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2024

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Best Life Insurance Companies in Denver, CO

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Denver Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

26532Reviewed

15926Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1776 S Jackson St Ste 1006, Denver, CO 80210

Expertise.com Rating

Review Sources

Facebook
4.6 (5)
Yelp
5.0 (4)

Why choose this provider?

Insurance Group of Denver helps people across the state find affordable and reliable insurance products from a variety of trusted carriers. As an independent agency, we will find the perfect combination of coverage and price to fit your unique needs. In other words, we research the rates and coverage options from several top insurance companies to find the best policies for you. We do the shopping and comparing to save you time and money!

6810 Broadway Unit B, Denver, CO 80221

Expertise.com Rating

Review Sources

Google
5.0 (42)
Facebook
5.0 (42)
Yelp
5.0 (2)

Why choose this provider?

The Schomburg Insurance Agency is proud to be a trusted name in Denver for the past 10 years. Whether you are looking for a life insurance policy for yourself, children or keyperson for your business, the Schomburg team can help you navigate the process. We understand that life insurance can be a difficult discussion, but you can trust in our experience and knowledge to provide options that make the most sense to you. Life insurance should be for living the best life you can and we can show you exactly how that is done. Our office provides term, whole, and universal life insurance policies along with free and quick exam options. Bundle your life insurance with your home, auto and business insurance to get the most for your insurance.

9725 E Hampden Ave Ste 202, Denver, CO 80231

Expertise.com Rating

Review Sources

Google
5.0 (49)
Facebook
5.0 (9)

Why choose this provider?

With over 7 years of experience, Beyond Insurance and Financial Services is dedicated to providing excellent customer service and affordable insurance rates. The company works with multiple insurance carriers for auto and home such as Safeco, Travelers, and Progressive to cover any risk and provide affordable insurance to clients. With access to over 70 commercial companies, its agents have provided commercial policies for medical clinics, dental offices, auto dealerships, hair salons, restaurants, and more. Beyond Insurance and Financial also offers life insurance policies to ensure its clients' peace of mind.

11684 Huron St Ste 101, Northglenn, CO 80234

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

McCabe Service Group, Ltd., has been providing life insurance policies to individuals and businesses in Denver for over 25 years. The company handles personal insurance plans including car, home, life, pet, and personal bonds insurance plans. It also covers commercial insurance products including auto dealers, business liability, commercial bonds, contractors, and workers' compensation products. McCabe Service Group, Ltd., supports its clients with 1-on-1 strategy meetings, 6-month policy check-ups, and policy coverage assessment.

2255 S Broadway, Denver, CO 80210

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Yelp
3.0 (8)

Why choose this provider?

Aspen Insurance Agency is an Independent Insurance Broker in Denver with over 25 years of industry experience. It represents a broad network of 30+ insurance carriers, helping to bring clients the best coverage at the most competitive prices. Its team of agents is knowledgable, fully licensed, and brings unparalleled customer service, striving to always put clients’ needs and interests first. Aspen Insurance Agency offers plans for individuals, families, and businesses.

4380 S Syracuse St Ste 310, Denver, CO 80237

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Yelp
5.0 (4)

Why choose this provider?

Advantage Insurance Solutions is an independent agency offering life insurance policies to clients in Denver and the surrounding areas. To provide clients with the most options and coverage, the firm represents a variety of major carriers, including AIG, Banner Life, and Foremost. Its agents assess clients' situations to determine if a term, whole, or universal policy is most appropriate. Advantage Insurance Solutions also offers home, automotive, and pet insurance policies.

901 S. University Blvd., Denver, CO 80209
WebsiteLicense: 532384

Expertise.com Rating

Review Sources

Google
5.0 (26)
Facebook
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

Serving the Denver area, Badger Insurance Advisors is an insurance company that offers personal insurance options that include life, auto, long-term, and umbrella insurance. The types of life insurance it offers include term life which provides protection for a short period, whole life which is permanent and remains for life, and universal life which is a flexible permanent insurance. It also offers commercial insurances for property, business liability, and workers' compensation. Kevin Volz, the founder, has been in the financial industry since 1992.

  • Life Insurance

5285 W Louisiana Ave, Lakewood, CO 80232

Expertise.com Rating

Review Sources

Yelp
2.5 (3)
Facebook
4.6 (1)

Why choose this provider?

Vela Insurance Agency Inc. offers life insurance policies to clients in Denver and the surrounding areas. Its agents consult with clients to understand their goals and needs for their life insurance policy. Next, they assist clients with obtaining a term or whole life insurance policy from a range of leading providers at competitive prices. The company also offers an online quote calculator for life insurance policies. Additionally, Vela Insurance Agency provides commercial insurance.

