insurance Group, Inc., offers several insurance products, including life, auto, business, and home insurance to residents of Westminster and the surrounding areas. David H. Head, the owner of the company, has over 25 years of experience in the industry. He specializes in property and casualty claims, management, quality assurance, and training. Clients can choose from over 50 insurance companies represented by the business. David has three grown children and currently lives in Arvada with his wife.

  • Life Insurance
  • Health Insurance

400 McCaslin Boulevard #109, Louisville, CO 80027
WebsiteLicense: 454298

Expertise.com Rating

Review Sources

Facebook
4.3 (4)
Yelp
5.0 (1)

Why choose this provider?

Colorado Affordable Health is an independent insurance agency that offers health insurance for individuals, self-employed, and their families in Westminster and other locations. Eric Smith, its health insurance specialist, has been in the industry for 10 years. The agency has life insurance products suitable for clients' needs and situations. It has whole life, term life, and critical illness rider coverage. It also provides specialized insurance plans. Kaiser, Bright Health, Bluecross, and Cigna are some of the carriers it represents.

  • Health Insurance

4175 Harlan Street, Suite 130, Wheat Ridge, CO 80033
WebsiteLicense: 45304

Expertise.com Rating

Why choose this provider?

Active Insurance Agency, Inc., provides families and businesses in Westminster with the protection plans they need. For clients looking for pet insurance, the company is available to help. It offers pet insurance that covers medical procedures, diagnostic tests, preventive care, and other health-related concerns. It also offers a policy that reimburses owners of stolen animals. Other personal and business insurance plans cover auto, home, general liability, and business interruption. The company represents many carriers. It also helps clients in claims recovery.

  • Military Discount

9100 West 100th Avenue, Westminster, CO 80021
WebsiteLicense: 571450

Expertise.com Rating

Review Sources

Google
4.0 (63)
Facebook
5.0 (5)

Why choose this provider?

Scott Schulze is a State Farm insurance agent serving the Westminster community and its surrounding communities. Scott, who has been with State Farm since 2013, assists customers with individualized personal life and health insurance plans to protect clients and their assets against any unforeseen circumstances. He and his team also provide assistance with auto, home, business, as well as pet insurance. A dog lover himself, Scott encourages clients to bring pets along to meetings at his dog-friendly office.

  • Life Insurance
  • Health Insurance

12995 Sheridan Boulevard, Broomfield, CO 80020
WebsiteLicense: 317565

Expertise.com Rating

Review Sources

Google
5.0 (57)
Facebook
4.0 (7)
Yelp
5.0 (2)

Why choose this provider?

Kyle Insurance Group LLC is a family-owned and family-operated insurance agency that serves Westminster and nearby areas. It has been helping individuals, families, and business owners with their insurance needs since 1996. The insurance agents from this firm help clients understand how life insurance policies contribute to securing financial stability for their families' future. They also assist those looking for home, auto, or business insurance plans. Clients have commended them for being thorough and supportive.

  • Life Insurance

4800 West 80th Avenue, Westminster, CO 80030
WebsiteLicense: 44942

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

Financial Dimensions LTD is a full-service insurance agency with two locations in Colorado. It has been assisting residents in Westminster and surrounding areas with their insurance needs since 1978. The agency, a partner of Continental Insurance, works with 40 companies to provide a range of insurance options like the term, whole, and universal life and auto, home, business insurance. Financial Dimensions LTD is a Strategic Insurance Agency Alliance (SIAA) and the Continental Insurance Agency Alliance.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Bruce Vezina
8791 Wolff Court, Westminster, CO 80031
Conexus Insurance Partners
3640 West 112th Avenue, Westminster, CO 80031
Community Insurance Options
757E East 20th Avenue, Denver, CO 80205
The Head Insurance Group, Inc.
11001 West 120th Avenue, Broomfield, CO 80021
CO Health Brokers
400 McCaslin Boulevard #109, Louisville, CO 80027
Active Insurance Agency, Inc.
4175 Harlan Street, Suite 130, Wheat Ridge, CO 80033
Scott Schulze
9100 West 100th Avenue, Westminster, CO 80021
Kyle Insurance Group LLC
12995 Sheridan Boulevard, Broomfield, CO 80020
Financial Dimensions LTD
4800 West 80th Avenue, Westminster, CO 80030

FAQs

  • How do you apply for juvenile whole life insurance in Westminster?

    Submitting an application on your child's behalf is the first step in obtaining juvenile whole life insurance in Westminster. The policy remains under the ownership of the purchasing adult until the insured minor reaches adulthood. Subsequently, an underwriter will assess the child's medical background to ascertain the suitability of the application and establish the risk category. The requested coverage amount and the child's gender, age, and risk category will all be taken into account when determining the premium.

  • What are the advantages of collaborating with an independent life insurance agent in Westminster?

    In contrast to captive agents who have restricted access to their company's policies, independent life insurance agents offer a broad perspective of the Westminster life insurance market. Independent agents, not tied to a single company, analyze the market and leverage their connections to secure the best policy at the best price for you. Additionally, they always have your best interests in mind.

  • What are some additional riders and benefits that can improve your life insurance coverage in Westminster?

    Here are typical riders for boosting your Westminster life insurance policy:

    • Accelerated death benefit enables you to access part of the death benefit when facing terminal illness.
    • Guaranteed insurability permits purchasing extra coverage at set intervals without a medical exam.
    • Waiver of premium waives premium payments if the policyholder suffers a disability.
  • What is survivorship life insurance in Westminster?

    Survivorship life insurance in Westminster covers two individuals, usually a married couple. The beneficiary does not receive the death benefit until the second insured person passes away. In other words, it pays out after the demise of both parties. It's commonly available as universal life or whole life policies. It aids in estate tax planning by delaying the payout until the passing of the second person, thus assisting with inheritance taxes.

  • How does stress affect your life insurance rates in Westminster?

    You normally need to submit your medical documents and undergo a medical exam in order to apply for life insurance in Westminster, so your rates may be greater than those of a person who does not exhibit indicators of stress, such as low energy, difficulty relaxing, chest aches, insomnia, and other issues.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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