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Best Life Insurance Companies in South Gate, CA

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored South Gate Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4195Reviewed

2522Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8473 State Street, South Gate, CA 90280
WebsiteLicense: 0D28796

Expertise.com Rating

Review Sources

Google
4.0 (18)
Yelp
5.0 (12)
Facebook
5.0 (9)

Why choose this provider?

Best Deal Insurance is an independent agency that serves individuals, families, and businesses in South Gate. It works with several providers that include Mercury Insurance Group, Allied Insurance, and Bristol West to provide life insurance that ensures financial security for the beneficiaries in the event of the policyholder's death. The agency has also been providing insurance plans for automobiles, homes, and businesses for more than 30 years. It specializes in creating a customized plan by identifying its clients' needs and concerns.

  • Life Insurance

2615 Clarendon Avenue, Huntington Park, CA 90255
WebsiteLicense: 0F68640

Expertise.com Rating

Review Sources

Yelp
4.0 (20)
Facebook
5.0 (3)

Why choose this provider?

Pedro Maldonado is a State Farm insurance agent who is serving families and individuals in South Gate and the surrounding areas. He runs the Pedro Maldonado State Farm Agency, which has been in the business for more than 10 years. His agency offers a range of insurance options, including life insurance, health insurance, and home insurance. Additionally, auto, property, and business insurance are also part of its offerings. Pedro provides banking and financial services, including mutual funds.

  • Life Insurance
  • Health Insurance

350 South Figueroa Street, Los Angeles, CA 90071
WebsiteLicense: 0F82015

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Marquis Ebrahimi Insurance Services, Inc. is an independent consulting firm that has been providing full-service insurance benefits brokerage to groups and individuals in South Gate and the surrounding areas for more than 40 years. It aids clients to choose the best insurance plans that will cater to their specific needs. The firm is an expert in group insurance plans, employee benefits and administration, large and major accounts, and voluntary benefits. It covers a number of insurance companies which include Health Net and Valley Health Plan.

  • Life Insurance

5530 Corbin Avenue, Tarzana, CA 91356
WebsiteLicense: 6004178

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Pathway Financial and Insurance Services aims to help South Gate families and business owners protect their finances through insurance solutions. Some of its offerings include life insurance, health plans, indexed annuity, and disability insurance. The company partners with various insurance providers, which lets customers explore different options and secure a policy compatible with their needs. Some of the insurers it represents include Nationwide, Prudential, AIG, and Pacific Life. PFIS is located in Tarzana and is licensed to operate in California, Florida, and New York.

  • Life Insurance
  • Health Insurance

6631 Eastern Avenue, Bell Gardens, CA 90201
WebsiteLicense: 0G63229

Expertise.com Rating

Review Sources

Google
5.0 (174)
Facebook
5.0 (39)
Yelp
4.5 (5)

Why choose this provider?

InVision Insurance Services is an insurance agency that serves the South Gate locale. The company was founded in 2009 by Rafael and Cristina Arredondo. As an independent agency, it represents different companies and offers clients different insurance packages. The company provides life insurance policies for individuals. InVision Insurance Services specializes in auto insurance policies. It helps clients sift through offers from insurance providers such as Mercury Insurance, Progressive Insurance, and Infinity Insurance.

  • Life Insurance

4427 Firestone Boulevard, South Gate, CA 90280
WebsiteLicense: 0C66702

Expertise.com Rating

Review Sources

Google
4.0 (21)
Facebook
4.0 (5)

Why choose this provider?

Established in 1993, Romar Insurance is an independent insurance agency that provides personal and commercial insurance plans for customers in South Gate and nearby areas. Its bilingual life insurance agents assist in selecting the right plan with coverage that meets specific financial objectives. The team offers different types of life insurance plans that have short and long-term benefits. Its life insurance plans are term life, whole life, and universal life. Additional products are homeowners', commercial, auto, and Mexican travel insurance plans.

  • Life Insurance

12127 Garfield Avenue, South Gate, CA 90280
WebsiteLicense: 6000688

Expertise.com Rating

Review Sources

Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

The Alex Lopez Insurance Agency serves South Gate and its nearby cities. The business offers life and health insurance solutions, such as term life, fee-for-service, and managed care. It also provides other personal and commercial lines of insurance, like auto, business, recreational vehicle, and renters' insurance. Its insurance professionals shop for policies from carriers like Safeco Insurance and the Nationwide Mutual Insurance Company. Clients can also use the company's website to request a policy change for their life insurance coverage.

  • Life Insurance

7164 Melrose Avenue, Los Angeles, CA 90046
WebsiteLicense: 0B86528

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Meslee Insurance Services, Inc., is a full-service insurance brokerage serving the South Gate area. Its life insurance options include variable, indexed, term, and whole life insurance. Additionally, customizable options to fit certain needs are also available. Meslee Insurance Services was established in 1992 by Solomon Meskin. It expanded its services from jewelry and art insurance to aquaculture throughout the years. Some of its other offerings are health, personal, financial, business, and shipping insurance. The company currently has three offices around the Los Angeles area.

  • Life Insurance
  • Health Insurance

4149 Tweedy Boulevard, South Gate, CA 90280
WebsiteLicense: 0H06674

Expertise.com Rating

Review Sources

Google
5.0 (145)
Yelp
4.5 (47)
Facebook
5.0 (3)

Why choose this provider?

Chelly Gonzalez is an insurance professional who has been with State Farm for over 13 years. She leads a team of agents through the Chelly Gonzalez Agency, catering to clients in South Gate and the surrounding areas. The products she offers include term, whole, and universal life policies. Moreover, she assists in acquiring health, home, business, condo, and auto insurance plans. Chelly's accomplishments include being a qualifier for Ambassador Travel, Chairman's Circle, and Senior Vice President Club awards.

