Expertise.com Homepage

2024

Last updated:

Best Life Insurance Companies in Roseville, CA

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Roseville Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5784Reviewed

3476Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2266 Lava Ridge Court, Roseville, CA 95661
WebsiteLicense: 0E54909

Expertise.com Rating

Review Sources

Facebook
4.0 (20)

Why choose this provider?

Trusted Quote is a life insurance company serving clients in Roseville and the surrounding areas. For more than 40 years, the company has been helping clients plan and purchase life insurance, which comes in various options, including term, whole, and universal life, in addition to no medical exam and high-risk insurance. It also offers insurance coverage for dental, disability, auto, long-term care, and Medicare supplement. Moreover, Trusted Quote works with various carriers, including Prudential, Genworth, and Fidelity Life.

  • Life Insurance

2999 Douglas Boulevard, Roseville, CA 95661
WebsiteLicense: 0G53577

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Sharron E. Branson is an insurance agent in Roseville. She specializes in helping clients protect the future of their families and businesses by offering life insurance products. These cover income replacement, college funding, funeral expenses, mortgage protection, and estate planning. She also assists individuals wanting to apply for long-term care plans to prepare for their future medical needs. Additionally, Sharron carries retirement income plans and gives clients an option to select immediate or tax-deferred annuity.

  • Life Insurance

2130 Professional Drive, Roseville, CA 95661
WebsiteLicense: 0M44211

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Ridgemark Insurance Services is a Roseville-based insurance agency that caters to first-time and seasoned policyholders. Its president and CEO, Kirk Kindelt, has been in the industry for over 30 years. He and his team offer life insurance plans from multiple national and regional carriers. They can review existing policies or quotes to check for a variety of prices. They can also tailor each plan to fit different objectives, from building inheritance to funding retirement. The agency also covers risk management and employee benefit plans.

  • Life Insurance

2237 Douglas Blvd 130, Roseville, CA 95661
WebsiteLicense: 0G53142

Expertise.com Rating

Review Sources

Google
4.0 (16)

Why choose this provider?

Atlantic Bay Insurance LLC is a local provider of life insurance for families and individuals living in Roseville and nearby communities. This independent insurance agency also offers a broad range of other personal insurance solutions, including recreational vehicle, manufactured and mobile home, motorcycle, pet, and flood insurance. In addition, Atlantic Bay Insurance offers business insurance policies, such as cyber liability, restaurant, professional liability, commercial auto, general liability, and contractors' insurance. Its insurance partners include Dairyland, MetLife, and Progressive.

  • Life Insurance
  • Health Insurance

2270 Douglas Boulevard, Roseville, CA 95661
WebsiteLicense: 0H98961

Expertise.com Rating

Review Sources

Google
5.0 (10)
Yelp
5.0 (5)

Why choose this provider?

Bob Clouse Insurance Services is a family-owned life insurance agency in Roseville. Its team of insurance agents and brokers helps individuals and families find and choose life insurance coverage. The company offers term life, whole life, and universal life insurance. The other insurance products it provides are auto insurance, home insurance, and renters' insurance. Bob Clouse Insurance Services represents established insurance companies and has access to a broad range of insurance products.

  • Life Insurance

2160 Sunset Boulevard, Rocklin, CA 95765
WebsiteLicense: 0E50882

Expertise.com Rating

Review Sources

Google
4.0 (23)
Facebook
5.0 (2)

Why choose this provider?

Scott Yuill has been in the business of helping individuals and families understand and acquire life insurance products since 1988. He is a State Farm agent serving the Roseville area with short-range coverages, permanent policies, loss of income replacements, mortgage funding, and educational support. Scott holds a bachelor's degree in Business Administration. He has also acted as a president of the Rocklin Area Chamber of Commerce and a member of the Rocklin City Council from 2006 to 2018.

  • Life Insurance
  • Health Insurance

6556 Lonetree Boulevard, Rocklin, CA 95765
WebsiteLicense: 0J15378

Expertise.com Rating

Review Sources

Google
4.0 (23)
Facebook
4.0 (9)

Why choose this provider?

Trusted American Insurance Agency is a full-service agency that provides life insurance policies for residents of Roseville. It has over 15 years of industry experience and has served over 250 thousand clients. Its agents can tailor life insurance policies to act as mortgage protection, college education funds, retirement savings, and funeral expenses. They can also shop for term-life, permanent, and universal life policies for families and commercial groups. The agency's other insurance products include disability, long-term care, medicare, and business insurance.

