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2024

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Best Life Insurance Companies in Stockton, CA

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Stockton Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

12725Reviewed

7640Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

956 W Robinhood Dr, Stockton, CA 95207
WebsiteLicense: 6003045

Expertise.com Rating

Review Sources

Google
4.9 (79)
Yelp
4.6 (5)
Facebook
5.0 (4)

Why choose this provider?

Insurance City provides financial investment solutions to families, individuals, and business owners in the Stockton metro. Its range of personal lines of insurance includes life plans. The company crafts personalized term, universal, whole, fixed annuities, final expense, and mortgage protection coverages. Its agents also offer earthquake, flood, collector car, homeowners', and rental property insurance. They also handle cyber liability and builders' risk policies. Insurance City is an independent agency that represents multiple carriers, such as Progressive, Foremost, and Dairyland.

  • Life Insurance

1300 Central Blvd Ste B, Brentwood, CA 94513

Expertise.com Rating

Review Sources

Yelp
5.0 (11)
Facebook
5.0 (4)

Why choose this provider?

Zeigler Insurance has been offering life and health insurance policies to clients in the Stockton area for over 15 years. As an independent agency, the firm provides policies from numerous carriers, including Anthem, Encompass, and Hagerty. Clients can choose between term and whole life insurance policies, and the company's agents help clients determine the exact amount of coverage needed. Additionally, Zeigler Insurance offers a variety of individual and group health insurance plans.

5637 N Pershing Ave Set C10, Stockton, CA 95207

Expertise.com Rating

Why choose this provider?

Steele Insurance Agency Inc. is a life insurance agency in Stockton doing business with clients throughout the metro area. It often serves clients experiencing recent life changes as they make decisions about life insurance policies, and it helps them to navigate said policy options while providing quotes from a multitude of life insurance providers. Steele Insurance Agency Inc. also offers many different types of business insurance policies that encompass a wide range of potential liabilities.

1776 W. March Lane Suite 190, Stockton, CA 95207
WebsiteLicense: 0C24344

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
3.8 (5)
Yelp
1.0 (3)

Why choose this provider?

FinDec, a life insurance provider serving Stockton, has been helping families and individuals protect their loved ones, businesses, and legacies since 1987. Its life insurance team offers customized solutions, ranging from 10-year term life to permanent policies tailored to clients’ situations and financial goals. Founded by a husband and wife duo who were both educators, the business informs individuals on how to make life insurance an asset in their overall financial plans. Other services include financial and estate planning.

  • Life Insurance
  • Health Insurance

3415 Brookside Road, Stockton, CA 95219

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (3)
Yelp
1.0 (1)

Why choose this provider?

Established in 1868, Dohrmann Insurance has been serving the communities in Stockton and nearby areas. It specializes in commercial operations and offers a comprehensive range of business and personal insurance products and services. On top of the basic financial planning services and health and life insurance products, it also offers property and casualty insurance, employee benefits program and retirement plan, and investment management services amongst others. An Alera Group Company, Dohrmann Insurance is a sole proprietorship of Greg Dohrmann who is the fifth generation Dohrmann to lead the company.

1743 Grand Canal Blvd Ste 12, Stockton, CA 95207

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Yelp
5.0 (1)

Why choose this provider?

Raj Insurance Services is a life insurance company in Stockton that offers health insurance services too. It works to find clients policies that they can afford and that provide the types and amounts of coverage they need to eliminate financial vulnerabilities associated with end-of-life expenses. This company offers several types of health insurance services including plans involving exclusive provider organization, health maintenance organization, point of service, and preferred provider organization formats. Raj Insurance Services is also experienced with California Health Insurance Exchange.

212 W Pine St Ste 6, Lodi, CA 95240

Expertise.com Rating

Why choose this provider?

LaRoe & McDonald Insurance Services can help individuals and groups seeking a health insurance company near Stockton. This company sells life insurance too, and it advises clients on the various types and nuances of both insurance categories. It sells several types of additional health coverage plans, including plans for dental and vision needs as well as long-term care. Life insurance policies for mortgage protection and second-to-die scenarios are available too. LaRoe & McDonald Insurance Services also sells key person insurance policies to businesses.

4255 Pacific Avenue, Suite 5, Stockton, CA 95207
WebsiteLicense: 0C28156

Expertise.com Rating

Why choose this provider?

Kim Martinez helps clients in Stockton and the surrounding areas acquire suitable life insurance products. Martinez has been with the State Farm network since 1997. She currently runs her insurance agency with her husband, son, and daughter-in-law, to deliver assistance customized according to clients' needs. The agency also offers auto, homeowners', property, health, and pet protection policies, as well as banking products and services. Martinez is a legion of Honor, Ambassador Travel, and SVP Club qualifier.

  • Life Insurance
  • Health Insurance

2510 Garazi St, Tracy, CA 95304

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

ISE Insurance Services is an affiliate of Professional Insurance Associates Inc. providing life insurance policies to clients in the Stockton area. The company offers term life insurance policies effective for a specified time period and permanent life insurance policies with living benefits, such as premium waivers and terminal illness riders. Its agents assist clients with determining how much coverage they need, considering their budgets and goals. ISE Insurance Services also offers annuities.

2522 Grand Canal Boulevard #9, Stockton, CA 95207
WebsiteLicense: 0278988

Expertise.com Rating

Review Sources

Google
4.3 (6)
Facebook
5.0 (4)
Yelp
3.5 (3)

Why choose this provider?

The Bertilacchi Insurance Agency offers life policies to clients in Stockton. These include term life and permanent life products that aim to enrich one's retirement savings and inheritable assets in the long term. The team also delivers health, automobile, and home indemnity coverage. Bertilacchi Insurance caters to families and businesses, working with providers like Banner Life, Transamerica, and Sutter Health. It is an independent agency that has been serving the community for more than 50 years.