  • Life Insurance
  • Health Insurance

3939 Tweedy Boulevard, South Gate, CA 90280
WebsiteLicense: 0631646

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Yelp
5.0 (3)
Google
5.0 (1)

Why choose this provider?

Gary Baker Insurance has been serving the life insurance needs of South Gate clients since 1977. The company's agents bring over 50 years of combined experience in assisting clients to find the right insurance policy, along with the appropriate coverage, that meets their needs. Partnering with top-rated insurance carriers, it offers a wide variety of whole, term, universal, and final expense insurance products. Gary Baker Insurance also offers health insurance and personal insurance for automobiles, homes, and valuable items.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

1300 Santee Street, Los Angeles, CA 90015
WebsiteLicense: 0744100

Expertise.com Rating

Review Sources

Google
5.0 (6)
Yelp
4.0 (5)

Why choose this provider?

Kamkar Insurance is a family-owned agency that offers personal and commercial insurance options in South Gate and nearby areas. Founded in 1988, it has built a strong partnership with several insurance carriers, such as AIG, Universal, Safeco, and Progressive, that allows its clients to select the policy that covers what is important to them. Its agents assist individuals and families with life and health insurance policies, as well as supplemental plans. Other available types of insurance include home, auto, property, and liability policies.l

  • Life Insurance
  • Health Insurance

3435 Wilshire Boulevard, Los Angeles, CA 90010

Expertise.com Rating

Review Sources

Google
4.2 (6)

Why choose this provider?

Guardian Life Insurance Company of America is an insurance and risk management firm that serves clients in South Gate and the nearby areas. The company offers a wide array of insurance products and services, ranging from life insurance, disability income insurance, annuities, wealth management, and 401(k) retirement plans. The firm has access to a variety of insurance carriers and networks, providing its clients with a number of options to choose the appropriate insurance coverage that fits their needs. 

  • Life Insurance

714 West Olympic Boulevard Suite 450, Los Angeles, CA 90015
WebsiteLicense: 0H05006

Expertise.com Rating

Why choose this provider?

PRV Wealth Management is an investment management company serving South Gate and the surrounding communities. Life insurance is among the products the company recommends to individuals who are planning for retirement. Its offerings include term, permanent, and universal life insurance options. Its experienced consultants also deliver different areas of wealth management that include financial counseling and portfolio management. Moreover, PRV Wealth Management works with a wide and diverse client base from high net-worth individuals to small enterprises.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Best Deal Insurance
8473 State Street, South Gate, CA 90280
Pedro Maldonado
2615 Clarendon Avenue, Huntington Park, CA 90255
Marquis Ebrahimi Insurance Services, Inc.
350 South Figueroa Street, Los Angeles, CA 90071
Pathway Financial and Insurance Services
5530 Corbin Avenue, Tarzana, CA 91356
Invision Insurance Services
6631 Eastern Avenue, Bell Gardens, CA 90201
Romar Insurance
4427 Firestone Boulevard, South Gate, CA 90280
Alex Lopez Insurance Agency
12127 Garfield Avenue, South Gate, CA 90280
Meslee
7164 Melrose Avenue, Los Angeles, CA 90046
Chelly Gonzalez
4149 Tweedy Boulevard, South Gate, CA 90280
Gary Baker Insurance
3939 Tweedy Boulevard, South Gate, CA 90280
Kamkar Insurance
1300 Santee Street, Los Angeles, CA 90015
Guardian Life Insurance Company of America
3435 Wilshire Boulevard, Los Angeles, CA 90010
PRV Wealth Management
714 West Olympic Boulevard Suite 450, Los Angeles, CA 90015

FAQs

  • How do you choose the right life insurance policy in South Gate?

    To pick the right life insurance in South Gate, consider what your family would need after your death. You can choose between two main types: term life, which is cheaper and flexible for a specific time, or whole life, which combines insurance with a long-term savings plan but costs more. Consider your budget and long-term goals. Short-term life might be better if you have limited funds and short-term needs. If you want an investment and long-term protection, whole life insurance could be suitable.

  • Why do you need to secure life insurance in South Gate?

    Securing life insurance in South Gate is essential as it provides income replacement for your loved ones in the event of your passing, helping them cover bills and expenses. It also covers the increasing funeral expenses. Purchasing life insurance at a young age means lower premiums, making it cost-effective. Moreover, it acts as an investment tool, accumulating cash value over time. Lastly, it helps fulfill your final wishes, such as ensuring your children's college education.

  • What do you need to know about life insurance in South Gate?

    Life insurance in South Gate protects your loved ones, ensuring their financial stability if you pass away. There are various types of life insurance to consider, including term life for temporary coverage, whole life for lifelong protection with cash value accumulation, and universal life as an investment tool with flexibility. This knowledge empowers you to make an informed decision about securing the financial well-being of your family.

  • What does cash value in life insurance mean in South Gate?

    In South Gate, cash value in life insurance refers to a feature in particular life insurance policies like whole or universal life. It's a portion of your premium that the insurance company invests, potentially growing over time. The policyholder can access this cash value through loans or withdrawals, depending on the policy type. Some policies can use the cash value to cover premiums, but doing so may limit its availability for other uses.

  • Is there a difference between whole and universal insurance in South Gate?

    Yes. Whole life insurance offers stable premiums, predictable cash value, and the potential for dividends. Meanwhile, universal life insurance provides premium flexibility but has less predictable cash value growth, influenced by factors like interest rates and market performance. Hence, individual's choices in South Gate should align with their financial goals and risk tolerance.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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