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Best Life Insurance Companies in Santa Monica, CA

Our Recommended Top 19

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Santa Monica life insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3901Reviewed

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19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

7301 Topanga Canyon Boulevard, Los Angeles, CA 91303
WebsiteLicense: 0M11164

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

The "RED" in RED Financial stands for Reaching Everyone’s Dream. RED Financial is an independent company serving Santa Monica that specializes in life insurance policies. The firm's agents assist clients by helping them plan for the future through retirement plans, employee benefit plans, debt solutions, long-term care insurance, and additional insurance products. RED Financial is passionate about giving back to the community, actively supporting organizations such as Operation Gratitude. It has partnered with over 50 carriers to offer a wide array of insurance options.

  • Life Insurance
  • Health Insurance

2775 Tapo Street, Simi Valley, CA 93063
WebsiteLicense: 0568342

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Review Sources

Facebook
5.0 (1)

Why choose this provider?

S. Barrett Insurance Agency, Inc., provides life coverage options for clients in the Santa Monica area. Its Farmers Life Insurance products include simple and decreasing term policies, which feature benefits for critical and terminal illnesses and accidental deaths. It also offers Farmers' universal life policy with a changeable death benefit option. Other personal lines of insurance include auto, home, health, and travel. For businesses, it has products such as commercial auto, employment practice liability, and small business workers' compensation. S. Barrett's clientele includes retailers, restaurants, contractors, and homeowners' associations.

  • Life Insurance
  • Health Insurance

1537 Crenshaw Blvd, Los Angeles, CA 90019
WebsiteLicense: 0K89343

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Google
5.0 (68)
Yelp
5.0 (12)
Facebook
5.0 (5)

Why choose this provider?

DME Insurance Service, LLC, is an independent insurance agency that has been serving the residents of Santa Monica and the surrounding areas since 2016. It offers life insurance and long-term care insurance. It also provides other personal insurance products for homeowners, renters, and auto. Some of the insurance providers that it represents are the United States Liability Insurance Group, Western General Insurance Company, and Aegis General Insurance Agency. DME Insurance Service has served more than 400 clients.

  • Life Insurance

4717 Van Nuys Boulevard, Los Angeles, CA 91403
WebsiteLicense: 0750311

Expertise.com Rating

Why choose this provider?

Franklin Financial & Insurance Services provides different life insurance plans in Santa Monica, such as universal, term, and whole life packages. It explains the benefits of having coverage to pay off debts or protect dependents from future unexpected expenses. Additionally, long-term care, retirement planning, and disability policy options are available. The firm has over 20 years of experience in the industry, and it has served more than 6,000 clients in the community. Some of the company's insurance providers include MetLife, Aetna, and Health Net.

  • Life Insurance

6850 Canby Avenue, Los Angeles, CA 91335
WebsiteLicense: 0725660

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Review Sources

Yelp
4.0 (8)
Facebook
5.0 (5)

Why choose this provider?

Janice Killian is a State Farm agent that assists Santa Monica area residents in evaluating coverage options for life insurance. Killian's team focuses on delivering personalized services and works to match families with suitable term, whole, and universal life insurance options. The team's life insurance services revolve around helping families ensure sufficient sources to pay mortgages, resolve debts, and maintain standards of living. In addition to her insurance work, Killian also participates in annual charity walking events.

  • Life Insurance
  • Health Insurance

2315 Kuehner Drive, Simi Valley, CA 93063
WebsiteLicense: 0750660

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Review Sources

Yelp
5.0 (4)

Why choose this provider?

Hayes Company Insurance Brokers is an independent agency that specializes in offering personal and commercial insurance products. Since its establishment in 1968, it has served individuals, families, and businesses in Santa Monica and neighboring areas. Hayes Company Insurance Brokers partners with more than 30 insurance carriers, introducing its clients to a wide array of options in coverages. Its agents are equipped to offer other insurance products, such as long-term care, disability, and homeowners' insurance.

  • Life Insurance
  • Health Insurance
  • Permanent Life Insurance Policy

3222 Santa Monica Boulevard, Santa Monica, CA 90404
WebsiteLicense: 0D01874

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Facebook
5.0 (5)
Google
5.0 (3)

Why choose this provider?

