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2025

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Best Life Insurance Companies in Fort Collins, CO

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Fort Collins life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6055Reviewed

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10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Fort Collins
8219 West 20th Street, Greeley, CO 80634
Visit WebsiteLicense: 258457

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (1)

Why choose this provider?

Security Insurance Group is an independent insurance agency that serves individuals and businesses in Fort Collins. It provides a range of insurance products, including life insurance, homeowners' insurance, and umbrella insurance. Commercial and agricultural insurance options, in addition to financial services, are also available. The Greeley-based agency provides evidence of insurance and processes mortgage change requests. Its owner, Jeremy Klausner, has been in the industry for more than 21 years.

  • Life Insurance
  • Whole Life Insurance
  • Long Term Care

Best Life Insurance Companies Serving Fort Collins
318 1st Street, Kersey, CO 80644
Visit WebsiteLicense: 129998

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (4)

Why choose this provider?

Kersey Insurance & Investments is an independent agency that caters to Fort Collins and nearby areas. The firm aims to help families and dependents ensure financial security and sufficient preparation for future events. Its agents help navigate insurance plans and customize coverage options from various carriers to suit unique client situations. In addition to life insurance, the agency also handles needs for farm, pet, and business insurance. Kersey Insurance & Investments has been in business for over two decades.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Fort Collins
1601 East Eisenhower Boulevard, Loveland, CO 80537
Visit WebsiteLicense: 44566

Expertise.com Rating

Review Sources

Google
4.0 (26)
Facebook
4.0 (14)
Yelp
3.0 (2)

Why choose this provider?

Weedin Agency, Inc. is an independent insurance agency that provides insurance services to residents and businesses of Fort Collins and surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like permanent life insurance and term life insurance. Additionally, it provides business insurance packages like business interruption insurance, business crime insurance, property insurance, restaurant & bar insurance, and workers compensation. Moreover, it offers packages like condo insurance, renters’ insurance, and homeowners’ insurance.

  • Life Insurance

Best Life Insurance Companies Serving Fort Collins
1015 West Horsetooth Road, Fort Collins, CO 80526
Visit WebsiteLicense: 654306

Expertise.com Rating

Review Sources

Google
4.0 (56)

Why choose this provider?

Corey Knutson is a State Farm insurance agent serving clients in Fort Collins. He provides insurance plans for life and health as well as pets. His team can also craft policies for personal properties, such as automobiles, homes, jewelry, and sporting goods. Additionally, business insurance is available. He offers paycheck protection and financial services for banking and annuities as well. Knutson was a volunteer firefighter who became an agent to help people in the area learn about different risk protection solutions.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Fort Collins
4532 Mcmurry Ave Ste 101, Fort Collins, CO 80525
Visit WebsiteLicense: 251916

Expertise.com Rating

Review Sources

Google
4.0 (24)
Facebook
5.0 (6)

Why choose this provider?

Located in Fort Collins, Mountain Plains Agency, Inc., has been offering life insurance since 2005. This insurance policy covers liabilities from credit cards co-signed debts, mortgages, student loans, and general loans. It also provides support packages for dependents, spouses, and other beneficiaries of policyholders. Aside from life insurance, the company also has insurance products that protect commercial clients from general liability, accidental or criminal losses, and professional liability. It has supported various groups and organizations, such as the American Cancer Society and Special Olympics Colorado.

  • Life Insurance

Best Life Insurance Companies Serving Fort Collins
343 West Drake Road, Fort Collins, CO 80526
Visit WebsiteLicense: 606867

Expertise.com Rating

Review Sources

Google
5.0 (31)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Harmony Insurance Advisors, Inc., provides the insurance needs of individuals and commercial clients in Fort Collins. It has life insurance options for final expense, inheritance, and estate planning. Other insurance solutions include plans to protect real estate and vehicles as well as coverage for individual and family health insurance and medical supplements. BOP and commercial property plans are available. Harmony Insurance Advisors represents carriers such as Encompass, MetLife, Travelers, and Chubb, to provide a wide variety of insurance options to its clients.

  • Life Insurance

Best Life Insurance Companies Serving Fort Collins
577 Clubhouse Drive, Loveland, CO 80537
Visit WebsiteLicense: 314733

Expertise.com Rating

Review Sources

Google
5.0 (22)
Facebook
5.0 (12)

Why choose this provider?

Arrow Insurance Professionals is an independent agency offering life coverage options to communities in Fort Collins. It surveys the market for products such as whole and term policies, counseling clients on coverage criteria such as family members, future earnings, age, and health. It also offers other personal lines of insurance such as homeowners' and auto, as well as commercial lines such as workers' compensation and builders' risk coverage. Arrow's team contributes to its community through holiday donations and fundraisers for local, national, and international missions.

