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2025

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Best Life Insurance Companies in Sunnyvale, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sunnyvale life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6725Reviewed

4037Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Life Insurance Companies Serving Sunnyvale
PO Box 2400, Sunnyvale, CA 94087
Visit WebsiteLicense: 0425869

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Uni-Safe Insurance Services is a company in Sunnyvale that offers personal and business insurance solutions throughout the metro. Its list of insurance products includes life, motorhome, and flood insurance from several carriers, such as Kemper and Progressive. Its agents help clients find suitable coverage packages for small business automobiles, motorcycles, boats, and recreational vehicles. They also carry umbrella insurance options for individuals and small businesses. Alan Moo, the company's owner, has been in the industry for more than 25 years.

  • Life Insurance

Best Life Insurance Companies Serving Sunnyvale
775 East El Camino Real, Sunnyvale, CA 94087
Visit WebsiteLicense: 0M06095

Expertise.com Rating

Review Sources

Google
4.0 (45)
Yelp
5.0 (27)
Facebook
4.0 (23)

Why choose this provider?

AJ Abdelkhalek is a Sunnyvale-based insurance agent who has been in the industry for over 18 years. He has been with State Farm Insurance for over eight years, helping customers find the right life, auto, home, and financial insurance for themselves. He and his team also assist clients to choose which commercial auto, renters, and business insurance coverage plans are best for them. AJ has worked as a financial professional with other companies before joining State Farm Insurance.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Sunnyvale
867 American Street, San Carlos, CA 94070
Visit WebsiteLicense: 0G64377

Expertise.com Rating

Review Sources

Yelp
5.0 (5)

Why choose this provider?

Insurance Solutions by JCA - JC Adviser has been providing life insurance services to families in Sunnyvale and nearby areas since 2010. Its team of experienced agents is able to create customized insurance packages that suit each clients' needs. This San Carlos-based insurance firm has established relationships with several carriers and specializes in no labs and hard-to-place life insurance. Its life insurance package is not limited to death benefits but also covers long-term care for critical, terminal, and chronic illnesses.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Sunnyvale
999 Commercial Street, Palo Alto, CA 94303
Visit WebsiteLicense: 0812194

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Serving Sunnyvale, Klein Financial Services provides a variety of insurance and financial services to clients in the metro. It offers insurance service options such as life insurance, health insurance, disability income insurance, mortgage insurance, and long-term care insurance. The business also provides retirement plans, mutual funds, educational funds, personal financial planning, and notarial services. Claudette G. Klein, head of Klein Financial Services, has more than 20 years of professional experience in the financial industry.

  • Life Insurance
  • Health Insurance

Best Life Insurance Companies Serving Sunnyvale
4010 Moorpark Avenue, San Jose, CA 95117
Visit WebsiteLicense: 0F00727

Expertise.com Rating

Review Sources

Yelp
5.0 (44)
Google
4.0 (32)
Facebook
5.0 (4)

Why choose this provider?

All Spectrum Insurance Brokers is a full-service and independent insurance provider that serves individuals and businesses near Sunnyvale and its neighboring communities. The agency works with a wide range of insurance carriers and helps clients find life insurance policies that take care of their family's needs after death, such as burial expenses, debt repayment, and day-to-day living costs. The most common life insurance plans it deals with are term life, whole life, and universal life insurance.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Uni-Safe Insurance Services
PO Box 2400, Sunnyvale, CA 94087
AJ Abdelkhalek
775 East El Camino Real, Sunnyvale, CA 94087
Insurance Solutions by JCA - JC Adviser
867 American Street, San Carlos, CA 94070
Klein Financial Services
999 Commercial Street, Palo Alto, CA 94303
All Spectrum Insurance Brokers
4010 Moorpark Avenue, San Jose, CA 95117

Sunnyvale, CA Life Insurance FAQs

  • Can you buy life insurance in Sunnyvale without undergoing a medical exam?

    Yes, there are no medical exam life insurance options in Sunnyvale. Even so, life insurance policies that do not require a medical exam tend to be more expensive than regular life insurance policies because the insurance company is taking on more risk. Non-medical exam life insurance is for people who want insurance coverage but do not want to deal with the hassle of a medical exam.

  • What life insurance options are available to aging individuals in Sunnyvale?

    Universal life insurance is one option for older people in Sunnyvale because it allows policyholders to change the death benefit amount and premiums at any time during the policy's term. It also has tax advantages because unused premiums can be applied to the policyholder's estate planning. They can also get lifetime protection by purchasing whole life insurance. Their premiums will not change throughout the policy, which is a practical way to secure finances in the long run.

  • Can Sunnyvale residents buy life insurance even if they have a limited budget?

    Sunnyvale residents on a tight budget can still purchase a life insurance policy. Premiums are determined by a number of factors, including one's age and health. Many people avoid buying life insurance because they believe it is too expensive. According to the Life Happens report, consumers believe life insurance is nearly three times more expensive than it is.

  • What measures have been implemented to safeguard your policies in Sunnyvale from the risk of an insolvent insurer?

    In California, it has created a guaranty association to safeguard the insured in Sunnyvale. The guaranty association includes all state-licensed life, accident, and health insurers and individual annuities. Individuals who hold life and health insurance policies and individual annuities with a member insurer that has been declared insolvent by a court of competent jurisdiction and placed under a final order of liquidation, rehabilitation, or conservation will be protected up to statutory limits by the guaranty association.

  • How can you verify if an insurance provider in Sunnyvale is backed by the California Life and Health Insurance Guarantee Association?

    If you want to verify that a Sunnyvale insurance provider is authorized to offer services in California, you can call the state's Department of Insurance at (800) 927-4357. All California-licensed insurance companies must maintain up-to-date records with the department. You can also visit their website at https://interactive.web.insurance.ca.gov/companyprofile/companyprofile for more information.

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