With more than 54 years of combined experience among its staff, Express Financial & Insurance Services, Inc. is an independent insurance agency offering life insurance products to clients in the Santa Monica area. Aside from term life insurance, the company also provides universal and whole life insurance options for clients who wish to include additional benefits in their policies. The agency also assists with home, auto, and health insurance plans. For business owners, Express Financial & Insurance Services, Inc. is also available for commercial insurance needs.

  • Life Insurance

16661 Ventura Boulevard, San Fernando Valley, CA 91436
WebsiteLicense: 0F00747

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Facebook
4.0 (22)
Google
5.0 (4)
Yelp
1.0 (1)

Why choose this provider?

Sofi Insurance Services is a provider of life insurance plans to Santa Monica and surrounding communities. Its team of professionals takes care of insurance shopping to help clients find the right policy for their family's needs. It also offers health, annuity, student, dental, travel, and children's insurance options. Its life insurance coverage includes funeral, college education, and secondary expenses like loans and child support payments. Information about various insurance options can be found on its website.

  • Life Insurance
  • Health Insurance

11611 San Vicente Boulevard, Los Angeles, CA 90049
WebsiteLicense: 0B75129

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Review Sources

Google
4.9 (77)
Yelp
4.5 (65)
Facebook
4.0 (41)

Why choose this provider?

Susman Insurance Agency is a family-owned insurance company that has provided the communities around Santa Monica with solutions to their insurance needs. It has offered term life, group term life, and lifetime level premium life insurance policy that can be customized according to its client's unique requirements for over two generations. The company delivers its services through a partnership with carrier companies, such as Mercury Insurance Company, United States Liability Insurance Group, Safeco Insurance, and Progressive.

  • Life Insurance
  • Group Plans
  • Long Term Care

280 North Westlake Boulevard, Westlake Village, CA 91362
WebsiteLicense: 0484756

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Review Sources

Facebook
5.0 (4)

Why choose this provider?

Steve D. Reich Insurance Agency, Inc., is an independent insurance agency near Santa Monica that offers insurance products and services to clients in the metro. The firm is a member of the Farmers Insurance Group and was voted top insurance agency in the Conejo Valley area by The Daily News newspaper. It offers life insurance products such as term and whole life insurance plans that cover funeral costs, debts, and mortgage payments upon the policyholder's death.

  • Life Insurance
  • Health Insurance

2736 Claray Drive, Los Angeles, CA 90077
WebsiteLicense: 0D51710

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Review Sources

Yelp
5.0 (8)

Why choose this provider?

Serving the Santa Monica area, Ira Fenster Insurance Services Inc provides a variety of insurance solutions to clients in the metro. It offers insurance products such as term life insurance, individual health insurance, short-term health insurance, fixed indemnity insurance, and Medicare Supplement (Medigap) insurance. The company also has other options like critical illness insurance, dental insurance, cancer insurance, and accident insurance. Ira Fenster Insurance Services Inc has a strong focus on using a commonsense approach in helping customers make correct decisions.

  • Life Insurance
  • Health Insurance
  • Term Life Insurance

7033 Owensmouth Avenue, Canoga Park, CA 91303
WebsiteLicense: 0551971

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

George E. Martini, President, and COO of Allen Lawrence & Associates, has catered life insurance plans that have assisted the company in delivering customized risk assessment to its consumers in Santa Monica. Martini is a member of The Council of Insurance Agents and Brokers and facilitates the firm in offering a wide range of coverage, including business insurance, group benefits, surety bonds, risk management services, and travel insurance. Thanks to his over 40 years of experience, he has helped served businesses and individuals throughout the United States.

  • Life Insurance
  • Health Insurance

9601 Wilshire Boulevard, Beverly Hills, CA 90210
WebsiteLicense: 0575783

Expertise.com Rating

Review Sources

Yelp
5.0 (18)

Why choose this provider?

The Matloff Company is an insurance and financial services agency that has been serving Santa Monica since 1979. It provides life insurance products to individuals who want to protect their loved ones, financial goals, or business partnerships. With more than 75 years of combined experience, its team of professionals also specializes in health insurance, investments and retirement plans, and risk and financial management. The company has been recognized by various institutions like the Beverly Hills Bar Association and the Consumer Attorneys Association of Los Angeles.