1325 S Colorado Blvd Ste 210, Denver, CO 80222

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Manor Insurance Agency Inc. is a life insurance company in Denver that has been serving clients for over 70 years. The firm works with a variety of providers, such as Liberty Mutual, Nationwide, and the Hartford Insurance Company to offer clients affordable rates on life insurance policies. It provides term and permanent life insurance policies for policyholders to pay for final expenses or secure replacement income for dependents. Manor Insurance Agency also offers home and automotive insurance.

871 Santa Fe Drive, Denver, CO 80204
WebsiteLicense: 623479

Expertise.com Rating

Review Sources

Google
5.0 (39)

Why choose this provider?

Dylan Guyton is a State Farm insurance agent that serves clients in the Denver community and nearby areas. He focuses on clients' financial goals and empowers them to make informed decisions to protect themselves and their families. He offers life, health, auto, home, and pet insurance plans for individual consumers. Guyton also offers commercial and small business insurance plans and a range of financial services and products, which helps clients and their families improve their financial status.

  • Life Insurance
  • Health Insurance

100 Fillmore Street, 5th Floor, Denver, CO 80206
WebsiteLicense: 500735

Expertise.com Rating

Review Sources

Google
4.9 (254)
Yelp
4.9 (136)
Facebook
5.0 (54)

Why choose this provider?

Longevity Insurance Brokers is a company serving clients in Denver and the surrounding areas. It is a local insurance company owned by Chris Long, who has more than 10 years of experience in the industry as a former Farmers representative. The company strives to give its clients the right policy for their needs through the range of products that it offers. These products include life, auto, and homeowners' insurance. The company also has a 24/7 customer support line.

  • Life Insurance

13701 W Jewell Ave Ste 284, Lakewood, CO 80228

Expertise.com Rating

Review Sources

Google
4.9 (101)
Facebook
4.7 (9)
Yelp
4.0 (1)

Why choose this provider?

Kaufman Agency is an insurance agency serving individuals in Denver and the surrounding areas. The company's licensed agents consult with clients to assess their financial situation and advise them on the most suitable type of life insurance policy. Depending on clients' financial needs and goals, its agents recommend and offer custom term or whole life insurance policies at competitive rates. Kaufman Agency also assists clients with filing claims with their insurance carrier.

2150 W 29th Avenue Suite 210, Denver, CO 80211
WebsiteLicense: 556609

Expertise.com Rating

Review Sources

Google
4.8 (46)
Facebook
5.0 (20)
Yelp
5.0 (6)

Why choose this provider?

State Farm agent Bill Knight provides guidance and walk-throughs to Denver clients who need life insurance coverage. Since joining the company in 2010, Bill has helped residents in securing their life, properties, and valuables like autos, homes, businesses, and even pets. He has gained extensive experience in the industry as he learned the trade from his father, who has operated and owned a State Farm agency in Florida for 37 years. Knight is a member of the Mile High Young Professionals, Highland United Neighbors, Inc., and Merchants.

  • Life Insurance
  • Health Insurance

5105 DTC Parkway Suite 310, Greenwood Village, CO 80111
WebsiteLicense: 469388

Expertise.com Rating

Review Sources

Google
5.0 (65)
Facebook
5.0 (22)

Why choose this provider?

Colorado Financial Advisors is an insurance and financial services firm that serves Denver residents and business owners. Its scope of work ranges from helping clients acquire term and whole life insurance to assisting them in designing a retirement plan that accounts for income flow and sequence of returns. Its staff also arranges regular meetings to provide clients with progress reports and goal updates. Mike Neekorad, one of the firm's financial professionals, holds the Certified Financial Planner designation from the CFP Board.

  • Life Insurance
  • Long Term Care

3900 W 38th Ave, Denver, CO 80212

Expertise.com Rating

Why choose this provider?

Founded in 1996, AFI Insurance is a life insurance agency in Denver offering policies to individuals and families. The company consults with clients to understand their needs and recommends a life insurance policy that suits their circumstances and budget. As an independent firm, it offers policies from a variety of carriers to ensure clients receive low premiums and maximum coverage. Additionally, AFI Insurance offers an online tool for instant quotes.

355 S Teller St Ste 200, Lakewood, CO 80226

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Founded in 1999, Elkstone Insurance Group Inc. provides life insurance policies to clients in the Denver area. This independent agency sources policies from its partner carriers, which include Safeco, The Hartford Insurance Company, and Progressive. Its licensed agents collect information from clients' about their future financial obligations and lifestyle expectations to recommend life insurance policies with competitive rates and extensive coverage. Elkstone Insurance Group also offers disability insurance and annuities.

1100 S Shoshone St, Denver, CO 80223

Expertise.com Rating

Review Sources

Google
4.9 (147)
Facebook
5.0 (27)
Yelp
4.5 (9)

Why choose this provider?

