Best Life Insurance Companies in San Ramon, CA

Specialists in Health Insurance is an insurance company that started its operation in 1989. It has since provided individuals, families, and small businesses in the San Ramon area with life insurance through its affiliations with carrier companies such as Pacific Life, Fidelity & Guaranty Life, and American Equity. The early 2000s was a transitioning period for the company as it opened its services to medium enterprises and started offering vision, dental, group health, and voluntary payroll deduction insurance.

David White & Associates is an insurance agency that serves individuals and businesses in San Ramon. Its financial agents work closely with clients to guide them in navigating the complexities of insurance policies and financial planning. Its products include life insurance, disability income protection, and long-term care insurance. Wealth management services for professional athletes, coaches, entertainers, and their families are also available. David White & Associates is involved with over 30 charities, including Habitat for Humanity and Leukemia Foundation.

Located in Brentwood, Circadian Insurance Brokers is an independent insurance agency that serves clients in San Ramon. It offers life insurance plans and provides quotes from over 20 different carriers, such as Liberty Mutual and National General Insurance. Its agents can also tailor each plan to pay off income loss or children's tuition fees. The agency educates first-time clients about term-life plans, whole life plans, and death benefits. Established in 1990, Circadian Insurance Brokers can file applications and claims on behalf of its clients.

Brighton Financial & Insurance Services is an independent firm serving individuals and businesses in San Ramon and the neighboring areas since 2008. The firm writes term life and whole life insurance policies and offers retirement consulting services, including college funding, annuities, and mutual funds. The firm also handles insurance policy protection for properties affected by wildfire. The firm is affiliated with numerous carriers, such as MetLife and Cigna, providing a variety of policy options to clients.

James Foster Jr. is a State Farm agent serving clients in San Ramon. He has been serving the community for more than 26 years, specializing in providing life insurance coverage. He also offers options for health, property, auto, home, and business insurance, in addition to mutual funds and annuities. Additionally, James is a qualifier for various industry awards, including Bronze Tablet, National Convention, and Legion of Honor. He is also a member of the San Ramon Chamber of Commerce.

Scott Feher & Associates addresses the insurance needs of clients in San Ramon. It has been in business for over 27 years, working with estate planners, long-term care specialists, elder care attorneys, and CPAs. The professionals from the company help clients plan and purchase life insurance coverage and disability income insurance. They also provide assistance in financial and retirement planning and cash flow management. Its owner, Scott Feher, received the Accredited Investment Fiduciary award from the Center for Fiduciary Studies.

The La Musga Company provides life insurance products to clients residing in San Ramon. It offers several life insurance policies to help clients choose benefits for their families. These include long-term care, survivor life, term, disability, and fixed life insurance. Additionally, immediate annuities, key employees, and group medical programs are also available. The La Musga Company helps clients with their financial services, such as asset allocation, college funding, investments, retirement plans, and estate planning.

Acceptance Insurance Services, Inc. is an independent insurance brokerage that offers commercial and personal insurance lines to clients in the San Ramon metro. The firm has been operating since 1989 and specializes in online insurance services. It offers life insurance policies such as term life and permanent life insurance that covers unforeseen financial expenses as well as death. It also offers other personal insurance lines such as dental insurance, annuities, as well as health insurance.

Situated in San Ramon, Bernal Insurance Agency provides individuals with a wide range of insurance solutions. The agency offers clients a recommendation of insurance products that match their current life stage. Plans include whole life, single premium, family protection, and mortgage protection insurance. It also advises on Medicare and financial planning. In addition to personal insurance, it helps businesses craft benefits for their employees. Pamela Bernal, the agency's primary agent and broker, has nearly 30 years of experience in insurance sales.

Nickovich Insurance Services Inc. is a full-service insurance company operating in San Ramon. The firm protects the beneficiaries of life insurance policyholders from unwanted financial risks. As an independent insurance broker, the agency offers several life insurance coverage options from over 10 companies and helps clients select the best policy for their needs. Its agents also specialize in individual and group health insurance, including medical, dental, vision, and long-term care plans. The company is owned and led by local insurance agent Carol Nickovich.

Stuart J. Poon is a State Farm insurance agent who assists San Ramon clients in finding life insurance products that meet their requirements. He offers term life insurance, whole life insurance, and universal life insurance. He also guides clients on matters regarding auto insurance, home and property insurance, business insurance, disability insurance, liability insurance, and health insurance. Poon is a member of the Alamo Merchants and Professional Association and the Alamo Rotary Ambassador for Life Qualifier.

Inszone Insurance Services is a Pleasanton-based company founded in 2002. It is an independent insurance agency serving individuals, families, and businesses in the San Ramon area. The company provides life insurance plans that may include term, universal, and whole life coverage. Its insurance agents also offer other personal plans such as health, disability, home, and vehicle insurance. CEO Norm Hudson has been in the insurance industry for more than 20 years. He purchased Inszone Insurance Services in 2013.