  • Life Insurance
  • Health Insurance

1223 Wilshire Boulevard, Santa Monica, CA 90403
WebsiteLicense: 0D82085

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Review Sources

Yelp
5.0 (23)
Facebook
5.0 (4)
Google
5.0 (2)

Why choose this provider?

Donald Weiss Insurance Services is an independent insurance agency that serves individuals, families, and businesses in the Santa Monica metro. It is partnered with a wide range of insurance carriers, including Aetna, Kaiser Permanente, and The Hartford. This firm assists in the acquisition of term, permanent, and universal life insurance plans. It also offers disability, health, long-term care, and travel insurance products. Its owner Donald Weiss is a member of the California Association of Health Underwriters and the National Association of Health Underwriters.

  • Life Insurance

2655 First Street, Simi Valley, CA 93065
WebsiteLicense: 0795359

Expertise.com Rating

Why choose this provider?

Andrew Engeman & Associates Insurance serves the Santa Monica area with term and whole life insurance products. It provides other personal coverage plans like auto insurance, boat insurance, flood insurance, long-term care insurance, renters' insurance, and landlord insurance. Andrew Engeman & Associates Insurance, founded in 1990, also handles business insurance policies encompassing commercial automobiles, farm properties, trucking companies, contractors, workers' compensation, and surety bonds. The company represents insurance carriers like Bristol West, Builders & Tradesmen's, Chubb, Hagerty, Heritage Insurance, and The Hartford.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

803 Camarillo Springs Road, Camarillo, CA 93012
WebsiteLicense: 0F79333

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Karen and Michael Quigley Insurance Agency is an independent insurance brokerage in Camarillo that offers insurance products to clients in the Santa Monica area. The company was formed in 1984 and is currently managed by husband-and-wife Michael and Karen Quigley, insurance professionals with backgrounds in medical insurance, banking, and financial consulting. The firm offers life insurance products such as term insurance and whole life insurance policies that provide tax-free debt options upon the policyholder's death.

  • Life Insurance
  • Health Insurance

16501 Ventura Boulevard, Los Angeles, CA 91436
WebsiteLicense: 0L48741

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Provence Financial & Insurance Services is an independent insurance firm serving the people of Sacramento. Established in 1998, it has been providing a wide range of insurance products, including life insurance, that will keep clients’ beneficiaries financially supported after unexpected times of distress. The options offered include term, variable, and universal insurance. It also carries life insurance for businesses. Provence Financial & Insurance Services expanded its communication platforms in 2020 to include in-person, by phone, and online to make its services more accessible.

  • Life Insurance

3500 West Olive Avenue, Burbank, CA 91505
WebsiteLicense: 6000008

Expertise.com Rating

Review Sources

Google
5.0 (4)
Yelp
5.0 (3)

Why choose this provider?

Life Trails Insurance Agency, Inc., is an independent insurance agency that serves clients in Santa Monica. The company represents a number of insurance carriers, including Accordia Life, Allianz, and Minnesota Life Insurance Company. It offers a wide range of life insurance coverage and solutions, including term, whole, and guaranteed life insurance as well as mortgage protection insurance and living benefits life insurance. Return of premium and living benefits life insurance are also offered. Additionally, it provides disability, accidental, and long-term care insurance options.

  • Life Insurance

3415 South Sepulveda Boulevard, Los Angeles, CA 90034
WebsiteLicense: 0I43584

Expertise.com Rating

Review Sources

Google
5.0 (33)
Yelp
4.5 (10)
Facebook
5.0 (3)

Why choose this provider?

