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2024

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Best Life Insurance Companies in Upland, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Upland Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3393Reviewed

2039Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

333 North Indian Hill Boulevard, Claremont, CA 91711

Expertise.com Rating

Review Sources

Facebook
3.0 (2)

Why choose this provider?

Serving Upland, Reardon & Associates is a team of professionals offering an array of insurance and financial solutions to clients in the metro. It offers products such as life, disability, and long-term care insurance policies. The company also has financial strategies like cash flow and budgeting, money purchasing, profit-sharing, and college and retirement plans. Other services include business planning options like succession, executive compensation, and exit planning. Reardon & Associates was established by David Reardon, an Inland Empire native.

  • Life Insurance

1603 North Mountain Avenue, Upland, CA 91784
WebsiteLicense: 0670063

Expertise.com Rating

Review Sources

Yelp
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Norbert "Norb" Murphy is an insurance agent affiliated with State Farm. He and his team have been operating within the Upland area and its nearby communities for over 35 years. Norbert specializes in term and universal life, automobile, business, and home insurance. He has qualified for a variety of awards from State Farm, ranging from the Golden Triangle award to the Legion of Honor award. Norbert is also a member of the Upland Chamber of Commerce.

  • Individual Plans
  • Life Insurance

555 North Benson Avenue, Upland, CA 91786
WebsiteLicense: 0I29654

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
5.0 (1)

Why choose this provider?

AIM Inc. is an independent insurance agency serving clients in Upland. It specializes in life insurance, fixed index annuities, tax-free retirement plans, IRAs, and 401-K rollovers. The company was founded by Harry Anand in 1998. Its team of professionals has over 50 years of combined experience and has provided services to more than 25,000 clients. They do not subscribe to a one-size-fits-all philosophy of insurance companies. Rather, it prefers a consultative approach in delivering services to clients.

  • Life Insurance
  • Long Term Care

123 East 9th Street, Upland, CA 91786
WebsiteLicense: 0585124

Expertise.com Rating

Review Sources

Yelp
4.5 (9)
Facebook
5.0 (4)
Google
5.0 (1)

Why choose this provider?

Located in Upland, Assistance Insurance Agency is a family-owned and family-operated company that has been in operation for more than 40 years. It offers life insurance and health insurance policies. Other personal insurance products include homeowners' insurance, auto insurance, and personal liability insurance. It is partnered with multiple insurance carriers, including Mercury Insurance Group, The Hartford, and Safeco Insurance. Assistance Insurance Agency supports community events, such as the Tour de Foothills of Southern California.

  • Life Insurance
  • Health Insurance

163 South Euclid Avenue, Upland, CA 91786
WebsiteLicense: 0C48635

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
4.0 (3)
Yelp
5.0 (2)

Why choose this provider?

David Cutting Insurance Services is a business in Upland that offers life insurance policies to individuals and families. This insurance agency serves clients by finding the right life insurance option that meets their individual needs and goals. David Cutting Insurance Services is also a provider of business, home, and auto insurance policies. In addition, the agency's office is equipped with amenities, such as Wi-Fi, car and bike parking, and wheelchair access.

  • Life Insurance

2050 Bonita Avenue, La Verne, CA 91750
WebsiteLicense: 0773496

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (1)

Why choose this provider?

Based in La Verne, Cristy Williamson is an insurance agent with State Farm who serves individuals and families in Upland. She helps clients secure their family's future by providing term, whole, and universal life insurance policies. Moreover, she offers auto, business, homeowners, pet, and rent insurance products. Cristy focuses on assisting people in managing risks in everyday life and recovering from unforeseen circumstances. The office she works at is located behind La Verne Police Department.

  • Life Insurance
  • Health Insurance

Claremont, CA 91711

Expertise.com Rating

Review Sources

Google
4.5 (122)

Why choose this provider?

Located in Claremont, Freeway Insurance is an independent insurance agency that also caters to individuals and families in the Upland metro. It offers life insurance products to help customers protect their loved ones from financial distress. It also assists with acquiring car insurance for drivers at risk of accidents, DUIs, and tickets. Moreover, home and renters insurance policies are provided. Freeway Insurance is comprised of agents who are focused on helping clients find the coverage that suits their preferences.

  • Life Insurance

517 North Mountain Avenue, Upland, CA 91786
WebsiteLicense: 6004080

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Cal American Insurance Agency is a locally owned independent insurance agency that serves the residents of Upland and the rest of California. It specializes in life insurance plans, including term life insurance, whole life insurance, and universal life insurance. It also provides dental insurance, vision insurance, and individual and group health insurance. Cal American Insurance Agency works with multiple insurance carriers, including Bristol West Insurance Group, Nation General, and The Hartford.

  • Life Insurance
  • Health Insurance
  • Individual Plans

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Reardon & Associates
333 North Indian Hill Boulevard, Claremont, CA 91711
Norbert "Norb" Murphy
1603 North Mountain Avenue, Upland, CA 91784
AIM Inc
555 North Benson Avenue, Upland, CA 91786
Assistance Insurance Agency
123 East 9th Street, Upland, CA 91786
David Cutting Insurance Services
163 South Euclid Avenue, Upland, CA 91786
Cristy Williamson
2050 Bonita Avenue, La Verne, CA 91750
Freeway Insurance
Claremont, CA 91711
Cal American Insurance Agency
517 North Mountain Avenue, Upland, CA 91786

FAQs

  • How does joint life insurance in Upland work?

    Joint life insurance in Upland covers two persons, but only one benefit payout will be given once any of the two passes away. It comes in two types: first-to-die or second-to-die joint life insurance. The first type delivers benefits once one person dies, but the policy is terminated if the benefits are obtained. The second type functions as its name goes: the benefits are paid once the second person dies, meaning neither person gets benefits, but other named beneficiaries do.

  • Is there an investment option in life insurance in Upland?

    Universal life insurance offers an option to invest in bonds, stocks, and mutual funds. The cash value component of this insurance is invested, which is similar to other investment vehicles and can potentially lead to capital loss or growth for the policyholder in Upland. The types of universal life insurance that allow for investments are variable and indexed universal life insurance.

  • How much do you have to pay for life insurance in Upland?

    For reference, a healthy 25-year-old in Upland would pay $330 a year or $27 a month for life insurance. The cost would go higher as the age increases. Generally, the cost of life insurance depends on the insurer, policy type, and coverage amount, as well as the insured's health history, age, lifestyle, occupation, and gender.

  • Do you need to review your life insurance coverage in Upland every year?

    You need to review your life insurance coverage each year. It is an opportune time to consider how insurance can help you and your family meet your financial goals. Additionally, check your insurance promptly if there are major changes in your life in Upland, such as buying or selling a business, adopting, getting a new job, or receiving a promotion.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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