  • Life Insurance
  • Health Insurance

3017 Douglas Boulevard, Roseville, CA 95661
WebsiteLicense: 0F96366

Expertise.com Rating

Review Sources

Google
5.0 (26)
Yelp
3.0 (17)
Facebook
5.0 (11)

Why choose this provider?

Peterson & Grantham Insurance Brokers is an independent insurance agency that serves clients in Roseville. It offers term, whole, and universal life insurance policies that provide for beneficiaries to pay for final expenses, debts, tuition, and estate taxes. The company also covers insurance products for homes, motorcycles, boats, automobiles, and businesses. Peterson & Grantham Insurance Brokers has been providing personal and commercial lines of insurance to clients in collaboration with more than 50 insurance carriers since 2008.

  • Life Insurance

7520 Greenback Lane, Citrus Heights, CA 95610
WebsiteLicense: 0E22542

Expertise.com Rating

Review Sources

Facebook
5.0 (25)
Yelp
2.0 (7)

Why choose this provider?

Beach & O'Neill Insurance Associates is a full-service life insurance company serving clients in Roseville and the surrounding areas. For more than 60 years, the company has been helping clients with their personal and commercial insurance needs. It offers various life insurance products, which include term, whole, and universal life coverage. The company also provides options for personal products such as homeowners' and renters' insurance. Moreover, the company is affiliated with various associations, including the National Association of Hispanic Realtors.

  • Life Insurance
  • Health Insurance

300 Harding Boulevard, Roseville, CA 95678
WebsiteLicense: 0C75782
Website

Expertise.com Rating

Review Sources

Google
5.0 (25)

Why choose this provider?

Money Bridge Wealth & Income Planning is a full-service financial firm based in Roseville. It helps individuals secure a life insurance policy to protect their families from financial loss in the event of their passing. It also offers retirement planning, tax planning, income strategies, investment strategies, and money management services. Owner Joe DeMeo uses his financial knowledge and insurance experience to create customized financial strategies for his customers. Money Bridge Wealth & Income Planning caters to clients of all ages.

  • Life Insurance

2266 Lava Ridge Court, Roseville, CA 95661
WebsiteLicense: 0514518

Expertise.com Rating

Review Sources

Google
4.0 (22)

Why choose this provider?

Headquartered in Roseville, Pinney Insurance Center, Inc., serves the insurance needs of individuals, families, and businesses in communities within California, Illinois, Maryland, Mississippi, North Carolina, Oklahoma, Texas, and Washington. It is an independent company that carries life insurance packages like term life, universal life, and simplified issue life insurance. Pinney Insurance Center started as the R. Jan Pinney General Agency of Transamerica Occidental Life Insurance Company in 1972. It was incorporated as Pinney Insurance Center in 1975.

  • Life Insurance
  • Health Insurance

919 Reserve Drive, Roseville, CA 95678
WebsiteLicense: 6001355

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Flores & Associates Insurance Services delivers insurance solutions to clients in Roseville. The firm guides its clients through the process of selecting life insurance types and policies that are appropriate for their needs. It offers term life insurance, cash value insurance, universal life insurance, whole life insurance, and joint life insurance. It also offers health, real estate, long-term care, and retirement planning coverages. Joe H. Flores leads the company with more than 26 years of experience in the industry.

  • Life Insurance
  • Whole Life Insurance
  • Long Term Care

1805 Cirby Way, Roseville, CA 95661
WebsiteLicense: 0L75556

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Yelp
5.0 (8)
Google
5.0 (7)

Why choose this provider?

Finkemeier Insurance Services is an insurance brokerage that has been serving residents and businesses in Roseville since 1965. It offers a wide range of risk management strategies, including life, health, dental, and disability insurance for groups and individuals. It also provides coverage for homes, automobiles, rental properties, and classic cars as well as extensive business policies, such as mechanical breakdown and employment practices insurance. Its president, Don Barneson, has been in the insurance industry for more than 20 years.

  • Life Insurance
  • Health Insurance
  • Individual Plans

3957 Rawhide Road, Rocklin, CA 95677
WebsiteLicense: 0I32287

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Miller Brammer Insurance Services is a Rocklin-based company that extends its services to the Roseville metro. It is an independent agency that specializes in healthcare reform and employee benefits. Headed by Gail Miller and Lisa Brammer, the business works with various carriers in providing life insurance services from a variety of carriers that it represents that offer universal, whole, final expense, and term insurance. Miller and Brammer have more than five years of combined experience in the industry.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

1425 River Park Drive, Sacramento, CA 95815

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Douglas E Clifford, CLU, helps Roseville-based clients through life insurance solutions. Working closely with Northwestern Mutual as a wealth management advisor for more than 40 years, Douglas E Clifford offers permanent life insurance options such as whole life, CompLife, universal life, and variable life insurance, which can protect the client as long as they live. He also provides term life insurance policies that are level premium and annually renewable for customers with short-term financial obligations.