Germani Insurance Services is an agency that represents over 200 insurance carriers delivering insurance protection to customers in Santa Monica. It offers different types of life insurance, including term life, whole life, universal life, and variable universal life insurance plans. These provide cash funds after a specific period of time or when the policyholder passes away. The company's additional products are vehicle, business, and property insurance policies. Its founder, William Germani, received his agent licensed in 2006 and opened the agency in October 2009.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Red Financial
7301 Topanga Canyon Boulevard, Los Angeles, CA 91303
S. Barrett Insurance Agency, Inc.
2775 Tapo Street, Simi Valley, CA 93063
DME Insurance Service, LLC
1537 Crenshaw Blvd, Los Angeles, CA 90019
Franklin Financial & Insurance Services
4717 Van Nuys Boulevard, Los Angeles, CA 91403
Janice Killian
6850 Canby Avenue, Los Angeles, CA 91335
Hayes Company Insurance Brokers
2315 Kuehner Drive, Simi Valley, CA 93063
Express Financial & Insurance Services, Inc.
3222 Santa Monica Boulevard, Santa Monica, CA 90404
Sofi Insurance Services
16661 Ventura Boulevard, San Fernando Valley, CA 91436
Susman Insurance Agency
11611 San Vicente Boulevard, Los Angeles, CA 90049
Steve D. Reich Insurance Agency, Inc.
280 North Westlake Boulevard, Westlake Village, CA 91362
Ira Fenster Insurance Services Inc
2736 Claray Drive, Los Angeles, CA 90077
George E. Martini
7033 Owensmouth Avenue, Canoga Park, CA 91303
The Matloff Company
9601 Wilshire Boulevard, Beverly Hills, CA 90210
Donald Weiss Insurance Services
1223 Wilshire Boulevard, Santa Monica, CA 90403
Andrew Engeman & Associates Insurance
2655 First Street, Simi Valley, CA 93065
Karen and Michael Quigley Insurance Agency
803 Camarillo Springs Road, Camarillo, CA 93012
Provence Financial & Insurance Services
16501 Ventura Boulevard, Los Angeles, CA 91436
Life Trails Insurance Agency, Inc.
3500 West Olive Avenue, Burbank, CA 91505
Germani Insurance Services
3415 South Sepulveda Boulevard, Los Angeles, CA 90034

Santa Monica, CA Life Insurance FAQs

  • What are some critical events in which Santa Monica residents might consider getting life insurance?

    Santa Monica residents might consider getting life insurance when starting a family since it can act as a safety net for one’s child. In having a home, life insurance may help the family pay off the mortgage upon the policyholder’s death and avoid losing the property. Life insurance may safeguard business beneficiaries and partners from financial repercussions. It also helps manage debts and offers financial security during retirement, divorce, and in paying the healthcare costs of aging parents.

  • What is the best way for a diabetic Santa Monica resident to apply for life insurance?

    The best way for a diabetic Santa Monica resident to apply for life insurance is to seek the help of an agent who specializes in insuring diabetic people. Before applying, the client must have their condition under control. They should maintain healthy levels of blood sugar, have a healthy diet, exercise regularly, and follow their doctor’s orders and recommendations. The insurance company may need a medical exam that includes blood tests for measuring blood sugar levels.

  • What are the advantages of getting life insurance for one’s child in Santa Monica?

    One advantage of getting life insurance for one’s child in Santa Monica is that it offers financial protection and the insurability is guaranteed. Should the child develop a health-related condition that makes them uninsurable, they will already have one in place. Some children’s policies also grow and accumulate cash value with time, which may be used for future expenses. Insurance for children also usually has lower premiums because they are generally healthy and have a lower risk of dying.

  • What are the disadvantages of getting life insurance for one’s child in Santa Monica?

    One disadvantage of getting life insurance for one’s child in Santa Monica is that it may be considered an unnecessary expense because children usually have a lesser risk of dying. A better investment could be growing their retirement or emergency fund since investing elsewhere may earn higher returns. Another disadvantage is that children’s death benefits are usually significantly lower than adult policies. They have limited coverage and may not be enough to cover all expenses in case of death.

  • What are the advantages of getting life insurance for homeowners with a mortgage in Santa Monica?

    An advantage of having life insurance for homeowners with a Santa Monica mortgage is that allows beneficiaries to pay off the mortgage. Unlike traditional insurance policies for mortgage protection, life insurance is not restricted to just paying the mortgage balance. It can be used for college tuition costs, childcare, and household and medical bills. In addition, a life insurance’s death benefit does not diminish with the mortgage balance. Refinancing the home does not affect the life insurance plan.

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