  • Life Insurance

Best Life Insurance Companies Serving Fort Collins
2291 West Eisenhower Boulevard, Loveland, CO 80537
Visit WebsiteLicense: 33862

Expertise.com Rating

Review Sources

Google
4.0 (33)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Sharon Younie is a life insurance agent who services clients from Fort Collins. She provides whole, universal, and term life insurance to ensure security for clients and their loved ones. She has been working with State Farm Insurance in delivering her services. Aside from life insurance, she also offers insurance for vehicles, homes, and businesses. Sharon owns the Sharon E. Younie Insurance Agency Inc. which has been cited as the top NoCo insurance agency for 2020. A native of Northern Colorado, she volunteers for Habitat for Humanity and is a former Junior Achievement Volunteer and ABLEWomen Chairperson.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Fort Collins
732 South Lemay Avenue, Fort Collins, CO 80524
Visit WebsiteLicense: 558811

Expertise.com Rating

Review Sources

Google
4.0 (30)
Facebook
4.0 (10)

Why choose this provider?

Riverside Insurance is an insurance agency that serves clients in the Fort Collins area. It provides life protection policies that are designed to meet the future goals and needs of customers and their loved ones. Its policies include whole life, term life, and universal life. The company also provides risk protection packages for valuable possessions, ATV and motorsport, farm, and commercial properties. The insurance carriers it represents include Safeco, MetLife, Progressive, and Liberty Mutual Insurance.

  • Life Insurance

Best Life Insurance Companies Serving Fort Collins
3675 South College Avenue, Fort Collins, CO 80525
Visit WebsiteLicense: 383826

Expertise.com Rating

Review Sources

Google
5.0 (41)
Facebook
5.0 (4)

Why choose this provider?

Headquartered in Fort Collins, The Doebbeling Agency is an independent insurance firm that serves individuals, families, and businesses. It offers a wide variety of life insurance policies, including term life insurance, universal life insurance, universal variable life insurance, and variable insurance. Other insurance products it offers include home, auto, and business insurance. Agency owner Ashley Doebbeling has been working in the insurance industry for more than two decades. She is a Chartered Property and Casualty Underwriter.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Security Insurance Group
8219 West 20th Street, Greeley, CO 80634
Kersey Insurance & Investments
318 1st Street, Kersey, CO 80644
Weedin Agency Inc
1601 East Eisenhower Boulevard, Loveland, CO 80537
Corey Knutson
1015 West Horsetooth Road, Fort Collins, CO 80526
Mountain Plains Agency, Inc.
4532 Mcmurry Ave Ste 101, Fort Collins, CO 80525
Harmony Insurance Advisors, Inc.
343 West Drake Road, Fort Collins, CO 80526
Arrow Insurance Professionals
577 Clubhouse Drive, Loveland, CO 80537
Sharon Younie
2291 West Eisenhower Boulevard, Loveland, CO 80537
Riverside Insurance
732 South Lemay Avenue, Fort Collins, CO 80524
The Doebbeling Agency
3675 South College Avenue, Fort Collins, CO 80525

Fort Collins, CO Life Insurance FAQs

  • Can a prisoner in Fort Collins buy life insurance?

    Given the involved serious risks, Fort Collins life insurance companies do not provide policies to prisoners, or those who are incarcerated at the moment. Additionally, life insurance companies refuse to cover inmates because of their limited access to resources, which may result in non-payment, and their shorter life expectancies compared to other types of applicants.

  • Can you convert just a part of your term life coverage in Fort Collins to a whole life policy?

    You may switch just part of your term life coverage in Fort Collins to a whole life policy through a partial conversion, but since the amount you don't convert would continue to be in effect as a term policy, you will have to pay two premiums until the end of your term policy.

  • What varieties of joint life insurance plans are offered in Fort Collins?

    The following are the two types of joint life insurance plans available in Fort Collins:

    • First-to-die life insurance provides the death benefit to the surviving partner of a joint life insurance policy.
    • Second-to-die life insurance pays out beneficiaries and does not give death benefit payments.
  • Do you need to be married to purchase joint life insurance in Fort Collins?

    You do not need to be married to purchase joint life insurance in Fort Collins. Two unmarried individuals only need to demonstrate that they have common assets in order to obtain a combined life insurance policy. For instance, domestic and business partners are allowed to purchase joint life insurance policies.

  • Does receiving a Fort Collins life insurance quote hurt your credit score?

    There are no negative effects on your credit score when you receive a life insurance quote in Fort Collins. Contrarily, your credit score may have an impact on the cost of your life insurance. Remember that when you request a quotation from a life insurance carrier, they will do a "soft inquiry," or a quick check of your credit history. The soft inquiry enables the insurance company to collect the data required to give you an estimate quote.

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