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Best Life Insurance Companies in Rialto, CA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Rialto Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

8436 Sierra Avenue, Fontana, CA 92335
WebsiteLicense: 0F02744 Rating

Review Sources

4.0 (5)

Why choose this provider?

Based in Fontana, Maria Azucena Herrera is a Farmers Insurance agent servicing the Rialto community and adjacent areas. She provides a range of individual, personal, and commercial insurance products. She offers term, whole, universal life policies and can explain options like disability, accelerated death, and critical illness riders. Her other services include auto, homeowners, business, renters', motorcycle, and recreational insurance. Maria provides in-person or online reviews of existing coverage to help clients keep up with their changing insurance needs. She is fluent in Spanish.

  • Life Insurance
  • Health Insurance

425 West Foothill Boulevard, Rialto, CA 92376
WebsiteLicense: 0C44786 Rating

Review Sources

4.0 (31)
1.0 (1)

Why choose this provider?

Western Choice Insurance Services | Vehicle Registration is an independent insurance brokerage serving the residents of Rialto and its surrounding areas. It offers life insurance policies from different carriers that fit the client's needs. Other products include business, home, and health insurance. Western Choice primarily offers vehicle services offering personal and commercial auto insurance with RVs, boats, and motorcycles. It also handles registration, renewal, and title transfer services for vehicles. The company has over 20 years of experience in the industry.

  • Life Insurance

112 East 1st Street, Rialto, CA 92376
WebsiteLicense: 0C61297 Rating

Review Sources

5.0 (9)
4.0 (4)
5.0 (1)

Why choose this provider?

Edward Carrillo is a State Farm Insurance agent who caters to the financial needs of the Rialto community and the surrounding areas. Carrillo guides individuals in purchasing the right life insurance plan that can protect their loved ones from future financial problems. His team specializes in term life, whole life, and universal life plans. He also offers health, home, property, auto, and business insurance. A U.S. Marine Corps veteran, Carrillo has also been the president of the Rialto Chamber of Commerce since 1990.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Maria Herrera
8436 Sierra Avenue, Fontana, CA 92335
Western Choice Insurance Services | Vehicle Registration
425 West Foothill Boulevard, Rialto, CA 92376
Edward Carrillo
112 East 1st Street, Rialto, CA 92376


  • How does juvenile whole life insurance work in Rialto?

    Juvenile whole life insurance helps parents or grandparents financially protect their children or grandchildren in Rialto. It offers permanent protection for minor individuals, applicable for children ages 0 to 16, and its cash value can be obtained through policy loans. As a whole, it will help children become financially stable later on.

  • What type of life insurance should you acquire in Rialto?

    It depends on your personal situation. Choosing what type of life insurance suits you depends on your financial and coverage needs. If you want to have life insurance coverage for a specific period of time, you can purchase term life insurance. However, if you want to have protection for your lifetime, you can choose whole or universal life insurance.

  • If you already have employer-sponsored life insurance in Rialto, should you get personal life insurance?

    Yes, you must consider getting personal life insurance in Rialto even if you already have employer-sponsored life insurance because policies provided by your company may not be enough to cover your and your family's needs. This can also last for a period of time. In addition, you cannot use this insurance if you leave your company.

  • In Rialto, what is the difference between primary and secondary life insurance beneficiaries?

    In Rialto, primary beneficiaries will receive the cash value of death benefits in case of the death of policyholders, and secondary beneficiaries can only receive death benefits if primary beneficiaries are no longer living. Also, naming a primary beneficiary is required in life insurance, but second beneficiaries are optional. This means that policyholders are allowed not to have secondary beneficiaries in their policies.

  • Where can you use your life insurance in Rialto?

    You can use your life insurance in Rialto to make charitable contributions, pay taxes, or be a source of savings for your retirement. You can also use this type of insurance to provide inheritance for your loved ones if you do not have enough assets. In addition, it can also be used to pay for your burial and funeral expenses.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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