  • Life Insurance

2420 Sand Creek Rd # C1-330, Brentwood, CA 94513

Expertise.com Rating

Why choose this provider?

Slavsky Insurance is an independent insurance company providing life and health insurance policies to clients in the Stockton area. The company works with over 50 insurance carriers to present clients the most coverage options at the most competitive prices. It offers term, whole, and universal life insurance policies, as well as individual and group health insurance plans. Slavsky Insurance also services government sponsored health insurance plans, such as Medicare and Medicaid.

229 East Weber Avenue, Stockton, CA 95202
WebsiteLicense: 0D96639

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
5.0 (5)

Why choose this provider?

Kristyn K. Wilson Insurance Services is a provider of life insurance products to the community of Stockton. This insurance brokerage firm has been providing a wide range of insurance plans for families and businesses for more than a decade. It represents a number of insurance companies, including Safeco, Allied, Hartford, Travelers, National Lloyds, and Metlife. Some of the other insurance products it offers are private and commercial auto, business, flood, home, and special event insurance.

  • Individual Plans
  • Life Insurance

4609 Quail Lakes Drive, Stockton, CA 95207

Expertise.com Rating

Review Sources

Google
3.0 (6)
Yelp
4.5 (6)
Facebook
5.0 (4)

Why choose this provider?

Truex Insurance is a Stockton-based company that focuses on protecting families, their health, and their business. The independent insurance agency offers personal, health, and life insurance. It also offers commercial, construction, and agricultural insurance. Truex Insurance has an annual client retention rate of 95%. Its owners Jeff Tokunaga, James Watt, and Stephen Nelson have been part of the insurance sector for more than 60 years combined. The agency's partners include Lincoln Financial Group, Allied Insurance, and PennMutual.

5637 North Pershing Avenue, Stockton, CA 95207
WebsiteLicense: 0783327

Expertise.com Rating

Review Sources

Google
4.0 (30)
Yelp
4.0 (14)
Facebook
5.0 (1)

Why choose this provider?

Ann Harvie is a Stockton-based insurance agent at State Farm, a group of insurance companies serving nationwide. As an agent for this company for over three decades now, she helps clients understand different coverage options or when filing an insurance claim. One of the insurance policies she offers is life insurance, which includes term life, whole life, and universal life insurance programs. This specific insurance caters to the financial security needs of individuals and families.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Insurance City
956 W Robinhood Dr, Stockton, CA 95207
Zeigler Insurance
1300 Central Blvd Ste B, Brentwood, CA 94513
Steele Insurance Agency, Inc.
5637 N Pershing Ave Set C10, Stockton, CA 95207
FinDec
1776 W. March Lane Suite 190, Stockton, CA 95207
Dohrmann Insurance
3415 Brookside Road, Stockton, CA 95219
Raj Insurance Services
1743 Grand Canal Blvd Ste 12, Stockton, CA 95207
LaRoe & McDonald Insurance Services
212 W Pine St Ste 6, Lodi, CA 95240
Kim Martinez
4255 Pacific Avenue, Suite 5, Stockton, CA 95207
ISE Insurance Services
2510 Garazi St, Tracy, CA 95304
Bertilacchi Insurance Agency
2522 Grand Canal Boulevard #9, Stockton, CA 95207
Slavsky Insurance
2420 Sand Creek Rd # C1-330, Brentwood, CA 94513
Kristyn K. Wilson Insurance Services
229 East Weber Avenue, Stockton, CA 95202
Truex Insurance
4609 Quail Lakes Drive, Stockton, CA 95207
Ann Harvie
5637 North Pershing Avenue, Stockton, CA 95207

FAQs

  • Why is life insurance for women less expensive than for men in Stockton?

    Women have a longer life expectancy than men, making life insurance policies in Stockton more affordable. Men are also more likely to avoid medical care, work in dangerous occupations, and engage in other risky behaviors. As a result, insurance companies charge a higher premium to cover them. Nonetheless, statistics show that men are more likely than women to purchase life insurance.

  • In Stockton, is it possible to obtain a life insurance policy for a parent?

    Yes. Getting life insurance for your parent in Stockton is possible with their approval. This condition is applicable solely in cases where an individual would experience financial hardship after their parent's death, and the parent possesses the cognitive ability to respond to the questions posed in the application. However, whole life and term life insurance for parents require adult insurable interest, making it difficult to get. Thus, a child can only purchase final expense insurance to pay for the funeral of a deceased parent.

  • Can those in Stockton with a pre-existing condition obtain life insurance?

    Yes, you can get life insurance in Stockton even if you have a pre-existing condition. However, your eligibility for a policy may be limited by your medical issues, how effectively they are treated, and the insurer. Because of the risk they pose to insurers, pre-existing conditions may increase your premium or disqualify you from specific life insurance. High blood pressure, diabetes, cancer, and asthma are examples of pre-existing conditions.

  • What options are available if you are denied life insurance in Stockton due to health issues?

    You can opt to purchase a group life insurance, which is offered by your employer in Stockton. This policy won't consider your health condition. However, the policy's death benefit will be limited and only active while you retain a position with your employer. Your company may offer supplementary life insurance. Another option is the guaranteed issue of life insurance, which does not require you to complete a health questionnaire or medical exam. This is best for cancer patients and other individuals with critical diseases.

  • How can you verify the legitimacy of an insurance agent or company in Stockton?

    Before making any decisions on the purchase or replacement of insurance coverage, it is advisable to verify the credibility and reputation of both the insurance agent and the insurance business you are dealing with in Stockton. You may reach the California Department of Insurance by using their toll-free number, which is 1-800- 927-4357.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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