Premier Mountain Insurance provides life insurance policies to clients in the Denver area. The company is an independent agency representing several top insurance carriers to ensure clients have access to a wide range of cost-effective policies. It assists clients with obtaining term or whole life insurance policies with flexible benefits and coverage amounts. For clients requiring an exam, the firm dispatches a qualified examiner to their home or business. Premier Mountain Insurance also offers home and umbrella insurance.

165 S Union Blvd Ste 500B, Lakewood, CO 80228

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Golden Wealth Solutions provides life and health insurance solutions to individual and commercial clients in the Lakewood area. The company conducts consultations with clients to assess their insurance needs and financial situations. For commercial clients, it offers life and health insurance as employee benefits at companies of all types and sizes. Golden Wealth Solutions also assists individual clients with accessing the cash value of their life insurance policies for education funding.

8805 W 14th Ave Ste 300, Lakewood, CO 80215

Expertise.com Rating

Review Sources

Google
4.9 (45)
Facebook
5.0 (11)

Why choose this provider?

Great North Company provides life insurance solutions to clients in the Denver area. The firm's brokers determine the most appropriate life insurance policies for clients by conducting a Life Needs Analysis and recommending the proper amount of coverage. To offer clients the most options and competitive rates, the agency partners with over 20 life insurance companies. Great North Company also assists clients with obtaining home, auto, and business insurance coverage.

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Insurance Group of Denver
1776 S Jackson St Ste 1006, Denver, CO 80210
Schomburg Insurance
6810 Broadway Unit B, Denver, CO 80221
Beyond Insurance & Financial Services
9725 E Hampden Ave Ste 202, Denver, CO 80231
McCabe Service Group Ltd
11684 Huron St Ste 101, Northglenn, CO 80234
Aspen Insurance Agency
2255 S Broadway, Denver, CO 80210
Advantage Insurance Solutions
4380 S Syracuse St Ste 310, Denver, CO 80237
Badger Insurance Advisors
901 S. University Blvd., Denver, CO 80209
Vela Insurance Agency Inc
5285 W Louisiana Ave, Lakewood, CO 80232
Manor Insurance Agency, Inc.
1325 S Colorado Blvd Ste 210, Denver, CO 80222
Dylan Guyton
871 Santa Fe Drive, Denver, CO 80204
Longevity Insurance Brokers
100 Fillmore Street, 5th Floor, Denver, CO 80206
Kaufman Agency
13701 W Jewell Ave Ste 284, Lakewood, CO 80228
Bill Knight
2150 W 29th Avenue Suite 210, Denver, CO 80211
Colorado Financial Advisors
5105 DTC Parkway Suite 310, Greenwood Village, CO 80111
AFI Insurance
3900 W 38th Ave, Denver, CO 80212
Elkstone Insurance Group, Inc.
355 S Teller St Ste 200, Lakewood, CO 80226
Premier Mountain Insurance
1100 S Shoshone St, Denver, CO 80223
Golden Wealth Solutions
165 S Union Blvd Ste 500B, Lakewood, CO 80228
Great North Company
8805 W 14th Ave Ste 300, Lakewood, CO 80215

FAQs

  • What is under permanent life insurance in Denver?

    Permanent life insurance in Denver offers lifelong coverage with a tax-advantaged savings component and potential guarantees on coverage length and savings growth rates. This type of insurance provides residents with comprehensive protection, financial flexibility through tax-advantaged withdrawals, and opportunities to accumulate cash value over time. It is important in estate planning, retirement savings, income protection, and charitable giving.

  • How can disability insurance help people with disabilities in Denver?

    Disability insurance is a valuable investment for Denver residents, providing comprehensive coverage and financial support during times of need. It is a good investment because it gives cash assistance to people who are unemployed due to illness or injury. It pays out faster and is more flexible than other types of insurance. Furthermore, it can increase an individual's benefits without going through a new evaluation.

  • What are the leading reasons to acquire life insurance in Denver?

    Life insurance in Denver is vital to safeguard your family's financial well-being and future. You can attain protection for your family by replacing your income and helping with living expenses and outstanding debts after your death. Additionally, it serves as a means to secure your children's future, whether funding their education or covering other costs. Lastly, it plays a significant role in alleviating the financial burden associated with funeral and burial expenses.

  • How can you successfully apply for a life insurance claim in Denver?

    Denver insurance claims can be denied for various reasons. In such situations, promptly seeking assistance from a qualified life insurance lawyer is highly advisable. Another thing you can do is familiarize yourself with the specific regulations and guidelines governing insurance claims so you can effectively navigate the process and secure your rightful benefits.

  • How can you employ life insurance in your retirement plan in Denver?

    You can tailor life insurance in Denver to meet their unique retirement goals, ensuring financial security. To generate retirement income, you can purchase a policy with an income rider or use a whole life insurance policy as collateral for a loan, offering tax advantages. Long-term disability insurance is crucial for income protection during working years. Term life insurance can cover specific expenses temporarily. In contrast, whole life insurance, if eligible, builds cash value for retirement income or inheritance.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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