  • Life Insurance

140 Diamond Creek Place, Roseville, CA 95747
WebsiteLicense: 0M33979

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
4.0 (10)

Why choose this provider?

Family-owned and family-operated Eureka General Insurance Agency was established in 1970 and has since catered to the needs of Roseville and other neighboring communities. This independent agency customizes insurance packages from products provided by its partner carriers. It offers insurance coverage that aims to meet the personal and financial needs of individuals and businesses. It handles life insurance policies that include universal, term, whole, survivorship, and final expense. In addition, the company offers specialty insurance for special events and construction work.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Trusted Quote
2266 Lava Ridge Court, Roseville, CA 95661
Sharron E. Branson
2999 Douglas Boulevard, Roseville, CA 95661
Ridgemark Insurance Services
2130 Professional Drive, Roseville, CA 95661
Atlantic Bay Insurance LLC
2237 Douglas Blvd 130, Roseville, CA 95661
Bob Clouse Insurance Services
2270 Douglas Boulevard, Roseville, CA 95661
Scott Yuill
2160 Sunset Boulevard, Rocklin, CA 95765
Trusted American Insurance Agency
6556 Lonetree Boulevard, Rocklin, CA 95765
Peterson & Grantham Insurance Brokers
3017 Douglas Boulevard, Roseville, CA 95661
Beach & O'Neill Insurance Associates
7520 Greenback Lane, Citrus Heights, CA 95610
Money Bridge Wealth & Income Planning
300 Harding Boulevard, Roseville, CA 95678
Pinney Insurance
2266 Lava Ridge Court, Roseville, CA 95661
Flores & Associates Insurance Services
919 Reserve Drive, Roseville, CA 95678
Finkemeier Insurance Services
1805 Cirby Way, Roseville, CA 95661
Miller Brammer Insurance Services
3957 Rawhide Road, Rocklin, CA 95677
Douglas E Clifford, CLU
1425 River Park Drive, Sacramento, CA 95815
Eureka General Insurance Agency
140 Diamond Creek Place, Roseville, CA 95747

FAQs

  • Can Roseville life insurance companies demand applicants to undergo drug testing?

    Yes, life insurance companies in Roseville may require applicants to submit to a drug test as part of the underwriting process. The goal is to assess the risk of insuring an individual while determining premium costs. Life insurance companies frequently test their clients' urine for drugs, as this test can detect a wide range of chemicals, including prescription pharmaceuticals and illicit narcotics.

  • Can you include a specific sum of money in your Roseville life insurance policy for the upkeep of your pet?

    Yes, you can include a specific amount of money in your Roseville life insurance policy for your pet's care. To accomplish this, indicate the amount or percentage of the policy earnings that should be set aside for the pet's expenses. Other options for arranging for the care of your beloved animal after your death include establishing a pet trust, naming a caregiver in your will, or enlisting the assistance of a reputable animal welfare organization.

  • When does Roseville's accidental death and dismemberment insurance not give coverage?

    Roseville's accidental death and dismemberment insurance excludes the following from its coverage:

    • Driving while intoxicated.
    • Dying while committing a crime or from a drug overdose.
    • Death due to high-risk activities.
    • Death during surgery.
    • Suicide or fatalities brought on by mental illness.
    • Demise brought on by a disease or bacterial infections.
    • Military deaths or injuries caused by war.
    • A professional athlete passing away during a sporting event.
  • What can you do if you were a victim of a life insurance scam in Roseville?

    If you become a victim of Roseville life insurance fraud, you should contact the California insurance department. Once you report the scam, the agent or organization that committed it may have their license revoked and face legal action. You can also report the scammers to the Insurance Fraud Bureau to prevent them from preying on others.

  • When will the free look period of a Roseville life insurance start?

    A free look period, also known as a free look provision, gives you the option of canceling your life insurance policy at the start of the policy's term without incurring any fees. The free look period of Roseville life insurance usually begins on the day the policy is issued. If you're unsure when your free look period begins, contact your insurer and inquire about the provision's start and end dates.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...